Written by ForexBrokers.com
In this head to head comparison of Fineco vs Moneta Markets, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing the online trading platforms Fineco and Moneta Markets, significant differences emerge, particularly in terms of trust and regulation. Founded in 1999, Fineco stands out as a publicly traded company and a bank, holding an impressive Trust Score of 94 from ForexBrokers.com. This rating places it in the highly trusted category. Fineco bolsters its credibility with two Tier-1 licenses, which indicate a high level of trust and regulatory oversight. In contrast, Moneta Markets, founded in 2009, is not publicly traded or a bank. It has a Trust Score of 79, which falls into the average risk category, and holds one Tier-1 and one Tier-2 license, suggesting a solid but less comprehensive regulatory structure compared to Fineco.
The differences in their establishment and licensing highlight each broker's approach to trust and reliability. Fineco's status as a bank, its presence on the stock exchange, and higher trust rating reflect a long-standing commitment to client security and transparency, making it a reliable choice for many investors. Meanwhile, Moneta Markets offers a respectable alternative with its own regulatory assurances. However, without the backing of a banking structure and public trading status, it may appeal to those who prioritize established services but are satisfied with slightly higher risk acceptance.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Year Founded | 1999 | 2009 |
| Publicly Traded (Listed) | Yes | No |
| Bank | Yes | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 0 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
For commissions and fees, Moneta Markets comes out ahead of Fineco. Moneta Markets earns 4.5 out of 5 stars and ranks #17 of 63 in ForexBrokers.com’s Commissions and Fees category, while Fineco scores 3.5 out of 5 stars and ranks #52 of 63. Moneta Markets also publishes detailed pricing by account type, making it easier to estimate your all-in costs compared to Fineco.
Fineco does not publish average spread data for forex or CFDs, so its true trading costs are hard to pin down. The broker lists an EUR/USD spread of 1.0 pip (and in another place 0.8 pips), but neither figure is labeled as an average or tied to a specific date range. Fineco appears to price some index CFDs more keenly, yet the lack of verified average spreads will be a drawback for cost-focused traders who want clear benchmarks.
Moneta Markets offers three choices. The commission-free Direct STP account averaged 1.38 pips on EUR/USD in August 2023. The Prime ECN account averaged 0.194 pips on EUR/USD in August 2023, plus a $6 round-trip commission per standard lot, for an estimated all-in cost near 0.79 pips—slightly better than the industry average. Its Ultra ECN account lowers the commission to $2 round-trip for deposits of $20,000 or more. While Moneta Markets’ pricing still may not match the very cheapest brokers, its transparent, tiered options make it easier to choose a plan that fits your budget.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Minimum Deposit | $0 | $50 |
| Average spread (EUR/USD) - Standard account | N/A | 1.38 |
| All-in Cost EUR/USD - Active | N/A | 0.79 |
| Non-wire bank transfer | Yes | No |
| PayPal (Deposit/Withdraw) | ||
| Skrill (Deposit/Withdraw) | ||
| Bank Wire (Deposit/Withdraw) |
Dive deeper: Best Low Spread Forex Brokers.
Fineco and Moneta Markets both support forex trading via CFDs or spot. Fineco stands out on sheer choice, with 9,770 tradeable symbols and 54 currency pairs, plus access to exchange-traded U.S. and international shares (so you can buy stocks like Apple on NASDAQ or Vodafone in London). Moneta Markets lists 1,016 symbols and 45 forex pairs and does not offer exchange-traded shares.
Feature-wise, Moneta Markets offers copy trading and cryptocurrency CFDs, while Fineco does not; neither broker lets you buy delivered cryptocurrency. For Range of Investments, ForexBrokers.com rates Fineco 4.5/5 (ranked #17 of 63) and Moneta Markets 4/5 (ranked #36). In short: choose Fineco for a larger product lineup and direct stock investing on U.S. and global exchanges, or Moneta Markets if you value copy trading and access to crypto via CFDs.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 9770 | 1016 |
| Forex Pairs (Total) | 54 | 45 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | No | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Fineco and Moneta Markets both earn 4 stars for Trading Platforms and Tools, yet they take different paths. Fineco offers its own in-house platform on the web and Windows desktop, but it does not support MetaTrader 4 or 5, copy trading, paper (demo) accounts, or trading directly from charts. Moneta Markets, by contrast, provides MT4 and MT5 alongside a web platform and Windows desktop access. It also includes copy trading, a free demo account for practice, and the ability to trade from charts, though it does not have a proprietary platform. In ForexBrokers.com’s rankings, Fineco sits at #18 out of 63 brokers, while Moneta Markets is #34.
Choose Fineco if you prefer a broker-built platform and value a higher category ranking, and you’re comfortable trading without a demo account, copy trading, or MT4/MT5. Pick Moneta Markets if you want MetaTrader, a practice account, copy trading, and chart-trading tools. Both brokers offer web-based and Windows desktop platforms, so you can trade from a browser or a PC app.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Virtual Trading (Demo) | No | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 37 | 105 |
| Charting - Trade From Chart | No | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Comparing Fineco vs Moneta Markets for a mobile trading app: both offer iPhone and Android apps and let you set price alerts. Each earned 4 out of 5 stars for mobile trading, according to ForexBrokers.com. In the same rankings, Moneta Markets sits at #36 out of 63 brokers, while Fineco is #43.
