FinecoBank vs Moneta Markets 2025
In this head to head comparison of FinecoBank vs Moneta Markets, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of FinecoBank vs Moneta Markets, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
FinecoBank and Moneta Markets are online brokers offering trading services, yet they differ significantly in their foundation and regulatory status. Established in 1999 and publicly traded, FinecoBank is a bank with a solid reputation, bolstered by a high Trust Score rating of 94 out of 99 according to ForexBrokers.com. It holds two Tier-1 licenses, which are considered highly trusted, underscoring its reliability for investors seeking secure trading platforms.
On the other hand, Moneta Markets was founded in 2009 and is not publicly traded nor a bank, which reflects in its average Trust Score rating of 72 out of 99. While holding one Tier-1 license and one Tier-2 license indicating it operates with an average level of trust, it may not provide the same level of assurance as FinecoBank for those prioritizing regulatory strength. These differences highlight the importance of considering regulatory credentials and historical background when selecting an online broker.
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Year Founded | 1999 | 2009 |
Publicly Traded (Listed) | Yes | No |
Bank | Yes | No |
Tier-1 Licenses | 2 | 1 |
Tier-2 Licenses | 0 | 1 |
Tier-3 Licenses | 0 | 0 |
Tier-4 Licenses | 0 | 1 |
When comparing FinecoBank and Moneta Markets in terms of commissions and fees, there are clear differences to consider. FinecoBank does not disclose average spread data for forex and CFD trading, making it difficult to evaluate its true trading costs. However, it is known to offer a spread of 1 pip for the EUR/USD currency pair, which is higher than what many other forex brokers provide. FinecoBank also mentions a spread of 0.8 pips, yet neither spread is confirmed as an average value nor tied to a specific date range. Despite this, Fineco does seem to offer more competitive spreads on its index CFDs. FinecoBank is rated 3.5 out of 5 stars and is ranked #50 out of 62 brokers by ForexBrokers.com for commissions and fees.
In contrast, Moneta Markets offers a variety of account options that impact trading costs. Their commission-free Direct STP account has an average spread of 1.38 pips for the EUR/USD pair as recorded in August 2023. Meanwhile, their Moneta Prime ECN account, which is commission-based, shows an average spread of 0.194 pips for the EUR/USD pair with an additional commission cost, bringing the total to approximately 0.79 pips. The Ultra ECN account is even more appealing with its tight spreads and a lower commission, though it requires a $20,000 deposit. Despite these offerings, Moneta Markets’ pricing structure still cannot match the very best in the industry. Moneta Markets earns a higher rating of 4.5 stars and is ranked #16 out of 62 brokers by ForexBrokers.com for commissions and fees.
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Minimum Deposit | $0 | $50 |
Average Spread EUR/USD - Standard | N/A | 1.38 |
All-in Cost EUR/USD - Active | N/A | 0.79 |
Active Trader or VIP Discounts | No | No |
ACH or SEPA Transfers | Yes | No |
PayPal (Deposit/Withdraw) | No | No |
Skrill (Deposit/Withdraw) | No | No |
Visa/Mastercard (Credit/Debit) | No | Yes |
Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
FinecoBank and Moneta Markets both offer forex trading as a CFD, providing access to 54 tradeable forex pairs. However, FinecoBank significantly surpasses Moneta Markets in total tradeable symbols, with 9,770 compared to Moneta Markets' 1,016. FinecoBank also provides opportunities to buy exchange-traded securities on both U.S. and international exchanges, allowing investors to directly purchase shares like Apple and Vodafone, which is not an option with Moneta Markets. While FinecoBank does not include copy trading or cryptocurrency purchases, Moneta Markets stands out with its copy trading feature and the ability to invest in cryptocurrency derivatives.
When it comes to the range of investments, FinecoBank has earned a 4.5-star rating, ranked 16th out of 62 brokers by ForexBrokers.com, which speaks to its extensive offerings. In contrast, Moneta Markets holds a 4-star rating and is ranked 35th, indicating a more modest selection. Each broker has its strengths, but for those looking for broader investment opportunities, especially in exchange-traded securities, FinecoBank provides a more diverse platform.
