Written by ForexBrokers.com
In this head to head comparison of MultiBank vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Both MultiBank and Earn provide online brokerage services but differ in their years of establishment and regulatory standings. Founded in 2005, MultiBank has grown to be a trusted name in the industry with a ForexBrokers.com Trust Score of 84. Although not publicly traded or a bank, MultiBank holds three Tier-1 licenses, signifying a high level of regulatory trust, along with one Tier-2 license, further establishing its credibility.
In comparison, Earn was founded in 1994 and currently holds a ForexBrokers.com Trust Score of 71, indicating an average level of risk. Like MultiBank, it is neither publicly traded nor a bank. However, Earn holds just one Tier-1 license and no Tier-2 licenses, suggesting a lesser degree of regulatory oversight compared to MultiBank. These differences highlight the varied trust levels and regulatory credentials between the two brokers.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Year Founded | 2005 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 3 | 0 |
When it comes to comparing the commissions and fees of online brokers MultiBank and Earn, there are a few key differences to consider. MultiBank provides three account types for forex and CFD trading: Standard, Pro, and ECN. The Standard account at MultiBank asks for a modest $50 minimum deposit but carries higher spreads, making it less appealing to all but beginners. The Pro account, with a $1,000 minimum deposit, offers more competitive spreads, while the ECN account provides the lowest spreads in exchange for a $10,000 deposit and a small commission of $3 per trade. Keep in mind that MultiBank also charges a $60 monthly inactivity fee if your account is dormant for 90 days.
Unfortunately, detailed spread data for Earn is not readily available, which can be a drawback for potential traders who prioritize transparency in cost structures. Despite this, both MultiBank and Earn are rated with 4 stars out of 5 for their commissions and fees by ForexBrokers.com.
In the ranking of 63 brokers for commissions and fees, MultiBank ranks #38, indicating a mid-level performance in the industry, whereas Earn ranks slightly lower at #45. This suggests that while both brokers offer competitive services, MultiBank might have a slight edge in terms of overall fees and commissions as compared to Earn.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Minimum Deposit | $50 | $100 |
| Average Spread EUR/USD - Standard | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Active Trader or VIP Discounts | No | Yes |
| ACH or SEPA Transfers | Yes | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing the investment options available through online brokers MultiBank and Earn, several differences become clear. MultiBank stands out by offering a total of 1,042 tradeable symbols, whereas Earn provides access to 500. Both platforms allow users to participate in forex trading via CFDs or spot contracts. When it comes to the number of tradeable forex pairs, MultiBank offers 40 pairs compared to Earn's slightly higher 61 pairs. However, neither broker provides direct access to exchange-traded securities on U.S. or international exchanges.
A key advantage of MultiBank is its capability for clients to buy actual cryptocurrencies, while Earn does not offer this option. Nonetheless, both platforms provide the ability to trade cryptocurrency derivatives. Additionally, both brokers support copy trading, allowing users to mirror the trades of successful investors. Based on user reviews and comparisons, MultiBank is rated 4 stars for its range of investments and ranks 37th out of 63 brokers according to ForexBrokers.com. Meanwhile, Earn holds a 3.5-star rating in the same category and is ranked 45th in the mentioned comparison. Together, these features provide varied experiences, catering to different investor needs.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 1042 | 500 |
| Forex Pairs (Total) | 40 | 61 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | Yes | Yes |
| Cryptocurrency (Physical) | Yes | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When it comes to trading platforms and tools, both MultiBank and Earn provide a solid range of options to enhance the trading experience. MultiBank distinguishes itself with a proprietary platform, adding a unique offering to their suite of tools, while Earn relies on established third-party options. Both brokers cater to diverse trading preferences by supporting popular platforms like MetaTrader 4 and MetaTrader 5. Furthermore, they offer essential features like simulated trading with demo accounts, web-based platforms, and Windows-based desktop downloads. MultiBank and Earn also allow users to engage in copy trading, enabling them to replicate successful trades of others.
Charting tools reveal some differences between the two brokers. MultiBank offers 17 drawing tools for charting, slightly more than Earn's 15, which might appeal to traders who rely on graphical analysis. Both brokers provide the capability to trade directly from stock charts, which adds to user convenience. Their watch lists each incorporate seven columns for organizing trading information efficiently. However, Earn includes an integration with ZuluTrade for those interested in automated trading strategies, a feature MultiBank does not support. Despite these differences, both brokers achieve a similar four-star rating for their trading platforms and tools, with MultiBank ranking higher at #39 compared to Earn's #51 in the ForexBrokers.com listing of 63 brokers.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | Yes | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | Yes |
| Charting - Indicators / Studies (Total) | 38 | 35 |
| Charting - Drawing Tools (Total) | 17 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 7 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When comparing the mobile trading apps of MultiBank and Earn, both brokers offer iPhone and Android apps, ensuring accessibility across popular devices. They have comparable features like price alerts for stocks or forex and the ability to draw trendlines on charts. While both apps allow for the viewing of multiple time frames and auto-save chart drawings, Earn provides a slight edge with 35 technical studies available for charting compared to MultiBank's 30. However, one shared limitation is the lack of watchlist symbol syncing, which means changes made in the mobile app won't reflect on the user's online account and vice versa.
