Written by ForexBrokers.com
In this head to head comparison of Capital.com vs TopFX, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2016, Capital.com is an online broker known for its strong regulatory standing. It holds three Tier-1 licenses, a mark of high trust, and one Tier-2 license, indicating a trusted status. Although it is not publicly traded or a bank, ForexBrokers.com gives Capital.com a Trust Score of 87, placing it within the trusted category.
TopFX, on the other hand, has been in operation since 2010 and carries one Tier-1 license. Like Capital.com, it is neither publicly traded nor a bank. However, its regulatory credentials are somewhat more limited, with no Tier-2 licenses. This is reflected in its lower ForexBrokers.com Trust Score of 67, which suggests a higher risk compared to Capital.com.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Year Founded | 2016 | 2010 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
When it comes to commissions and fees, Capital.com stands out with pricing that slightly betters the industry average. Offering both retail and professional account options, it delivers competitive costs for forex trading. With its dynamic spread averaging 0.67 pips for the EUR/USD in April 2024, Capital.com provides a low-cost trading environment that benefits budget-conscious traders. Out of a five-star rating, Capital.com earns a perfect 5 stars, securing a strong position as the 3rd-ranked broker in the Commissions and Fees category out of 63 brokers reviewed by ForexBrokers.com.
TopFX offers two distinct account types suited for different trading strategies, available on both MetaTrader and cTrader platforms. The spread-only ZERO account incurs no commission but has higher average spreads of 1.03 pips for the EUR/USD as of July 2024. By contrast, the RAW account applies a commission charge of 2.75 EUR per side, with an average spread of 0.33 pips, resulting in an all-in cost of approximately 0.88 pips. This positions the RAW account around the industry average. Despite offering a choice to traders, TopFX earns 4 stars for its commission and fees structure and ranks 40th among 63 brokers in the ForexBrokers.com ranking.
Overall, while both Capital.com and TopFX provide viable options for traders in terms of commissions and fees, Capital.com's lower spreads and lack of commissions place it at a comparative advantage. TopFX, however, offers flexible account choices that allow traders to align costs with their specific trading styles. Traders looking for the best pricing may prefer Capital.com, given its higher star rating and elevated ranking in industry assessment.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Minimum Deposit | $10 | Depends on payment method |
| Average Spread EUR/USD - Standard | 0.67 | 1.03 |
| All-in Cost EUR/USD - Active | 0.67 | 0.88 |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com and TopFX both provide forex trading through CFDs, offering investors the opportunity to trade on currency pairs without owning the underlying assets. However, Capital.com stands out with a broader range of investment options, offering a substantial 5,585 tradeable symbols compared to TopFX's 655. If you are specifically interested in the forex market, Capital.com also boasts a more extensive selection with 125 tradeable forex pairs, while TopFX offers 60. Neither platform supports exchange-traded securities on U.S. or international exchanges, limiting users who are looking to trade individual stocks like Apple or Vodafone.
When it comes to additional investment services, TopFX has the edge in offering copy trading, a feature not available on Capital.com. Both brokers allow trading in cryptocurrency derivatives but do not offer the option to purchase actual cryptocurrencies. In terms of overall investment range, Capital.com receives a higher user rating of 4.5 stars, securing the 21st rank out of 63 brokers on ForexBrokers.com. In contrast, TopFX scores a rating of 3.5 stars and ranks 46th, indicating that Capital.com could be the preferred choice for investors seeking a more diverse range of tradeable symbols and forex pairs.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 655 |
| Forex Pairs (Total) | 125 | 60 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools offered by Capital.com and TopFX, several key differences and similarities stand out. Both brokers provide simulated trading through free virtual demo accounts, allowing traders to practice and refine their strategies without financial risk. Capital.com shines with its proprietary platform developed in-house and offers a Windows-based desktop download, alongside a web-based trading option. TopFX also supports Windows-based and web-based platforms but lacks a proprietary option, instead relying on established platforms like MetaTrader 4. In terms of technical drawing utilities, Capital.com provides 60 drawing tools, significantly outnumbering the 15 provided by TopFX. Additionally, Capital.com and TopFX both facilitate direct trading from stock charts.
For those interested in copy trading, TopFX offers this feature, whereas Capital.com does not. While both brokers support MetaTrader 4, neither offers MetaTrader 5, and they both do not utilize third-party platforms like DupliTrade or ZuluTrade. In terms of watch list customization, Capital.com provides 11 columns for fields against the 7 available with TopFX. Ratings on trading platforms and tools give Capital.com a slight edge with 4.5 stars compared to TopFX's 4 stars. This distinction is mirrored in their rankings by ForexBrokers.com, where Capital.com is ranked 10th out of 63, whereas TopFX is positioned at 45th. These differences indicate Capital.com's comprehensive platform capabilities as a factor in its higher rating and ranking.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 97 | 30 |
| Charting - Drawing Tools (Total) | 60 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 11 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When it comes to mobile trading apps, both Capital.com and TopFX provide seamless support for iPhone and Android devices, ensuring accessibility across popular mobile platforms. Both brokers enable traders to receive stock or forex price alerts, draw trendlines, and view multiple time frames on charts within their apps. Additionally, their mobile apps support the creation of watchlists with real-time quotes. However, neither platform currently offers the option to sync watchlist symbols with online accounts, meaning that changes made on one platform won't automatically transfer to the other. Charting enthusiasts will appreciate the fact that both apps offer 30 technical studies and auto-save drawings on charts, enhancing the technical analysis experience.
