Interactive Brokers vs Fineco 2025

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Regulation

Interactive Brokers and Fineco are both reputable players in the online brokerage market, but they cater to different needs. Established in 1977, Interactive Brokers has a long-standing presence and is publicly listed, offering a Trust Score of 99 out of 99. It holds an impressive nine Tier-1 licenses, which are the highest standard of regulatory approval, and two Tier-2 licenses. While Interactive Brokers is not a bank, its comprehensive regulatory compliance makes it a highly reliable choice for traders.

Founded in 1999, Fineco is both a bank and a publicly traded company, boasting a strong Trust Score of 94 out of 99. It holds two Tier-1 licenses, which indicates a high level of trust, but lacks Tier-2 licenses. As a banking institution, Fineco provides an integrated approach to financial services, making it appealing for users looking for combined banking and trading options. Both brokers are highly trusted, yet distinct in their regulatory frameworks and service offerings, allowing investors to choose based on their specific trading and banking needs.

Feature	Interactive Brokers	Fineco
Year Founded info	1977	1999
Publicly Traded (Listed) info	Yes	Yes
Bank info	No	Yes
Tier-1 Licenses info	9	2
Tier-2 Licenses info	2	0
Tier-3 Licenses info	0	0
Tier-4 Licenses info	0	0

Fees

Interactive Brokers generally offers lower and more transparent trading costs than Fineco for forex. While IBKR doesn’t publish average forex spreads, Q3 2024 data shows the EUR/USD averaging 0.19 pips, or about 0.59 pips all-in once commission is included. Fineco, by contrast, doesn’t publish average spreads and lists EUR/USD at 1.0 pip (and sometimes 0.8), without clarifying the time frame—making like-for-like comparisons difficult. For the Commissions and Fees category, Interactive Brokers is rated 5 stars and ranks #2 out of 63 brokers, while Fineco is rated 3.5 stars and ranks #52 out of 63.

Interactive Brokers charges a commission instead of marking up spreads, aggregating quotes from 17 major banks. Forex commission starts at 0.2 basis points (0.00002) of trade value with a $2 minimum per side ($4 round turn), which means smaller trade sizes feel the minimum more. On a $100,000 EUR/USD trade, the commission is roughly 0.40 pips, bringing the effective total to about 0.59 pips based on the Q3 2024 spread. Very active traders can qualify for lower rates (down to 0.08 bps and $1–$1.50 minimums per order, depending on monthly volume), and both IBKR Lite and IBKR Pro support forex but are not commission-free.

Fineco does not disclose average spread data for forex and CFDs, which limits cost transparency. The broker lists EUR/USD at 1.0 pip (and sometimes 0.8 pips), but without average figures or dates, it’s hard to gauge typical pricing; Fineco may be more competitive on index CFDs. Overall, for traders focused on tight spreads and clear commission structures, Interactive Brokers tends to come out ahead on costs (5 stars, #2/63) versus Fineco (3.5 stars, #52/63).

Feature	Interactive Brokers	Fineco
Minimum Deposit info	$0	$0
Average spread (EUR/USD) - Standard account info	0.59 info	N/A info
All-in Cost EUR/USD - Active info	0.65 info	N/A info
Non-wire bank transfer info	Yes	Yes
PayPal (Deposit/Withdraw) info	No
Skrill (Deposit/Withdraw) info	No
Bank Wire (Deposit/Withdraw) info	Yes

Dive deeper: Best Low Spread Forex Brokers.

Range of investments

Interactive Brokers vs Fineco: both support forex trading (CFD or spot) and let you buy exchange-traded securities on U.S. and international markets. Interactive Brokers offers 8,500 tradeable symbols, while Fineco lists 9,770. For currency traders, Interactive Brokers has 90 forex pairs compared with Fineco’s 54.

