Written by ForexBrokers.com
In this head to head comparison of Capital.com vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2016, Capital.com stands out with a strong regulatory foundation, holding three Tier-1 licenses and one Tier-2 license. The platform is not publicly traded and does not operate as a bank. With a ForexBrokers.com Trust Score of 87, it is classified as a trusted broker, reflecting its commitment to customer security and reliability in the online trading landscape.
On the other hand, Earn, established in 1994, operates with one Tier-1 license and does not have any Tier-2 licenses. Also privately owned and not a banking institution, Earn has a ForexBrokers.com Trust Score of 71, placing it in the average risk category. For traders, this score suggests some caution, although it still implies a level of regulatory oversight.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Year Founded | 2016 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
When comparing the commissions and fees of online brokers Capital.com and Earn, Capital.com stands out as a more cost-effective choice for traders looking for low spreads. Capital.com not only offers pricing that is slightly better than the industry average but also provides a universal account option for retail traders and a professional account for qualified clients. Notably, Capital.com maintains a dynamic spread of 0.67 pips for EUR/USD, verified as the average spread in April 2024, which positions it as an attractive option for cost-conscious forex traders.
In contrast, Earn does not provide specific average spread data, making it challenging for potential traders to gauge the exact costs involved. This lack of transparency could be a downside for those who prioritize clear information when selecting a broker. Both firms offer distinct advantages, but the detailed pricing insights that Capital.com delivers make it more accessible for understanding overall trading expenses.
In terms of ratings, Capital.com earns a commendable five stars for its commissions and fees, securing the impressive rank of #3 out of 62 brokers on ForexBrokers.com. Earn, while still performing well, receives four stars and holds the #46 position in the same category. These rankings highlight Capital.com's strong value proposition compared to Earn in the arena of trading costs.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Minimum Deposit | $20 | $100 |
| Average Spread EUR/USD - Standard | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Active Trader or VIP Discounts | Yes | Yes |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing the range of investments available on Capital.com and Earn, it's clear that Capital.com provides a larger variety of options for traders. Capital.com boasts a wide selection with 3,007 tradeable symbols and 125 forex pairs, while Earn offers 500 tradeable symbols and 61 forex pairs. Both platforms allow forex trading through CFDs or spot contracts and provide cryptocurrency derivatives, yet neither offers the ability to buy actual, delivered cryptocurrencies. Additionally, neither broker offers exchange-traded securities on U.S. or international exchanges. However, Earn stands out with its copy trading feature, which is not available with Capital.com.
In terms of overall investment range ratings, Capital.com shines with a 4.5-star rating and outperforms Earn's 3.5 stars. Capital.com's broader reach is further highlighted by its higher ranking, placing 22nd out of 62 brokers according to ForexBrokers.com, compared to Earn's 45th position. Therefore, for those looking for more diverse investment opportunities, Capital.com seems to be the superior choice between these two brokers, unless the specific feature of copy trading holds significant appeal.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 3007 | 500 |
| Forex Pairs (Total) | 125 | 61 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When it comes to trading platforms and tools, both Capital.com and Earn offer features designed to cater to traders of all levels. Capital.com provides a seamless trading experience with its proprietary in-house platform, while Earn uses third-party solutions. Both brokers support Windows-based desktop platforms and web-based trading, making them accessible across different devices. Capital.com offers MetaTrader 4 (MT4) but doesn't support MetaTrader 5 (MT5), whereas Earn provides both MT4 and MT5, catering to a wider range of trading strategies. For those interested in simulated trading, both platforms offer free virtual demo accounts to practice before committing real funds.
In terms of additional features, Capital.com has more customizable tools with 18 drawing tools for charting and up to 11 columns for watchlists, as compared to Earn's 15 drawing tools and 7 watchlist columns. However, if you're interested in copy trading, Earn may be more appealing as it supports ZuluTrade. Despite this, Capital.com holds a higher overall rating and ranking for its trading platforms and tools, earning 4.5 stars and ranking 11th out of 62 brokers, whereas Earn clocks in at 4 stars and ranks 51st, indicating a broader appeal and user satisfaction with Capital.com's offerings.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | Yes |
| Charting - Indicators / Studies (Total) | 83 | 35 |
| Charting - Drawing Tools (Total) | 18 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 11 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When comparing the mobile trading apps of Capital.com and Earn, both platforms are available for iPhone and Android users, enabling traders to stay connected wherever they go. Both apps provide real-time stock and forex price alerts, as well as a feature to draw trendlines and view multiple time frames on charts, ensuring users can make informed trading decisions. However, neither app supports watchlist symbol syncing between their mobile and online accounts, which might be a consideration for those who manage their portfolios on multiple devices.
