Written by ForexBrokers.com
In this head to head comparison of Capital.com vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2016, Capital.com stands out with a strong regulatory foundation, holding three Tier-1 licenses and one Tier-2 license. The platform is not publicly traded and does not operate as a bank. With a ForexBrokers.com Trust Score of 87, it is classified as a trusted broker, reflecting its commitment to customer security and reliability in the online trading landscape.
On the other hand, Earn, established in 1994, operates with one Tier-1 license and does not have any Tier-2 licenses. Also privately owned and not a banking institution, Earn has a ForexBrokers.com Trust Score of 71, placing it in the average risk category. For traders, this score suggests some caution, although it still implies a level of regulatory oversight.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Year Founded | 2016 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
Capital.com offers competitive pricing that is slightly better than the industry average, making it a popular choice among forex traders. With a universal account option available for retail traders and a separate professional account for those who qualify, Capital.com provides flexibility while maintaining clear cost structures. The average spread for EUR/USD is a low 0.67 pips, verified as 0.6712 for April 2024, which is well below industry norms. This low spread positions Capital.com as a favorable option for traders looking to minimize their costs. For commissions and fees, Capital.com garners an impressive 5-star rating and ranks 3rd out of 63 brokers examined by ForexBrokers.com.
In contrast, Earn's structured fees are less transparent, reflected in the absence of readily available average spread data. While they do maintain competitive offerings, the lack of detailed spread information might pose a challenge for traders comparing cost efficiencies directly. Earn has secured a 4-star rating for its commission and fee structure, which, while respectable, ranks it at #46 out of 63 brokers by ForexBrokers.com.
In summary, Capital.com outshines Earn in terms of commission and fee offerings, achieving a higher star rating and a top-tier ranking compared to its peers. Offering a low average spread and clear account options, Capital.com is an excellent choice for cost-conscious traders, whereas Earn might require a closer look to fully understand its commission framework.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Minimum Deposit | $10 | $100 |
| Average Spread EUR/USD - Standard | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Active Trader or VIP Discounts | Yes | Yes |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Comparing Capital.com vs Earn for range of investments: Capital.com lists 5,585 tradeable symbols and 125 forex pairs, while Earn offers 500 symbols and 61 forex pairs. Both support forex trading (via CFDs or spot contracts) and allow trading cryptocurrency derivatives; neither lets you buy actual crypto, and neither provides direct access to exchange-traded stocks on U.S. or international exchanges.
Feature-wise, Earn includes copy trading, while Capital.com does not. Reflecting its wider lineup, Capital.com is rated 4.5 out of 5 stars for Range of Investments and ranks #23 of 63 brokers by ForexBrokers.com; Earn is rated 3.5 out of 5 stars and ranks #46 of 63. If you want the broadest selection, Capital.com has the edge; if copy trading is a priority and a smaller catalog works for you, Earn could fit.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 500 |
| Forex Pairs (Total) | 125 | 61 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Comparing Capital.com vs Earn on trading platforms and tools: both brokers provide free demo (paper) accounts and offer web and Windows desktop platforms. Capital.com also has its own proprietary platform, while Earn relies on third-party software. Both support MetaTrader 4 (MT4); only Earn adds MetaTrader 5 (MT5). For social and copy trading, Earn has the edge with built-in copy trading and ZuluTrade, whereas Capital.com does not support copy trading and does not offer ZuluTrade. Neither broker supports DupliTrade.
On charting, both let you place trades directly from charts and include a range of technical indicators (exact counts not disclosed). Capital.com offers many more drawing tools (60 vs 15) and more watchlist columns (11 vs 7), which can make analysis and tracking easier. Independent reviews echo these differences: Capital.com is rated 4.5/5 stars and ranks #10 out of 63 for Trading Platforms and Tools, while Earn holds 4/5 stars and ranks #52. Choose Capital.com if you want a feature-packed in-house platform and stronger charting; pick Earn if MT5 and copy trading are must-haves.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | Yes |
| Charting - Indicators / Studies (Total) | 97 | 35 |
| Charting - Drawing Tools (Total) | 60 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 11 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and Earn both deliver full-featured mobile trading apps for iPhone and Android. Each app supports price alerts, real-time quote watchlists, multiple chart time frames (intraday to weekly), trendline drawing, and auto‑saved chart annotations—helpful for reviewing your analysis on the go.
For chart tools, Earn offers 35 technical studies, while Capital.com provides 30. Ratings and rankings tilt toward Capital.com: it earns 4.5 out of 5 stars and is ranked #11 out of 63 brokers for Mobile Trading Apps by ForexBrokers.com, compared with Earn’s 4 stars and #28 ranking. Note that neither app syncs watchlist symbols between mobile and the web. If you value higher overall app ratings, Capital.com stands out; if you want a few more built-in studies, Earn has the edge.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Comparing Capital.com vs Earn for market research: both brokers deliver daily market commentary, top-tier forex news from sources like Bloomberg/Reuters/Dow Jones (or similar), and a helpful economic calendar. Neither platform integrates Autochartist or Trading Central research tools.
Key differences appear in tools and ratings. Capital.com offers a sentiment-based positioning gauge and TipRanks-powered insights, while Earn does not provide sentiment data and its TipRanks and Acuity Trading integrations are not specified. On ForexBrokers.com, Capital.com scores 4.5/5 for Research and ranks #14 of 63 brokers, whereas Earn scores 3.5/5 and ranks #39—tilting the edge to Capital.com if you value richer research and trader sentiment features.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | Yes | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginner traders comparing education at Capital.com versus Earn, Capital.com clearly offers more to learn from. It delivers a full suite of forex and CFD education with 10+ pieces of content, plus dedicated libraries with 10+ beginner videos and 10+ advanced videos. It also provides a searchable archive of recorded webinars and an investor dictionary with 50+ terms. By contrast, Earn doesn’t meet the 10-piece threshold for forex/CFD education, lacks beginner and advanced video libraries, has no webinar archive, and offers no investing dictionary. Reflecting this gap, Capital.com holds a 4.5-star Education rating and ranks 8th out of 63 brokers, while Earn is rated 3.5 stars and ranks 63rd.
Neither broker runs monthly live client webinars. However, if you want structured, self-paced learning materials—especially for forex and CFDs—Capital.com is the stronger choice. Earn may suit traders who don’t rely on in-house education, but beginners seeking clear videos, on-demand lessons, and a handy glossary will likely find Capital.com far more helpful.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | No |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than Earn. Capital.com finished with an overall rank of #10, while Earn finished with an overall rank of #50.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 71 |
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Both Capital.com and Earn enable the purchase of cryptocurrency derivatives but do not offer the ability to buy actual (delivered) cryptocurrency.
While both Capital.com and Earn do not support ACH or SEPA transfers, they differ in payment options as Capital.com provides more flexibility by accepting PayPal, alongside shared options like Skrill, Visa, Mastercard, and bank wires, whereas Earn does not accept PayPal but still supports Skrill, Visa, Mastercard, and bank wires.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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| Trust Score | 87 | 71 | |
| Winner | check_circle | ||
| Review | Capital.com Review |
| Broker Screenshots | Capital.com | Earn | |
|---|---|---|---|
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