Written by ForexBrokers.com
In this head to head comparison of Capital.com vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2016, Capital.com stands out with a strong regulatory foundation, holding three Tier-1 licenses and one Tier-2 license. The platform is not publicly traded and does not operate as a bank. With a ForexBrokers.com Trust Score of 87, it is classified as a trusted broker, reflecting its commitment to customer security and reliability in the online trading landscape.
On the other hand, Earn, established in 1994, operates with one Tier-1 license and does not have any Tier-2 licenses. Also privately owned and not a banking institution, Earn has a ForexBrokers.com Trust Score of 71, placing it in the average risk category. For traders, this score suggests some caution, although it still implies a level of regulatory oversight.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Year Founded | 2016 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
When comparing the commissions and fees of online brokers Capital.com and Earn, Capital.com stands out with a slightly better pricing structure than the industry average. This broker offers both a universal account for retail traders and a professional account for qualified professional traders, though it's important to note that professional clients receive different regulatory protections. Capital.com's competitive edge is evident in its average spread of 0.67 pips for the popular EUR/USD currency pair, based on data from April 2024. This spread is lower than the industry average, making Capital.com an appealing option for those seeking low-cost forex trading.
In contrast, Earn does not provide specific average spread data, which can make it challenging for potential clients to assess their competitive positioning thoroughly. However, this limited disclosure might leave some traders considering other options where more precise cost information is available. Without transparent spread data, traders might not be able to evaluate potential trading costs effectively when choosing Earn.
When evaluated for their commissions and fees by ForexBrokers.com, Capital.com received a stellar five-star rating, ranking as the third best out of 63 brokers. Meanwhile, Earn earned a respectable four-star rating but was placed significantly lower at the 45th position. These ratings underscore Capital.com's competitive pricing advantage, particularly for traders seeking lower trading costs.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Minimum Deposit | $10 | $100 |
| Average Spread EUR/USD - Standard | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Active Trader or VIP Discounts | Yes | Yes |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When it comes to the variety of investment options, Capital.com and Earn offer distinct features that cater to different trading preferences. Capital.com provides a wide array of tradeable symbols, boasting 5,585 in total, including 125 forex pairs available as CFDs, which is significantly more than Earn’s offering of 500 symbols and 61 forex pairs. The availability of cryptocurrency derivatives through CFDs is a shared feature, although neither broker allows for the purchase of actual cryptocurrencies.
While neither platform facilitates direct purchases of exchange-traded securities on U.S. or international exchanges, Earn distinguishes itself with its copy trading feature. However, this advantage doesn’t seem to outweigh Capital.com’s broader range of offerings, as reflected in their ratings and rankings. Capital.com receives an impressive 4.5 stars for its Range of Investments, putting it in the 22nd position out of 63 brokers on ForexBrokers.com. In contrast, Earn holds a 3.5-star rating, ranked at 45th, indicating a narrower scope that may limit some traders seeking diverse investment opportunities.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 500 |
| Forex Pairs (Total) | 125 | 61 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the online broker platforms of Capital.com and Earn, both offer a range of features for traders to enjoy. Both brokers provide a demo account for simulated trading, allowing users to practice without financial risk. Capital.com sets itself apart with a proprietary platform developed in-house, while Earn relies on third-party tools. Each platform is available as a Windows desktop download and through web-based browsers, accommodating various user preferences. However, Capital.com does not support copy trading, which Earn does offer, making it a potential choice for those interested in mimicking the trades of experienced investors.
In terms of additional tools, Capital.com supports MetaTrader 4 (MT4), but not MetaTrader 5 (MT5), whereas Earn offers both versions. For charting, Capital.com provides 60 drawing tools, outpacing Earn’s 15. Both brokers allow users to trade directly from stock charts, but Capital.com offers 11 watch list columns compared to Earn's 7, giving users more data customization. Capital.com receives a higher rating of 4.5 stars for its trading tools compared to Earn's 4 stars, and ranks #10 in the category according to ForexBrokers.com, far ahead of Earn's #51 ranking.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | Yes |
| Charting - Indicators / Studies (Total) | 97 | 35 |
| Charting - Drawing Tools (Total) | 60 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 11 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and Earn both offer well-designed mobile trading apps for iPhone and Android users, complete with essential features like stock and forex price alerts and the ability to draw trendlines on charts. Users who appreciate thorough technical analysis might lean towards Earn, which offers 35 technical studies compared to Capital.com's 30. However, both platforms support multiple time frames to accommodate day traders and long-term investors alike. A potential limitation for both apps is the absence of watchlist symbol syncing across different devices, which might inconvenience traders who frequently switch between mobile and desktop.
