Written by ForexBrokers.com
In this head to head comparison of Earn vs Xtrade, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing online brokers Earn and Xtrade, one key consideration is their trust scores based on regulatory information. Both brokers are privately held and are not affiliated with any bank. Earn, which has been around since 1994, and Xtrade, founded in 2003, each hold a highly trusted Tier-1 license, representing their commitment to maintaining high regulatory standards. However, Xtrade has an advantage with an additional Tier-2 license, which further supports its standing in the market.
Evaluating their trust scores, ForexBrokers.com gives Earn a score of 71, indicating an average risk to users, while Xtrade scores slightly higher at 74, offering clients a marginally higher trust level. This difference highlights Xtrade's increased emphasis on regulatory compliance, making it a generally safer option for traders who prioritize security and adherence to international standards.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Year Founded | 1994 | 2003 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 1 | 1 |
| Tier-2 Licenses | 0 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
When it comes to evaluating brokers based on commissions and fees, Earn emerges as a more favorable option compared to Xtrade. Earn earns a 4-star rating, indicating competitive and appealing pricing structures for traders. However, precise average spread data is not available for Earn, which may be a consideration for those focused on transparency. Despite this, Earn is ranked #45 out of 63 brokers in the Commissions and Fees category by ForexBrokers.com, demonstrating it as a reliable choice for cost-conscious traders.
In contrast, Xtrade receives a 2.5-star rating for its commissions and fees, suggesting that traders may encounter less favorable pricing compared to other brokers. Like Earn, average spread data for Xtrade is not readily accessible, adding a level of ambiguity for potential users. Xtrade's ranking in the Commissions and Fees category is notably lower, positioned at #63 out of 63 brokers on ForexBrokers.com. This ranking places Xtrade at the bottom, signifying it may not be the best choice for those prioritizing lower trading costs.
Overall, Earn appears to offer more competitive pricing with a higher star rating and a significantly better ranking than Xtrade. Traders looking to minimize their costs and maximize their potential returns may find Earn to be a more attractive option, while Xtrade's lower rating and ranking suggest there might be better alternatives available in the market. Carefully consider these factors when choosing a broker to ensure it aligns with your financial trading goals and budgetary needs.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Minimum Deposit | $100 | $250 |
| Average Spread EUR/USD - Standard | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing Earn and Xtrade, both online brokers provide a comprehensive range of investment opportunities, particularly in forex trading. Both platforms offer forex trading as CFDs or spot contracts, with Earn providing access to 61 forex pairs compared to Xtrade’s 56. In terms of total tradeable symbols, Earn slightly edges out with 500 options against Xtrade’s 482. Neither platform offers exchange-traded securities on U.S. or international exchanges, which means clients cannot directly buy shares like Apple or Vodafone on these platforms.
For those looking to delve into cryptocurrency derivatives, both Earn and Xtrade offer this option, allowing for speculation without holding the actual asset. A standout feature for Earn is its copy trading option, providing an opportunity for users to mimic the trades of seasoned investors, a service Xtrade does not currently provide. Both brokers share a 3.5-star rating for their range of investments. However, in the ForexBrokers.com ranking, Earn is placed slightly higher at 45th compared to Xtrade’s 49th out of 63 brokers, reflecting only a marginal difference in their investment offerings.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 500 | 482 |
| Forex Pairs (Total) | 61 | 56 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | Yes | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing Earn and Xtrade for trading platforms and tools, both brokers provide simulated trading through free virtual demo accounts, allowing users to practice without financial risk. While Earn does not have a proprietary platform, it supports well-known options like MetaTrader 4 and 5, providing greater flexibility for traders accustomed to these platforms. Xtrade, however, offers a proprietary platform but does not support MT4 or MT5, which could be a limitation for traders familiar with those tools. Both brokers offer a web-based trading platform, but Earn takes it further with a Windows-based desktop download option, enhancing accessibility for users who prefer not to trade via their browsers.
In terms of additional features, Earn enables copy trading and integrates with ZuluTrade, offering more opportunities for users to mimic successful traders. Xtrade lacks these features but boasts a larger variety of 100 drawing tools for charting compared to Earn's 15. Both brokers allow trading directly from stock charts, but Xtrade offers a more customizable watch list with nine columns compared to Earn's seven. Despite these differences, Earn slightly edges out Xtrade with a platform and tools rating of 4 stars versus Xtrade's 3.5. Additionally, Earn ranks #51 out of 63 brokers according to ForexBrokers.com, while Xtrade is ranked at #58, reflecting Earn's superior performance in this category.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | No | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | Yes | No |
| DupliTrade | No | No |
| ZuluTrade | Yes | No |
| Charting - Indicators / Studies (Total) | 35 | N/A |
| Charting - Drawing Tools (Total) | 15 | 100 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 7 | 9 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When comparing the mobile trading apps of Earn and Xtrade, both offer applications compatible with iPhone and Android devices. However, Earn stands out by providing essential features that enhance the trading experience, such as stock or forex price alerts and the ability to draw trendlines on charts. With 35 technical studies available for charting, Earn offers a versatile platform for traders looking to analyze market trends effectively. Additionally, Earn gives users the opportunity to explore multiple time frames—like daily, weekly, or intraday—and even auto-saves drawings on charts, offering a more convenient and comprehensive user experience.
