Written by ForexBrokers.com
In this head to head comparison of Fineco vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Fineco, founded in 1999, is a publicly traded bank that holds two Tier-1 licenses, indicating a high level of trust according to ForexBrokers.com. With a robust Trust Score of 94 out of 99, Fineco is recognized as a highly trusted online broker. Its status as a known financial institution, along with its public listing, adds further credibility and attractiveness to potential investors.
In contrast, Earn, founded in 1994, is not publicly traded and does not operate as a bank. Holders of one Tier-1 license, Earn carries an average risk Trust Score of 71 out of 99. While it has a presence in the financial realm, its trust rating suggests that potential users should exercise a higher degree of caution when considering Earn for their investment needs.
| Feature |
Fineco
|
Earn
|
|---|---|---|
| Year Founded | 1999 | 1994 |
| Publicly Traded (Listed) | Yes | No |
| Bank | Yes | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 0 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 0 |
Comparing commissions and fees, both Fineco and Earn fall short on transparency. Neither broker publishes average spread data for forex and CFDs, which makes it tough to judge true trading costs. Fineco lists EUR/USD spreads of 1.0 pip and 0.8 pips, but these are not stated as averages and no date range is provided; 1.0 pip would be higher than what many forex brokers typically quote. Fineco does appear to offer lower spreads on index CFDs. Earn also does not provide average spread figures, so its day‑to‑day pricing is similarly hard to evaluate.
Based on our ratings for commissions and fees, Earn edges out Fineco: Earn earns 4 out of 5 stars and ranks #46 out of 63 brokers at ForexBrokers.com, while Fineco scores 3.5 out of 5 stars and ranks #52 out of 63. In short, Earn receives a slightly better cost-related score, though the lack of published average spreads at both brokers means real-world results can vary.
If you trade EUR/USD, be aware that Fineco’s listed spreads (not averages) can be higher than many peers; if you favor index CFDs, Fineco may be more competitive. With Earn, plan to verify live spreads and any commissions directly on the platform. For either broker, check real-time quotes, account terms, and any additional fees before you trade.
| Feature |
Fineco
|
Earn
|
|---|---|---|
| Minimum Deposit | $0 | $100 |
| Average spread (EUR/USD) - Standard account | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Non-wire bank transfer | Yes | No |
| PayPal (Deposit/Withdraw) | ||
| Skrill (Deposit/Withdraw) | ||
| Bank Wire (Deposit/Withdraw) |
Dive deeper: Best Low Spread Forex Brokers.
Fineco vs Earn: both let you trade forex as CFDs or spot, but their overall ranges differ. Fineco lists 9,770 tradeable symbols, dwarfing Earn’s 500. Fineco also offers 54 forex pairs to Earn’s 61, and crucially, Fineco lets you buy exchange‑traded shares on both U.S. and international markets (think Apple or Vodafone). Earn does not provide access to real U.S. or international shares.
Feature-wise, Earn supports copy trading while Fineco does not. Neither broker sells actual cryptocurrency, but Earn offers crypto CFDs; Fineco does not. For range of investments, ForexBrokers.com rates Fineco 4.5/5 (ranked 17th of 63) and Earn 3.5/5 (46th of 63). Choose Fineco if you want a large product lineup and stock market access, or pick Earn if copy trading and crypto CFDs matter most, alongside a slightly bigger list of forex pairs.
| Feature |
Fineco
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 9770 | 500 |
| Forex Pairs (Total) | 54 | 61 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | No | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Comparing Fineco and Earn for trading platforms and tools shows clear differences. Both brokers offer web-based and Windows desktop platforms, but Fineco provides its own proprietary platform while Earn relies on third-party options. If you want a free demo for practice, Earn offers simulated (paper) trading and copy trading, while Fineco does not. Earn also supports MetaTrader 4 (MT4) and MetaTrader 5 (MT5) and lets you place orders directly from charts; Fineco doesn’t support MT4/MT5 and doesn’t allow chart trading. Details on the number of chart indicators and watchlist fields weren’t disclosed for either broker.
In expert reviews, both Fineco and Earn earn 4 out of 5 stars for platforms and tools, yet Fineco ranks higher overall (#18 of 63) compared with Earn (#52 of 63) on ForexBrokers.com. Choose Fineco if you prefer a higher-rated, in-house platform experience. Pick Earn if you want a free demo account, copy trading, MetaTrader access, and the convenience of trading from charts.
| Feature |
Fineco
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | No | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 37 | 35 |
| Charting - Trade From Chart | No | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Fineco and Earn both offer iPhone and Android trading apps that include stock and forex price alerts. Neither app syncs watchlists with your online account. For charting, Earn is more feature-rich on mobile with 35 technical studies, plus the ability to draw trendlines and auto-save drawings. Fineco includes 6 technical studies and does not support trendline drawing or auto-saving chart annotations.
