Written by ForexBrokers.com
In this head to head comparison of FXCM vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
FXCM and Earn stand as notable players in the online brokerage landscape, each brandishing its own attributes and regulatory track record. Established in 1999, FXCM is publicly traded and boasts 4 Tier-1 licenses alongside 2 Tier-2 licenses, underlining its commitment to a high level of trust. With a Trust Score of 95 out of 99 according to ForexBrokers.com, FXCM is classified as highly trusted, reflecting its strong regulatory standing.
In contrast, Earn, founded in 1994, remains a privately held entity with a relatively modest regulatory profile, possessing just 1 Tier-1 license and no Tier-2 licenses. It achieves a Trust Score of 71, situating it in the average risk category. While both brokers are not banks, their differing Trust Scores and regulatory footprints paint a clear picture of their standings in today's market landscape.
| Feature |
FXCM
|
Earn
|
|---|---|---|
| Year Founded | 1999 | 1994 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 4 | 1 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 0 |
FXCM and Earn both earn 4 out of 5 stars for commissions and fees, but FXCM ranks higher at #25 of 63 brokers compared with Earn at #46 of 63, according to ForexBrokers.com. FXCM publishes detailed pricing, while Earn does not provide average spread data, making a direct apples-to-apples comparison harder for cost-focused traders.
FXCM’s forex pricing is slightly above the industry average. In May 2024, standard account spreads on EUR/USD averaged 0.78 pips across its EU, U.K., and Australia offerings, and 1.38 pips with its St. Vincent and the Grenadines entity. FXCM’s commission-based accounts averaged 0.28 pips (before commissions), with an effective spread around 0.74 pips once the commission-equivalent of 0.50 pips per round turn is included. As with most brokers, spreads can widen during rollover or unusual market conditions.
High-volume traders may find added value in FXCM’s Active Trader Rebate Program (not available in the U.K. or EU), which pays $5–$25 per million traded when you trade at least $10 million per month. As an example, in the U.K. a $25,000 balance and at least $50 million in monthly volume can reduce the commission to $2.50 per side ($5 round turn), putting the effective EUR/USD spread near 0.78 pips based on a 0.28-pip core. With Earn, the lack of published average spreads means you’ll want to check live quotes and its fee schedule to gauge your likely trading costs. FXCM: 4 stars, ranked #25/63. Earn: 4 stars, ranked #46/63.
| Feature |
FXCM
|
Earn
|
|---|---|---|
| Minimum Deposit | Starts from $50 | $100 |
| Average Spread EUR/USD - Standard | 0.9 | N/A |
| All-in Cost EUR/USD - Active | 0.8 | N/A |
| Non-wire bank transfer | Yes | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
FXCM and Earn both support forex trading, available as CFDs or spot contracts, and each offers copy trading plus access to cryptocurrency derivatives (but not actual, delivered crypto). Neither broker lets you buy exchange‑traded stocks on U.S. or international exchanges. When it comes to variety, Earn lists more to trade: 500 total symbols and 61 forex pairs, compared with FXCM’s 440 symbols and 46 forex pairs.
Ratings are the same for Range of Investments at 3.5 out of 5 stars, though Earn ranks slightly higher (#46 of 63) than FXCM (#48 of 63) at ForexBrokers.com. In short, both deliver similar features, but Earn edges ahead if you want more forex pairs and a larger overall selection of tradeable symbols.
| Feature |
FXCM
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 440 | 500 |
| Forex Pairs (Total) | 46 | 61 |
| U.S. Stocks (Shares) | No | No |
| Global Stocks (Non-U.S. Shares) | No | No |
| Copy Trading | Yes | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
FXCM vs Earn: Both brokers offer free demo (paper) accounts, web-based platforms, Windows desktop software, and the ability to trade directly from charts. FXCM also provides a proprietary platform built in house, while Earn relies on third-party options. Both support MetaTrader 4 (MT4) and copy trading; only Earn adds MetaTrader 5 (MT5).
For trading platforms and tools, ForexBrokers.com rates FXCM 5 stars and ranks it #6 out of 63 brokers, while Earn earns 4 stars and ranks #52. The source did not specify details for DupliTrade, ZuluTrade, the number of chart indicators, drawing tools, or watchlist columns for either broker, so check each broker’s latest specs if those features are important to you.
| Feature |
FXCM
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | Yes | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 115 | 35 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
FXCM and Earn both offer mobile trading apps for iPhone and Android, complete with price alerts. Each app supports chart drawings like trendlines and will auto-save your annotations. A key difference is watchlist syncing: FXCM syncs your watchlists between the mobile app and your online account, while Earn does not, which may matter if you switch between devices often.