While both brokers deliver strong mobile trading solutions, Capital.com shines brighter with a user rating of 4.5 stars out of 5, edging out TopFX, which has a solid 4-star rating. According to ForexBrokers.com, Capital.com holds an impressive rank of #11 among 63 brokers for its mobile trading app, whereas TopFX is positioned at #51. These distinctions highlight Capital.com's slightly superior user experience and overall performance, making it a more appealing choice for mobile traders seeking a highly rated app.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When comparing the market research offerings of Capital.com and TopFX, several key differences emerge that may influence a trader's choice. Capital.com provides daily market commentary and forex news from leading sources like Bloomberg and Reuters, offering insightful updates for traders. On the contrary, while TopFX also delivers forex news from top-tier sources, it does not provide daily market commentary. Capital.com is equipped with unique tools such as sentiment-based trading features and research from TipRanks, enhancing its value for traders interested in a comprehensive market view. However, it lacks specific tools from well-known providers like Autochartist and Trading Central, which TopFX offers to users. Both platforms feature an economic calendar to keep traders informed of essential global news and events.
Overall, Capital.com receives higher accolades in research utility with a 4.5-star rating, notably higher than the 3-star rating given to TopFX. In the ForexBrokers.com ranking of 63 brokers for research, Capital.com holds an impressive position at #14, reflecting its strong performance in providing valuable market insights. In contrast, TopFX ranks lower at #60, indicating room for improvement in this area. Traders seeking a more enriched research experience may find Capital.com's offerings more aligned with their needs, while those prioritizing specific technical analysis tools may consider TopFX.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational resources available for beginners between Capital.com and TopFX, Capital.com clearly stands out. Capital.com offers over 10 educational pieces, including articles and videos, focused on forex and CFDs. They also have a searchable archive of past webinars, making it easier for users to access valuable information at their convenience. Furthermore, Capital.com provides a wealth of beginner-friendly educational videos, as well as advanced content for those looking to deepen their expertise. Notably, they offer an investor dictionary containing over 50 terms to help newcomers familiarize themselves with trading language. Capital.com's commitment to education is reflected in their 4.5-star rating and an impressive #8 ranking out of 63 brokers in the Education category as per ForexBrokers.com.
On the other hand, TopFX appears to lack depth in their educational offerings. They do not reach the minimum threshold of 10 educational pieces focused on forex or CFDs, nor do they provide client webinars or an archive for past sessions. Additionally, TopFX falls short in delivering beginner-centric or advanced educational videos, and they lack an investor dictionary with basic trading terms. With an education rating of 3 stars and a much lower ranking of #61, TopFX's educational resources may not be as comprehensive or supportive for those just starting out in trading. Overall, for beginners seeking substantial educational content, Capital.com emerges as a more favorable option.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | No |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than TopFX. Capital.com finished with an overall rank of #10, while TopFX finished with an overall rank of #62.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
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TopFX
|
|---|---|---|
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| Trust Score | 87 | 67 |
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Capital.com and TopFX both do not offer the ability to buy actual delivered cryptocurrency, but they both provide the option to invest in cryptocurrency derivatives instead.
Both Capital.com and TopFX do not offer ACH or SEPA transfers; however, they both support PayPal, Skrill, Visa/Mastercard, and bank wire transfers for depositing and withdrawing account funds.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | TopFX | |
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| Trust Score | 87 | 67 | |
| Winner | check_circle | ||
| Review | Capital.com Review | TopFX Review |
| Broker Screenshots | Capital.com | TopFX | |
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| Regulation | Capital.com | TopFX | |
|---|---|---|---|
| Trust Score | 87 | 67 | |
| Year Founded | 2016 | 2010 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | TopFX | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | TopFX | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | TopFX | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5585 | 655 | |
| Forex Pairs (Total) | 125 | 60 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | TopFX | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | 1.03 | |
| All-in Cost EUR/USD - Active | 0.67 | 0.88 | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Capital.com | TopFX | |
|---|---|---|---|
| Minimum Deposit | $10 | Depends on payment method | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Capital.com | TopFX | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | Yes | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Capital.com | TopFX | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 11 | 7 | |
| Charting - Indicators / Studies (Total) | 97 | 30 | |
| Charting - Drawing Tools (Total) | 60 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | TopFX | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | TopFX | |
|---|---|---|---|
| Daily Market Commentary | Yes | No | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | TopFX | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Capital.com | TopFX | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review | TopFX Review |
| Overall | Capital.com | TopFX | |
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| Trust Score | 87 | 67 | |
| Winner | check_circle | ||
| Review | Capital.com Review | TopFX Review |
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