Written by ForexBrokers.com
In this head to head comparison of XTB vs Moneta Markets, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2002, XTB is a respected name in the online brokerage world, consistently demonstrating high levels of trust and security. As a publicly traded company, it holds two Tier-1 licenses and two Tier-2 licenses, both of which suggest high degrees of regulatory compliance and user trust. With an impressive Trust Score of 96 out of 99 from ForexBrokers.com, XTB stands out as a highly trusted option for traders. Not being a bank does not hinder its position, as the company remains firmly established under a rigorous regulatory framework.
Moneta Markets, established in 2009, offers a solid but more modest level of trust compared to its counterpart, XTB. It is not publicly traded and holds one Tier-1 license and one Tier-2 license. While this indicates compliance with regulatory standards, its Trust Score rating of 79 places it in the average risk category, according to ForexBrokers.com. Not being a bank, Moneta Markets still provides a secure trading environment, albeit with less regulatory backing than XTB.
| Feature |
XTB
|
Moneta Markets
|
|---|---|---|
| Year Founded | 2002 | 2009 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB and Moneta Markets both earn 4.5 out of 5 stars for commissions and fees. In ForexBrokers.com’s 2024 rankings, XTB places #12 of 63 brokers, while Moneta Markets ranks #17 of 63. XTB’s pricing sits around the industry average, and Moneta Markets—despite a few sharp options—still doesn’t quite match the very cheapest brokers.
XTB offers a spread-only Standard account and a commission-based Professional account that’s being phased out and is generally limited to elected professionals in Europe. The Standard account averaged 1.0 pip on EUR/USD in Q4 2023, with a minimum deposit of 250 in your base currency. For smaller trade sizes, the Standard account tends to be cheaper; at higher volumes the two account types were similar when the Pro option was available. Active traders who qualify can get 5% to 30% spread rebates through XTB’s Lower Spread Group once they trade at least 20 lots per month, which can meaningfully trim costs.
Moneta Markets has three choices: the commission-free Direct STP account (about 1.38 pips on EUR/USD in Aug 2023), the Prime ECN account (about 0.194 pips plus $6 per round-trip lot, for an all-in near 0.79 pips), and the Ultra ECN account with $2 round-trip commissions but a $20,000 minimum deposit. Compared to XTB, Moneta’s Direct STP is pricier than XTB’s Standard on EUR/USD, while the Prime ECN can undercut XTB’s all-in cost if you’re comfortable paying a commission. Ultra ECN can be the lowest-cost path if you can meet the deposit requirement, though overall Moneta’s pricing still falls short of the very lowest-cost brokers.
| Feature |
XTB
|
Moneta Markets
|
|---|---|---|
| Minimum Deposit | $0 | $50 |
| Average Spread EUR/USD - Standard | 1.00 | 1.38 |
| All-in Cost EUR/USD - Active | 1.00 | 0.79 |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Comparing the range of investments at XTB vs Moneta Markets: XTB lists 7,184 tradeable symbols, including 71 forex pairs, while Moneta Markets offers 1,016 symbols and 45 forex pairs. Both brokers support forex trading as CFDs and, where available, spot contracts. For breadth of markets, ForexBrokers.com rates XTB 5/5 stars and ranks it 15th of 63, versus Moneta Markets at 4/5 stars and 36th of 63.
XTB also lets clients buy exchange-traded shares directly on U.S. and international exchanges (for example, Apple on NASDAQ or Vodafone in London). Moneta Markets does not provide real share dealing. Neither broker sells delivered cryptocurrency, but both provide crypto derivatives. If you want copy trading, Moneta Markets has it, whereas XTB does not. Overall, XTB suits investors seeking the widest selection, while Moneta Markets appeals if copy trading is a must.
| Feature |
XTB
|
Moneta Markets
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 1016 |
| Forex Pairs (Total) | 71 | 45 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
In the XTB vs Moneta Markets comparison for trading platforms and tools, both brokers provide free demo (paper) accounts plus web and Windows desktop platforms. XTB adds its own proprietary platform, while Moneta Markets relies on third-party options and stands out for MetaTrader access—offering both MT4 and MT5—along with copy trading and DupliTrade support (neither supports ZuluTrade). Both let you place orders directly from charts. For charting extras, XTB lists 32 drawing tools and 8 watchlist columns; Moneta Markets offers 78 drawing tools but fewer watchlist columns (4).
Based on ForexBrokers.com’s testing of trading platforms and tools, XTB earns 4.5/5 stars and ranks #9 of 63 brokers, while Moneta Markets earns 4/5 stars and ranks #34. In short: choose XTB if you want an in-house platform and deeper watchlist fields; pick Moneta Markets if you prefer MetaTrader 4/5 and built-in copy trading.
| Feature |
XTB
|
Moneta Markets
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | Yes |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 39 | 105 |
| Charting - Drawing Tools (Total) | 32 | 78 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 8 | 4 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both XTB and Moneta Markets provide iPhone and Android apps for traders who prefer managing their investments on the go. Each app includes essential features such as stock and forex price alerts, real-time watchlists, and tools for drawing trendlines on charts. However, XTB stands out by offering a more extensive range of technical studies, with 39 options available compared to Moneta Markets' 30. One key difference is in watchlist management: while Moneta Markets supports syncing watchlists between mobile and online accounts, XTB does not.
