Written by ForexBrokers.com
In this head to head comparison of Saxo vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing the online brokers Saxo and Earn, notable differences emerge in their regulatory standings and history. Established in 1992, Saxo benefits from its status as a bank and holds an impeccable reputation with a ForexBrokers.com Trust Score of 99, placing it in the highly trusted category. It possesses seven Tier-1 licenses, which highlights its extensive regulatory compliance. On the other hand, Earn, founded in 1994, operates as a non-bank and holds just one Tier-1 license, coupled with a Trust Score of 71, indicating an average risk profile.
Neither Saxo nor Earn are listed on stock exchanges; however, their regulatory frameworks differ significantly. Saxo’s standing as a bank with a portfolio of trusted licenses suggests stronger oversight and reliability. Meanwhile, Earn, with no Tier-2 licenses and only one trusted Tier-1 license, presents a different profile of trustworthiness. Investors seeking well-regulated brokers may note these distinctions when considering their options in the financial market.
| Feature |
Saxo
|
Earn
|
|---|---|---|
| Year Founded | 1992 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | Yes | No |
| Tier-1 Licenses | 7 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 0 |
When comparing Saxo and Earn in terms of commissions and fees, Saxo excels with its attractive pricing model, especially beneficial for active traders and those with significant account balances. Saxo’s Classic account offers an average spread of 1.1 pips on EUR/USD, with even lower averages for their Platinum and VIP accounts at 1.0 and 0.9 pips respectively. Notably, the Classic account minimum deposit has been reduced to $0, while the Platinum and VIP accounts require substantial initial deposits of $200,000 and $1,000,000 respectively. Saxo distinguishes itself by offering commission-free forex trading and also waives custody fees for users participating in securities lending, although a ticket-fee of $3 per side applies to those trading less than 50,000 units monthly. Saxo proudly holds a 5-star rating and ranks 9th out of 63 brokers on ForexBrokers.com for commissions and fees.
On the other hand, Earn lacks detailed average spread data, making it difficult to compare directly with Saxo on forex spreads. Nonetheless, Earn is recognized with a respectable 4-star rating by ForexBrokers.com for its commissions and fees structure. However, its overall rank stands at 46th out of 63 brokers, suggesting there are more competitive options in this sphere than Earn, particularly for high-volume traders seeking optimal pricing efficiencies available through brokers like Saxo.
| Feature |
Saxo
|
Earn
|
|---|---|---|
| Minimum Deposit | $0 | $100 |
| Average Spread EUR/USD - Standard | 1.1 | N/A |
| All-in Cost EUR/USD - Active | 0.9 | N/A |
| Active Trader or VIP Discounts | Yes | Yes |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | No | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Saxo vs Earn: When it comes to the range of investments, Saxo offers far wider choice. Saxo lists about 70,000 tradeable symbols compared with Earn’s 500, and provides 190 forex pairs versus Earn’s 61. Both brokers support forex trading as CFDs or spot.
Saxo also lets clients buy exchange-traded stocks on U.S. and international exchanges, while Earn does not offer direct share dealing in those markets. Both support copy trading, do not offer delivered cryptocurrency, and do provide cryptocurrency derivatives. According to ForexBrokers.com, Saxo scores 5/5 stars and ranks #3 out of 63 for Range of Investments, whereas Earn scores 3.5/5 and ranks #46.
| Feature |
Saxo
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 70000 | 500 |
| Forex Pairs (Total) | 190 | 61 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | Yes | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Saxo and Earn both provide free paper trading and offer web and Windows desktop platforms. Saxo also delivers its own in-house platform, while Earn does not; instead, Earn supports MetaTrader 4 and MetaTrader 5, which Saxo does not. Both brokers include copy trading, but only Earn connects to ZuluTrade (neither supports DupliTrade). If you want MetaTrader, Earn is the pick; if you prefer a broker-built platform, look at Saxo.
For charting, both allow trading directly from the chart. Saxo lists 20 drawing tools versus 15 at Earn, while the number of available indicators isn’t specified for either. Watchlists are more flexible at Saxo with up to 60 columns compared to 7 at Earn. According to ForexBrokers.com, Saxo earns 5 stars and ranks #1 out of 63 brokers for Trading Platforms and Tools, whereas Earn earns 4 stars and ranks #52.
| Feature |
Saxo
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | Yes |
| Charting - Indicators / Studies (Total) | 64 | 35 |
| Charting - Drawing Tools (Total) | 20 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 60 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Saxo and Earn both offer full-featured mobile trading apps for iPhone and Android. Each app includes price alerts, the ability to draw trendlines, multiple time frames (intraday to weekly), auto-saved chart drawings, and real-time quote watchlists—useful for both active traders and long-term investors.
