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Capital.com vs Fineco 2025

ForexBrokers.com

Written by ForexBrokers.com

February 05, 2025

In this head to head comparison of Capital.com vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.

Capital.com
4.5/5 Stars Overall
  • Minimum Deposit: $10 info
  • Trust Score: 87
  • Tradeable Symbols (Total): 5585
Fineco
4.5/5 Stars Overall
  • Minimum Deposit: $0
  • Trust Score: 94
  • Tradeable Symbols (Total): 9770

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Regulation

Capital.com, established in 2016, has a strong presence in the online brokerage scene despite not being publicly traded or a bank. It carries a ForexBrokers.com Trust Score of 87, within the trusted range of 80-89. Capital.com is supported by three Tier-1 licenses and one Tier-2 license, underscoring its credibility in the market.

In contrast, Fineco, which started back in 1999, operates not only as a publicly traded company but also as a bank. It boasts a higher Trust Score of 94 on ForexBrokers.com, placing it in the highly trusted category. Fineco holds two Tier-1 licenses. However, it does not hold any Tier-2 licenses, maintaining its reputation through other regulatory means.

Feature Capital.com logoCapital.com
Fineco logoFineco
Year Founded info 2016 1999
Publicly Traded (Listed) info No Yes
Bank info No Yes
Tier-1 Licenses info 3 2
Tier-2 Licenses info 1 0
Tier-3 Licenses info 0 0
Tier-4 Licenses info 2 0

Fees

When it comes to commissions and fees, Capital.com shines with a competitive pricing structure that places it slightly above the industry average. Capital.com offers a universal account for retail traders alongside a professional account for those meeting specific eligibility criteria, with the caveat that professional clients have less regulatory protection. The broker’s dynamic spread for the EUR/USD pair is particularly notable at 0.67 pips, confirmed to average 0.6712 pips in April 2024. This low spread makes Capital.com a compelling option for traders looking for cost-effective forex trading. Capital.com earns an impressive 5-star rating for its commissions and fees and ranks #3 out of 63 brokers according to ForexBrokers.com.

In contrast, Fineco’s lack of transparency regarding average spread data for forex and CFD trading makes it challenging to gauge its true trading costs. Without clearly specified date ranges or average values, the quoted 1 pip spread for the EUR/USD pair appears higher than the industry norm. An alternative listed spread of 0.8 pips is also not supported by average statistics or date references. Despite these uncertainties in forex spreads, Fineco does seem to offer more attractive spreads on its index CFDs. As a result of these conditions, Fineco scores a 3.5-star rating and holds the #51 ranking out of 63 brokers in the Commissions and Fees category according to ForexBrokers.com.

Feature Capital.com logoCapital.com
Fineco logoFineco
Minimum Deposit info $10 info $0
Average Spread EUR/USD - Standard info 0.67 info N/A info
All-in Cost EUR/USD - Active info 0.67 info N/A info
Active Trader or VIP Discounts info Yes No
ACH or SEPA Transfers info No Yes
PayPal (Deposit/Withdraw) info Yes No
Skrill (Deposit/Withdraw) info Yes No
Visa/Mastercard (Credit/Debit) info Yes No
Bank Wire (Deposit/Withdraw) info Yes Yes

Dive deeper: Best Low Spread Forex Brokers.

Featured Offers


Range of investments

When comparing the range of investments available on Capital.com and Fineco, both brokers offer unique advantages. Capital.com provides access to 5,585 tradeable symbols, including an impressive 125 forex pairs as CFDs, offering substantial opportunities for forex enthusiasts. In terms of cryptocurrency derivatives, Capital.com also enables you to engage in this exciting market through CFDs, although it does not offer actual cryptocurrency purchases. On the other hand, Fineco offers 9,770 tradeable symbols, including forex CFDs and spot contracts on 54 pairs, and stands out with its availability of exchange-traded securities. Unlike Capital.com, Fineco allows users to directly invest in stocks on U.S. and international exchanges, such as Apple and Vodafone, adding to its diverse investment options.

Both Capital.com and Fineco have earned the same rating of 4.5 stars for their range of investments. However, Fineco is ranked higher at #16 compared to Capital.com's #22 ranking by ForexBrokers.com for this category. Neither platform offers copy trading, nor do they facilitate buying actual cryptocurrencies, focusing instead on derivatives in this area. While both brokers shine in their offerings, the choice may come down to whether you value the broader symbol selection of Fineco or the extensive forex pair options and crypto derivatives offered by Capital.com.

