Written by ForexBrokers.com
In this head to head comparison of XTB vs eToro, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XTB vs eToro: both are publicly traded brokers that are not banks, with XTB founded in 2002 and eToro in 2007. Each holds a 96/99 Trust Score from ForexBrokers.com, which places them in the “highly trusted” range (90–99). For context, that scale rates 80–89 as trusted, 70–79 average risk, 60–69 high risk, and under 59 not trusted.
On regulation, XTB holds 2 Tier-1 licenses and 2 Tier-2 licenses, while eToro holds 4 Tier-1 licenses and 1 Tier-2 license (Tier-1 being the most stringent category per ForexBrokers.com). In short, both firms score equally high for trust, with eToro carrying more Tier-1 coverage and XTB balancing strong Tier-1 with additional Tier-2 oversight.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB and eToro both quote a typical 1-pip spread on EUR/USD, but their fee stories differ. XTB’s overall pricing sits around the industry average, while eToro’s spreads are slightly higher than average and are not the main reason traders choose the platform (its social copy trading is). For commissions and fees, XTB is rated 4.5/5 stars and ranks #13 out of 63 brokers, while eToro is also rated 4.5/5 stars but ranks #22 out of 63.
At XTB, most retail traders will use the spread-only Standard account. The commission-based Professional account is reserved for eligible professionals in the U.K. and Europe and is being phased out, remaining mostly for legacy clients. Average EUR/USD spreads were 1 pip in Q4 2023. Pricing between Standard and Pro can look similar at high volumes, but for smaller trade sizes the Standard account tends to be cheaper. Minimum deposits start at 250 in your base currency. High-volume clients can tap XTB’s Lower Spread Group, which rebates 5%–30% of the spread once you pass monthly volume tiers (from 20 up to 1,000 lots).
eToro is a market maker with a typical 1-pip EUR/USD spread that’s slightly above the industry average. While not a low-spread specialist, eToro offers a five-tier VIP program (eToro Club) for balances from $5,000 to $250,000, with perks such as Trading Central access, discounted deposits and withdrawals, and a dedicated account manager. These benefits can ease some costs but don’t change the quoted spread.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 |
| Average spread (EUR/USD) - Standard account | 0.92 | N/A |
| All-in Cost EUR/USD - Active | 0.92 | N/A |
| Non-wire bank transfer | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB vs eToro: both brokers cover a wide range of markets and support forex trading via CFDs or spot contracts (availability can depend on your location). XTB lists about 10,900 tradeable symbols and 71 forex pairs, while eToro offers about 7,441 symbols and 55 pairs. Each broker lets you buy exchange‑traded stocks on U.S. and international exchanges (think Apple and Vodafone). For crypto, both provide cryptocurrency CFDs; however, only eToro lets you buy actual coins in addition to CFDs, whereas XTB limits crypto exposure to CFDs.
Feature-wise, eToro includes copy trading, which XTB does not. Despite their differences, both earned 5 out of 5 stars for Range of Investments. In ForexBrokers.com’s rankings of 63 brokers, eToro placed #11 and XTB placed #14. In short: choose XTB if you want a larger overall list of symbols and more forex pairs, or pick eToro if you value copy trading and the ability to purchase real crypto alongside CFDs.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10900 | 7441 |
| Forex Pairs (Total) | 71 | 55 |
| U.S. Stocks (Shares) | Yes | Yes |
| Global Stocks (Non-U.S. Shares) | Yes | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | Yes |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and eToro both make it easy to practice with a free demo (paper) account and each offers a proprietary trading platform. If you prefer a downloadable desktop app for Windows, XTB has one, while eToro is browser-based only. Both brokers provide web platforms, let you place trades directly from charts, and do not support MetaTrader 4 (MT4) or MetaTrader 5 (MT5). Each platform includes chart indicators and watchlist features, though exact counts aren’t specified here.