Key differences favor Saxo. The Saxo mobile trading app syncs watchlists with the web platform, while Earn does not. Saxo also packs more charting firepower with 64 technical studies versus Earn’s 35. Independent scores reflect this gap: ForexBrokers.com rates Saxo 5 stars and ranks it #2 out of 63 brokers for Mobile Trading Apps, while Earn earns 4 stars and ranks #28. If you want advanced charting and seamless syncing, Saxo is the stronger pick; if you only need the basics, Earn’s app covers the essentials.
| Feature |
Saxo
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 64 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Saxo and Earn both deliver daily market commentary, stream forex news from major sources like Bloomberg, Reuters, or Dow Jones, and include an economic calendar to track key events. Where they differ is in research tools: Saxo includes Autochartist and a sentiment tool that shows the ratio of long vs. short positions, while Earn does not offer those two features. Neither broker provides Trading Central. Saxo does not offer TipRanks or tools from Acuity Trading; Earn’s access to TipRanks and Acuity Trading isn’t specified.
In independent ratings from ForexBrokers.com, Saxo scores 5 out of 5 stars for Research and ranks #1 of 63 brokers, while Earn scores 3.5 out of 5 stars and ranks #39. In short, both cover the basics with news, commentary, and calendars, but Saxo adds more advanced research tools that may help active traders who want deeper analysis.
| Feature |
Saxo
|
Earn
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | Yes | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | No | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginner traders comparing Saxo vs. Earn on education, Saxo clearly offers more. Saxo provides forex and CFD education with 10+ pieces of content, runs online client webinars at least once a month, and keeps a searchable archive of past sessions. It also offers 10+ beginner videos, 10+ advanced videos for when you’re ready to level up, and an investor dictionary with 50+ terms. By contrast, Earn does not meet the 10-piece threshold for forex or CFD education, does not host monthly webinars, lacks a searchable webinar archive, does not provide 10+ beginner or advanced videos, and does not offer a large investor dictionary.
These differences show up in the scores: Saxo earns 5 stars for Education and ranks #13 out of 63 brokers with ForexBrokers.com, while Earn holds 3.5 stars and ranks #63 of 63. If you want structured learning with videos, webinars, and clear definitions to build confidence from day one, Saxo is the stronger choice. If education isn’t a priority and you prefer to learn on your own, Earn may still be adequate.
| Feature |
Saxo
|
Earn
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Saxo is better than Earn. Saxo finished with an overall rank of #3, while Earn finished with an overall rank of #50.
Saxo is an exclusive multi-asset broker with brilliant research and a superb trading platform experience – as well as a stunning selection of over 40,000 securities.
| Feature |
Saxo
|
Earn
|
|---|---|---|
| Overall Rating |
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| Trust Score | 99 | 71 |
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While both Saxo and Earn do not provide the option to buy actual delivered cryptocurrencies, they do offer the ability to purchase cryptocurrency derivatives.
Both Saxo and Earn do not support ACH, SEPA, or PayPal for account deposits or withdrawals; however, while Saxo and Earn both accept Visa, Mastercard, and bank wires, only Earn offers the additional option of using Skrill for transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Saxo | Earn | |
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| Trust Score | 99 | 71 | |
| Winner | check_circle | ||
| Review | Saxo Review |
| Broker Screenshots | Saxo | Earn | |
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| Broker Gallery (click to expand) |
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| Regulation | Saxo | Earn | |
|---|---|---|---|
| Trust Score | 99 | 71 | |
| Year Founded | 1992 | 1994 | |
| Publicly Traded (Listed) | No | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 7 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 0 |
| Tier-1 Licenses (Highly Trusted) | Saxo | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | Yes | No | |
| Japan (SFC Authorised) | Yes | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | Yes | ||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Saxo | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Saxo | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 70000 | 500 | |
| Forex Pairs (Total) | 190 | 61 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | Yes | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Saxo | Earn | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.1 | N/A | |
| All-in Cost EUR/USD - Active | 0.9 | N/A | |
| Active Trader or VIP Discounts | Yes | Yes | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | Yes | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Saxo | Earn | |
|---|---|---|---|
| Minimum Deposit | $0 | $100 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | No | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Saxo | Earn | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | Yes |
| Trading Tools | Saxo | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 60 | 7 | |
| Charting - Indicators / Studies (Total) | 64 | 35 | |
| Charting - Drawing Tools (Total) | 20 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Saxo | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 64 | 35 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Saxo | Earn | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | Yes | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | ||
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | Saxo | Earn | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Saxo | Earn | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Saxo Review |
| Overall | Saxo | Earn | |
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| Trust Score | 99 | 71 | |
| Winner | check_circle | ||
| Review | Saxo Review |
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