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Forex Trading (Spot or CFDs) | Yes | Yes |
Tradeable Symbols (Total) | 9770 | 1016 |
Forex Pairs (Total) | 54 | 54 |
U.S. Stock Trading (Non CFD) | Yes | No |
Int'l Stock Trading (Non CFD) | Yes | No |
Social Trading / Copy Trading | No | Yes |
Cryptocurrency (Physical) | No | No |
Cryptocurrency (Derivative) | No | Yes |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools of FinecoBank and Moneta Markets, several key differences emerge. FinecoBank offers its own in-house developed platform, which caters to users who prefer a proprietary trading environment. Both brokers provide Windows-based desktop platforms and web-based trading, ensuring flexibility for traders. However, FinecoBank does not support copy trading or major external trading platforms like MetaTrader 4 or MetaTrader 5, whereas Moneta Markets offers the convenience of these popular platforms along with a free virtual demo account and copy trading features like ZuluTrade, providing an attractive option for traders who value advanced trading practices.
Charting capabilities also vary between the two brokers. Moneta Markets offers a diverse array of 78 drawing tools for chart analysis, enabling more detailed technical assessments, and allows trading directly from the stock charts. In contrast, FinecoBank provides fewer drawing tools—seven in total—and lacks direct trading from charts. In terms of rankings, FinecoBank is placed higher at #18, compared to Moneta Markets at #33, despite both having a similar four-star rating in the Trading Platforms and Tools category, as evaluated by ForexBrokers.com. This suggests FinecoBank's platform is well-regarded even if it has fewer additional features than Moneta Markets.
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Virtual Trading (Demo) | No | Yes |
Proprietary Platform | Yes | No |
Desktop Platform (Windows) | Yes | Yes |
Web Platform | Yes | Yes |
Social Trading / Copy Trading | No | Yes |
MetaTrader 4 (MT4) | No | Yes |
MetaTrader 5 (MT5) | No | Yes |
DupliTrade | No | No |
ZuluTrade | No | Yes |
Charting - Indicators / Studies (Total) | 37 | 105 |
Charting - Drawing Tools (Total) | 7 | 78 |
Charting - Trade From Chart | No | Yes |
Watchlists - Total Fields | N/A | 4 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both FinecoBank and Moneta Markets offer mobile trading apps for iPhone and Android users, contributing to their strong presence in online trading. Each app features stock or forex price alerts and the ability to view multiple chart time frames. However, Moneta Markets edges out FinecoBank with its enhanced app capabilities in several areas. While FinecoBank uses six technical studies for charting, Moneta Markets provides users with 30, giving traders a more comprehensive toolkit for analysis. Additionally, Moneta Markets allows users to draw trendlines on charts, a functionality FinecoBank's app lacks.
Moneta Markets offers seamless watchlist syncing across all devices, ensuring any changes sync smoothly between its mobile app and the online account. FinecoBank does not provide this feature, nor does it support watchlists with real-time quotes, unlike Moneta Markets. Moneta Markets also saves chart drawings automatically, adding to user convenience. Despite these differences, both apps maintain a 4-star user rating. However, according to ForexBrokers.com rankings, Moneta Markets claims a higher rank for mobile trading apps (#35) compared to FinecoBank's position at #42, reflecting its more advanced feature set.
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Android App | Yes | Yes |
Apple iOS App | Yes | Yes |
Mobile Alerts - Basic Fields | Yes | Yes |
Watchlist Syncing | No | Yes |
Mobile Charting - Indicators / Studies | 6 | 30 |
Mobile Charting - Draw Trendlines | No | Yes |
Mobile Charting - Multiple Time Frames | Yes | Yes |
Mobile Charting - Drawings Autosave | No | Yes |
Mobile Watchlist | No | Yes |
Dive deeper: Best Forex Trading Apps.
When comparing market research offerings between FinecoBank and Moneta Markets, there are distinct features to note. Moneta Markets stands out by providing daily market commentary, which FinecoBank does not offer. Both brokers deliver forex news sourced from reputable platforms like Bloomberg and Reuters. However, Moneta Markets differs by providing tools from Trading Central and a sentiment-based trading tool, enhancing traders' insights into market trends and positions. Neither platform offers tools from Autochartist, research from TipRanks, nor resources from Acuity Trading. Both FinecoBank and Moneta Markets include an economic calendar, helping traders stay informed on global economic events.
