Written by ForexBrokers.com
In this head to head comparison of XTB vs Xtrade, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2002, XTB is a highly trusted online broker with a strong presence in the market, partly due to its public listing on a stock exchange. It holds an impressive Trust Score of 96, according to ForexBrokers.com, reflecting its commitment to security and transparency. With 2 Tier-1 licenses, which are considered the gold standard for trust by ForexBrokers.com, and an additional 2 Tier-2 licenses, XTB assures its clients of a dependable trading environment.
Conversely, Xtrade, established in 2003, offers a contrasting profile, being a privately held brokerage. It holds a ForexBrokers.com Trust Score of 74, which suggests an average risk level. Xtrade has secured 1 Tier-1 license and 1 Tier-2 license, which provide a reasonable level of trust. While both brokers are not banks, those seeking higher levels of assurance might lean towards XTB, given its public transparency and more extensive regulatory licenses.
| Feature |
XTB
|
Xtrade
|
|---|---|---|
| Year Founded | 2002 | 2003 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB clearly outpaces Xtrade on pricing transparency and overall value for most traders. XTB earns 4.5/5 stars for commissions and fees and is ranked #12 by ForexBrokers.com, while Xtrade holds 2.5/5 stars and is ranked #64. Using Q4 2023 data, XTB’s average spread on EUR/USD was about 1 pip. Xtrade does not publish average spread data, making apples-to-apples cost comparisons difficult.
XTB offers a spread-only Standard account and a commission-based Professional account that’s reserved for elective professionals in the U.K. and Europe and is being phased out in most regions. Pricing between the two is similar at higher volumes, but for smaller trade sizes the Standard account is typically cheaper. The minimum deposit starts at 250 base currency (USD, EUR, or GBP). Active traders may qualify for XTB’s Lower Spread Group, which rebates 5%–30% of the spread based on monthly volume (roughly 20 to 1,000 lots). Given the lower rating and lack of published spread data at Xtrade, XTB is generally the more cost-friendly choice for retail traders focused on fees.
| Feature |
XTB
|
Xtrade
|
|---|---|---|
| Minimum Deposit | $0 | $250 |
| Average Spread EUR/USD - Standard | 1.00 | N/A |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Comparing the range of investments at XTB vs Xtrade: both let you trade forex as CFDs or spot contracts. XTB offers a much wider lineup with 7,184 tradeable symbols and 71 currency pairs, while Xtrade lists 482 symbols and 56 pairs. In third-party assessments for range of investments, ForexBrokers.com rates XTB at 5 stars and ranks it #15 of 63 brokers; Xtrade earns 3.5 stars and ranks #50.
If you want access to real, exchange-traded shares, XTB lets you buy U.S. stocks like Apple and international shares such as Vodafone (not as CFDs). Xtrade does not offer real shares on U.S. or international exchanges. Neither broker supports copy trading or buying actual cryptocurrency, but both provide crypto derivatives. Bottom line: XTB suits traders and investors who want more markets, including actual stocks, while Xtrade covers core CFD and forex needs with a smaller selection.
| Feature |
XTB
|
Xtrade
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 482 |
| Forex Pairs (Total) | 71 | 56 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and Xtrade both make it easy to get started with a free demo account for paper trading, and each offers its own in‑house trading platform you can use in a web browser. Both also let you place trades straight from a chart. The key difference is desktop access: XTB provides a downloadable Windows platform, while Xtrade does not. Neither broker supports copy trading or the popular MetaTrader 4 and MetaTrader 5 apps.
These differences show up in third‑party evaluations: XTB earns 4.5 out of 5 stars for Trading Platforms and Tools and ranks #9 out of 63 brokers at ForexBrokers.com, while Xtrade scores 3.5 out of 5 stars and ranks #59. If you want a higher‑rated toolset and a Windows desktop app, XTB stands out; if you only need a web platform, both brokers fit the bill.
| Feature |
XTB
|
Xtrade
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 39 | N/A |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both XTB and Xtrade have mobile trading apps for iPhone and Android. If you want more tools on your phone, XTB stands out: it offers stock and forex price alerts, 39 built-in technical indicators for charts, the ability to draw trendlines, auto-saves your chart drawings, and lets you build watchlists with real-time quotes. Xtrade’s app covers the basics but, based on the details available, lacks price alerts, does not list how many technical studies it includes, does not support trendline drawing, does not auto-save chart drawings, and does not provide real-time watchlists. Neither broker syncs watchlist symbols between the mobile app and the web platform.
