Written by ForexBrokers.com
In this head to head comparison of Fineco vs Moneta Markets, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing the online trading platforms Fineco and Moneta Markets, significant differences emerge, particularly in terms of trust and regulation. Founded in 1999, Fineco stands out as a publicly traded company and a bank, holding an impressive Trust Score of 94 from ForexBrokers.com. This rating places it in the highly trusted category. Fineco bolsters its credibility with two Tier-1 licenses, which indicate a high level of trust and regulatory oversight. In contrast, Moneta Markets, founded in 2009, is not publicly traded or a bank. It has a Trust Score of 79, which falls into the average risk category, and holds one Tier-1 and one Tier-2 license, suggesting a solid but less comprehensive regulatory structure compared to Fineco.
The differences in their establishment and licensing highlight each broker's approach to trust and reliability. Fineco's status as a bank, its presence on the stock exchange, and higher trust rating reflect a long-standing commitment to client security and transparency, making it a reliable choice for many investors. Meanwhile, Moneta Markets offers a respectable alternative with its own regulatory assurances. However, without the backing of a banking structure and public trading status, it may appeal to those who prioritize established services but are satisfied with slightly higher risk acceptance.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Year Founded | 1999 | 2009 |
| Publicly Traded (Listed) | Yes | No |
| Bank | Yes | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 0 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
For commissions and fees, Moneta Markets comes out ahead of Fineco. Moneta Markets earns 4.5 out of 5 stars and ranks #17 of 63 in ForexBrokers.com’s Commissions and Fees category, while Fineco scores 3.5 out of 5 stars and ranks #52 of 63. Moneta Markets also publishes detailed pricing by account type, making it easier to estimate your all-in costs compared to Fineco.
Fineco does not publish average spread data for forex or CFDs, so its true trading costs are hard to pin down. The broker lists an EUR/USD spread of 1.0 pip (and in another place 0.8 pips), but neither figure is labeled as an average or tied to a specific date range. Fineco appears to price some index CFDs more keenly, yet the lack of verified average spreads will be a drawback for cost-focused traders who want clear benchmarks.
Moneta Markets offers three choices. The commission-free Direct STP account averaged 1.38 pips on EUR/USD in August 2023. The Prime ECN account averaged 0.194 pips on EUR/USD in August 2023, plus a $6 round-trip commission per standard lot, for an estimated all-in cost near 0.79 pips—slightly better than the industry average. Its Ultra ECN account lowers the commission to $2 round-trip for deposits of $20,000 or more. While Moneta Markets’ pricing still may not match the very cheapest brokers, its transparent, tiered options make it easier to choose a plan that fits your budget.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Minimum Deposit | $0 | $50 |
| Average Spread EUR/USD - Standard | N/A | 1.38 |
| All-in Cost EUR/USD - Active | N/A | 0.79 |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | Yes | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | No | No |
| Visa/Mastercard (Credit/Debit) | No | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When it comes to range of investments, Fineco offers far more choice than Moneta Markets. Fineco lists 9,770 tradeable symbols and 54 forex pairs, and supports forex trading via CFDs and/or spot. Crucially, Fineco also lets you buy exchange-traded securities on both U.S. and international exchanges (for example, Apple or Vodafone), not just CFDs. By contrast, Moneta Markets provides 1,016 symbols and 45 forex pairs with forex available via CFDs and/or spot, but it does not offer direct share dealing on U.S. or international exchanges.
Moneta Markets does stand out for copy trading and access to cryptocurrency derivatives, while Fineco does not offer either; neither broker supports buying actual cryptocurrency. Overall, Fineco earns a higher Range of Investments score (4.5/5 stars, ranked 17th of 63) compared to Moneta Markets (4/5 stars, ranked 36th of 63), making Fineco the stronger pick if you want a wider selection and the ability to own real shares.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 9770 | 1016 |
| Forex Pairs (Total) | 54 | 45 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | No | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Fineco vs Moneta Markets: for trading platforms and tools, the two brokers take different paths. Moneta Markets provides a free paper trading demo, while Fineco does not. Fineco offers a proprietary platform built in-house; Moneta Markets sticks to third-party platforms. Both brokers have Windows desktop and web-based platforms. If you want copy trading, Moneta Markets supports it, along with DupliTrade, plus MT4 and MT5. Fineco does not offer copy trading, DupliTrade, MT4, or MT5. Moneta Markets also lets you place trades directly from charts; Fineco does not. Neither broker lists ZuluTrade.
For charting, Moneta Markets includes 78 drawing tools versus 7 at Fineco; indicator counts are not specified. Watchlists at Moneta Markets have 4 fields, while Fineco’s watchlist fields are not available. Both brokers earn 4 out of 5 stars for Trading Platforms and Tools from ForexBrokers.com, with Fineco ranked #18 of 63 and Moneta Markets ranked #34. Choose Moneta Markets if you want MetaTrader, copy trading, and trading from charts; pick Fineco if you prefer an in-house platform and straightforward desktop and web access.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Virtual Trading (Demo) | No | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | Yes |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 37 | 105 |
| Charting - Drawing Tools (Total) | 7 | 78 |
| Charting - Trade From Chart | No | Yes |
| Watchlists - Total Fields | N/A | 4 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Fineco and Moneta Markets both offer mobile trading apps for iPhone and Android, and each supports price alerts and multiple chart time frames for quick checks on market moves. The key differences show up in everyday use: Moneta Markets syncs watchlists with your web account, lets you build watchlists with real-time quotes, and auto-saves chart drawings. It also packs in 30 technical studies and supports drawing trendlines. Fineco’s app is simpler, with 6 technical studies, no trendline drawing, no auto-save for drawings, and no synced or real-time quote watchlists.