In terms of charting capabilities, Earn slightly surpasses Capital.com by offering 35 technical studies, compared to 30 offered by Capital.com. Despite this, Capital.com edges out Earn with a higher user rating of 4.5 stars versus Earn's 4 stars. Additionally, Capital.com's mobile trading app holds a higher rank at #12 among 62 brokers according to ForexBrokers.com, compared to Earn's position at #26. This overall suggests that while both apps are strong choices, Capital.com might offer a more polished user experience based on user feedback and industry ranking.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When evaluating Capital.com and Earn for market research offerings, both brokers deliver daily market commentary and provide economic calendars featuring global news events. However, Earn surpasses Capital.com by offering forex news from respected sources such as Bloomberg and Reuters, a feature Capital.com lacks. Despite this, Capital.com differentiates itself with a unique sentiment-based trading tool that visualizes the ratio of long and short positions across various instruments, while Earn offers no comparable feature.
Neither broker provides research tools from Autochartist, Trading Central, or Acuity Trading, yet Capital.com takes a lead with its integration of TipRanks for market research. This advantage reflects in their higher user ratings, with Capital.com earning 4.5 stars compared to Earn's 3.5, and a significantly better ranking, holding the 14th spot among 62 brokers versus Earn's 38th position. Overall, Capital.com offers a more comprehensive suite of research tools, appealing to traders seeking detailed insights and strategic advantages.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational resources available to beginners on Capital.com and Earn, Capital.com clearly stands out. Capital.com provides an extensive range of materials geared towards newcomers and experienced traders alike. With comprehensive educational content focusing on forex and CFDs, users can access more than 10 insightful articles and videos. Moreover, those seeking further understanding can benefit from a searchable archive of previously recorded webinars. Additionally, Capital.com supports learners with a robust collection of beginner-specific and advanced-level trading videos, while also offering an investor dictionary, simplifying over 50 essential investing terms for learners.
In contrast, Earn's educational offerings for beginners are much more limited. While Capital.com excels with a 4.5-star education rating and ranks 8th out of 62 brokers for educational resources, Earn lags with a 3.5-star rating, finding itself at 61st in the same category. Earn does not offer a similar volume of educational materials, lacking the same breadth of forex, CFDs education, and diverse video tutorials that Capital.com provides. Additionally, Earn does not feature a comprehensive dictionary or archived webinars, making it less favorable for beginner educational support.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | No |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that Capital.com is better than Earn. Capital.com finished with an overall rank of #10, while Earn finished with an overall rank of #50.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 71 |
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Both Capital.com and Earn enable the purchase of cryptocurrency derivatives but do not offer the ability to buy actual (delivered) cryptocurrency.
While both Capital.com and Earn do not support ACH or SEPA transfers, they differ in payment options as Capital.com provides more flexibility by accepting PayPal, alongside shared options like Skrill, Visa, Mastercard, and bank wires, whereas Earn does not accept PayPal but still supports Skrill, Visa, Mastercard, and bank wires.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | Earn | |
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| Trust Score | 87 | 71 | |
| Winner | check_circle | ||
| Review | Capital.com Review |
| Broker Screenshots | Capital.com | Earn | |
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| Regulation | Capital.com | Earn | |
|---|---|---|---|
| Trust Score | 87 | 71 | |
| Year Founded | 2016 | 1994 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 3007 | 500 | |
| Forex Pairs (Total) | 125 | 61 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | Earn | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | N/A | |
| All-in Cost EUR/USD - Active | 0.67 | N/A | |
| Active Trader or VIP Discounts | Yes | Yes | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Capital.com | Earn | |
|---|---|---|---|
| Minimum Deposit | $20 | $100 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Capital.com | Earn | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | Yes |
| Trading Tools | Capital.com | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 11 | 7 | |
| Charting - Indicators / Studies (Total) | 83 | 35 | |
| Charting - Drawing Tools (Total) | 18 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 35 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | Earn | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | Earn | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Capital.com | Earn | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review |
| Overall | Capital.com | Earn | |
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| Trust Score | 87 | 71 | |
| Winner | check_circle | ||
| Review | Capital.com Review |
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