Written by ForexBrokers.com
In this head to head comparison of FinecoBank vs Markets4you, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
FinecoBank and Markets4you are both online brokers offering trading services, but they differ significantly in their background and trust ratings. FinecoBank was founded in 1999 and stands out as a publicly traded entity, also recognized as a bank, which contributes to its credibility. In terms of regulatory compliance, FinecoBank holds two Tier-1 licenses, regarded as highly trusted by ForexBrokers.com. This robust licensing status is reflected in its impressive Trust Score of 94 out of 99, signaling high trustworthiness.
On the other hand, Markets4you, founded in 2007, is neither publicly traded nor operates as a bank. It does not hold any Tier-1 licenses and similarly lacks Tier-2 accreditation; these factors contribute to its lower Trust Score of 61 out of 99. While Markets4you remains an active player in the industry, its risk is classified higher compared to FinecoBank, based on its regulatory framework and ForexBrokers.com’s rating. Investors might consider these differences in regulatory trust and corporate structure when selecting a platform for their trading activities.
| Feature |
FinecoBank
|
Markets4you
|
|---|---|---|
| Year Founded | 1999 | 2007 |
| Publicly Traded (Listed) | Yes | No |
| Bank | Yes | No |
| Tier-1 Licenses | 2 | 0 |
| Tier-2 Licenses | 0 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
FinecoBank and Markets4you are both online brokers that cater to forex and CFD traders, but their commission structures vary. FinecoBank is noted for not publishing average spread data, which makes it challenging to evaluate the true cost of trading. While it lists a spread of 1 pip for EUR/USD, this is considered higher than what many forex brokers offer. Additionally, FinecoBank mentions a spread of 0.8 pips, although these figures are not marked as average values and lack a specific date range for reference. Despite this, FinecoBank may provide lower spreads on its index CFDs.
Similarly, Markets4you does not provide average spread data, which can make it difficult to compare it to other brokers regarding commissions and fees. The absence of clear information can impact a trader's ability to assess the potential costs associated with trading, which is an important factor in broker comparison.
When rated by ForexBrokers.com for their commission and fee structures, both FinecoBank and Markets4you received a rating of 3.5 stars out of five. In a ranking of 63 brokers, FinecoBank is placed at #51, slightly ahead of Markets4you, which is ranked at #54. This ranking reflects their comparable standing in the market regarding trading costs.
| Feature |
FinecoBank
|
Markets4you
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average Spread EUR/USD - Standard | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | Yes | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | No | Yes |
| Visa/Mastercard (Credit/Debit) | No | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
FinecoBank and Markets4you each offer options for those interested in online investing, though they differ significantly in their range of investment opportunities. FinecoBank makes a strong impression with a vast selection of 9,770 tradeable symbols, including 54 forex pairs. Investors can also access exchange-traded securities on both U.S. and international exchanges, allowing for direct purchases of major stocks like Apple and Vodafone. However, it's important to note that FinecoBank does not offer copy trading or cryptocurrency purchases, either in actual currency or as derivatives.
On the other hand, Markets4you specializes more in niche market areas, providing 150 tradeable symbols, including 43 forex pairs. Though it doesn't offer access to exchange-traded securities on major international platforms, Markets4you caters to investors looking for copy trading and the purchase of cryptocurrency derivatives. While Markets4you has this niche feature, its overall range is less comprehensive than FinecoBank, reflected in its 3.5-star rating compared to FinecoBank's 4.5 stars. In terms of rankings by ForexBrokers.com for investment range, FinecoBank is placed at a solid #16 out of 63 brokers, while Markets4you comes in at #58.
| Feature |
FinecoBank
|
Markets4you
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 9770 | 150 |
| Forex Pairs (Total) | 54 | 43 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | No | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools of FinecoBank and Markets4you, both brokers offer proprietary platforms that allow for trading on a Windows-based desktop and through a web browser. However, Markets4you provides additional features such as a free virtual demo account, MetaTrader 4, and MetaTrader 5, which FinecoBank does not offer. For traders interested in copy trading, Markets4you includes this capability, whereas FinecoBank does not. On the charting front, Markets4you boasts 15 drawing tools, more than double the seven offered by FinecoBank, and allows trades to be executed directly from a stock chart, an option unavailable with FinecoBank.
