Written by ForexBrokers.com
In this head to head comparison of Capital.com vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com, established in 2016, has a strong presence in the online brokerage scene despite not being publicly traded or a bank. It carries a ForexBrokers.com Trust Score of 87, within the trusted range of 80-89. Capital.com is supported by three Tier-1 licenses and one Tier-2 license, underscoring its credibility in the market.
In contrast, Fineco, which started back in 1999, operates not only as a publicly traded company but also as a bank. It boasts a higher Trust Score of 94 on ForexBrokers.com, placing it in the highly trusted category. Fineco holds two Tier-1 licenses. However, it does not hold any Tier-2 licenses, maintaining its reputation through other regulatory means.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Year Founded | 2016 | 1999 |
| Publicly Traded (Listed) | No | Yes |
| Bank | No | Yes |
| Tier-1 Licenses | 3 | 2 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
When it comes to commissions and fees, Capital.com is the more cost-friendly and transparent choice for forex trading. It publishes a dynamic EUR/USD spread around 0.67 pips and confirmed a 0.6712-pip average for April 2024, which beats the industry norm. Capital.com offers a single account for retail traders plus a professional account for eligible clients (note: professional status comes with fewer regulatory protections). Fineco, by contrast, doesn’t publish average spread data for forex or CFDs, making its true costs harder to gauge. It lists EUR/USD at 1 pip and sometimes 0.8 pips, but neither is labeled as an average or tied to a date range; Fineco may, however, be sharper on some index CFD spreads.
Ratings and rankings reflect this gap: Capital.com earns 5 out of 5 stars for commissions and fees and ranks #3 out of 63 brokers at ForexBrokers.com. Fineco scores 3.5 out of 5 stars and ranks #52 out of 63.
Bottom line: if your focus is low-cost forex with clearly stated pricing, Capital.com stands out. If you trade index CFDs, Fineco can still be worth a look, but the lack of published average spreads for forex makes direct cost comparisons more difficult.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Minimum Deposit | $10 | $0 |
| Average Spread EUR/USD - Standard | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Visa/Mastercard (Credit/Debit) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com vs Fineco on range of investments: both earn 4.5 out of 5 stars from ForexBrokers.com, with Fineco ranked #17 and Capital.com #23 out of 63 brokers. Both support forex trading (CFD/spot), but their lineups differ: Fineco lists about 9,770 tradeable symbols overall, while Capital.com offers around 5,585. If your focus is currencies, Capital.com has 125 forex pairs versus Fineco’s 54.
For share dealing, Fineco lets you buy exchange-traded securities on U.S. and international markets—think Apple on NASDAQ and Vodafone in London—whereas Capital.com does not offer real shares and centers on CFDs. Neither broker provides copy trading or the ability to buy actual cryptocurrency, but Capital.com does offer crypto derivatives, which Fineco does not. In short, Fineco suits investors who want wide stock market access, while Capital.com appeals to traders who want more forex pairs plus crypto derivative exposure.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 9770 |
| Forex Pairs (Total) | 125 | 54 |
| U.S. Stock Trading (Non CFD) | No | Yes |
| Int'l Stock Trading (Non CFD) | No | Yes |
| Social Trading / Copy Trading | No | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | No |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools available from Capital.com and Fineco, several key differences stand out. Capital.com provides a free virtual demo account for simulated trading, ideal for newcomers and those wishing to test strategies without financial risk. In contrast, Fineco does not offer this feature. Both brokers have developed proprietary platforms and deliver comprehensive trading experiences with Windows-based desktop downloads, as well as user-friendly web-based platforms. However, Capital.com has the edge in charting tools, offering a more extensive selection, including 60 drawing tools compared to Fineco’s modest 7. Additionally, Capital.com allows traders to execute trades directly from stock charts, a capability that Fineco lacks.
