Plus500 vs Fineco 2025
In this head to head comparison of Plus500 vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of Plus500 vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing the online brokers Plus500 and Fineco, it is key to explore their regulatory backgrounds and trust levels. Plus500, established in 2008, is a publicly-traded entity with a stellar reputation in the trading community. It holds six Tier-1 licenses and three Tier-2 licenses, which are indicators of a highly trusted broker according to ForexBrokers.com, giving Plus500 a remarkable Trust Score of 99. Furthermore, Plus500 is not a bank, allowing it to focus exclusively on trading services.
In contrast, Fineco, founded in 1999, is both a publicly-traded company and a bank, providing a blend of brokerage and banking services. It holds two Tier-1 licenses and doesn't possess any Tier-2 licenses. Nonetheless, Fineco achieves a solid Trust Score of 94, reflecting its strong position in terms of trust and reliability. While both brokers are publicly listed and offer reliable trading platforms, Plus500 outshines Fineco with its higher number of top-tier licenses and slightly better trust rating.
| Feature |
|
Fineco
|
|---|---|---|
| Year Founded | 2008 | 1999 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | Yes |
| Tier-1 Licenses | 6 | 2 |
| Tier-2 Licenses | 3 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
Comparing commissions and fees, Plus500 earns 4.0/5 stars and ranks #24 out of 63 brokers, while Fineco earns 3.5/5 stars and ranks #52 out of 63. Both serve forex and CFD traders, but their pricing transparency and typical spreads differ in important ways.
Plus500’s pricing sits slightly above the industry average. Its EUR/USD spread averaged 1.5 pips in April 2024, which is higher than the typical market rate. Plus500 does not offer retail discounts, but Professional clients who qualify may receive cash rebates. For active trader pricing, Plus500 trails leaders like IG and Saxo.
Fineco does not publish average spread data for forex or CFDs, making real trading costs harder to gauge. It lists a 1.0‑pip and a 0.8‑pip EUR/USD spread, but neither figure is presented as an average or tied to a date range. Fineco appears to offer lower spreads on some index CFDs, but for forex specifically, Plus500 provides clearer, dated information (1.5‑pip average), whereas Fineco’s lack of verified averages limits direct cost comparisons.
| Feature |
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Fineco
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|---|---|---|
| Minimum Deposit | €50 | $0 |
| Average spread (EUR/USD) - Standard account | 1.3 | N/A |
| All-in Cost EUR/USD - Active | 1.3 | N/A |
| Non-wire bank transfer | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | |
| Skrill (Deposit/Withdraw) | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Plus500 and Fineco both let you trade forex as either CFDs or spot, and both offer real, exchange-traded stocks on U.S. and international markets. Fineco lists more total instruments overall (9,770 vs. 5,500 at Plus500), while Plus500 offers more forex pairs (65 vs. 54). Neither broker supports copy trading or direct, delivered cryptocurrency purchases.
For crypto exposure, Plus500 provides cryptocurrency CFDs, whereas Fineco does not. If sheer variety of symbols matters most, Fineco takes the lead; if you want more forex pairs and access to crypto CFDs, Plus500 has the edge. Both earn 4.5 out of 5 stars for Range of Investments; for this category, ForexBrokers.com ranks Fineco #17 and Plus500 #22 out of 63 brokers.
| Feature |
|
Fineco
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|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5500 | 9770 |
| Forex Pairs (Total) | 65 | 54 |
| U.S. Stocks (Shares) | Yes | Yes |
| Global Stocks (Non-U.S. Shares) | Yes | Yes |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | No |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Non-CFD share trading at Plus500 is only available through the Plus500 Invest account. | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Comparing Plus500 and Fineco for trading platforms and tools: Plus500 includes a free demo (paper trading) account, while Fineco does not. Both brokers provide their own proprietary platform and a web-based platform you can use in your browser. If you need a Windows desktop download, Fineco offers one, whereas Plus500 does not. Neither broker supports copy trading, and neither offers MetaTrader 4 (MT4) or MetaTrader 5 (MT5).
For charting, neither platform lets you place trades directly from a chart, and the number of built-in technical indicators and watchlist fields are not specified. In independent testing by ForexBrokers.com, Plus500 scores 4.5/5 for Trading Platforms and Tools and ranks 14th out of 63 brokers, while Fineco scores 4/5 and ranks 18th. In short: choose Plus500 if trying a free demo is important; pick Fineco if you want a Windows desktop platform.
| Feature |
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Fineco
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|---|---|---|
| Virtual Trading (Demo) | Yes | No |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | No | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 115 | 37 |
| Charting - Trade From Chart | No | No |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Plus500 and Fineco both offer iPhone and Android trading apps, and each supports stock and forex price alerts. A key difference is watchlists: Plus500 syncs watchlists between the mobile app and your online account, while Fineco does not, which may matter if you switch devices often.
