Written by ForexBrokers.com
In this head to head comparison of Capital.com vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com, established in 2016, has a strong presence in the online brokerage scene despite not being publicly traded or a bank. It carries a ForexBrokers.com Trust Score of 87, within the trusted range of 80-89. Capital.com is supported by three Tier-1 licenses and one Tier-2 license, underscoring its credibility in the market.
In contrast, Fineco, which started back in 1999, operates not only as a publicly traded company but also as a bank. It boasts a higher Trust Score of 94 on ForexBrokers.com, placing it in the highly trusted category. Fineco holds two Tier-1 licenses. However, it does not hold any Tier-2 licenses, maintaining its reputation through other regulatory means.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Year Founded | 2016 | 1999 |
| Publicly Traded (Listed) | No | Yes |
| Bank | No | Yes |
| Tier-1 Licenses | 3 | 2 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
When it comes to commissions and fees, Capital.com shines with a competitive pricing structure that places it slightly above the industry average. Capital.com offers a universal account for retail traders alongside a professional account for those meeting specific eligibility criteria, with the caveat that professional clients have less regulatory protection. The broker’s dynamic spread for the EUR/USD pair is particularly notable at 0.67 pips, confirmed to average 0.6712 pips in April 2024. This low spread makes Capital.com a compelling option for traders looking for cost-effective forex trading. Capital.com earns an impressive 5-star rating for its commissions and fees and ranks #3 out of 63 brokers according to ForexBrokers.com.
In contrast, Fineco’s lack of transparency regarding average spread data for forex and CFD trading makes it challenging to gauge its true trading costs. Without clearly specified date ranges or average values, the quoted 1 pip spread for the EUR/USD pair appears higher than the industry norm. An alternative listed spread of 0.8 pips is also not supported by average statistics or date references. Despite these uncertainties in forex spreads, Fineco does seem to offer more attractive spreads on its index CFDs. As a result of these conditions, Fineco scores a 3.5-star rating and holds the #51 ranking out of 63 brokers in the Commissions and Fees category according to ForexBrokers.com.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Minimum Deposit | $10 | $0 |
| Average Spread EUR/USD - Standard | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Visa/Mastercard (Credit/Debit) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing the range of investments available on Capital.com and Fineco, both brokers offer unique advantages. Capital.com provides access to 5,585 tradeable symbols, including an impressive 125 forex pairs as CFDs, offering substantial opportunities for forex enthusiasts. In terms of cryptocurrency derivatives, Capital.com also enables you to engage in this exciting market through CFDs, although it does not offer actual cryptocurrency purchases. On the other hand, Fineco offers 9,770 tradeable symbols, including forex CFDs and spot contracts on 54 pairs, and stands out with its availability of exchange-traded securities. Unlike Capital.com, Fineco allows users to directly invest in stocks on U.S. and international exchanges, such as Apple and Vodafone, adding to its diverse investment options.
Both Capital.com and Fineco have earned the same rating of 4.5 stars for their range of investments. However, Fineco is ranked higher at #16 compared to Capital.com's #22 ranking by ForexBrokers.com for this category. Neither platform offers copy trading, nor do they facilitate buying actual cryptocurrencies, focusing instead on derivatives in this area. While both brokers shine in their offerings, the choice may come down to whether you value the broader symbol selection of Fineco or the extensive forex pair options and crypto derivatives offered by Capital.com.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 9770 |
| Forex Pairs (Total) | 125 | 54 |
| U.S. Stock Trading (Non CFD) | No | Yes |
| Int'l Stock Trading (Non CFD) | No | Yes |
| Social Trading / Copy Trading | No | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | No |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools available from Capital.com and Fineco, several key differences stand out. Capital.com provides a free virtual demo account for simulated trading, ideal for newcomers and those wishing to test strategies without financial risk. In contrast, Fineco does not offer this feature. Both brokers have developed proprietary platforms and deliver comprehensive trading experiences with Windows-based desktop downloads, as well as user-friendly web-based platforms. However, Capital.com has the edge in charting tools, offering a more extensive selection, including 60 drawing tools compared to Fineco’s modest 7. Additionally, Capital.com allows traders to execute trades directly from stock charts, a capability that Fineco lacks.