In contrast, Xtrade's app lacks several of these offerings. It does not provide price alerts, trendline drawing capabilities, or the ability to view different time frames, which may limit some traders' analytical capabilities. While neither platform supports symbol syncing for watchlists, Earn allows for creating real-time quote watchlists directly within the app, which is not available on Xtrade. Both exhibit similar mobile app ratings, each scoring four out of five stars. Despite this, Earn is ranked significantly higher at #27 compared to Xtrade’s #53 in the Mobile Trading Apps category by ForexBrokers.com, highlighting a more feature-rich experience with Earn.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | No |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 35 | N/A |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | No |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
When comparing Earn and Xtrade for market research, both brokers offer daily market commentary and access to top-tier forex news from trusted sources like Bloomberg and Reuters. Additionally, they provide users with essential tools such as economic calendars that outline significant global events. However, neither broker offers advanced technical analysis tools from providers like Autochartist or Trading Central, nor do they utilize sentiment-based trading tools or market research from companies like TipRanks or Acuity Trading.
In terms of research ratings, both Earn and Xtrade have received 3.5 out of 5 stars for their market research offerings. Despite having similar ratings, they differ in overall rankings, with Earn positioned at #38 and Xtrade at #52 out of 63 brokers, according to ForexBrokers.com. This differentiation indicates that while both provide foundational research options, Earn has a slight edge in the competitive landscape.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational resources available for beginners, Earn and Xtrade offer different experiences. Earn falls short in providing foundational resources for individuals new to trading, as it does not offer at least 10 educational pieces focused on forex or CFDs. Furthermore, it lacks regular online educational webinars or a searchable archive of recorded sessions. Earn also does not provide a comprehensive video series tailored for beginners or an advanced audience. Moreover, there is no investor dictionary available to help users understand key investing terms. Despite these limitations, Earn manages a 3.5-star rating for education, though it ranks quite low at #62 out of 63 brokers on ForexBrokers.com.
On the other hand, Xtrade provides educational content more attuned to beginners' needs, offering at least 10 educational pieces on forex or CFDs. However, similar to Earn, it does not conduct regular online webinars or have a recorded webinar archive. While it falls short in offering dedicated beginner or advanced educational video sets, Xtrade stands out by providing an investor dictionary with over 50 investing terms defined, helping newcomers familiarize themselves with essential terminology. It matches Earn with a 3.5-star education rating but enjoys a higher ranking of #46 in the education category out of 63 brokers on ForexBrokers.com.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Education (Forex or CFDs) | No | Yes |
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Videos - Beginner Trading Videos | No | No |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Earn is better than Xtrade. Earn finished with an overall rank of #50, while Xtrade finished with an overall rank of #60.
Earn was an early pioneer of mobile apps for finance, then became a forex and CFD broker, now offering the MetaTrader platform. With just one regulatory license, Earn has a lower Trust Score than more established forex brokers.
| Feature |
Earn
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Xtrade
|
|---|---|---|
| Overall Rating |
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| Trust Score | 71 | 74 |
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Both Earn and Xtrade do not offer the option to buy actual delivered cryptocurrency, but they do provide the ability to purchase cryptocurrency derivatives.
Both Earn and Xtrade provide Skrill, Visa or Mastercard, and bank wire options for depositing or withdrawing account funds, but neither supports ACH, SEPA, or PayPal transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Earn | Xtrade | |
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| Trust Score | 71 | 74 | |
| Winner | check_circle | ||
| Review | Xtrade Review |
| Broker Screenshots | Earn | Xtrade | |
|---|---|---|---|
| Trading Platforms Gallery (click to expand) | |||
| Mobile Trading Gallery (click to expand) | |||
| Research Gallery (click to expand) | |||
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| Regulation | Earn | Xtrade | |
|---|---|---|---|
| Trust Score | 71 | 74 | |
| Year Founded | 1994 | 2003 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 1 | 1 | |
| Tier-2 Licenses | 0 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Earn | Xtrade | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | No | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Earn | Xtrade | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Earn | Xtrade | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 500 | 482 | |
| Forex Pairs (Total) | 61 | 56 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | Yes | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Earn | Xtrade | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Earn | Xtrade | |
|---|---|---|---|
| Minimum Deposit | $100 | $250 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Earn | Xtrade | |
|---|---|---|---|
| Proprietary Platform | No | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | Yes | No |
| Trading Tools | Earn | Xtrade | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | No | |
| Watchlists - Total Fields | 7 | 9 | |
| Charting - Indicators / Studies (Total) | 35 | N/A | |
| Charting - Drawing Tools (Total) | 15 | 100 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | No |
| Mobile Trading | Earn | Xtrade | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | No | |
| Mobile Watchlist | Yes | No | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 35 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | No | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | No |
| Research | Earn | Xtrade | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Earn | Xtrade | |
|---|---|---|---|
| Education (Forex or CFDs) | No | Yes | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No | |
| Videos - Beginner Trading Videos | No | No | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | Earn | Xtrade | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Xtrade Review |
| Overall | Earn | Xtrade | |
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| Trust Score | 71 | 74 | |
| Winner | check_circle | ||
| Review | Xtrade Review |
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