eToro vs Fineco 2025
In this head to head comparison of eToro vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of eToro vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
eToro vs Fineco: eToro was founded in 2007, while Fineco dates back to 1999. Both companies are publicly traded. eToro is not a bank, whereas Fineco is a bank.
Regulation and safety: On the ForexBrokers.com Trust Score scale (90–99 highly trusted, 80–89 trusted, 70–79 average risk, 60–69 high risk, under 59 do not trust), eToro scores 96 and Fineco scores 94, placing both in the highly trusted range. eToro holds 4 Tier-1 licenses (considered highly trusted) and 1 Tier-2 license (trusted). Fineco holds 2 Tier-1 licenses and no Tier-2 licenses.
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Year Founded | 2007 | 1999 |
Publicly Traded (Listed) | Yes | Yes |
Bank | No | Yes |
Tier-1 Licenses | 4 | 2 |
Tier-2 Licenses | 1 | 0 |
Tier-3 Licenses | 0 | 0 |
Tier-4 Licenses | 1 | 0 |
Comparing commissions and fees, eToro earns 4.5/5 stars and ranks #23 of 63 brokers for this category on ForexBrokers.com, while Fineco scores 3.5/5 stars and ranks #52 of 63. Both advertise a 1-pip spread on EUR/USD, but eToro labels it as a typical variable spread, which is slightly higher than the industry average. Fineco’s pricing is harder to pin down because it does not publish average spreads for forex and CFDs.
eToro’s trading costs center on spreads rather than commissions. Most retail traders don’t pick eToro for ultra-tight spreads; they come for its social copy trading features. For non-trading fees, eToro Club (five tiers from Silver to Diamond for balances of $5,000–$250,000) can help with perks like discounted withdrawal and deposit fees, access to Trading Central, and a dedicated account manager.
Fineco lists EUR/USD spreads at 1 pip and also mentions 0.8 pips, but neither figure is presented as an average or tied to a date range, making true costs less transparent. While Fineco appears to offer more competitive pricing on some index CFDs, the absence of verified average spreads for forex makes it tougher to compare total trading costs head-to-head with eToro.
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Minimum Deposit | $50-$10,000 | $0 |
Average Spread EUR/USD - Standard | 1 | N/A |
All-in Cost EUR/USD - Active | N/A | N/A |
Non-wire bank transfer | Yes | Yes |
PayPal (Deposit/Withdraw) | Yes | No |
Skrill (Deposit/Withdraw) | Yes | No |
Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Both eToro and Fineco offer wide menus for investors and traders. Each supports forex trading via CFDs or spot contracts and lets clients buy exchange-traded stocks on U.S. markets and international exchanges. Fineco lists more total tradeable symbols (9,770) than eToro (7,441), while eToro edges out Fineco on forex pairs with 55 versus 54.
The biggest differences show up in features. eToro supports copy trading and offers both actual cryptocurrencies and crypto derivatives; Fineco does not offer copy trading or crypto investing. For Range of Investments, eToro earns 5 stars and ranks #11 out of 63 brokers on ForexBrokers.com, while Fineco scores 4.5 stars and ranks #17. Choose eToro if crypto access and copy trading matter; pick Fineco if you want a slightly larger overall list of symbols.
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Forex Trading (Spot or CFDs) | Yes | Yes |
Tradeable Symbols (Total) | 7441 | 9770 |
Forex Pairs (Total) | 55 | 54 |
U.S. Stock Trading (Non CFD) | Yes | Yes |
Int'l Stock Trading (Non CFD) | Yes | Yes |
Social Trading / Copy Trading | Yes | No |
Cryptocurrency (Underlying) | Yes | No |
Cryptocurrency (Derivative) | Yes | No |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
eToro vs Fineco: eToro offers a free virtual demo account for paper trading, while Fineco does not. Both brokers have their own proprietary platforms and support web-based trading; however, only Fineco provides a downloadable Windows desktop platform. eToro includes social and copy trading (Fineco does not) and lets you place trades directly from a chart, a feature Fineco lacks. Neither broker supports MetaTrader 4 (MT4) or MetaTrader 5 (MT5).
For platform quality, ForexBrokers.com rates eToro 4.5 stars and ranks it #8 out of 63 brokers in the Trading Platforms and Tools category. Fineco earns 4 stars and ranks #18 out of 63. If you want a practice account, copy trading, and chart trading in your browser, eToro is a strong fit. If you prefer a proprietary web platform with the option of a Windows desktop download, Fineco may suit you better.