The availability of popular trading software further distinguishes these brokers. Capital.com supports MetaTrader 4, an industry-favorite platform, whereas Fineco does not. Despite the absence of MetaTrader 5 and copy trading options at both brokers, Capital.com's superior offering of 11 fields for watch lists and higher rating of 4.5 stars for trading platforms and tools, compared to Fineco's 4 stars, make it particularly appealing. This is reflected in Capital.com’s higher ranking, being placed 10th by ForexBrokers.com out of 63 brokers, while Fineco is ranked 18th in the same category.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Virtual Trading (Demo) | Yes | No |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 97 | 37 |
| Charting - Drawing Tools (Total) | 60 | 7 |
| Charting - Trade From Chart | Yes | No |
| Watchlists - Total Fields | 11 | N/A |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When comparing the mobile trading apps of Capital.com and Fineco, both offer iPhone and Android versions, and provide stock or forex price alerts to traders. However, a notable difference emerges in their charting tools and features. Capital.com stands out with 30 technical studies available in its app, while Fineco offers just 6. Furthermore, Capital.com supports the ability to draw trendlines on charts, a feature not present in Fineco's offerings. Both apps allow viewing multiple time frames, but only Capital.com autosaves drawings on charts, giving traders more flexibility and convenience.
Another key difference lies in watchlist functionality. Capital.com allows users to create watchlists with real-time quotes directly on the mobile app, whereas Fineco does not offer real-time updates for watchlists. Both apps lack watchlist symbol syncing across mobile and online platforms, meaning changes in one do not automatically reflect in the other. User ratings further highlight Capital.com's edge, earning 4.5 stars for its mobile app, compared to Fineco's 4 stars. In a broader ranking by ForexBrokers.com, Capital.com places 11th out of 63, while Fineco lands at 42nd, indicating stronger overall user satisfaction with Capital.com's mobile trading experience.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 6 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
When comparing Capital.com and Fineco for market research, Capital.com stands out by offering daily market commentary and a sentiment-based trading tool that shows a ratio of long or short positions across various financial instruments. Fineco does not provide these features, which can help traders stay informed and make more strategic decisions. Additionally, both brokers supply forex news from top-tier sources like Bloomberg and Reuters, and they each offer an economic calendar to keep track of global news events. However, neither firm includes specific research tools from Autochartist, Trading Central, or Acuity Trading in their platforms.
Capital.com further distinguishes itself with market research access from TipRanks, a service not available from Fineco. These offerings contribute to Capital.com's higher research rating of 4.5 stars compared to Fineco's 4.0 stars. In terms of industry rankings by ForexBrokers.com, Capital.com is positioned at #14, while Fineco trails at #33 out of 63 brokers, illustrating a stronger emphasis on market research for Capital.com users.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When considering educational resources for forex and CFD trading, Capital.com and Fineco present distinct offerings for beginners. Capital.com shines with a comprehensive library of educational content, boasting over 10 pieces dedicated to forex and CFDs, alongside beginner and advanced videos tailored for both new and seasoned traders. Their inclusion of a searchable archive of previously recorded webinars and an investor dictionary with over 50 terms further enriches the learning experience. Rated 4.5 stars in the education category and ranked 8th out of 63 brokers by ForexBrokers.com, Capital.com is a strong contender for those prioritizing a well-rounded and accessible learning platform.