Neither broker provides copy trading. Interactive Brokers stands out in crypto by offering both actual cryptocurrency and crypto CFDs; Fineco offers neither. For range of investments, Interactive Brokers earns 5 stars and ranks #1 out of 63 brokers, while Fineco scores 4.5 stars and ranks #17—showing Fineco’s larger overall symbol list but Interactive Brokers’ broader mix across forex and crypto.

Feature	Interactive Brokers	Fineco
Forex Trading (Spot or CFDs) info	Yes	Yes
Tradeable Symbols (Total) info	8500	9770
Forex Pairs (Total) info	90	54
U.S. Stocks (Shares) info	Yes	Yes
Global Stocks (Non-U.S. Shares) info	Yes	Yes
Copy Trading info	No	No
Cryptocurrency (Underlying) info	Yes	No
Cryptocurrency (CFDs) info	Yes	No
Disclaimers	Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).	Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).

Dive deeper: Best Copy Trading Platforms.

Trading platforms and tools

Interactive Brokers vs Fineco: both brokers offer in-house platforms with Windows desktop software and web-based trading. Neither supports MetaTrader 4 or MetaTrader 5, and neither offers copy trading. A key difference is practice trading: Interactive Brokers provides a free paper trading (virtual demo) account, while Fineco does not. Interactive Brokers also lets you place orders directly from a chart, whereas Fineco’s platform does not support chart trading.

For trading platforms and tools, Interactive Brokers earns 5 stars and ranks #3 out of 63 brokers at ForexBrokers.com, while Fineco receives 4 stars and ranks #18. If you value a demo account for testing ideas and want chart-based order entry, Interactive Brokers has the edge. If you just need a straightforward desktop and web platform from a single provider, Fineco can fit the bill.

Feature	Interactive Brokers	Fineco
Virtual Trading (Demo) info	Yes	No
Proprietary Desktop Trading Platform info	Yes	Yes
Desktop Platform (Windows) info	Yes	Yes
Web Platform info	Yes	Yes
Copy Trading info	No	No
MetaTrader 4 (MT4) info	No	No
MetaTrader 5 (MT5) info	No	No
Charting - Indicators / Studies (Total) info	155	37
Charting - Trade From Chart info	Yes	No

Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.

Forex trading apps

Interactive Brokers vs Fineco: both brokers offer mobile trading apps for iPhone and Android, and both provide stock and forex price alerts. That means you can monitor markets and get notified on the go, no matter which phone you use.

The differences show up in tools and features. Interactive Brokers syncs your watchlists between mobile and the web platform, while Fineco does not. For charting, Interactive Brokers includes 97 technical studies and supports drawing trendlines; Fineco offers 6 studies and doesn’t support trendlines. Neither app auto-saves chart drawings. Based on our ratings, Interactive Brokers earns 5 stars and ranks #4 out of 63 brokers for Mobile Trading Apps, while Fineco earns 4 stars and ranks #43. If you want deeper charting and synced watchlists, Interactive Brokers is the stronger pick; Fineco suits simpler, alert-driven trading.

Feature	Interactive Brokers	Fineco
Android App info	Yes	Yes
Apple iOS App info	Yes	Yes
Mobile Price Alerts info	Yes	Yes
Mobile Watchlists - Syncing info	Yes	No
Mobile Charting - Indicators / Studies info	97	6
Mobile Charting - Draw Trendlines info	Yes	No
Mobile Charting - Trendlines Autosave info	No	No

Dive deeper: Best Forex Trading Apps.

Market research

For market research, Interactive Brokers clearly has the edge over Fineco. Interactive Brokers earns 5 stars and ranks #3 of 63 brokers for Research, while Fineco scores 4.0 stars and ranks #34. Interactive Brokers provides daily market commentary (Fineco does not), delivers forex news from top-tier sources like Bloomberg/Reuters/Dow Jones (Fineco does as well), and both brokers include an economic calendar to track global events.

