Written by ForexBrokers.com
In this head to head comparison of XTB vs eToro, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Comparing online brokers XTB and eToro: XTB was founded in 2002; eToro in 2007. Both are publicly traded and are not banks. On regulation, XTB holds two Tier-1 licenses and two Tier-2 licenses, while eToro holds four Tier-1 licenses and one Tier-2 license.
ForexBrokers.com rates XTB at 96/99 and eToro at 97/99 on its Trust Score. On that scale, 90-99 is highly trusted, 80-89 trusted, 70-79 average risk, 60-69 high risk, and below 59 not trusted. That means both brokers are in the highly trusted group, with eToro edging XTB by a point and carrying more Tier-1 oversight, while XTB matches with more Tier-2 coverage.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB and eToro both keep their pricing fairly simple, but XTB comes out ahead on commissions and fees. XTB offers a spread-only Standard account and, for eligible professional clients in the U.K. and Europe, a commission-based Professional account. Its average EUR/USD spread was 1 pip in Q4 2023, which is around the market average, and active traders may qualify for Lower Spread Group rebates of 5% to 30% based on trading volume. XTB is rated 4.5 out of 5 stars for commissions and fees and is ranked #13 out of 36 brokers by ForexBrokers.com.
eToro also lists a typical EUR/USD spread of 1 pip, but as a market-maker broker it is generally not the first choice for traders focused on low trading costs. Instead, many users choose eToro for its social copy trading features. The broker offers eToro Club VIP tiers, with balances from $5,000 to $250,000 unlocking perks such as access to Trading Central, lower funding and withdrawal fees, and dedicated account support. eToro is rated 4 out of 5 stars for commissions and fees and is ranked #23 out of 36 brokers.
In plain terms, both brokers are competitive, but XTB has the edge for cost-conscious traders, especially those trading more actively. eToro’s pricing is acceptable, yet its main appeal lies more in its platform and copy trading tools than in lower commissions and fees.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 |
| Average spread (EUR/USD) - Spread-only account | 1.06 | 1 |
| All-in Cost EUR/USD - Raw spread account | 1.06 | 1 |
| Non-wire bank transfer (Deposit/Withdraw) | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When it comes to range of investments, both XTB and eToro give traders access to forex, U.S. and international exchange-listed shares, and both let clients buy actual cryptocurrency as well as trade crypto CFDs. XTB offers 10,521 tradeable symbols and 71 forex pairs, while eToro provides 7,441 tradeable symbols and 65 forex pairs. Based on these figures, XTB offers the larger overall selection, making it a strong choice for traders who want more markets to explore.
There are also a few key differences. eToro stands out for copy trading, which XTB does not offer, so traders who want to mirror other investors may prefer eToro. That said, both brokers earn 5 stars for Range of Investments, and in ForexBrokers.com’s ranking out of 36 brokers, eToro places #10 while XTB ranks #14. In short, XTB has the wider market lineup, while eToro combines a broad selection with copy trading tools.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10521 | 7441 |
| Forex Pairs (Total) | 71 | 65 |
| U.S. Stocks (Shares) | Yes | Yes |
| Global Stocks (Non-U.S. Shares) | Yes | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | Yes | Yes |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and eToro both make trading easy to access with a web-based platform, a free demo account, and their own in-house software. Both brokers also let you trade directly from charts, which can be helpful if you like to act on price moves while watching the market. Neither broker offers a Windows desktop download platform, and neither supports MetaTrader 4 or MetaTrader 5, so their trading experience is centered more on their own platforms than on third-party software.
The main difference is that eToro offers copy trading, while XTB does not, making eToro a stronger fit for people who want to follow and copy other traders. In ForexBrokers.com’s Trading Platforms and Tools category, both brokers are rated 4.5 out of 5 stars, with XTB ranked #9 out of 36 and eToro ranked slightly higher at #8. Overall, both are solid choices for trading tools, but eToro has the edge for social trading features.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | No | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 92 | 106 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and eToro both deliver well-rounded mobile trading apps for iPhone and Android users, and each includes price alerts, watchlist syncing with the client account, and the same 104 technical studies for charting. Both apps also let users draw trendlines on stock or forex charts, making them easy to use for traders who want to follow the market and manage positions on the go.