For overall quality, XTB earns 4.5 out of 5 stars for Mobile Trading Apps and ranks #8 out of 63 brokers at ForexBrokers.com, while Xtrade scores 4 stars and ranks #54. In short, traders who care about alerts and richer charting on the go may prefer XTB’s mobile app, while Xtrade may be fine if you just need a simple way to place trades from your phone.
| Feature |
XTB
|
Xtrade
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | No |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | N/A |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Trendlines Autosave | Yes | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
Comparing online brokers XTB and Xtrade for market research: both provide daily market commentary and real-time forex news from leading sources like Bloomberg, Reuters, or Dow Jones. Each also includes an economic calendar. Neither broker integrates tools from Autochartist, Trading Central, TipRanks, or Acuity Trading. The standout difference is XTB’s sentiment tool that shows the ratio of long vs. short positions across instruments—a feature Xtrade does not offer.
These offerings line up with independent scores: XTB earns 5 out of 5 stars and ranks #7 of 63 brokers for Research on ForexBrokers.com, while Xtrade holds 3.5 stars and ranks #53. If you value timely analysis, premium forex news, and a sentiment view to gauge crowd positioning, XTB may be the stronger pick; Xtrade covers the essentials with daily commentary and a calendar.
| Feature |
XTB
|
Xtrade
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Client sentiment data | Yes | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
XTB stands out for beginner education: it hosts at least 10 beginner videos and 10 advanced videos, and runs client webinars at least once a month. Xtrade, by contrast, does not run monthly educational webinars and does not reach the 10-video mark for either beginner or advanced topics. Education quality scores back this up: XTB earns 5 stars and ranks #11 out of 63 brokers for Education on ForexBrokers.com, while Xtrade holds 3.5 stars and ranks #46. The provided data does not confirm whether either broker maintains a 10+ piece forex or CFD education library overall.
Some details are not specified here, such as whether either broker offers a searchable archive of past webinars or an investor dictionary with 50+ terms. If you’re a new trader who learns best through structured videos and live sessions, XTB looks like the stronger pick for education. If your needs are lighter and you plan to learn mainly outside your broker, Xtrade may still suffice, but its in-house educational catalog for beginners appears more limited.
| Feature |
XTB
|
Xtrade
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Xtrade. XTB finished with an overall rank of #7, while Xtrade finished with an overall rank of #60.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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Xtrade
|
|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 74 |
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Both XTB and Xtrade do not offer the ability to buy actual delivered cryptocurrency; however, both platforms provide the option to trade cryptocurrency derivatives.
Comparing XTB vs Xtrade for deposit and withdrawal methods: neither supports ACH or SEPA; XTB supports PayPal while Xtrade does not; both brokers support Skrill and bank wire transfers; Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Xtrade | |
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| Trust Score | 96 | 74 | |
| Winner | check_circle | ||
| Review | XTB Review | Xtrade Review |
| Broker Screenshots | XTB | Xtrade | |
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| Regulation | XTB | Xtrade | |
|---|---|---|---|
| Trust Score | 96 | 74 | |
| Year Founded | 2002 | 2003 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | Xtrade | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | Xtrade | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | Yes | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Xtrade | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 482 | |
| Forex Pairs (Total) | 71 | 56 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Xtrade | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | N/A | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | Xtrade | |
|---|---|---|---|
| Minimum Deposit | $0 | $250 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | No |
| Trading Platforms | XTB | Xtrade | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | Xtrade | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | No | |
| Charting - Indicators / Studies (Total) | 39 | N/A | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | No |
| Mobile Trading | XTB | Xtrade | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | No | |
| Mobile Watchlist | Yes | No | |
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | No |
| Research | XTB | Xtrade | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Xtrade | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | XTB | Xtrade | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD [DELETED] | |||
| Review | XTB Review | Xtrade Review |
| Overall | XTB | Xtrade | |
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| Trust Score | 96 | 74 | |
| Winner | check_circle | ||
| Review | XTB Review | Xtrade Review |
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