In tools and analytics, Interactive Brokers offers Trading Central, a sentiment indicator showing long/short positioning, and research from TipRanks plus Acuity Trading. Fineco does not offer Trading Central or a sentiment tool, and it does not use Autochartist (same as Interactive Brokers). Fineco’s access to TipRanks and Acuity Trading isn’t specified here. If you want deeper in-platform research and trade ideas, Interactive Brokers is the stronger pick; if you mainly need news headlines and an economic calendar, Fineco covers the basics.

Feature	Interactive Brokers	Fineco
Daily Market Commentary (Articles) info	Yes	No
Forex News (Top-Tier Sources) info	Yes	Yes
Autochartist info	No	No
Trading Central info	Yes	No
Client sentiment data info	Yes	No
TipRanks info	Yes
Acuity Trading info	Yes
Economic Calendar info	Yes	Yes

Dive deeper: Best Brokers for Forex Research.

Beginners and education

For beginners comparing Interactive Brokers and Fineco on trading education, both brokers deliver regular online webinars (at least monthly) and offer a sizable set of beginner-friendly videos (10 or more). Interactive Brokers goes further with at least 10 advanced videos for experienced traders, while Fineco does not meet that mark. The difference shows up in the ratings: Interactive Brokers earns 5 stars and ranks #3 for Education out of 63 brokers on ForexBrokers.com, whereas Fineco holds 4.0 stars and ranks #49.

Details about whether either broker provides 10 or more forex- or CFD-specific educational pieces were not specified. If your focus is forex or CFDs, you may want to check each broker’s learning library directly. In general, Interactive Brokers is the stronger choice if you want a deep learning path that grows with you, while Fineco still gives newcomers helpful starting materials through its webinars and beginner videos.

Feature	Interactive Brokers	Fineco
Webinars info	Yes	Yes
Videos - Beginner Trading Videos info	Yes	Yes
Videos - Advanced Trading Videos info	Yes	No

Dive deeper: Best Forex Brokers for Beginners.

Winner

After testing 63 of the best forex brokers, our research and account testing finds that Interactive Brokers is better than Fineco. Interactive Brokers finished with an overall rank of #2, while Fineco finished with an overall rank of #25.

Interactive Brokers is a highly trusted multi-asset broker with an extensive offering of tradeable global markets. It delivers competitive fees and high-quality research and education, as well as a modern, institutional-grade trading platform suite.

Feature	Interactive Brokers	Fineco
Overall Rating info
Trust Score info	99	94
Range of Investments
Commissions & Fees
Platforms & Tools
Research
Mobile Trading
Education

FAQs

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Overall Rating	Interactive Brokers	Fineco
Overall Rating info
Commissions & Fees
Range of Investments
Platforms & Tools
Mobile Trading
Research
Education
Trust Score info	99	94
Winner	check_circle
Review	Interactive Brokers Review	Fineco Review

Broker Screenshots	Interactive Brokers	Fineco
Broker Gallery (click to expand) info

Regulation	Interactive Brokers	Fineco
Trust Score info	99	94
Year Founded info	1977	1999
Publicly Traded (Listed) info	Yes	Yes
Bank info	No	Yes
Regulated in one or more EU or EEA countries (MiFID). info	Yes info	Yes info
Tier-1 Licenses info	9	2
Tier-2 Licenses info	2	0
Tier-3 Licenses info	0	0
Tier-4 Licenses info	0	0

Tier-1 Licenses (Highly Trusted)	Interactive Brokers	Fineco
Australia (ASIC Authorised) info	Yes	Yes
Canada (CIRO Authorised) info	Yes	No
Hong Kong (SFC Authorised) info	Yes	No
Japan (SFC Authorised) info	Yes	No
Singapore (MAS Authorised) info	Yes	No
Switzerland (FINMA Authorised) info	Yes
United Kingdom (U.K.) (FCA Authorised) info	Yes	Yes
USA (CFTC Authorized) info	Yes	No
New Zealand (FMA Authorised) info	No	No
Regulated in one or more EU or EEA countries (MiFID). info	Yes info	Yes info

