Written by ForexBrokers.com
In this head to head comparison of Earn vs TopFX, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing the online brokers Earn and TopFX, established in 1994 and 2010 respectively, it's essential to consider their trust and regulatory standings. Neither broker is publicly traded or operates as a bank. In terms of regulatory licenses, both Earn and TopFX hold one Tier-1 license, which indicates a high level of trust according to ForexBrokers.com. However, neither holds any Tier-2 licenses.
Looking at their Trust Score ratings by ForexBrokers.com, Earn comes in at 71, categorizing it as an average-risk broker. TopFX, on the other hand, holds a Trust Score of 67, placing it in the high-risk category. While both brokers share similar license holdings, this difference in scores highlights the nuanced trust perception in their offerings.
| Feature |
Earn
|
TopFX
|
|---|---|---|
| Year Founded | 1994 | 2010 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 1 | 1 |
| Tier-2 Licenses | 0 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
When comparing online brokers Earn and TopFX in terms of commissions and fees, both platforms offer competitive structuring tailored to different trading needs. Earn, although lacking specific spread data, is rated 4 out of 5 stars for its fees, ranking 45th out of 63 brokers on ForexBrokers.com. This indicates a solid position in terms of affordability and value for traders despite missing detailed pricing metrics.
TopFX provides two distinct account types designed for different trading strategies, each available on MetaTrader and cTrader platforms. The RAW account charges a commission of 2.75 EUR per side per standard lot, with all-in costs aligning with an industry average equivalent to about 0.88 pips for the EUR/USD pair in July 2024 when considering average spreads and commissions. Alternatively, the ZERO account is commission-free, trading off lower costs for a slightly higher average spread of 1.03 pips on the same currency pair during the same period.
TopFX, like Earn, is rated 4 out of 5 stars for its fee structure, with a slightly better ranking at 40th out of 63 brokers per ForexBrokers.com. This ranking and star rating suggest that both brokers provide cost-effective trading options, with TopFX offering more flexibility through distinct account structures tailored to varying trading preferences and strategies.
| Feature |
Earn
|
TopFX
|
|---|---|---|
| Minimum Deposit | $100 | Depends on payment method |
| Average Spread EUR/USD - Standard | N/A | 1.03 |
| All-in Cost EUR/USD - Active | N/A | 0.88 |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | No | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing Earn and TopFX for their investment ranges, both brokers provide opportunities for forex trading, offering forex as a CFD or spot contract. Earn features 500 tradeable symbols, slightly less than TopFX's 655, while offering a similar number of forex pairs with Earn at 61 and TopFX at 60. However, neither platform allows clients to invest in exchange-traded securities like those on U.S. or international exchanges. Both brokers provide options for copy trading and offer the purchase of cryptocurrency derivatives rather than actual cryptocurrencies.
In terms of ratings, both Earn and TopFX receive a 3.5-star rating for their range of investments. According to ForexBrokers.com, Earn is ranked at #45, slightly ahead of TopFX at #46, out of 63 assessed brokers. Overall, both brokers provide comparable services, with slight differences in tradeable symbols and market rankings, which might sway an investor to choose one over the other based on specific trading needs or preferences.
| Feature |
Earn
|
TopFX
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 500 | 655 |
| Forex Pairs (Total) | 61 | 60 |
| U.S. Stock Trading (Non CFD) | No | No |
| Int'l Stock Trading (Non CFD) | No | No |
| Social Trading / Copy Trading | Yes | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Both Earn and TopFX provide traders with a comprehensive suite of trading platforms and tools. While neither broker offers a proprietary platform, they both support the popular MetaTrader 4 (MT4) platform and provide Windows-based desktop download and web-based trading platforms. Earn takes an edge with its offering of MetaTrader 5 (MT5) and ZuluTrade for traders interested in more advanced or automated trading capabilities. Both platforms offer copy trading features and support trading directly from stock charts with the same number of drawing tools. However, neither broker provides DupliTrade. When it comes to technical indicators and the specifics of charting options, details remain undisclosed, but both seem to offer a well-rounded toolset for traders.
Despite similarities in some areas, there are subtle differences in trader support, such as Earn's offering of ZuluTrade, which TopFX does not provide. Watching closely at rankings, TopFX slightly leads Earn, ranked #45 as opposed to Earn's #51 out of 63 brokers in the Trading Platforms and Tools category by ForexBrokers.com. Each broker receives an identical four-star rating out of five for their platforms and tools, indicating satisfaction in performance, albeit with some room for enhancement. Both brokers extend a demo account option, allowing potential users to explore and test their services risk-free prior to deeper commitment, a worthwhile feature for exploring the various platform offerings.
| Feature |
Earn
|
TopFX
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | No | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | Yes | No |
| DupliTrade | No | No |
| ZuluTrade | Yes | No |
| Charting - Indicators / Studies (Total) | 35 | 30 |
| Charting - Drawing Tools (Total) | 15 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 7 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When it comes to mobile trading apps, both Earn and TopFX provide traders with comprehensive options for staying connected to the markets. Both brokers offer apps compatible with iPhone and Android devices, ensuring you can access your trading account from anywhere. Additionally, both apps include helpful features like stock or forex price alerts and enable you to draw trendlines on charts, view multiple time frames, and auto-save your drawings. For those who like to keep an eye on their investments, creating watchlists with real-time quotes is possible with both apps.