In contrast, Fineco offers a unique advantage with its regular monthly webinars, providing real-time learning opportunities for its clients. However, it falls short in providing a significant number of educational materials specifically focused on forex and CFDs. While Fineco does provide beginner educational videos comparable to Capital.com, the lack of advanced trading videos and an archive of past webinars may limit the depth of education available to its users. Rated 4.0 stars with a 49th place ranking in the educational category by ForexBrokers.com, Fineco presents a more streamlined educational offering with an emphasis on interactive learning, which could appeal to those who prefer a more engaged form of education.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | Yes |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than Fineco. Capital.com finished with an overall rank of #10, while Fineco finished with an overall rank of #25.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
Fineco
|
|---|---|---|
| Overall Rating |
|
|
| Trust Score | 87 | 94 |
| Range of Investments |
|
|
| Commissions & Fees |
|
|
| Platforms & Tools |
|
|
| Research |
|
|
| Mobile Trading |
|
|
| Education |
|
|
While both Capital.com and Fineco do not provide the option to buy actual delivered cryptocurrency, only Capital.com offers the ability to trade in cryptocurrency derivatives, unlike Fineco which does not.
When comparing online brokers, Capital.com supports PayPal, Skrill, Visa/Mastercard, and bank wires for deposits and withdrawals, but lacks ACH or SEPA transfers, whereas Fineco allows ACH or SEPA transfers and bank wires, but does not support PayPal, Skrill, or Visa/Mastercard.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
Select Brokers
↓×Compare
0 of 5| Overall Rating | Capital.com | Fineco | |
|---|---|---|---|
| Overall Rating |
|
| |
| Commissions & Fees |
|
| |
| Range of Investments |
|
| |
| Platforms & Tools |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 87 | 94 | |
| Winner | check_circle | ||
| Review | Capital.com Review | Fineco Review |
| Broker Screenshots | Capital.com | Fineco | |
|---|---|---|---|
| Trading Platforms Gallery (click to expand) |
|
| |
| Mobile Trading Gallery (click to expand) |
|
| |
| Research Gallery (click to expand) |
|
| |
| Education Gallery (click to expand) |
|
|
| Regulation | Capital.com | Fineco | |
|---|---|---|---|
| Trust Score | 87 | 94 | |
| Year Founded | 2016 | 1999 | |
| Publicly Traded (Listed) | No | Yes | |
| Bank | No | Yes | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 2 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | Fineco | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | Fineco | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | Fineco | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5585 | 9770 | |
| Forex Pairs (Total) | 125 | 54 | |
| U.S. Stock Trading (Non CFD) | No | Yes | |
| Int'l Stock Trading (Non CFD) | No | Yes | |
| Social Trading / Copy Trading | No | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | No | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | Fineco | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | N/A | |
| All-in Cost EUR/USD - Active | 0.67 | N/A | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | No |
| Funding | Capital.com | Fineco | |
|---|---|---|---|
| Minimum Deposit | $10 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Visa/Mastercard (Credit/Debit) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | Yes |
| Trading Platforms | Capital.com | Fineco | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Capital.com | Fineco | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | No | |
| Alerts - Basic Fields | Yes | No | |
| Watchlists - Total Fields | 11 | N/A | |
| Charting - Indicators / Studies (Total) | 97 | 37 | |
| Charting - Drawing Tools (Total) | 60 | 7 | |
| Charting - Trade From Chart | Yes | No | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | Fineco | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | No | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 6 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | Fineco | |
|---|---|---|---|
| Daily Market Commentary | Yes | No | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | Fineco | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | Yes |
| Major Forex Pairs | Capital.com | Fineco | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review | Fineco Review |
| Overall | Capital.com | Fineco | |
|---|---|---|---|
| Overall Rating |
|
| |
| Commissions & Fees |
|
| |
| Range of Investments |
|
| |
| Platforms & Tools |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 87 | 94 | |
| Winner | check_circle | ||
| Review | Capital.com Review | Fineco Review |
IG
CMC Markets
FOREX.com
XTB
eToro
AvaTrade
Plus500
Pepperstone
FP Markets
Tickmill