For charting, Plus500 is far more feature-rich with 115 technical studies and the ability to draw trendlines; Fineco lists 6 studies and does not support drawing trendlines. Neither app auto-saves chart drawings. In overall quality, Plus500 is rated 4.5/5 for Mobile Trading Apps versus Fineco’s 4/5, and ForexBrokers.com ranks Plus500 #14 out of 63 brokers, compared with Fineco at #43. If you want deeper charting and synced watchlists, Plus500 stands out; if you mainly need alerts and basic charts, both apps get the job done.
| Feature |
|
Fineco
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 115 | 6 |
| Mobile Charting - Draw Trendlines | Yes | No |
| Mobile Charting - Trendlines Autosave | No | No |
Dive deeper: Best Forex Trading Apps.
Plus500 vs Fineco: For market research, Plus500 focuses on hands-on tools and daily support, while Fineco leans on premium news coverage. Plus500 provides daily market commentary, Trading Central analysis, and a sentiment tool showing long/short positioning across instruments. Fineco does not offer daily commentary or those tools, but it does deliver forex news from major outlets like Bloomberg, Reuters, or Dow Jones. Both brokers include an economic calendar. Despite both earning 4.0 stars for Research, ForexBrokers.com ranks Plus500 higher (#19 of 63) than Fineco (#34 of 63).
Neither broker offers Autochartist. Plus500 does not include TipRanks or Acuity Trading tools; Fineco’s use of TipRanks or Acuity Trading is not specified.
| Feature |
|
Fineco
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | No |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | No |
| Trading Central | Yes | No |
| Client sentiment data | Yes | No |
| TipRanks | No | |
| Acuity Trading | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
If you’re new to trading and comparing Plus500 vs Fineco for education, both brokers make it easy to get started. Each runs online client webinars at least once a month and offers at least 10 beginner-friendly videos that explain trading basics across forex and CFDs. Where they differ is in content for experienced traders: Plus500 also provides at least 10 advanced videos, while Fineco does not.
Both brokers earn 4.0 out of 5 stars for Education from ForexBrokers.com, but Plus500 holds a higher ranking (#31 of 63) than Fineco (#49 of 63). For beginners, either platform delivers helpful videos and regular webinars; if you expect to advance and want more in-depth video lessons as you progress, Plus500 is the stronger choice.
| Feature |
|
Fineco
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Plus500 is better than Fineco. Plus500 finished with an overall rank of #14, while Fineco finished with an overall rank of #25.
Plus500 is a trusted global brand that offers an easy-to-use trading platform for online traders, alongside access to a thorough selection of CFDs. Share trading is available, but only via its Plus500 Invest product offering.
| Feature |
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Fineco
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|---|---|---|
| Overall Rating |
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| Trust Score | 99 | 94 |
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In the Plus500 vs Fineco comparison for cryptocurrency trading, Plus500 offers cryptocurrency CFD trading while Fineco does not, and neither broker allows buying actual (delivered) cryptocurrencies.
Comparing online brokers Plus500 vs Fineco for deposits and withdrawals: Fineco supports ACH/SEPA transfers while Plus500 does not; Plus500 supports PayPal, Skrill, and bank wire transfers, and availability of PayPal, Skrill, Visa/Mastercard, and bank wires at Fineco—as well as Visa/Mastercard at Plus500—is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Plus500 | Fineco | |
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| Trust Score | 99 | 94 | |
| Winner | check_circle | ||
| Review | Plus500 Review | Fineco Review |
| Broker Screenshots | Plus500 | Fineco | |
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| Broker Gallery (click to expand) |
| Regulation | Plus500 | Fineco | |
|---|---|---|---|
| Trust Score | 99 | 94 | |
| Year Founded | 2008 | 1999 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | Yes | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 6 | 2 | |
| Tier-2 Licenses | 3 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | Plus500 | Fineco | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | Yes | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Plus500 | Fineco | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | Yes | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Plus500 | Fineco | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5500 | 9770 | |
| Forex Pairs (Total) | 65 | 54 | |
| U.S. Stocks (Shares) | Yes | Yes | |
| Global Stocks (Non-U.S. Shares) | Yes | Yes | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | No | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Non-CFD share trading at Plus500 is only available through the Plus500 Invest account. | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Plus500 | Fineco | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 1.3 | N/A | |
| All-in Cost EUR/USD - Active | 1.3 | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | No | No | |
| Order execution: Market Maker | Yes | No |
| Funding | Plus500 | Fineco | |
|---|---|---|---|
| Minimum Deposit | €50 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | ||
| Skrill (Deposit/Withdraw) | Yes | ||
| Bank Wire (Deposit/Withdraw) | Yes | ||
| Non-wire bank transfer | No | Yes |
| Trading Platforms | Plus500 | Fineco | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | No | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | Plus500 | Fineco | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | No | |
| Price Alerts | Yes | No | |
| Charting - Indicators / Studies (Total) | 115 | 37 | |
| Charting - Trade From Chart | No | No | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Plus500 | Fineco | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 115 | 6 | |
| Mobile Charting - Draw Trendlines | Yes | No | |
| Mobile Charting - Trendlines Autosave | No | No | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | Plus500 | Fineco | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | No | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | No | |
| Trading Central | Yes | No | |
| TipRanks | No | ||
| Client sentiment data | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | Plus500 | Fineco | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | Plus500 | Fineco | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | Plus500 Review | Fineco Review |
| Overall | Plus500 | Fineco | |
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| Trust Score | 99 | 94 | |
| Winner | check_circle | ||
| Review | Plus500 Review | Fineco Review |