Written by ForexBrokers.com
In this head to head comparison of Earn vs Xtrade, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing online brokers Earn and Xtrade, one key consideration is their trust scores based on regulatory information. Both brokers are privately held and are not affiliated with any bank. Earn, which has been around since 1994, and Xtrade, founded in 2003, each hold a highly trusted Tier-1 license, representing their commitment to maintaining high regulatory standards. However, Xtrade has an advantage with an additional Tier-2 license, which further supports its standing in the market.
Evaluating their trust scores, ForexBrokers.com gives Earn a score of 71, indicating an average risk to users, while Xtrade scores slightly higher at 74, offering clients a marginally higher trust level. This difference highlights Xtrade's increased emphasis on regulatory compliance, making it a generally safer option for traders who prioritize security and adherence to international standards.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Year Founded | 1994 | 2003 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 1 | 1 |
| Tier-2 Licenses | 0 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
Comparing commissions and fees, Earn comes out ahead of Xtrade based on third‑party ratings. Average spread data isn’t available for either broker, but ForexBrokers.com rates Earn at 4 out of 5 stars and ranks it #46 out of 63 brokers in the Commissions and Fees category. Xtrade is rated 2.5 out of 5 stars and ranks #64 out of 63, signaling weaker pricing versus peers.
With no published average spread figures for either broker, shoppers should focus on the total cost of trading, including any account, financing, inactivity, or withdrawal fees. In short, the ratings suggest Earn offers more competitive overall pricing than Xtrade, but you’ll want to confirm current costs on each broker’s website before you decide.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Minimum Deposit | $100 | $250 |
| Average Spread EUR/USD - Standard | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Comparing the range of investments at Earn versus Xtrade, both brokers support forex trading (CFDs or spot). Earn lists 500 total tradeable instruments and 61 currency pairs, while Xtrade offers 482 instruments and 56 pairs. Neither broker lets you buy real, exchange‑traded stocks on U.S. or international exchanges. For crypto, both provide access via derivatives rather than actual coins. A key difference is copy trading: Earn offers it, while Xtrade does not.
For Range of Investments, both Earn and Xtrade are rated 3.5 out of 5 stars. In category rankings from ForexBrokers.com (out of 63 brokers), Earn places #46 and Xtrade places #50. Overall, Earn has a slight edge with more symbols, more forex pairs, and copy trading, while the rest of the investment lineup is largely similar.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 500 | 482 |
| Forex Pairs (Total) | 61 | 56 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | Yes | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Both Earn and Xtrade provide a free demo account and web-based trading you can use in any browser, plus the ability to place trades right from a chart. The big split is platform choice: Earn does not have its own platform but supports a Windows desktop download and popular third-party options like MetaTrader 4 (MT4) and MetaTrader 5 (MT5). It also supports copy trading and ZuluTrade (no DupliTrade). Xtrade offers its own platform instead, but it lacks a Windows desktop app, MT4/MT5 access, and copy trading.
For charting, indicator counts aren’t listed, but Xtrade advertises far more drawing tools (100 vs 15 for Earn), and its watchlists hold more fields (9 vs 7). In ForexBrokers.com tests for Trading Platforms and Tools, Earn scored 4 stars and ranked 52nd of 63 brokers, while Xtrade earned 3.5 stars and ranked 59th. Choose Earn if you want MT4/MT5, a Windows desktop platform, or copy trading; pick Xtrade if you prefer a broker-built web platform with lots of drawing tools.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | No | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | Yes | No |
| DupliTrade | No | No |
| ZuluTrade | Yes | No |
| Charting - Indicators / Studies (Total) | 35 | N/A |
| Charting - Drawing Tools (Total) | 15 | 100 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 7 | 9 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Comparing Earn vs. Xtrade for mobile trading apps: both offer iPhone and Android apps, but Earn provides more in-app trading features. Earn includes price alerts, 35 technical studies for charts, trendline drawing, multiple time frames (daily, weekly, intraday), auto‑saved chart drawings, and the ability to create watchlists with real‑time quotes. Xtrade does not offer price alerts, trendline drawing, multiple time frames, auto‑saving of drawings, or real‑time quote watchlists, and it does not list the number of technical studies. Note that neither broker syncs mobile watchlists with the online account.
