Written by ForexBrokers.com
In this head to head comparison of Plus500 vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing the online brokers Plus500 and Fineco, it is key to explore their regulatory backgrounds and trust levels. Plus500, established in 2008, is a publicly-traded entity with a stellar reputation in the trading community. It holds six Tier-1 licenses and three Tier-2 licenses, which are indicators of a highly trusted broker according to ForexBrokers.com, giving Plus500 a remarkable Trust Score of 99. Furthermore, Plus500 is not a bank, allowing it to focus exclusively on trading services.
In contrast, Fineco, founded in 1999, is both a publicly-traded company and a bank, providing a blend of brokerage and banking services. It holds two Tier-1 licenses and doesn't possess any Tier-2 licenses. Nonetheless, Fineco achieves a solid Trust Score of 94, reflecting its strong position in terms of trust and reliability. While both brokers are publicly listed and offer reliable trading platforms, Plus500 outshines Fineco with its higher number of top-tier licenses and slightly better trust rating.
| Feature |
Plus500
|
Fineco
|
|---|---|---|
| Year Founded | 2008 | 1999 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | Yes |
| Tier-1 Licenses | 6 | 2 |
| Tier-2 Licenses | 3 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
Comparing commissions and fees, Plus500 earns 4.0/5 stars and ranks #24 out of 63 brokers, while Fineco earns 3.5/5 stars and ranks #52 out of 63. Both serve forex and CFD traders, but their pricing transparency and typical spreads differ in important ways.
Plus500’s pricing sits slightly above the industry average. Its EUR/USD spread averaged 1.5 pips in April 2024, which is higher than the typical market rate. Plus500 does not offer retail discounts, but Professional clients who qualify may receive cash rebates. For active trader pricing, Plus500 trails leaders like IG and Saxo.
Fineco does not publish average spread data for forex or CFDs, making real trading costs harder to gauge. It lists a 1.0‑pip and a 0.8‑pip EUR/USD spread, but neither figure is presented as an average or tied to a date range. Fineco appears to offer lower spreads on some index CFDs, but for forex specifically, Plus500 provides clearer, dated information (1.5‑pip average), whereas Fineco’s lack of verified averages limits direct cost comparisons.
| Feature |
Plus500
|
Fineco
|
|---|---|---|
| Minimum Deposit | €50 | $0 |
| Average Spread EUR/USD - Standard | 1.3 | N/A |
| All-in Cost EUR/USD - Active | 1.3 | N/A |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Visa/Mastercard (Credit/Debit) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Plus500 vs Fineco: both brokers cover a wide range of markets, including forex trading offered as CFDs or spot. Fineco lists more total tradeable symbols (9,770) than Plus500 (5,500), which can appeal if you want lots of choices across asset types. That said, Plus500 offers more forex pairs (65 vs 54). Both platforms let you buy real, exchange-traded shares on U.S. markets (think Apple) and on international exchanges (such as Vodafone), not just CFDs.
Neither broker supports copy trading or direct, delivered cryptocurrency purchases. If you want crypto exposure without owning coins, Plus500 provides cryptocurrency derivatives, while Fineco does not. For Range of Investments, both earn 4.5 out of 5 stars; in ForexBrokers.com’s ranking of 63 brokers, Fineco places #17 and Plus500 #22. In short, pick Fineco for the larger overall instrument lineup, and choose Plus500 if having more forex pairs and access to crypto derivatives matters most.
| Feature |
Plus500
|
Fineco
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5500 | 9770 |
| Forex Pairs (Total) | 65 | 54 |
| U.S. Stock Trading (Non CFD) | Yes | Yes |
| Int'l Stock Trading (Non CFD) | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | No |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Non-CFD share trading at Plus500 is only available through the Plus500 Invest account. | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools of Plus500 and Fineco, Plus500 offers a user-friendly edge for those looking to experiment and learn without financial pressure, thanks to its free virtual demo account to simulate trading. Fineco does not offer this feature, which could be a crucial differentiator for beginners. Both brokers provide proprietary platforms, but only Fineco offers a Windows-based desktop download, whereas Plus500 focuses on versatility with their web-based platform. Neither broker supports popular trading platforms such as MetaTrader 4 or MetaTrader 5, nor do they offer copy trading services like DupliTrade or ZuluTrade, making their toolsets somewhat limited for users seeking these functionalities.
In terms of charting tools, Plus500 users can take advantage of 36 drawing tools, a significant benefit over Fineco, which offers just 7. Although neither broker allows trading directly from stock charts, Plus500 accommodates more extensive tracking with 10 columns available for watch lists, while Fineco does not provide this feature. In terms of performance, Plus500 receives a slightly higher rating of 4.5 out of 5 stars for its trading platforms and tools compared to Fineco’s 4 stars, ranked 14th and 18th respectively by ForexBrokers.com among 63 brokers. This evaluation reflects Plus500's slight edge in offering a more comprehensive set of tools for traders.
| Feature |
Plus500
|
Fineco
|
|---|---|---|
| Virtual Trading (Demo) | Yes | No |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | No | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 115 | 37 |
| Charting - Drawing Tools (Total) | 36 | 7 |
| Charting - Trade From Chart | No | No |
| Watchlists - Total Fields | 10 | N/A |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Plus500 and Fineco both offer iPhone and Android trading apps with price alerts and the ability to switch chart time frames (intraday, daily, weekly). In independent testing by ForexBrokers.com, Plus500 earned 4.5 stars and ranked #14 out of 63 brokers for mobile trading apps, while Fineco earned 4 stars and ranked #43.