The main difference is that XTB’s mobile app automatically saves chart drawings, while eToro’s does not. Even so, both brokers earn the same 4.5-star rating for mobile trading apps, though XTB places higher in ForexBrokers.com’s ranking at #8 out of 36 brokers, compared with eToro at #10. For mobile trading, the two are closely matched, with XTB having a slight edge for charting convenience.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | Yes |
| Mobile Charting - Indicators / Studies | 104 | 104 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
XTB and eToro both give traders useful market research tools, including daily market commentary, a sentiment tool showing long and short positions, and an economic calendar for tracking key global events. Neither broker includes research from Autochartist, Trading Central, or Acuity Trading. Where they differ is in news and third-party insights: eToro offers forex news from top sources like Bloomberg, Reuters, or Dow Jones, while XTB does not. eToro also includes market research from TipRanks, which XTB does not.
Overall, XTB has the edge in research, with a 5-star rating and a #9 ranking out of 36 brokers for the Research category, compared with eToro’s 4.5-star rating and #12 ranking. That makes XTB the slightly stronger choice for traders who want more in-house research support, while eToro may appeal more to users who value access to premium news and TipRanks-based insights.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | Yes |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to education for beginners, both XTB and eToro give new traders plenty to work with. Each broker offers forex and CFDs learning content, runs online educational webinars at least once a month, and provides at least 10 beginner videos as well as 10 advanced videos. That means either platform can help a beginner learn the basics and keep growing into more advanced trading topics.
The main difference is in how each broker is rated and ranked. XTB earns 5 out of 5 stars for Education and ranks #11 out of 36 brokers on ForexBrokers.com, while eToro gets 4.5 out of 5 stars and ranks #3 out of 36. So while XTB stands out with a top education rating, eToro places higher in the category overall, making both strong choices for traders who want easy-to-access learning tools.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than eToro. XTB finished with an overall rank of #7, while eToro finished with an overall rank of #9.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB offers comprehensive educational content and market research.
| Feature |
XTB
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eToro
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|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 97 |
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Both XTB and eToro let you buy actual, delivered cryptocurrency as well as trade cryptocurrency CFDs, making each online broker a flexible choice for crypto investors who want access to both spot and derivative trading.
In the XTB vs eToro comparison for deposit and withdrawal methods, eToro supports ACH/SEPA while XTB does not, both online brokers accept PayPal, Skrill, and bank wire transfers, and Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | eToro | |
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| Trust Score | 96 | 97 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
| Broker Screenshots | XTB | eToro | |
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| Regulation | XTB | eToro | |
|---|---|---|---|
| Trust Score | 96 | 97 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | eToro | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | Yes | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | eToro | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | eToro | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10521 | 7441 | |
| Forex Pairs (Total) | 71 | 65 | |
| U.S. Stocks (Shares) | Yes | Yes | |
| Global Stocks (Non-U.S. Shares) | Yes | Yes | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | Yes | Yes | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | eToro | |
|---|---|---|---|
| Average spread (EUR/USD) - Spread-only account | 1.06 | 1 | |
| All-in Cost EUR/USD - Raw spread account | 1.06 | 1 | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | Yes | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | eToro | |
|---|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer (Deposit/Withdraw) | No | Yes |
| Trading Platforms | XTB | eToro | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | No | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | eToro | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 92 | 106 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | eToro | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | Yes | Yes | |
| Mobile Charting - Indicators / Studies | 104 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | No |
| Research | XTB | eToro | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | No | |
| Trading Central | No | No | |
| TipRanks | No | Yes | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | eToro | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | XTB | eToro | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | eToro Review |
| Overall | XTB | eToro | |
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| Trust Score | 96 | 97 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
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