Written by ForexBrokers.com
In this head to head comparison of Capital.com vs FinecoBank, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2016, Capital.com is an online broker with a ForexBrokers.com Trust Score rating of 87, placing it in the 'trusted' category. It is not a bank and is not publicly traded, but it holds three Tier-1 licenses and one Tier-2 license, indicating a strong regulatory standing. These licenses underscore the broker's credibility and commitment to providing secure trading environments for its users.
FinecoBank, established in 1999, holds a ForexBrokers.com Trust Score of 94, qualifying it as 'highly trusted'. As a publicly traded bank, FinecoBank benefits from the reliability that typically accompanies such institutions. It operates under the authority of two Tier-1 licenses. While it does not hold any Tier-2 licenses, the bank's high trust rating emphasizes its reputation and solid regulatory framework.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Year Founded | 2016 | 1999 |
| Publicly Traded (Listed) | No | Yes |
| Bank | No | Yes |
| Tier-1 Licenses | 3 | 2 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
When it comes to commissions and fees, Capital.com extends competitive pricing that is slightly more favorable than the industry average. Retail traders at Capital.com can access a universal account, while those qualifying as elective professionals can opt for a professional account. One standout feature of Capital.com is its low trading cost, offering an average spread of 0.67 pips for EUR/USD, verified at 0.6712 pips for April 2024. This low spread, which is below the industry norm, contributes to Capital.com being a top choice for budget-conscious forex traders. In the realm of commissions and fees, Capital.com garners a stellar 5-star rating and ranks 3rd out of 63 brokers according to ForexBrokers.com.
In contrast, FinecoBank offers less transparency concerning its trading costs, as it does not publish average spread data for forex and CFD trading. Fineco lists the spread for EUR/USD at 1 pip, with an additional spread of 0.8 pips noted, yet these are not specified as average values nor accompanied by a date range. This higher spread offering makes it harder to determine Fineco's competitiveness relative to the average forex broker. Nevertheless, Fineco may provide lower spreads on index CFDs, which might appeal to traders focusing on such assets. FinecoBank receives a 3.5-star rating and ranks 51st in the Commissions and Fees category out of 63 brokers, reflecting its room for improvement in cost-effectiveness compared to Capital.com.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Minimum Deposit | $10 | $0 |
| Average Spread EUR/USD - Standard | 0.67 | N/A |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Visa/Mastercard (Credit/Debit) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing Capital.com and FinecoBank, both platforms offer forex trading as a CFD or spot contract. Capital.com provides access to 5,585 tradeable symbols, significantly less than FinecoBank's 9,770. However, Capital.com takes the lead in the number of tradeable forex pairs, offering 125 compared to FinecoBank’s 54. Capital.com is particularly advantageous for those interested in cryptocurrency derivatives, a feature where FinecoBank falls short, as it does not support these derivatives.
FinecoBank stands out with its extensive range of exchange-traded securities, allowing investors to purchase stocks on both U.S. and international exchanges, something Capital.com does not offer. Neither platform supports copy trading nor the purchase of actual (delivered) cryptocurrencies. Despite these differences, both brokers receive a commendable 4.5-star rating for their range of investments. Ranked by ForexBrokers.com, FinecoBank is positioned slightly higher at #16, just a few spots above Capital.com at #21, for their offerings in this category.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 9770 |
| Forex Pairs (Total) | 125 | 54 |
| U.S. Stock Trading (Non CFD) | No | Yes |
| Int'l Stock Trading (Non CFD) | No | Yes |
| Social Trading / Copy Trading | No | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | No |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Capital.com and FinecoBank both bring something unique to the table when it comes to trading platforms and tools, but there are some noteworthy differences. Capital.com stands out with a free virtual demo account, perfect for beginners who want to practice without financial risk. While both brokers boast proprietary platforms and offer Windows-based desktop downloads and web-based trading platforms, Capital.com also provides access to the popular MetaTrader 4, a well-regarded tool for forex and CFD trading that FinecoBank doesn't support.
Charting capabilities are significantly varied between the two, with Capital.com featuring 60 drawing tools compared to FinecoBank's seven. Furthermore, Capital.com allows trading directly from stock charts, a feature absent from FinecoBank's offerings. Watch list customization shows more flexibility with Capital.com, offering 11 different data fields for users to tailor their view. With a higher rating of 4.5 stars versus FinecoBank’s 4 stars in Trading Platforms and Tools, as well as a better ranking on ForexBrokers.com, Capital.com takes a lead in this area.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Virtual Trading (Demo) | Yes | No |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 97 | 37 |
| Charting - Drawing Tools (Total) | 60 | 7 |
| Charting - Trade From Chart | Yes | No |
| Watchlists - Total Fields | 11 | N/A |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When comparing the mobile trading apps of Capital.com and FinecoBank, both options are available on iPhone and Android, allowing users to trade on the go. Both apps offer features like stock and forex price alerts and the option to view multiple time frames for currency or stock charts. However, Capital.com stands out with more advanced charting tools, providing 30 technical studies compared to FinecoBank's six. Additionally, Capital.com's app allows users to draw trendlines and automatically save chart drawings, while FinecoBank does not support these features. Furthermore, only Capital.com offers real-time quotes in custom watchlists, which might appeal to traders looking for up-to-the-minute market data.