Both apps earn 4 out of 5 stars for Mobile Trading Apps. However, in ForexBrokers.com’s ranking of 63 brokers, Earn places #28 while Fineco ranks #43. If you want deeper charting and drawing tools on your phone, Earn is the stronger fit. If you just need core trading and alerts on iPhone or Android, Fineco covers the essentials.
| Feature |
Fineco
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 6 | 35 |
| Mobile Charting - Draw Trendlines | No | Yes |
| Mobile Charting - Trendlines Autosave | No | Yes |
Dive deeper: Best Forex Trading Apps.
Comparing market research at Fineco vs Earn: both brokers deliver forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones and include an economic calendar to track global events. Earn adds daily market commentary, which Fineco does not. Neither broker lists research tools from Autochartist or Trading Central, and neither offers a sentiment tool that shows long/short positioning. Support for TipRanks or Acuity Trading isn’t specified for either, so plan on using in-house news and calendars rather than third-party analytics suites.
On performance, Fineco earns 4.0 stars for Research and ranks #34 out of 63 brokers at ForexBrokers.com, while Earn scores 3.5 stars and ranks #39. Choose Earn if you want daily commentary baked in; pick Fineco if you prefer a slightly higher-rated research experience with premium news feeds and an economic calendar. Either way, traders get core market research features without advanced add-ons.
| Feature |
Fineco
|
Earn
|
|---|---|---|
| Daily Market Commentary (Articles) | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | No | No |
| TipRanks | ||
| Acuity Trading | ||
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Comparing Fineco and Earn for beginner trading education, Fineco is the more beginner-friendly pick. Fineco runs online client webinars at least monthly and offers 10+ beginner-focused trading videos, giving new traders regular live guidance and a clear video path to get started. Earn, by contrast, does not provide monthly webinars and lacks a comparable library of beginner videos. Neither broker offers 10+ advanced trading videos for experienced traders, and it isn’t specified whether either has 10 or more forex- or CFD-specific educational pieces.
The scores reflect this gap: Fineco earns 4.0 out of 5 stars for Education and ranks #49 out of 63 brokers, while Earn scores 3.5 stars and ranks #63 out of 63. If you’re a beginner who values live training and a sizable set of starter videos, Fineco is likely the better fit; if you need deep advanced content, neither platform stands out based on the information provided.
| Feature |
Fineco
|
Earn
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than Earn. Fineco finished with an overall rank of #25, while Earn finished with an overall rank of #50.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
| Feature |
Fineco
|
Earn
|
|---|---|---|
| Overall Rating |
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| Trust Score | 94 | 71 |
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Fineco vs Earn: neither online broker lets you buy actual delivered cryptocurrency, but while Fineco does not offer crypto CFDs, Earn does support trading cryptocurrency CFDs.
In the Fineco vs Earn online broker comparison for account funding, Fineco supports ACH/SEPA transfers for deposits and withdrawals while Earn does not, and details for PayPal, Skrill, Visa/Mastercard, and bank wire options are not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Fineco | Earn | |
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| Trust Score | 94 | 71 | |
| Winner | check_circle | ||
| Review | Fineco Review |
| Broker Screenshots | Fineco | Earn | |
|---|---|---|---|
| Broker Gallery (click to expand) |
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| Regulation | Fineco | Earn | |
|---|---|---|---|
| Trust Score | 94 | 71 | |
| Year Founded | 1999 | 1994 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 0 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 0 |
| Tier-1 Licenses (Highly Trusted) | Fineco | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Fineco | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Fineco | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 9770 | 500 | |
| Forex Pairs (Total) | 54 | 61 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | No | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Fineco | Earn | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Inactivity Fee | No | No | |
| Order execution: Agency | No | No | |
| Order execution: Market Maker | No | Yes |
| Funding | Fineco | Earn | |
|---|---|---|---|
| Minimum Deposit | $0 | $100 | |
| PayPal (Deposit/Withdraw) | |||
| Skrill (Deposit/Withdraw) | |||
| Bank Wire (Deposit/Withdraw) | |||
| Non-wire bank transfer | Yes | No |
| Trading Platforms | Fineco | Earn | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No |
| Trading Tools | Fineco | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | No | Yes | |
| Price Alerts | No | Yes | |
| Charting - Indicators / Studies (Total) | 37 | 35 | |
| Charting - Trade From Chart | No | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Fineco | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 6 | 35 | |
| Mobile Charting - Draw Trendlines | No | Yes | |
| Mobile Charting - Trendlines Autosave | No | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | Fineco | Earn | |
|---|---|---|---|
| Daily Market Commentary (Articles) | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | No | |
| TipRanks | |||
| Client sentiment data | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Fineco | Earn | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | No | No |
| Major Forex Pairs | Fineco | Earn | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | Fineco Review |
| Overall | Fineco | Earn | |
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| Trust Score | 94 | 71 | |
| Winner | check_circle | ||
| Review | Fineco Review |
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