Feature Capital.com logoCapital.com
Fineco logoFineco
Forex Trading (Spot or CFDs) info Yes Yes
Tradeable Symbols (Total) info 5585 9770
Forex Pairs (Total) info 125 54
U.S. Stock Trading (Non CFD) info No Yes
Int'l Stock Trading (Non CFD) info No Yes
Social Trading / Copy Trading info No No
Cryptocurrency (Physical) info No No
Cryptocurrency (Derivative) info Yes No
Disclaimers Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).

Dive deeper: Best Copy Trading Platforms.

Trading platforms and tools

When comparing the trading platforms and tools available from Capital.com and Fineco, several key differences stand out. Capital.com provides a free virtual demo account for simulated trading, ideal for newcomers and those wishing to test strategies without financial risk. In contrast, Fineco does not offer this feature. Both brokers have developed proprietary platforms and deliver comprehensive trading experiences with Windows-based desktop downloads, as well as user-friendly web-based platforms. However, Capital.com has the edge in charting tools, offering a more extensive selection, including 60 drawing tools compared to Fineco’s modest 7. Additionally, Capital.com allows traders to execute trades directly from stock charts, a capability that Fineco lacks.

The availability of popular trading software further distinguishes these brokers. Capital.com supports MetaTrader 4, an industry-favorite platform, whereas Fineco does not. Despite the absence of MetaTrader 5 and copy trading options at both brokers, Capital.com's superior offering of 11 fields for watch lists and higher rating of 4.5 stars for trading platforms and tools, compared to Fineco's 4 stars, make it particularly appealing. This is reflected in Capital.com’s higher ranking, being placed 10th by ForexBrokers.com out of 63 brokers, while Fineco is ranked 18th in the same category.

Feature Capital.com logoCapital.com
Fineco logoFineco
Virtual Trading (Demo) info Yes No
Proprietary Platform info Yes Yes
Desktop Platform (Windows) info Yes Yes
Web Platform info Yes Yes
Social Trading / Copy Trading info No No
MetaTrader 4 (MT4) info Yes No
MetaTrader 5 (MT5) info No No
DupliTrade info No No
ZuluTrade info No No
Charting - Indicators / Studies (Total) info 97 37
Charting - Drawing Tools (Total) info 60 7
Charting - Trade From Chart info Yes No
Watchlists - Total Fields info 11 N/A

Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.

Forex trading apps

When comparing the mobile trading apps of Capital.com and Fineco, both offer iPhone and Android versions, and provide stock or forex price alerts to traders. However, a notable difference emerges in their charting tools and features. Capital.com stands out with 30 technical studies available in its app, while Fineco offers just 6. Furthermore, Capital.com supports the ability to draw trendlines on charts, a feature not present in Fineco's offerings. Both apps allow viewing multiple time frames, but only Capital.com autosaves drawings on charts, giving traders more flexibility and convenience.

Another key difference lies in watchlist functionality. Capital.com allows users to create watchlists with real-time quotes directly on the mobile app, whereas Fineco does not offer real-time updates for watchlists. Both apps lack watchlist symbol syncing across mobile and online platforms, meaning changes in one do not automatically reflect in the other. User ratings further highlight Capital.com's edge, earning 4.5 stars for its mobile app, compared to Fineco's 4 stars. In a broader ranking by ForexBrokers.com, Capital.com places 11th out of 63, while Fineco lands at 42nd, indicating stronger overall user satisfaction with Capital.com's mobile trading experience.

Feature Capital.com logoCapital.com
Fineco logoFineco
Android App info Yes Yes
Apple iOS App info Yes Yes
Mobile Alerts - Basic Fields info Yes Yes
Watchlist Syncing info No No
Mobile Charting - Indicators / Studies info 30 6
Mobile Charting - Draw Trendlines info Yes No
Mobile Charting - Multiple Time Frames info Yes Yes
Mobile Charting - Drawings Autosave info Yes No
Mobile Watchlist info Yes No

Dive deeper: Best Forex Trading Apps.

Market research

When comparing Capital.com and Fineco for market research, Capital.com stands out by offering daily market commentary and a sentiment-based trading tool that shows a ratio of long or short positions across various financial instruments. Fineco does not provide these features, which can help traders stay informed and make more strategic decisions. Additionally, both brokers supply forex news from top-tier sources like Bloomberg and Reuters, and they each offer an economic calendar to keep track of global news events. However, neither firm includes specific research tools from Autochartist, Trading Central, or Acuity Trading in their platforms.

Capital.com further distinguishes itself with market research access from TipRanks, a service not available from Fineco. These offerings contribute to Capital.com's higher research rating of 4.5 stars compared to Fineco's 4.0 stars. In terms of industry rankings by ForexBrokers.com, Capital.com is positioned at #14, while Fineco trails at #33 out of 63 brokers, illustrating a stronger emphasis on market research for Capital.com users.

