Written by ForexBrokers.com
In this head to head comparison of Capital.com vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com, established in 2016, has a strong presence in the online brokerage scene despite not being publicly traded or a bank. It carries a ForexBrokers.com Trust Score of 87, within the trusted range of 80-89. Capital.com is supported by three Tier-1 licenses and one Tier-2 license, underscoring its credibility in the market.
In contrast, Fineco, which started back in 1999, operates not only as a publicly traded company but also as a bank. It boasts a higher Trust Score of 94 on ForexBrokers.com, placing it in the highly trusted category. Fineco holds two Tier-1 licenses. However, it does not hold any Tier-2 licenses, maintaining its reputation through other regulatory means.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Year Founded | 2016 | 1999 |
| Publicly Traded (Listed) | No | Yes |
| Bank | No | Yes |
| Tier-1 Licenses | 3 | 2 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
When it comes to commissions and fees, Capital.com is the more cost-friendly and transparent choice for forex trading. It publishes a dynamic EUR/USD spread around 0.67 pips and confirmed a 0.6712-pip average for April 2024, which beats the industry norm. Capital.com offers a single account for retail traders plus a professional account for eligible clients (note: professional status comes with fewer regulatory protections). Fineco, by contrast, doesn’t publish average spread data for forex or CFDs, making its true costs harder to gauge. It lists EUR/USD at 1 pip and sometimes 0.8 pips, but neither is labeled as an average or tied to a date range; Fineco may, however, be sharper on some index CFD spreads.
Ratings and rankings reflect this gap: Capital.com earns 5 out of 5 stars for commissions and fees and ranks #3 out of 63 brokers at ForexBrokers.com. Fineco scores 3.5 out of 5 stars and ranks #52 out of 63.
Bottom line: if your focus is low-cost forex with clearly stated pricing, Capital.com stands out. If you trade index CFDs, Fineco can still be worth a look, but the lack of published average spreads for forex makes direct cost comparisons more difficult.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Minimum Deposit | $10 | $0 |
| Average spread (EUR/USD) - Standard account | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Non-wire bank transfer | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | |
| Skrill (Deposit/Withdraw) | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com and Fineco both let you trade forex either as CFDs or spot contracts. Fineco lists more total instruments (9,770 vs. Capital.com’s 5,585), while Capital.com leads in currency choice with 125 forex pairs versus Fineco’s 54. A major difference is stock dealing: Capital.com does not offer exchange‑traded shares on U.S. or international exchanges, whereas Fineco does, so you can buy names like Apple on NASDAQ or Vodafone in London through Fineco.
Neither broker supports copy trading or buying actual cryptocurrency. Capital.com offers crypto CFDs, while Fineco does not. For Range of Investments, both earn 4.5 out of 5 stars; within a field of 63 brokers, Fineco ranks #17 and Capital.com ranks #23. In short, pick Capital.com if you want more forex pairs and access to crypto CFDs, or choose Fineco if you want a bigger overall product list and the ability to buy real U.S. and international stocks.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 9770 |
| Forex Pairs (Total) | 125 | 54 |
| U.S. Stocks (Shares) | No | Yes |
| Global Stocks (Non-U.S. Shares) | No | Yes |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | No |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Capital.com and Fineco both provide in-house platforms along with Windows desktop and web-based trading, and neither supports copy trading. Key differences: Capital.com offers a free demo account for paper trading, while Fineco does not. Capital.com also supports MetaTrader 4 (MT4), whereas Fineco does not; neither broker supports MT5. If you like placing orders straight from a chart, Capital.com includes chart trading, while Fineco lacks this feature.
Independent ratings from ForexBrokers.com echo these distinctions: Capital.com earns 4.5 stars and ranks #10 out of 63 brokers for Trading Platforms and Tools, while Fineco holds 4 stars and ranks #18. In short, traders who want MT4, a free demo account, and chart trading may favor Capital.com, while those who simply need a proprietary platform with web and desktop access could consider either broker.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Virtual Trading (Demo) | Yes | No |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 97 | 37 |
| Charting - Trade From Chart | Yes | No |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and Fineco both offer mobile trading apps for iPhone and Android, and each supports price alerts. The key differences show up in charting. Capital.com includes 30 technical studies, lets you draw trendlines, and automatically saves your drawings. Fineco offers 6 technical studies and does not support trendlines or auto-saving chart annotations. Note: neither broker syncs watchlists between the mobile app and the web platform.
In independent testing, Capital.com’s mobile app is rated 4.5 out of 5 stars and ranks #11 out of 63 brokers for Mobile Trading Apps, while Fineco scores 4 out of 5 stars and ranks #43. If you want richer charting tools and a higher-rated experience, Capital.com is the stronger pick. If your needs are basic—checking prices and setting alerts—Fineco covers the essentials.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 6 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
Comparing Capital.com vs Fineco for market research: Capital.com provides daily market commentary, top-tier forex news (e.g., Bloomberg, Reuters, Dow Jones or similar), a sentiment tool showing the ratio of long/short positions, TipRanks research, and an economic calendar. Fineco also offers top-tier forex news and an economic calendar, but it does not include daily market commentary or a sentiment tool. Neither broker integrates Autochartist or Trading Central. Capital.com does not include Acuity Trading tools, and Fineco’s access to TipRanks or Acuity Trading is not specified.
According to ForexBrokers.com, Capital.com scores 4.5 out of 5 for Research and ranks 14th out of 63 brokers, while Fineco scores 4.0 and ranks 34th. If you want built-in commentary, sentiment insights, and TipRanks data, Capital.com is the stronger choice; if you mainly need an economic calendar and headline news, Fineco covers the essentials.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | Yes | No |
| TipRanks | Yes | |
| Acuity Trading | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Capital.com vs Fineco: For beginner trading education, both brokers deliver a strong start with at least 10 beginner-focused videos that explain core concepts in simple terms. Fineco adds live support through client webinars held at least once a month, which can help newcomers learn in real time and ask questions. Capital.com does not run monthly webinars, but both brokers cover topics relevant to forex and CFD trading.
If you plan to grow beyond the basics, Capital.com offers at least 10 advanced videos for more experienced traders, while Fineco does not. Independent ratings reflect this gap: Capital.com earns 4.5/5 stars for Education and ranks #8 out of 63 brokers on ForexBrokers.com, whereas Fineco scores 4.0/5 stars and ranks #49. Choose Fineco if live webinars matter most, or pick Capital.com if you want a deeper on-demand video library and higher-rated overall education.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Webinars | No | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than Fineco. Capital.com finished with an overall rank of #10, while Fineco finished with an overall rank of #25.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
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Fineco
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|---|---|---|
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| Trust Score | 87 | 94 |
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In a Capital.com vs Fineco comparison, neither broker lets you buy actual (delivered) cryptocurrency, but Capital.com offers cryptocurrency CFD trading while Fineco does not.
Capital.com vs Fineco: among deposit and withdrawal options, Capital.com supports PayPal, Skrill and bank wires but not ACH/SEPA, while Fineco does offer ACH/SEPA; Fineco’s support for PayPal, Skrill, Visa/Mastercard and bank wires—and Capital.com’s support for Visa/Mastercard—is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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| Trust Score | 87 | 94 | |
| Winner | check_circle | ||
| Review | Capital.com Review | Fineco Review |
| Broker Screenshots | Capital.com | Fineco | |
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