For charting and watchlists, Plus500 pulls ahead: it provides 115 technical studies versus Fineco’s 6, supports drawing trendlines (Fineco does not), and syncs watchlists between the app and your online account (Fineco does not). Plus500 also lets you build watchlists with real-time quotes, which Fineco lacks. Neither app auto-saves chart drawings. If you want deeper charts and smoother watchlist management, Plus500 is the better fit; Fineco covers the basics for on-the-go trading.
| Feature |
Plus500
|
Fineco
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 115 | 6 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | No | No |
| Mobile Watchlist | Yes | No |
Dive deeper: Best Forex Trading Apps.
Plus500 vs Fineco: For market research, Plus500 focuses on hands-on tools and daily support, while Fineco leans on premium news coverage. Plus500 provides daily market commentary, Trading Central analysis, and a sentiment tool showing long/short positioning across instruments. Fineco does not offer daily commentary or those tools, but it does deliver forex news from major outlets like Bloomberg, Reuters, or Dow Jones. Both brokers include an economic calendar. Despite both earning 4.0 stars for Research, ForexBrokers.com ranks Plus500 higher (#19 of 63) than Fineco (#34 of 63).
Neither broker offers Autochartist. Plus500 does not include TipRanks or Acuity Trading tools; Fineco’s use of TipRanks or Acuity Trading is not specified.
| Feature |
Plus500
|
Fineco
|
|---|---|---|
| Daily Market Commentary | Yes | No |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | Yes | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | No | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, Plus500 and Fineco offer different levels of support to budding traders. Plus500 is well-equipped with a variety of educational content, including more than 10 pieces focused on forex or CFDs. This broker also holds monthly webinars and maintains an accessible archive of past sessions, allowing learners to build on their knowledge over time. For visual learners, Plus500 provides at least 10 beginner-friendly videos, alongside advanced materials catering to more experienced traders. Despite not having an extensive investor dictionary, Plus500 boasts a comprehensive educational offering, earning it a commendable rating of 4.0 stars for education and a #31 ranking on ForexBrokers.com.
Fineco, on the other hand, does provide educational webinars each month and has beginner-specific videos on trading topics, making it a helpful starting point for newcomers. However, it lacks the depth in forex or CFDs content seen with Plus500, and it doesn’t offer an archive of past webinars for learners who wish to revisit sessions. While Fineco does offer a useful investor dictionary with definitions of over 50 terms, it doesn't cater to advanced traders with specific video content. With a 4.0-star rating for its educational content, Fineco is ranked at #49 by ForexBrokers.com. Overall, Plus500 edges ahead for those particularly interested in a structured and varied learning journey.
| Feature |
Plus500
|
Fineco
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | Yes | Yes |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Plus500 is better than Fineco. Plus500 finished with an overall rank of #14, while Fineco finished with an overall rank of #25.
Plus500 is a trusted global brand that offers an easy-to-use trading platform for online traders, alongside access to a thorough selection of CFDs. Share trading is available, but only via its Plus500 Invest product offering.
| Feature |
Plus500
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Fineco
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|---|---|---|
| Overall Rating |
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| Trust Score | 99 | 94 |
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When comparing online brokers Plus500 and Fineco, it is notable that neither offers the ability to purchase actual (delivered) cryptocurrency, but Plus500 provides the option to invest in cryptocurrency derivatives, whereas Fineco does not.
Plus500 and Fineco differ in their options for depositing and withdrawing account funds: Plus500 supports PayPal, Skrill, Visa, Mastercard, and bank wires but lacks ACH or SEPA transfers, while Fineco allows ACH or SEPA transfers and bank wires but does not support PayPal, Skrill, Visa, or Mastercard.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Plus500 | Fineco | |
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| Trust Score | 99 | 94 | |
| Winner | check_circle | ||
| Review | Plus500 Review | Fineco Review |
| Broker Screenshots | Plus500 | Fineco | |
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| Regulation | Plus500 | Fineco | |
|---|---|---|---|
| Trust Score | 99 | 94 | |
| Year Founded | 2008 | 1999 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | Yes | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 6 | 2 | |
| Tier-2 Licenses | 3 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | Plus500 | Fineco | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | Yes | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Plus500 | Fineco | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | Yes | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Plus500 | Fineco | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5500 | 9770 | |
| Forex Pairs (Total) | 65 | 54 | |
| U.S. Stock Trading (Non CFD) | Yes | Yes | |
| Int'l Stock Trading (Non CFD) | Yes | Yes | |
| Social Trading / Copy Trading | No | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | No | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Non-CFD share trading at Plus500 is only available through the Plus500 Invest account. | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Plus500 | Fineco | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.3 | N/A | |
| All-in Cost EUR/USD - Active | 1.3 | N/A | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | No |
| Funding | Plus500 | Fineco | |
|---|---|---|---|
| Minimum Deposit | €50 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Visa/Mastercard (Credit/Debit) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | Yes |
| Trading Platforms | Plus500 | Fineco | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | No | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Plus500 | Fineco | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | No | |
| Alerts - Basic Fields | Yes | No | |
| Watchlists - Total Fields | 10 | N/A | |
| Charting - Indicators / Studies (Total) | 115 | 37 | |
| Charting - Drawing Tools (Total) | 36 | 7 | |
| Charting - Trade From Chart | No | No | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Plus500 | Fineco | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | No | |
| Watchlist Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 115 | 6 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | No | No | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Plus500 | Fineco | |
|---|---|---|---|
| Daily Market Commentary | Yes | No | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | Yes | No | |
| TipRanks | No | ||
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | Plus500 | Fineco | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | Yes | Yes | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | Plus500 | Fineco | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Plus500 Review | Fineco Review |
| Overall | Plus500 | Fineco | |
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| Trust Score | 99 | 94 | |
| Winner | check_circle | ||
| Review | Plus500 Review | Fineco Review |
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