Written by ForexBrokers.com
In this head to head comparison of MultiBank vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Both MultiBank and Earn provide online brokerage services but differ in their years of establishment and regulatory standings. Founded in 2005, MultiBank has grown to be a trusted name in the industry with a ForexBrokers.com Trust Score of 84. Although not publicly traded or a bank, MultiBank holds three Tier-1 licenses, signifying a high level of regulatory trust, along with one Tier-2 license, further establishing its credibility.
In comparison, Earn was founded in 1994 and currently holds a ForexBrokers.com Trust Score of 71, indicating an average level of risk. Like MultiBank, it is neither publicly traded nor a bank. However, Earn holds just one Tier-1 license and no Tier-2 licenses, suggesting a lesser degree of regulatory oversight compared to MultiBank. These differences highlight the varied trust levels and regulatory credentials between the two brokers.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Year Founded | 2005 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 3 | 0 |
When comparing commissions and fees, both MultiBank and Earn receive 4 out of 5 stars. However, MultiBank ranks higher at #39 out of 63 brokers in ForexBrokers.com’s Commissions and Fees category, while Earn sits at #46. That suggests MultiBank has a slight edge on pricing competitiveness and transparency for forex and CFD trading.
MultiBank offers three account types with different pricing structures. The Standard account has a low $50 minimum deposit but comes with higher spreads. The Pro account lowers spreads with a $1,000 minimum. For the tightest pricing, the ECN account requires a $10,000 minimum and adds a $3 round‑trip commission per trade. Non-trading costs include a $60 per month inactivity fee if your account has no trading activity for 90 days.
Earn also holds a 4-star rating for commissions and fees but ranks lower at #46 out of 63. Average spread data for Earn is not available, which makes it harder to compare day-to-day trading costs. If you value clear, published pricing tiers and know your likely deposit level, MultiBank’s structure may be easier to evaluate; if you’re considering Earn, check current spreads and any potential account or inactivity fees directly before you trade.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Minimum Deposit | $50 | $100 |
| Average spread (EUR/USD) - Standard account | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Non-wire bank transfer | Yes | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
MultiBank and Earn both let you trade forex as CFDs or spot, but their lineups differ. MultiBank lists 1,042 tradeable symbols, while Earn offers 500. If you focus on currency pairs, Earn has the edge with 61 forex pairs compared to MultiBank’s 40. Neither broker provides access to exchange‑traded U.S. or international shares (so you can’t directly buy companies like Apple or Vodafone).
Both platforms support copy trading and cryptocurrency CFDs. For crypto access, MultiBank also lets you buy actual coins, whereas Earn does not. Based on Range of Investments, MultiBank is rated 4 stars and ranks 38th out of 63 brokers on ForexBrokers.com; Earn holds a 3.5‑star rating and ranks 46th.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 1042 | 500 |
| Forex Pairs (Total) | 40 | 61 |
| U.S. Stocks (Shares) | No | No |
| Global Stocks (Non-U.S. Shares) | No | No |
| Copy Trading | Yes | Yes |
| Cryptocurrency (Underlying) | Yes | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
MultiBank and Earn both make it easy to get started with a free demo account for paper trading. Each broker offers a Windows desktop platform and a web-based platform, supports MetaTrader 4 (MT4) and MetaTrader 5 (MT5), and includes copy trading. You can also place trades directly from charts with either broker. A key difference: MultiBank provides its own in-house trading platform, while Earn does not.
For trading platforms and tools, both brokers earn 4 out of 5 stars. In category rankings, MultiBank places 40th out of 63 brokers, while Earn ranks 52nd out of 63. If you want a broker with a proprietary platform alongside MT4/MT5, MultiBank is the better fit. If you’re content with MT4/MT5 and standard desktop and web platforms, both brokers cover those needs equally well.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | Yes | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | Yes | Yes |
| Charting - Indicators / Studies (Total) | 38 | 35 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
MultiBank and Earn both offer mobile trading apps for iPhone and Android. Each app supports stock and forex price alerts, lets you draw trendlines on charts, and auto-saves your drawings. One notable omission for both brokers is watchlist syncing between the mobile app and your online account, so changes you make in one place won’t carry over to the other.