Both MultiBank and Earn enable users to create watchlists with real-time quotes, supporting active trading on the go. Despite the array of similar features, Earn edges ahead in overall ranking, placed at #27 by ForexBrokers.com for Mobile Trading Apps compared to MultiBank's #41. Nonetheless, both apps are rated 4 out of 5 stars, indicating a strong user experience for traders using either platform. Whether you choose MultiBank or Earn, you'll have a high-quality tool for managing your trading activities effectively from a mobile device.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When it comes to market research, both MultiBank and Earn offer forex news from reputable sources such as Bloomberg and Reuters, along with a reliable economic calendar to keep traders informed of global news events. However, Earn edges out with the daily market commentary it offers, a feature not available with MultiBank. Both brokers fall short in providing technical analysis and sentiment-based trading tools, with neither offering tools from prominent companies like Autochartist or Trading Central, and neither provides resources from TipRanks or Acuity Trading.
In terms of research ratings, MultiBank and Earn both score 3.5 out of 5 stars. Despite this parity in ratings, Earn has a better standing in the Research category, ranking 38th out of 63 brokers according to ForexBrokers.com, compared to MultiBank's 49th position. This suggests that while their research offerings are similar in quality, Earn's daily market commentary provides a slight advantage in overall research services.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational resources available to beginners, MultiBank stands out from Earn primarily due to its rich library of educational content. MultiBank provides over 10 articles, videos, and similar resources focusing on forex or CFDs. Alongside this, they offer over 10 beginner-focused videos covering essential trading topics, making it a helpful option for those just starting. On the other hand, Earn falls short in offering such resources, lacking the minimum educational content needed to support beginner traders effectively.
Even though both brokers do not offer monthly online educational client webinars or an archive of past webinars, MultiBank still edges out in terms of overall educational resources, earning a 3.5-star rating in education compared to Earn's equal rating. Yet, MultiBank's higher rank of #50 out of 63 brokers in the Education category by ForexBrokers.com indicates a slightly more favorable position than Earn, which ranks at #62. If educational content is a priority, MultiBank may provide a more comprehensive start for beginner traders than Earn.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that MultiBank is better than Earn. MultiBank finished with an overall rank of #40, while Earn finished with an overall rank of #50.
MultiBank Group, in operation since 2005, is home to numerous global brands and regulated in jurisdictions all over the world. A multi-asset broker, MultiBank offers forex and CFDs through the MetaTrader and cTrader platform suites (though not all markets are readily available) as well as underlying crypto assets via its regulated crypto exchange. On the negative side, the broker’s market research offering is unimpressive and educational content is entirely absent; MultiBank’s poor performance in these important categories drags down its Overall rating.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Overall Rating |
|
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| Trust Score | 84 | 71 |
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MultiBank provides the option to purchase actual delivered cryptocurrency, unlike Earn, but both platforms offer the ability to trade cryptocurrency derivatives.
When comparing online brokers MultiBank and Earn, both offer Visa, Mastercard, Skrill, and bank wires for depositing or withdrawing funds, but only MultiBank supports ACH or SEPA transfers, whereas neither provides PayPal as a payment method.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | MultiBank | Earn | |
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| Trust Score | 84 | 71 | |
| Winner | check_circle | ||
| Review | MultiBank Review |
| Broker Screenshots | MultiBank | Earn | |
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| Regulation | MultiBank | Earn | |
|---|---|---|---|
| Trust Score | 84 | 71 | |
| Year Founded | 2005 | 1994 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 3 | 0 |
| Tier-1 Licenses (Highly Trusted) | MultiBank | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | No | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | MultiBank | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | MultiBank | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 1042 | 500 | |
| Forex Pairs (Total) | 40 | 61 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | Yes | Yes | |
| Cryptocurrency (Physical) | Yes | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | MultiBank | Earn | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Active Trader or VIP Discounts | No | Yes | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | MultiBank | Earn | |
|---|---|---|---|
| Minimum Deposit | $50 | $100 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | Yes | No |
| Trading Platforms | MultiBank | Earn | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | Yes | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | Yes |
| Trading Tools | MultiBank | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 7 | 7 | |
| Charting - Indicators / Studies (Total) | 38 | 35 | |
| Charting - Drawing Tools (Total) | 17 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | MultiBank | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 35 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | MultiBank | Earn | |
|---|---|---|---|
| Daily Market Commentary | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | MultiBank | Earn | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | No | No |
| Major Forex Pairs | MultiBank | Earn | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | MultiBank Review |
| Overall | MultiBank | Earn | |
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| Trust Score | 84 | 71 | |
| Winner | check_circle | ||
| Review | MultiBank Review |
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