Feature Capital.com logoCapital.com
Fineco logoFineco
Daily Market Commentary info Yes No
Forex News (Top-Tier Sources) info Yes Yes
Autochartist info No No
Trading Central (Recognia) info No No
Social Sentiment - Currency Pairs info Yes No
TipRanks info Yes No
Signal Centre (Acuity Trading) info No No
Economic Calendar info Yes Yes

Dive deeper: Best Brokers for Forex Research.

Beginners and education

When considering educational resources for forex and CFD trading, Capital.com and Fineco present distinct offerings for beginners. Capital.com shines with a comprehensive library of educational content, boasting over 10 pieces dedicated to forex and CFDs, alongside beginner and advanced videos tailored for both new and seasoned traders. Their inclusion of a searchable archive of previously recorded webinars and an investor dictionary with over 50 terms further enriches the learning experience. Rated 4.5 stars in the education category and ranked 8th out of 63 brokers by ForexBrokers.com, Capital.com is a strong contender for those prioritizing a well-rounded and accessible learning platform.

In contrast, Fineco offers a unique advantage with its regular monthly webinars, providing real-time learning opportunities for its clients. However, it falls short in providing a significant number of educational materials specifically focused on forex and CFDs. While Fineco does provide beginner educational videos comparable to Capital.com, the lack of advanced trading videos and an archive of past webinars may limit the depth of education available to its users. Rated 4.0 stars with a 49th place ranking in the educational category by ForexBrokers.com, Fineco presents a more streamlined educational offering with an emphasis on interactive learning, which could appeal to those who prefer a more engaged form of education.

Feature Capital.com logoCapital.com
Fineco logoFineco
Education (Forex or CFDs) info Yes No
Client Webinars info No Yes
Client Webinars (Archived) info Yes No
Videos - Beginner Trading Videos info Yes Yes
Videos - Advanced Trading Videos info Yes No
Investor Dictionary (Glossary) info Yes Yes

Dive deeper: Best Forex Brokers for Beginners.

Winner

After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than Fineco. Capital.com finished with an overall rank of #10, while Fineco finished with an overall rank of #25.

Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.

Feature Capital.com logoCapital.com
Fineco logoFineco
Overall Rating info 4.5/5 Stars 4.5/5 Stars
Trust Score info 87 94
Range of Investments 4.5/5 Stars 4.5/5 Stars
Commissions & Fees 5/5 Stars 3.5/5 Stars
Platforms & Tools 4.5/5 Stars 4/5 Stars
Research 4.5/5 Stars 4.0/5 Stars
Mobile Trading 4.5/5 Stars 4/5 Stars
Education 4.5/5 Stars 3.5/5 Stars

FAQs

Can you trade cryptocurrency with Capital.com or Fineco?

While both Capital.com and Fineco do not provide the option to buy actual delivered cryptocurrency, only Capital.com offers the ability to trade in cryptocurrency derivatives, unlike Fineco which does not.

What funding options does each broker offer?

When comparing online brokers, Capital.com supports PayPal, Skrill, Visa/Mastercard, and bank wires for deposits and withdrawals, but lacks ACH or SEPA transfers, whereas Fineco allows ACH or SEPA transfers and bank wires, but does not support PayPal, Skrill, or Visa/Mastercard.




announcementPlease note:

We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.