Both brokers are rated 4 out of 5 stars for Mobile Trading Apps, but ForexBrokers.com ranks Earn higher (#28 of 63) than Xtrade (#54 of 63). If you want alerts and deeper chart tools on your phone, Earn is the stronger pick; if you only need basic access on iPhone or Android, both will get you on the market.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | No |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 35 | N/A |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | No |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
Comparing Earn vs Xtrade for market research, both brokers deliver the basics traders look for: daily market commentary, an economic calendar, and forex news sourced from leading outlets like Bloomberg, Reuters, or Dow Jones. Neither platform includes Autochartist or Trading Central tools, and neither offers a sentiment gauge that shows the ratio of long vs short positions—so traders who want automated chart patterns, third-party analytics, or crowd positioning may need to use external tools.
On specialist content, Xtrade does not provide TipRanks or Acuity Trading research; Earn’s access to TipRanks or Acuity Trading isn’t specified. Both brokers earn 3.5 out of 5 stars for research at ForexBrokers.com, though Earn ranks higher overall (#39 of 63) compared with Xtrade (#53 of 63). If you mostly need daily analysis, quality news, and a clear calendar, either broker fits; if a stronger category ranking matters to you, Earn has a slight edge.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Comparing online broker Earn to Xtrade for beginner education, Xtrade offers a fuller starting point for learning forex and CFDs with at least 10 educational pieces, while Earn does not meet that mark. Neither broker hosts monthly client webinars or provides a searchable archive of recorded webinars, and both fall short on video depth with fewer than 10 beginner videos and fewer than 10 advanced videos.
New traders may also appreciate that Xtrade includes an investor dictionary with 50+ terms; Earn lacks this resource. Even so, both brokers share a 3.5 out of 5 Education rating. In ForexBrokers.com’s Education rankings, Xtrade places #46 of 63, ahead of Earn at #63—an edge to consider if educational support is a priority.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Education (Forex or CFDs) | No | Yes |
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Videos - Beginner Trading Videos | No | No |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Earn is better than Xtrade. Earn finished with an overall rank of #50, while Xtrade finished with an overall rank of #60.
Earn was an early pioneer of mobile apps for finance, then became a forex and CFD broker, now offering the MetaTrader platform. With just one regulatory license, Earn has a lower Trust Score than more established forex brokers.
| Feature |
Earn
|
Xtrade
|
|---|---|---|
| Overall Rating |
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| Trust Score | 71 | 74 |
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Both Earn and Xtrade do not offer the option to buy actual delivered cryptocurrency, but they do provide the ability to purchase cryptocurrency derivatives.
Both Earn and Xtrade provide Skrill, Visa or Mastercard, and bank wire options for depositing or withdrawing account funds, but neither supports ACH, SEPA, or PayPal transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Earn | Xtrade | |
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| Trust Score | 71 | 74 | |
| Winner | check_circle | ||
| Review | Xtrade Review |
| Broker Screenshots | Earn | Xtrade | |
|---|---|---|---|
| Broker Gallery (click to expand) |
| Regulation | Earn | Xtrade | |
|---|---|---|---|
| Trust Score | 71 | 74 | |
| Year Founded | 1994 | 2003 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 1 | 1 | |
| Tier-2 Licenses | 0 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Earn | Xtrade | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | No | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Earn | Xtrade | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA, FSRA, or SCA Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Earn | Xtrade | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 500 | 482 | |
| Forex Pairs (Total) | 61 | 56 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | Yes | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Earn | Xtrade | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Earn | Xtrade | |
|---|---|---|---|
| Minimum Deposit | $100 | $250 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Earn | Xtrade | |
|---|---|---|---|
| Proprietary Platform | No | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | Yes | No |
| Trading Tools | Earn | Xtrade | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | No | |
| Watchlists - Total Fields | 7 | 9 | |
| Charting - Indicators / Studies (Total) | 35 | N/A | |
| Charting - Drawing Tools (Total) | 15 | 100 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | No |
| Mobile Trading | Earn | Xtrade | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | No | |
| Mobile Watchlist | Yes | No | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 35 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | No | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | No |
| Research | Earn | Xtrade | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | ||
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Earn | Xtrade | |
|---|---|---|---|
| Education (Forex or CFDs) | No | Yes | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No | |
| Videos - Beginner Trading Videos | No | No | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | Earn | Xtrade | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Xtrade Review |
| Overall | Earn | Xtrade | |
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| Trust Score | 71 | 74 | |
| Winner | check_circle | ||
| Review | Xtrade Review |
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