Written by ForexBrokers.com
In this head to head comparison of Capital.com vs TopFX, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2016, Capital.com is an online broker known for its strong regulatory standing. It holds three Tier-1 licenses, a mark of high trust, and one Tier-2 license, indicating a trusted status. Although it is not publicly traded or a bank, ForexBrokers.com gives Capital.com a Trust Score of 87, placing it within the trusted category.
TopFX, on the other hand, has been in operation since 2010 and carries one Tier-1 license. Like Capital.com, it is neither publicly traded nor a bank. However, its regulatory credentials are somewhat more limited, with no Tier-2 licenses. This is reflected in its lower ForexBrokers.com Trust Score of 67, which suggests a higher risk compared to Capital.com.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Year Founded | 2016 | 2010 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
When it comes to evaluating online brokers based on commissions and fees, Capital.com stands out with a slightly better overall pricing structure compared to the industry average. It offers both a universal account for retail traders and a professional account for those who meet specific criteria, though professional clients forgo certain regulatory protections. A significant advantage of trading with Capital.com is its low average spread of 0.67 pips on the EUR/USD pair, as recorded in April 2024, making it an appealing option for forex traders seeking cost-effective solutions. With a stellar rating of five stars and a third-place ranking out of 62 brokers by ForexBrokers.com, Capital.com is highly competitive in terms of fees.
In contrast, TopFX offers traders two account types: the commission-free ZERO account and the commission-based RAW account. The RAW account involves a commission charge of 2.75 EUR per side, with trading costs equating to around 0.88 pips, aligning with the industry norm. Traders looking to avoid commissions can opt for the ZERO account, but should expect to deal with higher average spreads, such as the 1.03 pips observed on the EUR/USD in July 2024. With a four-star rating and a ranking of 40th out of 62 brokers, TopFX provides a standard competitive environment but falls short of the value offered by Capital.com.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Minimum Deposit | $20 | Depends on payment method |
| Average Spread EUR/USD - Standard | 0.67 | 1.03 |
| All-in Cost EUR/USD - Active | 0.67 | 0.88 |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing the range of investments offered by Capital.com and TopFX, Capital.com clearly stands out with a much broader selection. Capital.com offers a staggering 3,007 tradeable symbols, which is significantly more than the 655 symbols available on TopFX. This expanded selection includes 125 tradeable forex pairs, providing a much wider variety for traders interested in the forex market, compared to just 60 pairs available with TopFX. Both brokers allow clients to trade forex through CFDs, but neither supports trading in exchange-traded securities on U.S. or international exchanges.
For those interested in cryptocurrency investment, both Capital.com and TopFX offer derivatives but neither allows for the purchase of actual cryptocurrencies. While Capital.com doesn't offer copy trading, this feature is available on TopFX, which might appeal to those looking for a collaborative trading platform. Despite the extra functionality of copy trading on TopFX, Capital.com has a higher rating of 4.5 stars compared to 3.5 stars for TopFX when it comes to their range of investments. In terms of rankings by ForexBrokers.com, Capital.com is placed at #22, reflecting its comprehensive investment offerings, while TopFX is ranked at #46.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 3007 | 655 |
| Forex Pairs (Total) | 125 | 60 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing online brokerage platforms, Capital.com and TopFX both offer compelling features to cater to traders’ needs. Capital.com stands out with its proprietary platform, giving it an edge in delivering a user experience tailored to its clients. Both platforms provide web-based trading that you can easily access from any browser, as well as a Windows-based desktop version. Each broker offers a free virtual demo account for simulated trading, allowing users to practice without financial risks. While both brokers integrate with MetaTrader 4 (MT4), neither currently supports MetaTrader 5 (MT5). Trading directly from stock charts is available with both brokers, which is a convenient feature for active traders.
Capital.com edges out in technical offerings with more drawing tools for charting and a more extensive watchlist. However, TopFX offers copy trading, a significant advantage for traders interested in automating their trading strategies by following experienced investors. Although both brokers lack features like DupliTrade and ZuluTrade, reviews suggest Capital.com has an edge with a 4.5-star rating compared to TopFX’s 4-star rating for trading platforms and tools. Rankings by ForexBrokers.com reflect this, placing Capital.com at #11 out of 62 brokers, while TopFX sits at #45.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 83 | 30 |
| Charting - Drawing Tools (Total) | 18 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 11 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both Capital.com and TopFX offer mobile trading apps for iPhone and Android users, providing stock and forex price alerts to keep traders informed. While neither app supports syncing watchlist symbols between the mobile app and the online account, both offer an array of 30 technical studies for charting. Traders using these apps can draw trendlines, view charts on multiple time frames, and have their drawings auto-saved, enhancing the trading experience. Both platforms also enable users to create watchlists with real-time quotes, ensuring easy access to the latest market information.