Despite these differences, both brokers have received the same four-star rating for their trading platforms and tools. However, FinecoBank holds a higher rank at #18 compared to Markets4you's #52 position, according to ForexBrokers.com. This suggests that while both brokers have their strengths, FinecoBank may appeal more to those prioritizing overall platform evaluation, while Markets4you's broader feature set could be more attractive to traders seeking diverse functionalities.
| Feature |
FinecoBank
|
Markets4you
|
|---|---|---|
| Virtual Trading (Demo) | No | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 37 | 30 |
| Charting - Drawing Tools (Total) | 7 | 15 |
| Charting - Trade From Chart | No | Yes |
| Watchlists - Total Fields | N/A | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
For those seeking a mobile trading platform, both FinecoBank and Markets4you offer apps for iPhone and Android users. Each platform provides stock or forex price alerts and supports viewing different time frames on charts. However, if you're keen on drawing trendlines, Markets4you might be a better fit since it supports this feature, whereas FinecoBank does not. Additionally, Markets4you's app offers a more in-depth chart analysis with 30 technical studies compared to FinecoBank's 6, along with the convenience of auto-saving chart drawings.
When it comes to managing watchlists, neither platform excels in syncing them between mobile and online accounts. FinecoBank also lacks real-time quotes in watchlists, a feature that Markets4you offers. Both apps are equally rated at 4 stars for mobile trading, but FinecoBank is ranked slightly higher at #42 out of 63 brokers compared to Markets4you's ranking at #50. Ultimately, your choice may depend on the specific features you prioritize in a mobile trading experience.
| Feature |
FinecoBank
|
Markets4you
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 6 | 30 |
| Mobile Charting - Draw Trendlines | No | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | No | Yes |
| Mobile Watchlist | No | Yes |
Dive deeper: Best Forex Trading Apps.
When comparing FinecoBank and Markets4you for market research resources, both brokers provide traders with top-tier forex news from sources like Bloomberg, Reuters, and Dow Jones. However, Markets4you distinguishes itself by offering daily market commentary, a feature not available from FinecoBank. Additionally, Markets4you provides access to well-regarded technical and fundamental research tools from Autochartist and Trading Central, giving traders a broader toolkit for market analysis compared to FinecoBank, which does not offer these resources. Despite this, neither broker supports sentiment-based trading tools, TipRanks market research, or Acuity Trading tools like Signal Centre. Both brokers, however, include an economic calendar to keep traders informed of global economic events.
In terms of ratings, FinecoBank edges ahead with a 4.0-star rating for research compared to Markets4you's 3.5 stars. This is further reflected in their rankings by ForexBrokers.com, with FinecoBank positioned at #33 out of 63 brokers, while Markets4you sits at #47. These distinctions point to FinecoBank's slightly stronger overall performance in research offerings, despite missing some of the specific analysis tools that Markets4you provides. Overall, when assessing these two brokers for research proficiency, FinecoBank may appeal to traders prioritizing high-quality forex news and comprehensive economic updates, whereas Markets4you might attract those seeking extensive technical analysis tools and daily insights.
| Feature |
FinecoBank
|
Markets4you
|
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational offerings for beginners between online brokers FinecoBank and Markets4you, both have varying strengths. FinecoBank provides a suite of resources to ease newcomers into trading. They offer at least 10 beginner-oriented videos that cover essential trading topics, making it simpler for novices to grasp the fundamentals. Additionally, FinecoBank hosts online educational webinars monthly, providing live opportunities for client learning, although they lack an archive of recorded sessions. An investor dictionary is also part of their offerings, explaining over 50 investing terms to help clients become more familiar with trading terminology. These features contribute to FinecoBank’s educational rating of 4 out of 5 stars, positioned at rank #49 by ForexBrokers.com.