Both apps ensure drawings on charts are auto-saved, and traders can create watchlists with real-time quotes, which is ideal for those keeping a close eye on market movements. Ultimately, Capital.com seems to have a slight edge with a rating of 4.5 stars compared to Earn's 4 stars, and ranks higher in the Mobile Trading Apps category at #11 versus Earn's #27 according to ForexBrokers.com. This higher ranking reflects Capital.com's recognition in the industry, likely appealing more to traders who prioritize a generally higher user-rated experience.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When comparing Capital.com and Earn for market research capabilities, several key differences emerge, particularly in the depth and variety of tools they offer. Both platforms provide daily market commentary and access to top-notch forex news from sources like Bloomberg and Reuters. However, Capital.com distinguishes itself by offering a sentiment-based trading tool and market research from TipRanks, which is not available on Earn. Both brokers do not include technical analysis or fundamental research tools from companies like Autochartist or Trading Central, nor do they provide tools from Acuity Trading.
Both Capital.com and Earn feature economic calendars to keep users informed of global economic events. Yet, when it comes to overall research ratings, Capital.com shines with a 4.5-star rating and ranks 14th out of 63 brokers according to ForexBrokers.com. Meanwhile, Earn holds a 3.5-star rating and ranks at 38th place, indicating that Capital.com provides a more comprehensive research offering for traders seeking insightful market analysis and tools.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginner traders, Capital.com stands out compared to Earn. Capital.com provides over ten educational pieces focusing on forex and CFDs, including a wide array of articles and videos. They also offer an extensive collection of beginner and advanced educational videos, ensuring traders at all levels have access to valuable learning materials. In addition, Capital.com features a searchable archive of recorded webinars and an investor dictionary with definitions for over 50 investing terms, empowering traders with essential knowledge. Although Capital.com doesn't offer live monthly webinars, its educational offerings are highly rated at 4.5 stars, placing it in the top 10 educational providers out of 63 brokers reviewed by ForexBrokers.com.
On the other hand, Earn falls behind in providing educational resources for beginners. The platform lacks a substantial library of forex or CFDs education, with fewer than ten pieces available. Earn also does not provide online webinars, a recorded webinar archive, or a comprehensive collection of educational videos for both beginners and advanced traders. The absence of an investor dictionary further limits its educational appeal. Consequently, Earn's educational offering is rated at 3.5 stars, and it ranks near the bottom in education, positioned at #62 out of 63 brokers by ForexBrokers.com. For beginners looking for comprehensive educational resources, Capital.com appears to offer a more equipped learning environment.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | No |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than Earn. Capital.com finished with an overall rank of #10, while Earn finished with an overall rank of #50.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
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| Trust Score | 87 | 71 |
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Both Capital.com and Earn enable the purchase of cryptocurrency derivatives but do not offer the ability to buy actual (delivered) cryptocurrency.
While both Capital.com and Earn do not support ACH or SEPA transfers, they differ in payment options as Capital.com provides more flexibility by accepting PayPal, alongside shared options like Skrill, Visa, Mastercard, and bank wires, whereas Earn does not accept PayPal but still supports Skrill, Visa, Mastercard, and bank wires.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | Earn | |
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| Trust Score | 87 | 71 | |
| Winner | check_circle | ||
| Review | Capital.com Review |
| Broker Screenshots | Capital.com | Earn | |
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| Regulation | Capital.com | Earn | |
|---|---|---|---|
| Trust Score | 87 | 71 | |
| Year Founded | 2016 | 1994 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5585 | 500 | |
| Forex Pairs (Total) | 125 | 61 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | Earn | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | N/A | |
| All-in Cost EUR/USD - Active | 0.67 | N/A | |
| Active Trader or VIP Discounts | Yes | Yes | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Capital.com | Earn | |
|---|---|---|---|
| Minimum Deposit | $10 | $100 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Capital.com | Earn | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | Yes |
| Trading Tools | Capital.com | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 11 | 7 | |
| Charting - Indicators / Studies (Total) | 97 | 35 | |
| Charting - Drawing Tools (Total) | 60 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 35 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | Earn | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | Earn | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Capital.com | Earn | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review |
| Overall | Capital.com | Earn | |
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| Trust Score | 87 | 71 | |
| Winner | check_circle | ||
| Review | Capital.com Review |
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