In terms of research ratings, both FinecoBank and Moneta Markets receive four out of five stars. Despite these similar ratings, Moneta Markets ranks slightly higher at #32 compared to FinecoBank, ranked #33, out of 62 brokers in the Research category according to ForexBrokers.com. This comparison highlights that while there are shared services between the two, Moneta Markets may offer a touch more, particularly for traders valuing commentary and sentiment analysis tools.
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Daily Market Commentary | No | Yes |
Forex News (Top-Tier Sources) | Yes | Yes |
Autochartist | No | No |
Trading Central (Recognia) | No | Yes |
Social Sentiment - Currency Pairs | No | Yes |
TipRanks | No | No |
Signal Centre (Acuity Trading) | No | No |
Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
FinecoBank and Moneta Markets both cater to beginner traders, but they offer different educational resources. FinecoBank provides accessible online webinars monthly, which are great for those who prefer interactive learning and regular engagement. Additionally, beginners can benefit from FinecoBank’s educational videos that cover essential trading topics and the investor dictionary, which explains over 50 common investing terms. However, FinecoBank falls short in offering advanced videos, and its educational offerings do not include standout materials on forex or CFDs.
Moneta Markets, on the other hand, excels in delivering a broad range of materials focusing on forex and CFDs, including more than 10 educational pieces such as articles and videos. Beginner traders will find plenty of beginner-centric videos similar to those offered by FinecoBank, but Moneta Markets goes a step further by also providing advanced educational videos for more experienced traders. However, it lacks the ongoing monthly webinars that FinecoBank offers and does not include an investor dictionary. Both brokers are rated four stars for their educational resources, with Moneta Markets ranked higher overall in education by ForexBrokers.com.
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Education (Forex or CFDs) | No | Yes |
Client Webinars | Yes | No |
Client Webinars (Archived) | No | No |
Videos - Beginner Trading Videos | Yes | Yes |
Videos - Advanced Trading Videos | No | Yes |
Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that FinecoBank is better than Moneta Markets. FinecoBank finished with an overall rank of #25, while Moneta Markets finished with an overall rank of #35.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
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Overall Rating |
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Trust Score | 94 | 72 |
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While FinecoBank does not provide options for purchasing either actual cryptocurrency or cryptocurrency derivatives, Moneta Markets distinguishes itself by offering the ability to buy cryptocurrency derivatives, although neither platform supports the purchase of actual delivered cryptocurrency.
FinecoBank and Moneta Markets differ significantly in their payment options, with FinecoBank supporting ACH and SEPA transfers for deposits and withdrawals but lacking Visa, Mastercard, Skrill, and PayPal options, whereas Moneta Markets offers Visa and Mastercard without ACH, SEPA, Skrill, and PayPal, although both brokers facilitate bank wire transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5Overall Rating | FinecoBank | Moneta Markets | |
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Trust Score | 94 | 72 | |
Winner | check_circle | ||
Review | FinecoBank Review | Moneta Markets Review |
Broker Screenshots | FinecoBank | Moneta Markets | |
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Trading Platforms Gallery (click to expand) | |||
Mobile Trading Gallery (click to expand) | |||
Research Gallery (click to expand) | |||
Education Gallery (click to expand) |
Regulation | FinecoBank | Moneta Markets | |
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Trust Score | 94 | 72 | |
Year Founded | 1999 | 2009 | |
Publicly Traded (Listed) | Yes | No | |
Bank | Yes | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
Tier-1 Licenses | 2 | 1 | |
Tier-2 Licenses | 0 | 1 | |
Tier-3 Licenses | 0 | 0 | |
Tier-4 Licenses | 0 | 1 |
Tier-1 Licenses (Highly Trusted) | FinecoBank | Moneta Markets | |
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Australia (ASIC Authorised) | Yes | Yes | |
Canada (CIRO Authorised) | No | No | |
Hong Kong (SFC Authorised) | No | No | |
Japan (SFC Authorised) | No | No | |