However, there are key differences. While Earn offers a more extensive selection of technical studies with 35 options available, TopFX provides 30. Despite this, neither app supports the syncing of watchlist symbols with online accounts, meaning updates made to your watchlist won't appear elsewhere. Both apps have received favorable ratings of four out of five stars for mobile trading. Still, Earn edges ahead in the rankings, standing at #27 compared to TopFX's #51 out of 63 brokers, according to ForexBrokers.com. This ranking suggests a slightly better overall user experience in Earn's mobile trading app compared to TopFX.
| Feature |
Earn
|
TopFX
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 35 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When it comes to market research offerings, Earn and TopFX present distinct advantages. Earn stands out by providing daily market commentary, which TopFX does not offer. Both brokers deliver forex news from reputable sources like Bloomberg and Reuters, keeping traders well-informed. However, TopFX edges ahead in technical analysis tools, offering resources from Autochartist and Trading Central, which Earn doesn't provide. Additionally, TopFX offers a sentiment-based trading tool showing the ratio of long or short positions across various instruments, a feature absent at Earn.
Both brokers offer economic calendars to help traders track global news events. Despite these offerings, Earn receives a slightly higher research rating of 3.5 stars compared to TopFX's 3 stars. According to ForexBrokers.com, Earn is ranked 38th out of 63 brokers for research, significantly ahead of TopFX, which holds the 60th position. This ranking reflects Earn’s comprehensive approach to providing market insights, making it a more attractive choice for traders focused on research.
| Feature |
Earn
|
TopFX
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | No | Yes |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, both Earn and TopFX fall short in providing extensive learning materials for those new to forex and CFDs trading. Neither platform offers a collection of at least ten educational pieces, such as articles or videos, specifically focused on forex or CFDs. Also noticeably absent are online webinars for clients, as neither broker provides monthly webinars or has an archive of recorded sessions for users to access. For beginners looking to grasp the basics or delve into trading, neither Earn nor TopFX offers a set of ten beginner-friendly videos, nor do they provide any advanced videos for seasoned traders. Moreover, both brokers lack a dictionary with definitions of investing terms that could aid new traders.
Despite the limited educational offerings, Earn receives a slightly better rating of 3.5 stars compared to TopFX’s 3 stars in the education category. However, in the bigger picture of broker rankings by ForexBrokers.com, TopFX edges out a marginally better position at #61, with Earn following closely behind at #62 out of 63 brokers. Overall, those seeking rich educational content might need to consider other options beyond Earn and TopFX, as both platforms offer minimal resources to support learning for beginners.
| Feature |
Earn
|
TopFX
|
|---|---|---|
| Education (Forex or CFDs) | No | No |
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Videos - Beginner Trading Videos | No | No |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Earn is better than TopFX. Earn finished with an overall rank of #50, while TopFX finished with an overall rank of #62.
Earn was an early pioneer of mobile apps for finance, then became a forex and CFD broker, now offering the MetaTrader platform. With just one regulatory license, Earn has a lower Trust Score than more established forex brokers.
| Feature |
Earn
|
TopFX
|
|---|---|---|
| Overall Rating |
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| Trust Score | 71 | 67 |
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Both Earn and TopFX do not offer the ability to buy actual delivered cryptocurrency, but they do provide options for purchasing cryptocurrency derivatives instead.
When comparing online brokers Earn and TopFX, both provide support for Skrill, Visa, Mastercard, and bank wire transactions for depositing or withdrawing account funds; however, Earn lacks the option of PayPal, which is supported by TopFX, and neither broker offers ACH or SEPA transfers.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Earn | TopFX | |
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| Trust Score | 71 | 67 | |
| Winner | check_circle | ||
| Review | TopFX Review |
| Broker Screenshots | Earn | TopFX | |
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| Regulation | Earn | TopFX | |
|---|---|---|---|
| Trust Score | 71 | 67 | |
| Year Founded | 1994 | 2010 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 1 | 1 | |
| Tier-2 Licenses | 0 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Earn | TopFX | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | No | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Earn | TopFX | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Earn | TopFX | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 500 | 655 | |
| Forex Pairs (Total) | 61 | 60 | |
| U.S. Stock Trading (Non CFD) | No | No | |
| Int'l Stock Trading (Non CFD) | No | No | |
| Social Trading / Copy Trading | Yes | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Earn | TopFX | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | 1.03 | |
| All-in Cost EUR/USD - Active | N/A | 0.88 | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Earn | TopFX | |
|---|---|---|---|
| Minimum Deposit | $100 | Depends on payment method | |
| PayPal (Deposit/Withdraw) | No | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Earn | TopFX | |
|---|---|---|---|
| Proprietary Platform | No | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | Yes | |
| DupliTrade | No | No | |
| ZuluTrade | Yes | No |
| Trading Tools | Earn | TopFX | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 7 | 7 | |
| Charting - Indicators / Studies (Total) | 35 | 30 | |
| Charting - Drawing Tools (Total) | 15 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Earn | TopFX | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 35 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Earn | TopFX | |
|---|---|---|---|
| Daily Market Commentary | Yes | No | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | No | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Earn | TopFX | |
|---|---|---|---|
| Education (Forex or CFDs) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No | |
| Videos - Beginner Trading Videos | No | No | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | No | No |
| Major Forex Pairs | Earn | TopFX | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | TopFX Review |
| Overall | Earn | TopFX | |
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| Trust Score | 71 | 67 | |
| Winner | check_circle | ||
| Review | TopFX Review |
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