For social features, eToro stands out with copy trading, whereas XTB does not offer it. In expert reviews of trading platforms and tools, both are rated 4.5 out of 5 stars. Looking at category rankings out of 63 brokers, XTB is placed at #9 and eToro at #8, underscoring their strong, user-friendly toolsets for everyday traders.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 39 | 106 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and eToro both offer full-featured mobile trading apps for iPhone and Android, including stock and forex price alerts. Each app holds a 4.5-star rating for Mobile Trading Apps. In the ForexBrokers.com rankings, XTB places #8 out of 63 brokers, while eToro ranks #10.
Key differences come down to charting and workflow. eToro supports watchlist syncing across mobile and web, while XTB does not. For charting tools, eToro lists 104 technical studies versus XTB’s 39. However, XTB lets you draw trendlines on charts and automatically saves those drawings; eToro doesn’t offer trendline drawing or auto-save. If you want synced watchlists and a large library of indicators, eToro fits well. If you value drawing tools with auto-save, XTB is the stronger pick.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 39 | 104 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
XTB and eToro both deliver daily market commentary, real-time forex news from top-tier sources like Bloomberg, Reuters, and Dow Jones, plus sentiment tools that reveal long/short positioning and an easy-to-use economic calendar. Neither broker integrates Autochartist or research from Acuity Trading.
Where they differ: eToro adds Trading Central’s technical analysis and TipRanks stock research, offering extra ideas and screening. XTB doesn’t include those third-party tools, yet it earns the higher research score (5/5 vs. eToro’s 4.5/5) and a better category rank (#9 of 63 vs. #13). Choose XTB if higher-rated in-house research and editorial depth are your priority, or pick eToro if you value built-in access to Trading Central and TipRanks.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | Yes |
| Client sentiment data | Yes | Yes |
| TipRanks | No | Yes |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Comparing XTB vs eToro for beginner education, both brokers deliver dedicated forex and CFD learning with at least 10 educational pieces (articles, videos, or archived webinars). Each hosts ongoing client webinars at least once a month and offers more than 10 beginner videos as well as 10+ advanced videos, so new traders can move from basics to more in-depth topics at their own pace.
For ratings, XTB earns 5 stars for Education, while eToro scores 4.5 stars. However, in ForexBrokers.com’s Education category across 63 brokers, eToro ranks #3 and XTB ranks #11. In short: pick XTB if you prioritize a top star score for educational quality, or eToro if a higher category placement matters more. Either way, beginners get plentiful video lessons and regular webinars to build confidence.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than eToro. XTB finished with an overall rank of #7, while eToro finished with an overall rank of #9.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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eToro
|
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| Overall Rating |
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| Trust Score | 96 | 96 |
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In the XTB vs eToro comparison for cryptocurrency trading, eToro lets you buy actual (delivered) crypto and trade crypto CFDs, while XTB supports only cryptocurrency CFDs and does not offer purchasing real, delivered cryptocurrencies.
In the XTB vs eToro comparison for deposit and withdrawal methods, eToro supports ACH/SEPA while XTB does not, both online brokers accept PayPal, Skrill, and bank wire transfers, and Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | eToro | |
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| Trust Score | 96 | 96 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
| Broker Screenshots | XTB | eToro | |
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| Regulation | XTB | eToro | |
|---|---|---|---|
| Trust Score | 96 | 96 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | eToro | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | Yes | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | eToro | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | eToro | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10900 | 7441 | |
| Forex Pairs (Total) | 71 | 55 | |
| U.S. Stocks (Shares) | Yes | Yes | |
| Global Stocks (Non-U.S. Shares) | Yes | Yes | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | Yes | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | eToro | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 0.92 | N/A | |
| All-in Cost EUR/USD - Active | 0.92 | N/A | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | Yes | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | eToro | |
|---|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | Yes |
| Trading Platforms | XTB | eToro | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | eToro | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 106 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | eToro | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 39 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | No |
| Research | XTB | eToro | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | Yes | |
| TipRanks | No | Yes | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | eToro | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | XTB | eToro | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | eToro Review |
| Overall | XTB | eToro | |
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| Trust Score | 96 | 96 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
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