On the other hand, Markets4you shines with extensive forex and CFD educational content, offering more than 10 resources focusing on these trading subjects. Beginners can benefit from this wealth of material, though the platform falls short in providing introductory trading videos specifically tailored for new traders. Despite the absence of live monthly webinars, Markets4you compensates with a searchable archive of previous webinars, allowing users to access past informational sessions at their convenience. Without an investor dictionary, Markets4you still garners a respectable rating of 3.5 stars for education and is ranked #26 by ForexBrokers.com, demonstrating a solid foundation for beginner traders in this niche area.
| Feature |
FinecoBank
|
Markets4you
|
|---|---|---|
| Education (Forex or CFDs) | No | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | No | Yes |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that FinecoBank is better than Markets4you. FinecoBank finished with an overall rank of #25, while Markets4you finished with an overall rank of #56.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
| Feature |
FinecoBank
|
Markets4you
|
|---|---|---|
| Overall Rating |
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| Trust Score | 94 | 61 |
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When comparing online brokers FinecoBank and Markets4you, neither offers the option to purchase actual (delivered) cryptocurrency, but only Markets4you provides the ability to buy cryptocurrency derivatives.
FinecoBank and Markets4you both support bank wires for deposits or withdrawals, but FinecoBank offers the added option of ACH or SEPA transfers whereas Markets4you provides more flexibility with Visa, Mastercard, and Skrill, although neither broker supports PayPal transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | FinecoBank | Markets4you | |
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| Trust Score | 94 | 61 | |
| Winner | check_circle | ||
| Review | FinecoBank Review |
| Broker Screenshots | FinecoBank | Markets4you | |
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| Regulation | FinecoBank | Markets4you | |
|---|---|---|---|
| Trust Score | 94 | 61 | |
| Year Founded | 1999 | 2007 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 0 | |
| Tier-2 Licenses | 0 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | FinecoBank | Markets4you | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | FinecoBank | Markets4you | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | FinecoBank | Markets4you | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 9770 | 150 | |
| Forex Pairs (Total) | 54 | 43 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | No | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | FinecoBank | Markets4you | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | No | Yes |
| Funding | FinecoBank | Markets4you | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | No | Yes | |
| Visa/Mastercard (Credit/Debit) | No | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | Yes | No |
| Trading Platforms | FinecoBank | Markets4you | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | FinecoBank | Markets4you | |
|---|---|---|---|
| Virtual Trading (Demo) | No | Yes | |
| Alerts - Basic Fields | No | Yes | |
| Watchlists - Total Fields | N/A | 7 | |
| Charting - Indicators / Studies (Total) | 37 | 30 | |
| Charting - Drawing Tools (Total) | 7 | 15 | |
| Charting - Trade From Chart | No | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | FinecoBank | Markets4you | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | No | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 6 | 30 | |
| Mobile Charting - Draw Trendlines | No | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | No | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | FinecoBank | Markets4you | |
|---|---|---|---|
| Daily Market Commentary | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | FinecoBank | Markets4you | |
|---|---|---|---|
| Education (Forex or CFDs) | No | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | No | Yes | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | FinecoBank | Markets4you | |
|---|---|---|---|
| GBP/USD | Yes | No | |
| USD/JPY | Yes | No | |
| EUR/USD | Yes | No | |
| USD/CHF | Yes | No | |
| USD/CAD | Yes | No | |
| NZD/USD | Yes | No | |
| AUD/USD | Yes | No | |
| Review | FinecoBank Review |
| Overall | FinecoBank | Markets4you | |
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| Trust Score | 94 | 61 | |
| Winner | check_circle | ||
| Review | FinecoBank Review |
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