Singapore (MAS Authorised) | No | No | |
Switzerland (FINMA Authorised) | No | No | |
United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
USA (CFTC Authorized) | No | No | |
New Zealand (FMA Authorised) | No | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
Tier-2 Licenses (Trusted) | FinecoBank | Moneta Markets | |
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Kenya (CMA Authorised) | No | No | |
Israel (ISA Authorised) | No | No | |
South Africa (FSCA Authorised) | No | Yes | |
UAE (DFSA/Central Bank Authorised) | No | No | |
India (SEBI Authorised) | No | No | |
Jordan (JSC Authorised) | No | No |
Investments | FinecoBank | Moneta Markets | |
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Forex Trading (Spot or CFDs) | Yes | Yes | |
Tradeable Symbols (Total) | 9770 | 1016 | |
Forex Pairs (Total) | 54 | 54 | |
U.S. Stock Trading (Non CFD) | Yes | No | |
Int'l Stock Trading (Non CFD) | Yes | No | |
Social Trading / Copy Trading | No | Yes | |
Cryptocurrency (Physical) | No | No | |
Cryptocurrency (Derivative) | No | Yes | |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Cost | FinecoBank | Moneta Markets | |
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Average Spread EUR/USD - Standard | N/A | 1.38 | |
All-in Cost EUR/USD - Active | N/A | 0.79 | |
Active Trader or VIP Discounts | No | No | |
Inactivity Fee | No | No | |
Execution: Agency Broker | No | No | |
Execution: Market Maker | No | Yes |
Funding | FinecoBank | Moneta Markets | |
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Minimum Deposit | $0 | $50 | |
PayPal (Deposit/Withdraw) | No | No | |
Skrill (Deposit/Withdraw) | No | No | |
Visa/Mastercard (Credit/Debit) | No | Yes | |
Bank Wire (Deposit/Withdraw) | Yes | Yes | |
ACH or SEPA Transfers | Yes | No |
Trading Platforms | FinecoBank | Moneta Markets | |
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Proprietary Platform | Yes | No | |
Desktop Platform (Windows) | Yes | Yes | |
Web Platform | Yes | Yes | |
Social Trading / Copy Trading | No | Yes | |
MetaTrader 4 (MT4) | No | Yes | |
MetaTrader 5 (MT5) | No | Yes | |
cTrader | No | No | |
DupliTrade | No | No | |
ZuluTrade | No | Yes |
Trading Tools | FinecoBank | Moneta Markets | |
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Virtual Trading (Demo) | No | Yes | |
Alerts - Basic Fields | No | Yes | |
Watchlists - Total Fields | N/A | 4 | |
Charting - Indicators / Studies (Total) | 37 | 105 | |
Charting - Drawing Tools (Total) | 7 | 78 | |
Charting - Trade From Chart | No | Yes | |
Charts can be saved | Yes | Yes |
Mobile Trading | FinecoBank | Moneta Markets | |
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Android App | Yes | Yes | |
Apple iOS App | Yes | Yes | |
Mobile Alerts - Basic Fields | Yes | Yes | |
Mobile Watchlist | No | Yes | |
Watchlist Syncing | No | Yes | |
Mobile Charting - Indicators / Studies | 6 | 30 | |
Mobile Charting - Draw Trendlines | No | Yes | |
Mobile Charting - Multiple Time Frames | Yes | Yes | |
Mobile Charting - Drawings Autosave | No | Yes | |
Mobile Economic Calendar | Yes | Yes |
Research | FinecoBank | Moneta Markets | |
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Daily Market Commentary | No | Yes | |
Forex News (Top-Tier Sources) | Yes | Yes | |
Autochartist | No | No | |
Trading Central (Recognia) | No | Yes | |
TipRanks | No | No | |
Social Sentiment - Currency Pairs | No | Yes | |
Economic Calendar | Yes | Yes |
Education | FinecoBank | Moneta Markets | |
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Education (Forex or CFDs) | No | Yes | |
Client Webinars | Yes | No | |
Client Webinars (Archived) | No | No | |
Videos - Beginner Trading Videos | Yes | Yes | |
Videos - Advanced Trading Videos | No | Yes | |
Investor Dictionary (Glossary) | Yes | No |
Major Forex Pairs | FinecoBank | Moneta Markets | |
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GBP/USD | Yes | Yes | |
USD/JPY | Yes | Yes | |
EUR/USD | Yes | Yes | |
USD/CHF | Yes | Yes | |
USD/CAD | Yes | Yes | |
NZD/USD | Yes | Yes | |
AUD/USD | Yes | Yes | |
Review | FinecoBank Review | Moneta Markets Review |
Overall | FinecoBank | Moneta Markets | |
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Overall Rating |
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Commissions & Fees |
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Range of Investments |
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Platform & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 94 | 72 | |
Winner | check_circle | ||
Review | FinecoBank Review | Moneta Markets Review |