When it comes to user ratings and rankings, Capital.com edges out TopFX with a 4.5-star rating for its mobile trading app, compared to TopFX's 4 stars. Capital.com is also ranked more favorably, sitting at #12 out of 62 brokers by ForexBrokers.com, in contrast to TopFX's ranking of #51. This suggests that while both mobile apps offer fundamental features, Capital.com may provide a slightly smoother or more satisfying user experience according to public reviews and industry rankings.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When it comes to daily market commentary, Capital.com provides insights to keep traders informed, whereas TopFX does not offer such features. On the other hand, TopFX delivers forex news from renowned sources like Bloomberg and Reuters, which Capital.com does not. Both brokers have their strengths, as Capital.com offers market research from TipRanks, but lacks the additional technical tools from Autochartist and Trading Central that TopFX provides. Both platforms share a sentiment-based trading tool and an economic calendar showcasing global economic events.
In terms of overall research capabilities, Capital.com outshines with a research rating of 4.5 stars compared to TopFX's 3 stars. This distinction is further highlighted by ForexBrokers.com's ranking, placing Capital.com at #14 out of 62 brokers for research, while TopFX lags behind at #59. Ultimately, both options cater to different research needs, but Capital.com offers a more comprehensive experience for those looking for a broader range of market insights and tools.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing Capital.com and TopFX in terms of educational resources for beginners, Capital.com clearly stands out as the superior choice. Capital.com provides more than 10 educational pieces focused on forex and CFDs, a searchable archive of webinars, and offers a robust collection of beginner and advanced educational videos. They even enhance their educational offerings with an investor dictionary that includes definitions of over 50 investing terms. These resources have contributed to their high educational rating of 4.5 stars, and they are ranked 8th out of 62 brokers by ForexBrokers.com in the education category. While Capital.com does not provide monthly live webinars, its comprehensive video library and informative content remain highly appealing to beginner traders.
On the other hand, TopFX falls short in several key educational areas. They do not meet the minimum requirement of 10 educational pieces on forex or CFDs and lack both beginner and advanced video content tailored for traders. Without a searchable archive of webinars or an investor dictionary, their educational offerings are limited. These factors contribute to their lower educational rating of 3 stars and a ranking of 60th out of 62 brokers on ForexBrokers.com. For those new to trading, TopFX might not provide the necessary resources to effectively support and guide them through their initial learning phases.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | No |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that Capital.com is better than TopFX. Capital.com finished with an overall rank of #10, while TopFX finished with an overall rank of #61.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
TopFX
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 67 |
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Capital.com and TopFX both do not offer the ability to buy actual delivered cryptocurrency, but they both provide the option to invest in cryptocurrency derivatives instead.
Both Capital.com and TopFX do not offer ACH or SEPA transfers; however, they both support PayPal, Skrill, Visa/Mastercard, and bank wire transfers for depositing and withdrawing account funds.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | TopFX | |
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| Trust Score | 87 | 67 | |
| Winner | check_circle | ||
| Review | Capital.com Review | TopFX Review |
| Broker Screenshots | Capital.com | TopFX | |
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| Regulation | Capital.com | TopFX | |
|---|---|---|---|
| Trust Score | 87 | 67 | |
| Year Founded | 2016 | 2010 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | TopFX | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | TopFX | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | TopFX | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 3007 | 655 | |
| Forex Pairs (Total) | 125 | 60 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | TopFX | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | 1.03 | |
| All-in Cost EUR/USD - Active | 0.67 | 0.88 | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Capital.com | TopFX | |
|---|---|---|---|
| Minimum Deposit | $20 | Depends on payment method | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Capital.com | TopFX | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | Yes | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Capital.com | TopFX | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 11 | 7 | |
| Charting - Indicators / Studies (Total) | 83 | 30 | |
| Charting - Drawing Tools (Total) | 18 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | TopFX | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | TopFX | |
|---|---|---|---|
| Daily Market Commentary | Yes | No | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | TopFX | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Capital.com | TopFX | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review | TopFX Review |
| Overall | Capital.com | TopFX | |
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| Trust Score | 87 | 67 | |
| Winner | check_circle | ||
| Review | Capital.com Review | TopFX Review |
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