Written by ForexBrokers.com
In this head to head comparison of XTB vs eToro, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XTB vs eToro: both are publicly traded brokers that are not banks, with XTB founded in 2002 and eToro in 2007. Each holds a 96/99 Trust Score from ForexBrokers.com, which places them in the “highly trusted” range (90–99). For context, that scale rates 80–89 as trusted, 70–79 average risk, 60–69 high risk, and under 59 not trusted.
On regulation, XTB holds 2 Tier-1 licenses and 2 Tier-2 licenses, while eToro holds 4 Tier-1 licenses and 1 Tier-2 license (Tier-1 being the most stringent category per ForexBrokers.com). In short, both firms score equally high for trust, with eToro carrying more Tier-1 coverage and XTB balancing strong Tier-1 with additional Tier-2 oversight.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
For commissions and fees, both brokers score well: XTB earns 4.5 stars and ranks #12 out of 63 brokers at ForexBrokers.com, while eToro also earns 4.5 stars but ranks #23 out of 63. That means both are competitive on pricing, with XTB generally placing higher in this category.
XTB’s pricing centers on its spread-only Standard account (minimum deposit: 250 in your base currency). In Q4 2023, the average EUR/USD spread was 1 pip—roughly around the industry norm—even if XTB doesn’t beat the absolute cheapest brokers. A commission-based Pro account has been reserved for elective professionals in the U.K. and EU and is being phased out. For smaller trade sizes, the Standard account tends to be the better deal, while higher volumes narrow the gap. Active traders can lower costs through XTB’s Lower Spread Group, which rebates 5% to 30% of the spread once you hit monthly volume tiers from 20 up to 1,000 lots.
eToro, a market-maker, lists a typical variable spread of 1 pip on EUR/USD, which it notes is slightly higher than the industry average—so most retail traders choose eToro for its social copy trading features rather than the tightest spreads. Its VIP program (eToro Club) spans five tiers from Silver to Diamond for balances of $5,000 to $250,000, offering perks such as access to Trading Central, discounted deposit and withdrawal fees, and a dedicated account manager. eToro’s commissions and fees rating is 4.5 stars, with a #23 ranking out of 63 brokers.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 |
| Average spread (EUR/USD) - Standard account | 1.00 | 1 |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Non-wire bank transfer | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and eToro both deliver a wide range of investments, including forex available as CFDs or spot, plus real stocks on U.S. and international exchanges. eToro lists slightly more tradeable symbols overall (7,441 vs. XTB’s 7,184), while XTB offers more forex pairs (71 vs. eToro’s 55). Both earn 5 stars for Range of Investments.
For crypto and social features, eToro stands out: it supports buying actual cryptocurrency as well as crypto CFDs, and it offers copy trading. XTB supports crypto only via CFDs and does not offer copy trading. In category rankings from ForexBrokers.com, eToro places #11 out of 63 brokers, while XTB ranks #15. If you want more forex pairs, XTB may appeal; if you want real crypto and copy trading, eToro is the better fit.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 7441 |
| Forex Pairs (Total) | 71 | 55 |
| U.S. Stocks (Shares) | Yes | Yes |
| Global Stocks (Non-U.S. Shares) | Yes | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | Yes |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and eToro both make it easy to practice with a free demo (paper) account and each offers a proprietary trading platform. If you prefer a downloadable desktop app for Windows, XTB has one, while eToro is browser-based only. Both brokers provide web platforms, let you place trades directly from charts, and do not support MetaTrader 4 (MT4) or MetaTrader 5 (MT5). Each platform includes chart indicators and watchlist features, though exact counts aren’t specified here.
For social features, eToro stands out with copy trading, whereas XTB does not offer it. In expert reviews of trading platforms and tools, both are rated 4.5 out of 5 stars. Looking at category rankings out of 63 brokers, XTB is placed at #9 and eToro at #8, underscoring their strong, user-friendly toolsets for everyday traders.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 39 | 106 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and eToro both offer full-featured mobile trading apps for iPhone and Android, including stock and forex price alerts. Each app holds a 4.5-star rating for Mobile Trading Apps. In the ForexBrokers.com rankings, XTB places #8 out of 63 brokers, while eToro ranks #10.
Key differences come down to charting and workflow. eToro supports watchlist syncing across mobile and web, while XTB does not. For charting tools, eToro lists 104 technical studies versus XTB’s 39. However, XTB lets you draw trendlines on charts and automatically saves those drawings; eToro doesn’t offer trendline drawing or auto-save. If you want synced watchlists and a large library of indicators, eToro fits well. If you value drawing tools with auto-save, XTB is the stronger pick.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 39 | 104 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
XTB and eToro both deliver daily market commentary and stream forex news from top-tier sources like Bloomberg, Reuters, and Dow Jones. Each provides a handy sentiment tool to see long/short positioning and an economic calendar to track key events. Neither platform includes Autochartist or research tools from Acuity Trading.
Where they differ: eToro adds Trading Central tools and TipRanks insights, while XTB does not. Even so, XTB earns the higher overall research marks—rated 5 stars and ranked #7 out of 63 brokers by ForexBrokers.com—compared with eToro’s 4.5 stars and #13 ranking. If you value Trading Central and TipRanks, eToro has the edge; if you want the higher-rated research experience overall, XTB is the stronger choice.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | Yes |
| Client sentiment data | Yes | Yes |
| TipRanks | No | Yes |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Both XTB and eToro check the key boxes for beginner-friendly trading education. Each provides at least 10 pieces focused on forex and CFDs, runs client webinars at least monthly, and offers large libraries of videos for both beginners and advanced traders (10+ in each category). If you’re just starting out, you’ll find lessons, videos, and webinars at either broker that explain core trading ideas in plain English.
Where they differ is in scoring and placement. XTB earns a 5-star education rating, while eToro is close behind at 4.5 stars. However, in ForexBrokers.com’s Education category, eToro ranks #5 out of 63 brokers, compared with XTB at #11. In short: XTB edges out on star score, while eToro holds a higher spot in the category ranking—making both strong choices for beginners comparing XTB vs eToro education.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than eToro. XTB finished with an overall rank of #7, while eToro finished with an overall rank of #9.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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eToro
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| Overall Rating |
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| Trust Score | 96 | 96 |
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In the XTB vs eToro comparison for cryptocurrency trading, eToro lets you buy actual (delivered) crypto and trade crypto CFDs, while XTB supports only cryptocurrency CFDs and does not offer purchasing real, delivered cryptocurrencies.
In the XTB vs eToro comparison for deposit and withdrawal methods, eToro supports ACH/SEPA while XTB does not, both online brokers accept PayPal, Skrill, and bank wire transfers, and Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | eToro | |
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| Trust Score | 96 | 96 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
| Broker Screenshots | XTB | eToro | |
|---|---|---|---|
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| Regulation | XTB | eToro | |
|---|---|---|---|
| Trust Score | 96 | 96 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | eToro | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | Yes | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | eToro | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | eToro | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 7441 | |
| Forex Pairs (Total) | 71 | 55 | |
| U.S. Stocks (Shares) | Yes | Yes | |
| Global Stocks (Non-U.S. Shares) | Yes | Yes | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | Yes | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | eToro | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 1.00 | 1 | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | Yes | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | eToro | |
|---|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | Yes |
| Trading Platforms | XTB | eToro | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | eToro | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 106 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | eToro | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 39 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | No |
| Research | XTB | eToro | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | Yes | |
| TipRanks | No | Yes | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | eToro | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | XTB | eToro | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | eToro Review |
| Overall | XTB | eToro | |
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| Trust Score | 96 | 96 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
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