The availability of popular trading software further distinguishes these brokers. Capital.com supports MetaTrader 4, an industry-favorite platform, whereas Fineco does not. Despite the absence of MetaTrader 5 and copy trading options at both brokers, Capital.com's superior offering of 11 fields for watch lists and higher rating of 4.5 stars for trading platforms and tools, compared to Fineco's 4 stars, make it particularly appealing. This is reflected in Capital.com’s higher ranking, being placed 10th by ForexBrokers.com out of 63 brokers, while Fineco is ranked 18th in the same category.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Virtual Trading (Demo) | Yes | No |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 97 | 37 |
| Charting - Drawing Tools (Total) | 60 | 7 |
| Charting - Trade From Chart | Yes | No |
| Watchlists - Total Fields | 11 | N/A |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and Fineco both offer mobile trading apps for iPhone and Android, and both support stock and forex price alerts. However, neither app syncs watchlist symbols with the web platform, so changes made on mobile won’t carry over. Capital.com lets you create a watchlist with real-time quotes, while Fineco does not.
For charting, Capital.com provides 30 technical studies, trendline drawing, multiple time frames (like intraday, daily, and weekly), and it auto-saves your drawings. Fineco offers 6 technical studies, supports multiple time frames, but it lacks trendline drawing and does not auto-save chart annotations. Based on ForexBrokers.com, Capital.com is rated 4.5/5 stars and ranks #11 out of 63 brokers for Mobile Trading Apps, while Fineco is rated 4/5 stars and ranks #43.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 6 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
Comparing Capital.com vs Fineco for market research: Capital.com provides daily market commentary, top-tier forex news (e.g., Bloomberg, Reuters, Dow Jones or similar), a sentiment tool showing the ratio of long/short positions, TipRanks research, and an economic calendar. Fineco also offers top-tier forex news and an economic calendar, but it does not include daily market commentary or a sentiment tool. Neither broker integrates Autochartist or Trading Central. Capital.com does not include Acuity Trading tools, and Fineco’s access to TipRanks or Acuity Trading is not specified.
According to ForexBrokers.com, Capital.com scores 4.5 out of 5 for Research and ranks 14th out of 63 brokers, while Fineco scores 4.0 and ranks 34th. If you want built-in commentary, sentiment insights, and TipRanks data, Capital.com is the stronger choice; if you mainly need an economic calendar and headline news, Fineco covers the essentials.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | Yes | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When considering educational resources for forex and CFD trading, Capital.com and Fineco present distinct offerings for beginners. Capital.com shines with a comprehensive library of educational content, boasting over 10 pieces dedicated to forex and CFDs, alongside beginner and advanced videos tailored for both new and seasoned traders. Their inclusion of a searchable archive of previously recorded webinars and an investor dictionary with over 50 terms further enriches the learning experience. Rated 4.5 stars in the education category and ranked 8th out of 63 brokers by ForexBrokers.com, Capital.com is a strong contender for those prioritizing a well-rounded and accessible learning platform.
In contrast, Fineco offers a unique advantage with its regular monthly webinars, providing real-time learning opportunities for its clients. However, it falls short in providing a significant number of educational materials specifically focused on forex and CFDs. While Fineco does provide beginner educational videos comparable to Capital.com, the lack of advanced trading videos and an archive of past webinars may limit the depth of education available to its users. Rated 4.0 stars with a 49th place ranking in the educational category by ForexBrokers.com, Fineco presents a more streamlined educational offering with an emphasis on interactive learning, which could appeal to those who prefer a more engaged form of education.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | Yes |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than Fineco. Capital.com finished with an overall rank of #10, while Fineco finished with an overall rank of #25.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
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Fineco
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|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 94 |
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While both Capital.com and Fineco do not provide the option to buy actual delivered cryptocurrency, only Capital.com offers the ability to trade in cryptocurrency derivatives, unlike Fineco which does not.
When comparing online brokers, Capital.com supports PayPal, Skrill, Visa/Mastercard, and bank wires for deposits and withdrawals, but lacks ACH or SEPA transfers, whereas Fineco allows ACH or SEPA transfers and bank wires, but does not support PayPal, Skrill, or Visa/Mastercard.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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| Trust Score | 87 | 94 | |
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| Review | Capital.com Review | Fineco Review |
| Broker Screenshots | Capital.com | Fineco | |
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