For charting, Earn provides 35 technical studies versus 30 with MultiBank, giving Earn a slight edge for indicator fans. Both apps earn 4 out of 5 stars for overall quality. In ForexBrokers.com’s Mobile Trading Apps rankings, Earn places #28 out of 63 brokers, while MultiBank ranks #42, which may matter if rankings influence your choice.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 30 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
MultiBank and Earn both cover the essentials for market research: each provides forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones, along with an economic calendar to track upcoming events. Earn stands out by offering daily market commentary, while MultiBank does not. Neither broker includes third-party technical analysis suites such as Autochartist or Trading Central, and both lack a sentiment tool that shows the ratio of long vs. short positions.
In terms of ratings, both brokers score 3.5 stars for research. However, Earn ranks higher with ForexBrokers.com (#39 of 63) compared with MultiBank (#50 of 63). Availability of research from TipRanks or Acuity Trading (Signal Centre) was not specified. If you value fresh daily insights, Earn has the edge; if you primarily need headline news and an economic calendar, both brokers fit the bill.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Daily Market Commentary (Articles) | No | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | No | No |
| TipRanks | No | |
| Acuity Trading | ||
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners comparing forex and CFD education, MultiBank offers more starter-friendly content than Earn. MultiBank provides at least 10 beginner-focused trading videos, while Earn does not meet that threshold. Neither broker runs monthly client webinars, and both lack a large library of advanced trading videos (fewer than 10).
Both MultiBank and Earn receive a 3.5 out of 5 education rating, but their rankings differ: MultiBank sits at #50 of 63 brokers for education, while Earn is #63. If you’re a new trader who learns best through video, MultiBank is the stronger pick. If you want frequent webinars or a deep set of advanced videos, neither option will cover those needs.
| Feature |
MultiBank
|
Earn
|
|---|---|---|
| Webinars | No | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that MultiBank is better than Earn. MultiBank finished with an overall rank of #40, while Earn finished with an overall rank of #50.
MultiBank Group, in operation since 2005, is home to numerous global brands and regulated in jurisdictions all over the world. A multi-asset broker, MultiBank offers forex and CFDs through the MetaTrader and cTrader platform suites (though not all markets are readily available) as well as underlying crypto assets via its regulated crypto exchange. On the negative side, the broker’s market research offering is unimpressive and educational content is entirely absent; MultiBank’s poor performance in these important categories drags down its Overall rating.
| Feature |
MultiBank
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Earn
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| Overall Rating |
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| Trust Score | 84 | 71 |
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Compared with Earn, online broker MultiBank lets you buy actual (delivered) cryptocurrency and trade cryptocurrency CFDs, whereas Earn does not support buying actual cryptocurrency but does offer cryptocurrency CFD trading.
Online brokers MultiBank and Earn differ in deposit and withdrawal methods: MultiBank supports ACH/SEPA, Skrill, and bank wire (no PayPal), while Earn supports Skrill and bank wire only (no ACH/SEPA or PayPal); Visa/Mastercard availability for both is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | MultiBank | Earn | |
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| Trust Score | 84 | 71 | |
| Winner | check_circle | ||
| Review | MultiBank Review |
| Broker Screenshots | MultiBank | Earn | |
|---|---|---|---|
| Broker Gallery (click to expand) |
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| Regulation | MultiBank | Earn | |
|---|---|---|---|
| Trust Score | 84 | 71 | |
| Year Founded | 2005 | 1994 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 3 | 0 |
| Tier-1 Licenses (Highly Trusted) | MultiBank | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | No | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | MultiBank | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | MultiBank | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 1042 | 500 | |
| Forex Pairs (Total) | 40 | 61 | |
| U.S. Stocks (Shares) | No | No | |
| Global Stocks (Non-U.S. Shares) | No | No | |
| Copy Trading | Yes | Yes | |
| Cryptocurrency (Underlying) | Yes | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | MultiBank | Earn | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | No | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | MultiBank | Earn | |
|---|---|---|---|
| Minimum Deposit | $50 | $100 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | Yes | No |
| Trading Platforms | MultiBank | Earn | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | Yes | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | Yes | Yes | |
| cTrader | No | No |
| Trading Tools | MultiBank | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 38 | 35 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | MultiBank | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 30 | 35 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | MultiBank | Earn | |
|---|---|---|---|
| Daily Market Commentary (Articles) | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | No | |
| TipRanks | No | ||
| Client sentiment data | No | No | |
| Economic Calendar | Yes | Yes |
| Education | MultiBank | Earn | |
|---|---|---|---|
| Webinars | No | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | No | No |
| Major Forex Pairs | MultiBank | Earn | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | MultiBank Review |
| Overall | MultiBank | Earn | |
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| Trust Score | 84 | 71 | |
| Winner | check_circle | ||
| Review | MultiBank Review |
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