Written by ForexBrokers.com
In this head to head comparison of Swissquote vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Swissquote, established in 1996, and Fineco, founded in 1999, are both publicly traded online brokers that also operate as banks. When it comes to trust and regulation, Swissquote stands out with a perfect ForexBrokers.com Trust Score of 99. It holds 5 Tier-1 licenses and 2 Tier-2 licenses, signaling a high level of credibility in the financial world. In comparison, Fineco, with a strong Trust Score of 94, maintains 2 Tier-1 licenses but lacks any Tier-2 licenses, indicating a slightly different regulatory landscape.
Both brokers are considered highly trustworthy, but Swissquote offers more extensive regulatory oversight thanks to its additional Tier-1 and Tier-2 licenses. This difference might be a decisive factor for traders who prioritize regulatory compliance and oversight in their broker selection process. Both companies being publicly traded adds a layer of transparency, which further enhances their credibility in the eyes of investors.
| Feature |
Swissquote
|
Fineco
|
|---|---|---|
| Year Founded | 1996 | 1999 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | Yes | Yes |
| Tier-1 Licenses | 5 | 2 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 0 |
Comparing commissions and fees, both Swissquote and Fineco sit mid-pack rather than at the bargain end of the market. Each earns 3.5/5 stars for pricing. In ForexBrokers.com’s Commissions and Fees rankings, Fineco places #52 of 63 brokers, while Swissquote is #54 of 63. Fineco’s lack of published average spreads makes true costs harder to judge, whereas Swissquote’s pricing is clearer but often a touch higher unless you qualify for its better-tier accounts.
Swissquote’s costs vary by entity and account type. The U.K. arm tends to be cheaper and has lighter deposit requirements, though with a narrower product range. In the U.K., Standard accounts list EUR/USD from 1.3 pips; Prime lists a 0.6-pip minimum (not an average). Active traders who deposit at least $10,000 can opt for the Elite account, which combines lower spreads with a $5 round-turn commission; the Professional account is similar but has a different stop-out level. In Luxembourg, minimum deposits are $1,000 (Standard), $5,000 (Premium), and $50,000 (Prime) with minimum spreads from 1.5 to 0.8 pips. In Switzerland, forex accounts start at $1,000 with spreads from 1.7 pips (Standard), improve to 1.4 pips at $10,000 (Premium), and 1.1 pips at $50,000 (Prime), with custom pricing negotiable for high volumes.
Fineco does not publish average spread data for forex and CFD trading. It lists EUR/USD at 1.0 pip and also mentions 0.8 pips, but neither figure is confirmed as an average or tied to a date range, which clouds comparability with low-cost brokers; Fineco appears more competitive on index CFDs. Bottom line: Swissquote provides transparent tiers that can favor larger deposits and active trading, while Fineco’s headline figures are appealing but less verifiable. For pricing alone, both earn 3.5/5 stars, with Fineco ranked #52/63 and Swissquote #54/63 for Commissions and Fees.
| Feature |
Swissquote
|
Fineco
|
|---|---|---|
| Minimum Deposit | $1000 | $0 |
| Average Spread EUR/USD - Standard | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | Yes | Yes |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Visa/Mastercard (Credit/Debit) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Swissquote vs. Fineco: both brokers let you trade forex as CFDs or spot. Swissquote lists 472 tradeable symbols and 80 forex pairs, while Fineco offers 9,770 symbols and 54 forex pairs. Both provide exchange-traded shares on U.S. markets (such as Apple) and international exchanges (such as Vodafone). In ForexBrokers.com’s Range of Investments category, Swissquote earns 5 stars and ranks #2 out of 63 brokers; Fineco earns 4.5 stars and ranks #17.
Feature-wise, Swissquote includes copy trading plus access to actual cryptocurrencies and crypto derivatives. Fineco does not offer copy trading, delivered crypto, or crypto derivatives. If you want a very large overall catalog of instruments, Fineco stands out; if you value forex breadth, social trading, and direct crypto access, Swissquote is the stronger fit.
| Feature |
Swissquote
|
Fineco
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 472 | 9770 |
| Forex Pairs (Total) | 80 | 54 |
| U.S. Stock Trading (Non CFD) | Yes | Yes |
| Int'l Stock Trading (Non CFD) | Yes | Yes |
| Social Trading / Copy Trading | Yes | No |
| Cryptocurrency (Physical) | Yes | No |
| Cryptocurrency (Derivative) | Yes | No |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When it comes to online trading platforms and tools, Swissquote and Fineco offer unique strengths that cater to different trader needs. Swissquote shines with its extensive offerings, including a simulated trading feature with a free virtual demo account, making it ideal for those looking to practice without risk. It also supports popular trading software with MetaTrader 4 and 5, which are unavailable on Fineco. Both Swissquote and Fineco have their proprietary platforms, ensuring a tailored trading experience, but Swissquote stands out with additional features like copy trading and the ability to trade directly from a stock chart. Furthermore, Swissquote surpasses Fineco with 75 drawing tools for charting, compared to Fineco's 7, offering comprehensive resources for technical analysis.
While both platforms offer a Windows-based desktop download and a web-based trading platform, Swissquote's additional functionalities might explain its higher rankings and ratings. Swissquote is rated 4.5 out of 5 stars for its trading platforms and tools, and ranks #12 out of 63 brokers, highlighting its strong market presence. In comparison, Fineco, rated 4 stars and ranked #18, might appeal to traders who prefer a straightforward approach without the need for simulated accounts or advanced trading software like MetaTrader. Both brokers do not offer DupliTrade or ZuluTrade, focusing instead on their platform-specific features to attract and retain users.
| Feature |
Swissquote
|
Fineco
|
|---|---|---|
| Virtual Trading (Demo) | Yes | No |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | Yes | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 86 | 37 |
| Charting - Drawing Tools (Total) | 75 | 7 |
| Charting - Trade From Chart | Yes | No |
| Watchlists - Total Fields | 11 | N/A |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Swissquote and Fineco both offer iPhone and Android trading apps with price alerts and multiple chart time frames. The big split is in charting depth and watchlists. Swissquote packs 30 technical studies, supports drawing trendlines, and auto-saves your drawings; Fineco offers 6 studies, no trendline drawing, and does not save drawings. Neither app syncs watchlist symbols with the web platform, but only Swissquote lets you build a watchlist with real-time quotes, while Fineco does not.