User ratings reflect these differences, with XTB receiving a 4.5-star rating, compared to Moneta Markets' 4-star rating, in the Mobile Trading Apps category. This higher rating correlates with XTB's superior ranking of #8 out of 63 brokers according to ForexBrokers.com, far ahead of Moneta Markets, which holds the #36 position. Both apps retain useful functions like saving chart drawings automatically and offering multiple time frames for analyzing data, ensuring a versatile trading experience for users. However, for a slightly more comprehensive charting and user feedback, XTB might be the preferred option.
| Feature |
XTB
|
Moneta Markets
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 39 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
XTB and Moneta Markets both cover the essentials for market research: daily market commentary, forex news from top-tier sources (such as Bloomberg, Reuters, or Dow Jones), an economic calendar, and a sentiment tool showing the ratio of long vs. short positions. Neither broker includes Autochartist, TipRanks, or Acuity Trading tools.
The key difference is that Moneta Markets adds Trading Central analytics, while XTB does not. Even so, XTB earns a higher Research score overall, with a 5-star rating and a #7 ranking out of 63 brokers at ForexBrokers.com. Moneta Markets holds 4 stars and ranks #33. Choose Moneta Markets if Trading Central signals are important to you; pick XTB if you want an overall higher-rated research experience.
| Feature |
XTB
|
Moneta Markets
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing XTB and Moneta Markets for educational resources aimed at beginner traders, both platforms offer a variety of learning materials. XTB and Moneta Markets provide more than 10 educational articles, videos, and archived webinars focused on forex or CFDs, ensuring a solid foundation for new traders. Additionally, both companies have a collection of beginner-friendly and advanced educational videos, each meeting the ten-video minimum requirement for both categories. However, XTB stands out by holding monthly online webinars, which Moneta Markets lacks. Nevertheless, both offer accessibility to their past webinars through searchable archives, enhancing the learning experience for those unable to attend live sessions.
Moreover, Moneta Markets offers an investor dictionary featuring definitions for over 50 investing terms, a resource not available with XTB. Despite this, XTB takes a lead in the education category, earning a five-star rating compared to Moneta Markets' four stars. The difference in educational effectiveness is highlighted by XTB's #11 ranking by ForexBrokers.com, significantly ahead of Moneta Markets, which is positioned at #33 out of 63 brokers. Overall, while both brokers provide valuable educational tools, XTB offers a more comprehensive and interactive learning experience for new traders.
| Feature |
XTB
|
Moneta Markets
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Moneta Markets. XTB finished with an overall rank of #7, while Moneta Markets finished with an overall rank of #35.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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Moneta Markets
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|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 79 |
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Both XTB and Moneta Markets do not offer the ability to buy actual delivered cryptocurrency, but they do provide options for trading cryptocurrency derivatives.
While both XTB and Moneta Markets provide Visa, Mastercard, and bank wires for deposits and withdrawals, XTB distinguishes itself by supporting PayPal and Skrill, which are not available options with Moneta Markets; however, neither broker offers ACH or SEPA transfers.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Moneta Markets | |
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| Trust Score | 96 | 79 | |
| Winner | check_circle | ||
| Review | XTB Review | Moneta Markets Review |
| Broker Screenshots | XTB | Moneta Markets | |
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| Regulation | XTB | Moneta Markets | |
|---|---|---|---|
| Trust Score | 96 | 79 | |
| Year Founded | 2002 | 2009 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | Moneta Markets | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | XTB | Moneta Markets | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | Yes | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Moneta Markets | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 1016 | |
| Forex Pairs (Total) | 71 | 45 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Moneta Markets | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | 1.38 | |
| All-in Cost EUR/USD - Active | 1.00 | 0.79 | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | Yes | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | XTB | Moneta Markets | |
|---|---|---|---|
| Minimum Deposit | $0 | $50 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | XTB | Moneta Markets | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | Yes | |
| ZuluTrade | No | No |
| Trading Tools | XTB | Moneta Markets | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 8 | 4 | |
| Charting - Indicators / Studies (Total) | 39 | 105 | |
| Charting - Drawing Tools (Total) | 32 | 78 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Moneta Markets | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 39 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | XTB | Moneta Markets | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Moneta Markets | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | XTB | Moneta Markets | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | XTB Review | Moneta Markets Review |
| Overall | XTB | Moneta Markets | |
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| Trust Score | 96 | 79 | |
| Winner | check_circle | ||
| Review | XTB Review | Moneta Markets Review |
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