In terms of ratings and rankings, Capital.com slightly edges out FinecoBank, boasting a 4.5-star rating versus FinecoBank’s 4 stars for their mobile trading apps. Moreover, among 63 brokers evaluated, Capital.com is ranked 11th, whereas FinecoBank is positioned at 42nd according to ForexBrokers.com. These distinctions might be crucial for traders who value a more feature-rich app experience with sophisticated charting and a higher market standing. However, it's worth noting that neither app supports syncing of watchlist symbols with online accounts, which may require users to manually update their data across platforms.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 6 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
When it comes to market research, Capital.com stands out with its daily market commentary and access to forex news from top-tier sources such as Bloomberg and Reuters. While both Capital.com and FinecoBank offer an economic calendar displaying global news events, Capital.com provides additional valuable features. Traders can benefit from a sentiment-based trading tool, which highlights the ratio of long and short positions across various instruments. Additionally, Capital.com offers market research from TipRanks, adding more depth to its research capabilities.
Despite both platforms lacking tools from Autochartist, Trading Central, or Acuity Trading, Capital.com receives a higher research rating of 4.5 stars compared to FinecoBank's 4.0 stars. In the competitive landscape of online brokers, Capital.com is ranked #14 out of 63 brokers for research according to ForexBrokers.com, showcasing its superior offerings in this domain. On the other hand, FinecoBank is ranked at #33, indicating that while it offers reliable services, it may not provide as comprehensive market insights as its counterpart.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, Capital.com and FinecoBank each offer unique strengths for those venturing into online trading. Capital.com shines in providing forex and CFD education, offering a variety of over 10 articles, videos, and archived webinars tailored to these topics. For beginners eager to delve into trading, Capital.com delivers more than 10 educational videos specifically designed to guide newcomers, along with a helpful investor dictionary containing over 50 investment terms. However, while Capital.com does not provide monthly webinars, it compensates with a searchable archive of past webinars, facilitating learning at any pace.
On the other hand, FinecoBank excels in offering frequent educational webinars held monthly, a great tool for learners who thrive on real-time interaction and current market analysis. Similar to Capital.com, FinecoBank includes over 10 beginner videos and an investor dictionary to build foundational knowledge. Nonetheless, FinecoBank's resources for advanced traders are limited, missing the depth Capital.com offers with its advanced video content. FinecoBank's rank at #49 in the education category by ForexBrokers.com, compared to Capital.com’s #8, highlights the latter’s broader and well-rounded educational offerings favored by users and critics alike.
| Feature |
Capital.com
|
FinecoBank
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | Yes |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than FinecoBank. Capital.com finished with an overall rank of #10, while FinecoBank finished with an overall rank of #25.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
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FinecoBank
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|---|---|---|
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| Trust Score | 87 | 94 |
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In a comparison between online brokers, Capital.com offers the ability to buy cryptocurrency derivatives, but not actual cryptocurrencies, whereas FinecoBank does not offer the ability to buy either actual cryptocurrencies or their derivatives.
Capital.com supports PayPal, Skrill, Visa/Mastercard, and bank wires for deposits and withdrawals but does not offer ACH or SEPA transfers, whereas FinecoBank facilitates ACH or SEPA transfers and bank wires, but lacks support for PayPal, Skrill, and Visa/Mastercard payments.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | FinecoBank | |
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| Trust Score | 87 | 94 | |
| Winner | check_circle | ||
| Review | Capital.com Review | FinecoBank Review |
| Broker Screenshots | Capital.com | FinecoBank | |
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| Regulation | Capital.com | FinecoBank | |
|---|---|---|---|
| Trust Score | 87 | 94 | |
| Year Founded | 2016 | 1999 | |
| Publicly Traded (Listed) | No | Yes | |
| Bank | No | Yes | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 2 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | FinecoBank | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | FinecoBank | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | FinecoBank | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5585 | 9770 | |
| Forex Pairs (Total) | 125 | 54 | |
| U.S. Stock Trading (Non CFD) | No | Yes | |
| Int'l Stock Trading (Non CFD) | No | Yes | |
| Social Trading / Copy Trading | No | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | No | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | FinecoBank | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | N/A | |
| All-in Cost EUR/USD - Active | 0.67 | N/A | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | No |
| Funding | Capital.com | FinecoBank | |
|---|---|---|---|
| Minimum Deposit | $10 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Visa/Mastercard (Credit/Debit) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | Yes |
| Trading Platforms | Capital.com | FinecoBank | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Capital.com | FinecoBank | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | No | |
| Alerts - Basic Fields | Yes | No | |
| Watchlists - Total Fields | 11 | N/A | |
| Charting - Indicators / Studies (Total) | 97 | 37 | |
| Charting - Drawing Tools (Total) | 60 | 7 | |
| Charting - Trade From Chart | Yes | No | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | FinecoBank | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | No | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 6 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | FinecoBank | |
|---|---|---|---|
| Daily Market Commentary | Yes | No | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | FinecoBank | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | Yes |
| Major Forex Pairs | Capital.com | FinecoBank | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review | FinecoBank Review |
| Overall | Capital.com | FinecoBank | |
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| Trust Score | 87 | 94 | |
| Winner | check_circle | ||
| Review | Capital.com Review | FinecoBank Review |
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