Written by ForexBrokers.com
In this head to head comparison of Capital.com vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2016, Capital.com stands out with a strong regulatory foundation, holding three Tier-1 licenses and one Tier-2 license. The platform is not publicly traded and does not operate as a bank. With a ForexBrokers.com Trust Score of 87, it is classified as a trusted broker, reflecting its commitment to customer security and reliability in the online trading landscape.
On the other hand, Earn, established in 1994, operates with one Tier-1 license and does not have any Tier-2 licenses. Also privately owned and not a banking institution, Earn has a ForexBrokers.com Trust Score of 71, placing it in the average risk category. For traders, this score suggests some caution, although it still implies a level of regulatory oversight.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Year Founded | 2016 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
Capital.com offers competitive pricing that is slightly better than the industry average, making it a popular choice among forex traders. With a universal account option available for retail traders and a separate professional account for those who qualify, Capital.com provides flexibility while maintaining clear cost structures. The average spread for EUR/USD is a low 0.67 pips, verified as 0.6712 for April 2024, which is well below industry norms. This low spread positions Capital.com as a favorable option for traders looking to minimize their costs. For commissions and fees, Capital.com garners an impressive 5-star rating and ranks 3rd out of 63 brokers examined by ForexBrokers.com.
In contrast, Earn's structured fees are less transparent, reflected in the absence of readily available average spread data. While they do maintain competitive offerings, the lack of detailed spread information might pose a challenge for traders comparing cost efficiencies directly. Earn has secured a 4-star rating for its commission and fee structure, which, while respectable, ranks it at #46 out of 63 brokers by ForexBrokers.com.
In summary, Capital.com outshines Earn in terms of commission and fee offerings, achieving a higher star rating and a top-tier ranking compared to its peers. Offering a low average spread and clear account options, Capital.com is an excellent choice for cost-conscious traders, whereas Earn might require a closer look to fully understand its commission framework.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Minimum Deposit | $10 | $100 |
| Average spread (EUR/USD) - Standard account | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | |
| Skrill (Deposit/Withdraw) | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Comparing Capital.com and Earn for their range of investments: both offer forex trading as CFDs or spot contracts. Capital.com lists 5,585 tradeable symbols and 125 forex pairs, while Earn provides 500 symbols and 61 forex pairs. Neither broker offers exchange-traded stocks on U.S. or international exchanges, so you can’t directly buy shares like Apple or Vodafone. Both support cryptocurrency trading via CFDs, but neither lets you purchase actual crypto. One notable difference is copy trading: Earn offers it, while Capital.com does not.
These contrasts show up in independent ratings. For Range of Investments, ForexBrokers.com gives Capital.com 4.5 stars (ranked 23rd out of 63 brokers) versus Earn’s 3.5 stars (ranked 46th). If you want a wider selection of markets and currency pairs, Capital.com has the edge; if copy trading is a priority, Earn may suit you better.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 500 |
| Forex Pairs (Total) | 125 | 61 |
| U.S. Stocks (Shares) | No | No |
| Global Stocks (Non-U.S. Shares) | No | No |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Capital.com and Earn both provide free demo (paper) accounts to practice trading. Each broker offers a web-based platform and a Windows desktop download, and both let you place trades directly from charts. They also both support MetaTrader 4 (MT4). Where they differ: Capital.com gives you its own in-house platform, while Earn relies on third-party software. Earn adds copy trading and MetaTrader 5 (MT5), two options Capital.com doesn’t provide.
Looking at Trading Platforms & Tools ratings from ForexBrokers.com, Capital.com scores 4.5/5 and ranks 10th out of 63 brokers, while Earn scores 4/5 and ranks 52nd. If you want an in-house platform with higher-rated tools, Capital.com stands out; if you want copy trading and MT5 access, Earn can be a better fit.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 97 | 35 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and Earn both check the core boxes for mobile trading apps: each offers iPhone and Android apps, real-time price alerts, trendline drawing on charts, and automatic saving of chart annotations. One notable limitation for both is that watchlists in the mobile app do not sync with the online account, so changes made on one won’t carry over to the other.
For charting tools, Capital.com includes 30 technical studies, while Earn edges ahead with 35. In overall quality, Capital.com earns a higher Mobile Trading Apps rating at 4.5 stars versus Earn’s 4 stars, and ranks #11 out of 63 brokers with ForexBrokers.com, compared with Earn at #28. If you want more built-in indicators, Earn is appealing; if you value a higher-rated, more polished mobile experience, Capital.com stands out.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Comparing Capital.com vs Earn for market research: both brokers deliver daily market commentary, top-tier forex news from sources like Bloomberg/Reuters/Dow Jones (or similar), and a helpful economic calendar. Neither platform integrates Autochartist or Trading Central research tools.
Key differences appear in tools and ratings. Capital.com offers a sentiment-based positioning gauge and TipRanks-powered insights, while Earn does not provide sentiment data and its TipRanks and Acuity Trading integrations are not specified. On ForexBrokers.com, Capital.com scores 4.5/5 for Research and ranks #14 of 63 brokers, whereas Earn scores 3.5/5 and ranks #39—tilting the edge to Capital.com if you value richer research and trader sentiment features.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | Yes | No |
| TipRanks | Yes | |
| Acuity Trading | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners looking to learn trading, Capital.com is the stronger choice. It offers at least 10 beginner videos that explain core trading topics in plain language, plus at least 10 advanced videos you can grow into as your skills improve. Earn does not provide that volume of beginner or advanced video lessons. Neither broker runs monthly educational webinars.
This difference shows up in independent ratings: Capital.com earns 4.5 out of 5 stars for Education and ranks #8 out of 63 brokers at ForexBrokers.com. Earn scores 3.5 out of 5 stars and ranks #63 out of 63. If you want a video-led path to learning forex and CFDs, Capital.com is more suitable, while Earn’s education is more limited for newcomers.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Webinars | No | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than Earn. Capital.com finished with an overall rank of #10, while Earn finished with an overall rank of #50.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
Earn
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 71 |
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Capital.com vs Earn comparison: neither online broker offers buying actual delivered cryptocurrency, but both allow trading cryptocurrency CFDs.
Capital.com vs Earn: For deposits and withdrawals, Capital.com does not support ACH or SEPA but does support PayPal, Skrill, and bank wire transfers, while Earn likewise does not support ACH or SEPA and its support for PayPal, Skrill, Visa/Mastercard, and bank wires is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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| Trust Score | 87 | 71 | |
| Winner | check_circle | ||
| Review | Capital.com Review |
| Broker Screenshots | Capital.com | Earn | |
|---|---|---|---|
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