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Virtual Trading (Demo) | Yes | No |
Proprietary Desktop Trading Platform | Yes | Yes |
Desktop Platform (Windows) | No | Yes |
Web Platform | Yes | Yes |
Social Trading / Copy Trading | Yes | No |
MetaTrader 4 (MT4) | No | No |
MetaTrader 5 (MT5) | No | No |
Charting - Indicators / Studies (Total) | 106 | 37 |
Charting - Trade From Chart | Yes | No |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Comparing eToro vs Fineco for mobile trading: both offer iPhone and Android apps and support price alerts. eToro stands out for convenience features, with watchlists that sync between the mobile app and your online account and the option to build watchlists with real-time quotes. Fineco does not sync watchlists and does not offer real-time quotes in watchlists.
For charting, eToro offers 104 technical studies, while Fineco includes 6. Neither app supports drawing trendlines or auto-saving chart drawings. According to ForexBrokers.com, eToro earns 4.5 out of 5 stars and ranks #10 of 63 for Mobile Trading Apps, whereas Fineco scores 4 out of 5 stars and ranks #43. If you want deeper chart tools and synced watchlists, eToro is the stronger choice; for basic alerts and access on both iOS and Android, Fineco gets the job done.
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Android App | Yes | Yes |
Apple iOS App | Yes | Yes |
Mobile Price Alerts | Yes | Yes |
Mobile Watchlists - Syncing | Yes | No |
Mobile Charting - Indicators / Studies | 104 | 6 |
Mobile Charting - Draw Trendlines | No | No |
Mobile Charting - Trendlines Autosave | No | No |
Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
Comparing market research features, eToro pulls ahead with daily market commentary, Trading Central tools, a sentiment-based trading gauge, TipRanks research, and a full economic calendar. Fineco delivers key basics with an economic calendar and forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones, but it lacks daily commentary, Trading Central, and a sentiment tool. Neither broker offers Autochartist. Availability of TipRanks and Acuity Trading tools for Fineco isn’t specified.
On performance, eToro earns 4.5/5 stars for Research and ranks #13 out of 63 brokers at ForexBrokers.com, while Fineco scores 4.0/5 stars and ranks #34. If you want more built-in tools and frequent insights, eToro is the stronger choice; if you mainly need headline news and a calendar, Fineco covers the essentials.
Feature |
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Daily Market Commentary | Yes | No |
Forex News (Top-Tier Sources) | Yes | Yes |
Autochartist | No | No |
Trading Central (Recognia) | Yes | No |
Client sentiment data | Yes | No |
TipRanks | Yes | |
Signal Centre (Acuity Trading) | No | |
Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
eToro vs Fineco for beginner education: both run at least one online client webinar each month and each offers 10+ beginner-friendly trading videos. eToro also provides 10+ advanced videos for when you want to go deeper, while Fineco does not meet that mark. In independent ratings, eToro scores 4.5/5 stars for Education and ranks #5 of 63 brokers at ForexBrokers.com; Fineco scores 4.0/5 and ranks #49. It’s not specified whether either broker offers 10+ forex/CFD-specific lessons, a searchable archive of past webinars, or an investor dictionary with 50+ terms.
If you’re starting out and plan to keep learning as you progress, eToro’s wider video library and higher ranking make it the stronger all-around choice. Fineco is still a solid option for basics thanks to its beginner videos and monthly webinars. For details on forex/CFD lesson counts, past-webinar archives, and any term dictionaries, check each broker’s education page.
Feature |
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Webinars | Yes | Yes |
Videos - Beginner Trading Videos | Yes | Yes |
Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that eToro is better than Fineco. eToro finished with an overall rank of #9, while Fineco finished with an overall rank of #25.
eToro is a winner for its easy-to-use copy-trading platform, where traders can copy the trades of experienced investors – or receive exclusive perks for sharing their own trading strategies.
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Trust Score | 96 | 94 |
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When comparing online brokers eToro and Fineco, eToro stands out by allowing users to buy both actual delivered cryptocurrency and cryptocurrency derivatives, whereas Fineco does not offer the ability to buy either actual cryptocurrencies or cryptocurrency derivatives.