Tier-2 Licenses (Trusted)	Interactive Brokers	Fineco
Kenya (CMA Authorised) info
Israel (ISA Authorised) info	No	No
South Africa (FSCA Authorised) info	No	No
UAE (DFSA, FSRA, or SCA Authorised) info	Yes	No
India (SEBI Authorised) info	Yes	No
Jordan (JSC Authorised) info

Investments	Interactive Brokers	Fineco
Forex Trading (Spot or CFDs) info	Yes	Yes
Tradeable Symbols (Total) info	8500	9770
Forex Pairs (Total) info	90	54
U.S. Stocks (Shares) info	Yes	Yes
Global Stocks (Non-U.S. Shares) info	Yes	Yes
Copy Trading info	No	No
Cryptocurrency (Underlying) info	Yes	No
Cryptocurrency (CFDs) info	Yes	No
Disclaimers	Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).	Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).

Cost	Interactive Brokers	Fineco
Average spread (EUR/USD) - Standard account info	0.59 info	N/A info
All-in Cost EUR/USD - Active info	0.65 info	N/A info
Inactivity Fee info	No	No
Order execution: Agency info	Yes	No
Order execution: Market Maker info	No	No

Funding	Interactive Brokers	Fineco
Minimum Deposit info	$0	$0
PayPal (Deposit/Withdraw) info	No
Skrill (Deposit/Withdraw) info	No
Bank Wire (Deposit/Withdraw) info	Yes
Non-wire bank transfer info	Yes	Yes

Trading Platforms	Interactive Brokers	Fineco
Proprietary Desktop Trading Platform info	Yes	Yes
Desktop Platform (Windows) info	Yes	Yes
Web Platform info	Yes	Yes
Copy Trading info	No	No
MetaTrader 4 (MT4) info	No	No
MetaTrader 5 (MT5) info	No	No
cTrader info	No	No

Trading Tools	Interactive Brokers	Fineco
Virtual Trading (Demo) info	Yes	No
Price Alerts info	Yes	No
Charting - Indicators / Studies (Total) info	155	37
Charting - Trade From Chart info	Yes	No
Charts can be saved info	Yes	Yes

Mobile Trading	Interactive Brokers	Fineco
Android App info	Yes	Yes
Apple iOS App info	Yes	Yes
Mobile Price Alerts info	Yes	Yes
Mobile Watchlist [DELETED] info
Mobile Watchlists - Syncing info	Yes	No
Mobile Charting - Indicators / Studies info	97	6
Mobile Charting - Draw Trendlines info	Yes	No
Mobile Charting - Trendlines Autosave info	No	No
Mobile Research - Economic Calendar info	Yes	Yes

Research	Interactive Brokers	Fineco
Daily Market Commentary (Articles) info	Yes	No
Forex News (Top-Tier Sources) info	Yes	Yes
Autochartist info	No	No
Trading Central info	Yes	No
TipRanks info	Yes
Client sentiment data info	Yes	No
Economic Calendar info	Yes	Yes

Education	Interactive Brokers	Fineco
Webinars info	Yes	Yes
Videos - Beginner Trading Videos info	Yes	Yes
Videos - Advanced Trading Videos info	Yes	No

Major Forex Pairs	Interactive Brokers	Fineco
GBP/USD [DELETED] info
USD/JPY [DELETED] info
EUR/USD info	Yes	Yes
USD/CHF [DELETED] info
USD/CAD [DELETED] info
NZD/USD [DELETED] info
AUD/USD [DELETED] info
Review	Interactive Brokers Review	Fineco Review

Overall	Interactive Brokers	Fineco
Overall Rating info
Commissions & Fees
Range of Investments
Platforms & Tools
Mobile Trading
Research
Education
Trust Score info	99	94
Winner	check_circle
Review	Interactive Brokers Review	Fineco Review