Both apps earn 4 out of 5 stars for Mobile Trading Apps, but ForexBrokers.com ranks Moneta Markets higher (#36 of 63) than Fineco (#43 of 63). Pick Moneta Markets if you want deeper charting tools and synced watchlists across devices. Choose Fineco if you prefer a straightforward app for basic analysis and alerts on the go.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 6 | 30 |
| Mobile Charting - Draw Trendlines | No | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | No | Yes |
| Mobile Watchlist | No | Yes |
Dive deeper: Best Forex Trading Apps.
If market research is a priority, here’s how Fineco and Moneta Markets compare. Moneta Markets publishes daily market commentary, while Fineco does not. Both brokers stream forex news from leading sources like Bloomberg, Reuters, or Dow Jones, and each includes an economic calendar. Neither broker integrates Autochartist. Moneta Markets adds Trading Central tools and a sentiment indicator showing the long/short split across instruments; Fineco lacks both features.
Both brokers earn a 4-star Research rating, but Moneta Markets edges ahead for built-in research extras. That’s reflected in their standings on ForexBrokers.com: Moneta Markets ranks 33rd out of 63 brokers for Research, while Fineco ranks 34th. Moneta Markets does not offer TipRanks or Acuity Trading tools; Fineco’s support for those specific third-party services isn’t specified here.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | No | Yes |
| TipRanks | No | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, both Fineco and Moneta Markets offer unique benefits. Fineco provides monthly online educational webinars, making it easier for beginners to learn in real-time, but they lack a searchable archive of past webinars. They compensate by offering a comprehensive collection of beginner-friendly videos and an investor dictionary with over 50 investing terms. On the downside, Fineco doesn’t offer a significant number of Forex or CFD-focused educational content or advanced trading videos for seasoned traders. Fineco’s educational offerings earn them a 4.0-star rating, placing them 49th out of 63 brokers according to ForexBrokers.com.
Moneta Markets is a solid choice if you're seeking a plethora of educational content focused on forex and CFDs, as they provide an extensive selection of related pieces. They also have a searchable archive of previously recorded webinars, which is great for self-paced learning. Moneta Markets offers a broad range of beginner and advanced educational videos, catering to traders at different experience levels. However, they do not provide regular monthly webinars. Like Fineco, Moneta Markets also features an investor dictionary with a rich supply of investing terms. Their educational suite is rated 4 stars, ranking them higher at 33rd out of 63 brokers.
| Feature |
Fineco
|
Moneta Markets
|
|---|---|---|
| Education (Forex or CFDs) | No | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | No | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | No | Yes |
| Investor Dictionary (Glossary) | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than Moneta Markets. Fineco finished with an overall rank of #25, while Moneta Markets finished with an overall rank of #35.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
| Feature |
Fineco
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Moneta Markets
|
|---|---|---|
| Overall Rating |
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| Trust Score | 94 | 79 |
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Fineco does not offer the ability to buy actual cryptocurrency or cryptocurrency derivatives, while Moneta Markets also does not allow for the purchase of actual cryptocurrency but provides options to invest in cryptocurrency derivatives.
While Fineco allows ACH and SEPA transfers along with bank wires for depositing or withdrawing funds but excludes Visa, Mastercard, PayPal, and Skrill, Moneta Markets includes Visa and Mastercard alongside bank wires as funding options but does not support ACH, SEPA transfers, PayPal, or Skrill.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Fineco | Moneta Markets | |
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| Trust Score | 94 | 79 | |
| Winner | check_circle | ||
| Review | Fineco Review | Moneta Markets Review |
| Broker Screenshots | Fineco | Moneta Markets | |
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| Regulation | Fineco | Moneta Markets | |
|---|---|---|---|
| Trust Score | 94 | 79 | |
| Year Founded | 1999 | 2009 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 0 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Fineco | Moneta Markets | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | Fineco | Moneta Markets | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Fineco | Moneta Markets | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 9770 | 1016 | |
| Forex Pairs (Total) | 54 | 45 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | No | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Fineco | Moneta Markets | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | 1.38 | |
| All-in Cost EUR/USD - Active | N/A | 0.79 | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | No | Yes |
| Funding | Fineco | Moneta Markets | |
|---|---|---|---|
| Minimum Deposit | $0 | $50 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | No | No | |
| Visa/Mastercard (Credit/Debit) | No | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | Yes | No |
| Trading Platforms | Fineco | Moneta Markets | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | Yes | |
| ZuluTrade | No | No |
| Trading Tools | Fineco | Moneta Markets | |
|---|---|---|---|
| Virtual Trading (Demo) | No | Yes | |
| Alerts - Basic Fields | No | Yes | |
| Watchlists - Total Fields | N/A | 4 | |
| Charting - Indicators / Studies (Total) | 37 | 105 | |
| Charting - Drawing Tools (Total) | 7 | 78 | |
| Charting - Trade From Chart | No | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Fineco | Moneta Markets | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | No | Yes | |
| Watchlist Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 6 | 30 | |
| Mobile Charting - Draw Trendlines | No | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | No | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Fineco | Moneta Markets | |
|---|---|---|---|
| Daily Market Commentary | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | ||
| Social Sentiment - Currency Pairs | No | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Fineco | Moneta Markets | |
|---|---|---|---|
| Education (Forex or CFDs) | No | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | No | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | No | Yes | |
| Investor Dictionary (Glossary) | Yes | Yes |
| Major Forex Pairs | Fineco | Moneta Markets | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Fineco Review | Moneta Markets Review |
| Overall | Fineco | Moneta Markets | |
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| Trust Score | 94 | 79 | |
| Winner | check_circle | ||
| Review | Fineco Review | Moneta Markets Review |
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