eToro vs Fineco: both support ACH/SEPA transfers and bank wire deposits/withdrawals, but only eToro also offers PayPal and Skrill, while Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5Overall Rating | eToro | Fineco | |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 96 | 94 | |
Winner | check_circle | ||
Review | eToro Review | Fineco Review |
Broker Screenshots | eToro | Fineco | |
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Broker Gallery (click to expand) |
Regulation | eToro | Fineco | |
---|---|---|---|
Trust Score | 96 | 94 | |
Year Founded | 2007 | 1999 | |
Publicly Traded (Listed) | Yes | Yes | |
Bank | No | Yes | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
Tier-1 Licenses | 4 | 2 | |
Tier-2 Licenses | 1 | 0 | |
Tier-3 Licenses | 0 | 0 | |
Tier-4 Licenses | 1 | 0 |
Tier-1 Licenses (Highly Trusted) | eToro | Fineco | |
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Australia (ASIC Authorised) | Yes | Yes | |
Canada (CIRO Authorised) | No | No | |
Hong Kong (SFC Authorised) | No | No | |
Japan (SFC Authorised) | No | No | |
Singapore (MAS Authorised) | Yes | No | |
Switzerland (FINMA Authorised) | |||
United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
USA (CFTC Authorized) | No | No | |
New Zealand (FMA Authorised) | No | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
Tier-2 Licenses (Trusted) | eToro | Fineco | |
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Kenya (CMA Authorised) | |||
Israel (ISA Authorised) | No | No | |
South Africa (FSCA Authorised) | No | No | |
UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
India (SEBI Authorised) | No | No | |
Jordan (JSC Authorised) |
Investments | eToro | Fineco | |
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Forex Trading (Spot or CFDs) | Yes | Yes | |
Tradeable Symbols (Total) | 7441 | 9770 | |
Forex Pairs (Total) | 55 | 54 | |
U.S. Stock Trading (Non CFD) | Yes | Yes | |
Int'l Stock Trading (Non CFD) | Yes | Yes | |
Social Trading / Copy Trading | Yes | No | |
Cryptocurrency (Underlying) | Yes | No | |
Cryptocurrency (Derivative) | Yes | No | |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Cost | eToro | Fineco | |
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Average Spread EUR/USD - Standard | 1 | N/A | |
All-in Cost EUR/USD - Active | N/A | N/A | |
Inactivity Fee | Yes | No | |
Execution: Agency Broker | Yes | No | |
Execution: Market Maker | Yes | No |
Funding | eToro | Fineco | |
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Minimum Deposit | $50-$10,000 | $0 | |
PayPal (Deposit/Withdraw) | Yes | No | |
Skrill (Deposit/Withdraw) | Yes | No | |
Bank Wire (Deposit/Withdraw) | Yes | Yes | |
Non-wire bank transfer | Yes | Yes |
Trading Platforms | eToro | Fineco | |
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Proprietary Desktop Trading Platform | Yes | Yes | |
Desktop Platform (Windows) | No | Yes | |
Web Platform | Yes | Yes | |
Social Trading / Copy Trading | Yes | No | |
MetaTrader 4 (MT4) | No | No | |
MetaTrader 5 (MT5) | No | No | |
cTrader | No | No |
Trading Tools | eToro | Fineco | |
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Virtual Trading (Demo) | Yes | No | |
Price Alerts | Yes | No | |
Charting - Indicators / Studies (Total) | 106 | 37 | |
Charting - Trade From Chart | Yes | No | |
Charts can be saved | Yes | Yes |
Mobile Trading | eToro | Fineco | |
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Android App | Yes | Yes | |
Apple iOS App | Yes | Yes | |
Mobile Price Alerts | Yes | Yes | |
Mobile Watchlist | Yes | No | |
Mobile Watchlists - Syncing | Yes | No | |
Mobile Charting - Indicators / Studies | 104 | 6 | |
Mobile Charting - Draw Trendlines | No | No | |
Mobile Charting - Trendlines Autosave | No | No | |
Mobile Research - Economic Calendar | No | Yes |
Research | eToro | Fineco | |
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Daily Market Commentary | Yes | No | |
Forex News (Top-Tier Sources) | Yes | Yes | |
Autochartist | No | No | |
Trading Central (Recognia) | Yes | No | |
TipRanks | Yes | ||
Client sentiment data | Yes | No | |
Economic Calendar | Yes | Yes |
Education | eToro | Fineco | |
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Webinars | Yes | Yes | |
Videos - Beginner Trading Videos | Yes | Yes | |
Videos - Advanced Trading Videos | Yes | No |
Major Forex Pairs | eToro | Fineco | |
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GBP/USD | Yes | Yes | |
USD/JPY | Yes | Yes | |
EUR/USD | Yes | Yes | |
USD/CHF | Yes | Yes | |
USD/CAD | Yes | Yes | |
NZD/USD | Yes | Yes | |
AUD/USD [DELETED] | |||
Review | eToro Review | Fineco Review |
Overall | eToro | Fineco | |
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Overall Rating |
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Commissions & Fees |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 96 | 94 | |
Winner | check_circle | ||
Review | eToro Review | Fineco Review |