For charting, FXCM includes 59 technical studies compared to 35 with Earn, giving FXCM a wider set of indicators for analyzing forex and stocks. Independent ratings from ForexBrokers.com place FXCM’s mobile app at 4.5 stars and 16th out of 63 brokers, while Earn’s app holds 4 stars and ranks 28th. If you value cross-device watchlists and more indicators, FXCM has the edge; if you want core features on iPhone and Android with alerts and drawing tools, both apps fit the bill.
| Feature |
FXCM
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 59 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
| Mobile Watchlist [DELETED] |
Dive deeper: Best Forex Trading Apps.
Comparing FXCM vs Earn for market research, both brokers deliver daily market commentary, forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones, and a helpful economic calendar. Neither offers Autochartist. FXCM pulls ahead with Trading Central’s technical analysis tools and a sentiment indicator showing long/short positioning—features Earn does not provide. FXCM also includes research from TipRanks, while Earn’s access to TipRanks and Acuity Trading tools isn’t indicated.
On overall quality, FXCM is rated 4.5/5 stars for Research and ranks #11 out of 63 brokers by ForexBrokers.com. Earn is rated 3.5/5 stars and ranks #39. If you want deeper built-in analysis and sentiment insights, FXCM is the stronger pick; if your focus is essential news and calendars, both platforms cover the basics.
| Feature |
FXCM
|
Earn
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | Yes | No |
| Client sentiment data | Yes | No |
| TipRanks | Yes | |
| Acuity Trading | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginner traders comparing FXCM and Earn on education, FXCM offers more structured learning. FXCM provides at least 10 beginner videos and at least 10 advanced videos on trading topics, giving newcomers a clearer path to build skills. Earn does not meet those video thresholds, so it offers fewer options for new traders. It is not specified whether either broker maintains a broader catalog of 10 or more total forex or CFDs education pieces (such as articles, videos, or archived webinars).
FXCM also runs client webinars at least once a month, while Earn does not. It is not specified whether either broker has a searchable archive of past webinars or an investor dictionary with 50 or more terms. In independent evaluations, FXCM is rated 4.5 out of 5 stars for Education and ranks 14th out of 63 brokers at ForexBrokers.com; Earn is rated 3.5 stars and ranks 63rd. For beginners who value videos and ongoing live sessions, FXCM offers a stronger education experience, whereas Earn provides fewer built-in learning resources.
| Feature |
FXCM
|
Earn
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that FXCM is better than Earn. FXCM finished with an overall rank of #15, while Earn finished with an overall rank of #50.
For traders who appreciate advanced trading tools and quality market research, FXCM is a winner, especially for algorithmic trading. Its range of tradeable markets is fairly narrow, however, and the pricing at FXCM is just average.
| Feature |
FXCM
|
Earn
|
|---|---|---|
| Overall Rating |
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| Trust Score | 95 | 71 |
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Both FXCM and Earn do not provide the option to buy actual delivered cryptocurrency, but they each offer the ability to purchase cryptocurrency derivatives instead.
FXCM vs Earn: FXCM offers ACH/SEPA transfers, PayPal, Skrill, and bank wire deposits and withdrawals, while Earn offers Skrill and bank wires but not ACH/SEPA or PayPal; Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | FXCM | Earn | |
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| Trust Score | 95 | 71 | |
| Winner | check_circle | ||
| Review | FXCM Review |
| Broker Screenshots | FXCM | Earn | |
|---|---|---|---|
| Broker Gallery (click to expand) |
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| Regulation | FXCM | Earn | |
|---|---|---|---|
| Trust Score | 95 | 71 | |
| Year Founded | 1999 | 1994 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 4 | 1 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 0 |
| Tier-1 Licenses (Highly Trusted) | FXCM | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | Yes | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | FXCM | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | Yes | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | FXCM | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 440 | 500 | |
| Forex Pairs (Total) | 46 | 61 | |
| U.S. Stocks (Shares) | No | No | |
| Global Stocks (Non-U.S. Shares) | No | No | |
| Copy Trading | Yes | Yes | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | FXCM | Earn | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.9 | N/A | |
| All-in Cost EUR/USD - Active | 0.8 | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | FXCM | Earn | |
|---|---|---|---|
| Minimum Deposit | Starts from $50 | $100 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | Yes | No |
| Trading Platforms | FXCM | Earn | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | Yes | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No |
| Trading Tools | FXCM | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 115 | 35 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | FXCM | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 59 | 35 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | FXCM | Earn | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | Yes | No | |
| TipRanks | Yes | ||
| Client sentiment data | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | FXCM | Earn | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | FXCM | Earn | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | FXCM Review |
| Overall | FXCM | Earn | |
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| Trust Score | 95 | 71 | |
| Winner | check_circle | ||
| Review | FXCM Review |
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