For charting and workflow, Moneta Markets is more feature-packed: it includes 30 technical studies, supports drawing trendlines, auto-saves chart drawings, and syncs watchlists with your online account. Fineco is simpler, with 6 technical studies, no trendline drawing, no auto-save for drawings, and no watchlist syncing. If you want more chart tools and smoother switching between devices, Moneta Markets has the edge; if you prefer a straightforward setup, Fineco may fit the bill.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 6 | 30 |
| Mobile Charting - Draw Trendlines | No | Yes |
| Mobile Charting - Trendlines Autosave | No | Yes |
Dive deeper: Best Forex Trading Apps.
If market research is a priority, here’s how Fineco and Moneta Markets compare. Moneta Markets publishes daily market commentary, while Fineco does not. Both brokers stream forex news from leading sources like Bloomberg, Reuters, or Dow Jones, and each includes an economic calendar. Neither broker integrates Autochartist. Moneta Markets adds Trading Central tools and a sentiment indicator showing the long/short split across instruments; Fineco lacks both features.
Both brokers earn a 4-star Research rating, but Moneta Markets edges ahead for built-in research extras. That’s reflected in their standings on ForexBrokers.com: Moneta Markets ranks 33rd out of 63 brokers for Research, while Fineco ranks 34th. Moneta Markets does not offer TipRanks or Acuity Trading tools; Fineco’s support for those specific third-party services isn’t specified here.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Daily Market Commentary (Articles) | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | Yes |
| Client sentiment data | No | Yes |
| TipRanks | No | |
| Acuity Trading | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners comparing Fineco vs Moneta Markets, both brokers provide at least 10 beginner-focused trading videos to help you learn the basics. Fineco stands out for hosting client webinars at least once a month, which can be helpful if you like live sessions and Q&A. Moneta Markets does not run regular client webinars, but it does offer at least 10 advanced trading videos, giving you more materials to grow into once you’ve mastered the fundamentals.
Education ratings are similar—both earn 4 out of 5 stars from ForexBrokers.com—though Moneta Markets ranks higher in the Education category (#33 of 63) compared to Fineco (#49 of 63). Pick Fineco if live, guided webinars are a priority; choose Moneta Markets if you want a bigger on-demand video library with advanced topics. Both can serve as a solid starting point for learning forex and CFD basics.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than Moneta Markets. Fineco finished with an overall rank of #25, while Moneta Markets finished with an overall rank of #35.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
| Feature |
Fineco
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Moneta Markets
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|---|---|---|
| Overall Rating |
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| Trust Score | 94 | 79 |
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Fineco vs Moneta Markets: neither broker supports buying actual (delivered) cryptocurrency, but Moneta Markets offers cryptocurrency CFDs whereas Fineco does not.
Comparing online brokers Fineco vs Moneta Markets: Fineco supports ACH/SEPA transfers for deposits and withdrawals, whereas Moneta Markets does not; no confirmed information was provided for PayPal, Skrill, Visa/Mastercard, or bank wire options.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Fineco | Moneta Markets | |
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| Trust Score | 94 | 79 | |
| Winner | check_circle | ||
| Review | Fineco Review | Moneta Markets Review |
| Broker Screenshots | Fineco | Moneta Markets | |
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| Regulation | Fineco | Moneta Markets | |
|---|---|---|---|
| Trust Score | 94 | 79 | |
| Year Founded | 1999 | 2009 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 0 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Fineco | Moneta Markets | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | Fineco | Moneta Markets | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA, FSRA, or SCA Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Fineco | Moneta Markets | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 9770 | 1016 | |
| Forex Pairs (Total) | 54 | 45 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | No | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Fineco | Moneta Markets | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | N/A | 1.38 | |
| All-in Cost EUR/USD - Active | N/A | 0.79 | |
| Inactivity Fee | No | No | |
| Order execution: Agency | No | No | |
| Order execution: Market Maker | No | Yes |
| Funding | Fineco | Moneta Markets | |
|---|---|---|---|
| Minimum Deposit | $0 | $50 | |
| PayPal (Deposit/Withdraw) | |||
| Skrill (Deposit/Withdraw) | |||
| Bank Wire (Deposit/Withdraw) | |||
| Non-wire bank transfer | Yes | No |
| Trading Platforms | Fineco | Moneta Markets | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No |
| Trading Tools | Fineco | Moneta Markets | |
|---|---|---|---|
| Virtual Trading (Demo) | No | Yes | |
| Price Alerts | No | Yes | |
| Charting - Indicators / Studies (Total) | 37 | 105 | |
| Charting - Trade From Chart | No | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Fineco | Moneta Markets | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 6 | 30 | |
| Mobile Charting - Draw Trendlines | No | Yes | |
| Mobile Charting - Trendlines Autosave | No | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | Fineco | Moneta Markets | |
|---|---|---|---|
| Daily Market Commentary (Articles) | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | Yes | |
| TipRanks | No | ||
| Client sentiment data | No | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Fineco | Moneta Markets | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | No | Yes |
| Major Forex Pairs | Fineco | Moneta Markets | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | Fineco Review | Moneta Markets Review |
| Overall | Fineco | Moneta Markets | |
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| Trust Score | 94 | 79 | |
| Winner | check_circle | ||
| Review | Fineco Review | Moneta Markets Review |
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