For overall quality, ForexBrokers.com rates Swissquote 4.5 stars and ranks it 12th out of 63 brokers for Mobile Trading Apps; Fineco earns 4 stars and ranks 43rd. Active traders who want richer chart tools and real-time watchlists will likely prefer Swissquote, while Fineco suits simpler monitoring if you don’t need drawing tools or real-time watchlist quotes.
| Feature |
Swissquote
|
Fineco
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 6 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
Swissquote vs. Fineco for market research: Both brokers deliver forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones and include an economic calendar. Swissquote publishes daily market commentary, while Fineco does not. Neither broker currently lists Trading Central tools or a sentiment-based positioning gauge. TipRanks and Acuity Trading integrations are not specified for Fineco, and Swissquote does not offer them.
Swissquote includes Autochartist for technical or fundamental screening; Fineco does not. For research quality, Swissquote earns 4 stars and ranks #16 out of 63 brokers on ForexBrokers.com, while Fineco scores 4.0 stars and ranks #34 out of 63. If you want daily insights and Autochartist trade ideas, Swissquote stands out; if your focus is news headlines and a calendar, Fineco covers the basics.
| Feature |
Swissquote
|
Fineco
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | Yes | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Online brokers Swissquote and Fineco both cater to beginners with helpful resources. Each offers monthly client webinars, 10+ beginner trading videos, and an investor dictionary with 50+ terms. The key difference is forex and CFD education: Swissquote supplies a dedicated library that exceeds 10 pieces, while Fineco does not. Swissquote also provides a searchable archive of past webinars for on-demand learning; Fineco does not.
For learners who plan to progress, Swissquote includes 10+ advanced trading videos, whereas Fineco lacks that level of advanced content. Swissquote is rated 4 stars for Education and Fineco 4.0 stars, but Swissquote ranks higher with ForexBrokers.com (#20 of 63) than Fineco (#49 of 63). If you want deeper coverage and easier catch-up via recorded webinars—especially around forex and CFDs—Swissquote has the edge.
| Feature |
Swissquote
|
Fineco
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | Yes | Yes |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Swissquote is better than Fineco. Swissquote finished with an overall rank of #11, while Fineco finished with an overall rank of #25.
Traders choose Swissquote for its quality research and vast multi-asset offering – as long as they are willing to pay a premium to have their brokerage account held with a Swiss bank.
| Feature |
Swissquote
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Fineco
|
|---|---|---|
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| Trust Score | 99 | 94 |
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Swissquote allows users to purchase both actual delivered cryptocurrencies and cryptocurrency derivatives, while Fineco does not offer these options, providing a distinct advantage for those interested in comprehensive cryptocurrency trading opportunities.
When comparing online brokers Swissquote and Fineco regarding deposit and withdrawal options, both offer ACH or SEPA transfers and bank wires, but Swissquote provides more flexibility with additional options such as PayPal, Skrill, and Visa or Mastercard, whereas Fineco does not support these payment methods.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Swissquote | Fineco | |
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| Trust Score | 99 | 94 | |
| Winner | check_circle | ||
| Review | Swissquote Review | Fineco Review |
| Broker Screenshots | Swissquote | Fineco | |
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| Regulation | Swissquote | Fineco | |
|---|---|---|---|
| Trust Score | 99 | 94 | |
| Year Founded | 1996 | 1999 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | Yes | Yes | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 5 | 2 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 0 |
| Tier-1 Licenses (Highly Trusted) | Swissquote | Fineco | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | Yes | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | Yes | ||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Swissquote | Fineco | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Swissquote | Fineco | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 472 | 9770 | |
| Forex Pairs (Total) | 80 | 54 | |
| U.S. Stock Trading (Non CFD) | Yes | Yes | |
| Int'l Stock Trading (Non CFD) | Yes | Yes | |
| Social Trading / Copy Trading | Yes | No | |
| Cryptocurrency (Physical) | Yes | No | |
| Cryptocurrency (Derivative) | Yes | No | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Swissquote | Fineco | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | Yes | No | |
| Execution: Market Maker | Yes | No |
| Funding | Swissquote | Fineco | |
|---|---|---|---|
| Minimum Deposit | $1000 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Visa/Mastercard (Credit/Debit) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | Yes | Yes |
| Trading Platforms | Swissquote | Fineco | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Swissquote | Fineco | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | No | |
| Alerts - Basic Fields | Yes | No | |
| Watchlists - Total Fields | 11 | N/A | |
| Charting - Indicators / Studies (Total) | 86 | 37 | |
| Charting - Drawing Tools (Total) | 75 | 7 | |
| Charting - Trade From Chart | Yes | No | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Swissquote | Fineco | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | No | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 6 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Swissquote | Fineco | |
|---|---|---|---|
| Daily Market Commentary | Yes | No | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | Yes | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | ||
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Swissquote | Fineco | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | Yes | Yes | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | Yes |
| Major Forex Pairs | Swissquote | Fineco | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Swissquote Review | Fineco Review |
| Overall | Swissquote | Fineco | |
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| Trust Score | 99 | 94 | |
| Winner | check_circle | ||
| Review | Swissquote Review | Fineco Review |
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