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Compare

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Overall Rating Capital.com Fineco
Overall Rating info 4.5/5 Stars 4.5/5 Stars
Commissions & Fees 5/5 Stars 3.5/5 Stars
Range of Investments 4.5/5 Stars 4.5/5 Stars
Platforms & Tools 4.5/5 Stars 4/5 Stars
Mobile Trading 4.5/5 Stars 4/5 Stars
Research 4.5/5 Stars 4.0/5 Stars
Education 4.5/5 Stars 3.5/5 Stars
Trust Score info 87 94
Winner check_circle
Review Capital.com Review Fineco Review
Broker Screenshots Capital.com Fineco
Trading Platforms Gallery (click to expand) info
Mobile Trading Gallery (click to expand) info
Research Gallery (click to expand) info
Education Gallery (click to expand) info
Regulation Capital.com Fineco
Trust Score info 87 94
Year Founded info 2016 1999
Publicly Traded (Listed) info No Yes
Bank info No Yes
Regulated in one or more EU or EEA countries (MiFID). info Yes info Yes info
Tier-1 Licenses info 3 2
Tier-2 Licenses info 1 0
Tier-3 Licenses info 0 0
Tier-4 Licenses info 2 0
Tier-1 Licenses (Highly Trusted) Capital.com Fineco
Australia (ASIC Authorised) info Yes Yes
Canada (CIRO Authorised) info No No
Hong Kong (SFC Authorised) info No No
Japan (SFC Authorised) info No No
Singapore (MAS Authorised) info No No
Switzerland (FINMA Authorised) info No No
United Kingdom (U.K.) (FCA Authorised) info Yes Yes
USA (CFTC Authorized) info No No
New Zealand (FMA Authorised) info No No
Regulated in one or more EU or EEA countries (MiFID). info Yes info Yes info
Tier-2 Licenses (Trusted) Capital.com Fineco
Kenya (CMA Authorised) info No No
Israel (ISA Authorised) info No No
South Africa (FSCA Authorised) info No No
UAE (DFSA/Central Bank Authorised) info No No
India (SEBI Authorised) info No No
Jordan (JSC Authorised) info No No
Investments Capital.com Fineco
Forex Trading (Spot or CFDs) info Yes Yes
Tradeable Symbols (Total) info 5585 9770
Forex Pairs (Total) info 125 54
U.S. Stock Trading (Non CFD) info No Yes
Int'l Stock Trading (Non CFD) info No Yes
Social Trading / Copy Trading info No No
Cryptocurrency (Physical) info No No
Cryptocurrency (Derivative) info Yes No
Disclaimers Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).
Cost Capital.com Fineco
Average Spread EUR/USD - Standard info 0.67 info N/A info
All-in Cost EUR/USD - Active info 0.67 info N/A info
Active Trader or VIP Discounts info Yes No
Inactivity Fee info Yes No
Execution: Agency Broker info No No
Execution: Market Maker info Yes No
Funding Capital.com Fineco
Minimum Deposit info $10 info $0
PayPal (Deposit/Withdraw) info Yes No
Skrill (Deposit/Withdraw) info Yes No
Visa/Mastercard (Credit/Debit) info Yes No
Bank Wire (Deposit/Withdraw) info Yes Yes
ACH or SEPA Transfers info No Yes
Trading Platforms Capital.com Fineco
Proprietary Platform info Yes Yes
Desktop Platform (Windows) info Yes Yes
Web Platform info Yes Yes
Social Trading / Copy Trading info No No
MetaTrader 4 (MT4) info Yes No
MetaTrader 5 (MT5) info No No
cTrader info No No
DupliTrade info No No
ZuluTrade info No No
Trading Tools Capital.com Fineco
Virtual Trading (Demo) info Yes No
Alerts - Basic Fields info Yes No
Watchlists - Total Fields info 11 N/A
Charting - Indicators / Studies (Total) info 97 37
Charting - Drawing Tools (Total) info 60 7
Charting - Trade From Chart info Yes No
Charts can be saved info Yes Yes
Mobile Trading Capital.com Fineco
Android App info Yes Yes
Apple iOS App info Yes Yes
Mobile Alerts - Basic Fields info Yes Yes
Mobile Watchlist info Yes No
Watchlist Syncing info No No
Mobile Charting - Indicators / Studies info 30 6
Mobile Charting - Draw Trendlines info Yes No
Mobile Charting - Multiple Time Frames info Yes Yes
Mobile Charting - Drawings Autosave info Yes No
Mobile Economic Calendar info Yes Yes
Research Capital.com Fineco
Daily Market Commentary info Yes No
Forex News (Top-Tier Sources) info Yes Yes
Autochartist info No No
Trading Central (Recognia) info No No
TipRanks info Yes No
Social Sentiment - Currency Pairs info Yes No
Economic Calendar info Yes Yes
Education Capital.com Fineco
Education (Forex or CFDs) info Yes No
Client Webinars info No Yes
Client Webinars (Archived) info Yes No
Videos - Beginner Trading Videos info Yes Yes
Videos - Advanced Trading Videos info Yes No
Investor Dictionary (Glossary) info Yes Yes
Major Forex Pairs Capital.com Fineco
GBP/USD info Yes Yes
USD/JPY info Yes Yes
EUR/USD info Yes Yes
USD/CHF info Yes Yes
USD/CAD info Yes Yes
NZD/USD info Yes Yes
AUD/USD info Yes Yes
Review Capital.com Review Fineco Review
Overall Capital.com Fineco
Overall Rating info 4.5/5 Stars 4.5/5 Stars
Commissions & Fees 5/5 Stars 3.5/5 Stars
Range of Investments 4.5/5 Stars 4.5/5 Stars
Platforms & Tools 4.5/5 Stars 4/5 Stars
Mobile Trading 4.5/5 Stars 4/5 Stars
Research 4.5/5 Stars 4.0/5 Stars
Education 4.5/5 Stars 3.5/5 Stars
Trust Score info 87 94
Winner check_circle
Review Capital.com Review Fineco Review
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