Fineco vs Spreadex 2025
In this head to head comparison of Fineco vs Spreadex, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of Fineco vs Spreadex, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Both Fineco and Spreadex were founded in 1999, providing a seasoned presence in the online brokerage landscape. However, when it comes to trust and regulation, there are notable differences. Fineco, not only being a publicly traded entity but also a bank, bolsters its trustworthiness with a ForexBrokers.com Trust Score of 94, reflecting a very high level of trust. It holds two Tier-1 licenses, further cementing its status as a highly regulated broker.
On the other hand, Spreadex, which is not publicly traded and not a bank, holds a ForexBrokers.com Trust Score of 71, indicating an average level of risk. Spreadex possesses one Tier-1 license, which shows some level of regulation, but lacks Tier-2 licenses. These distinctions in regulation and business structure might be critical factors for potential clients evaluating the trust and credibility of each broker.
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Year Founded | 1999 | 1999 |
Publicly Traded (Listed) | Yes | No |
Bank | Yes | No |
Tier-1 Licenses | 2 | 1 |
Tier-2 Licenses | 0 | 0 |
Tier-3 Licenses | 0 | 0 |
Tier-4 Licenses | 0 | 0 |
Fineco’s commissions and fees are hard to pin down because it doesn’t publish average spread data for forex or CFDs. The broker lists a 1-pip spread for EUR/USD (and at times 0.8 pips), but neither figure is presented as an average or tied to a date range—so it’s tricky to judge real-world costs. While Fineco appears to offer lower spreads on index CFDs, its forex pricing looks higher than what many brokers advertise on average. Rating: 3.5/5 stars, ranked #52 of 63 for Commissions and Fees (ForexBrokers.com).
Spreadex provides clearer—and typically sharper—pricing. In January 2024, its average EUR/USD spread was 0.81 pips, with a 0.6-pip minimum achieved 60% of the time. This transparency helps traders estimate costs more confidently. Rating: 4/5 stars, ranked #28 of 63 for Commissions and Fees (ForexBrokers.com).
Bottom line: If you prioritize documented, consistently low forex spreads, Spreadex has the edge on both price and clarity. Fineco may still appeal if you focus on index CFDs, but for forex traders comparing fees, Spreadex is the more cost-friendly and transparent choice.
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Minimum Deposit | $0 | $0 |
Average spread (EUR/USD) - Standard account | N/A | 0.81 |
All-in Cost EUR/USD - Active | N/A | N/A |
Non-wire bank transfer | Yes | No |
PayPal (Deposit/Withdraw) | No | |
Skrill (Deposit/Withdraw) | No | |
Bank Wire (Deposit/Withdraw) | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Fineco vs Spreadex: both brokers offer forex trading (via CFDs or spot). Spreadex lists about 10,000 tradeable symbols, edging Fineco’s 9,770, while Fineco provides slightly more forex pairs (54 vs 52). A key difference is share dealing: Fineco lets you buy real exchange‑traded securities on U.S. and international markets (think Apple or Vodafone), whereas Spreadex does not offer real share purchases. Neither broker supports copy trading or buying actual cryptocurrency. For crypto exposure, only Spreadex offers cryptocurrency as CFDs; Fineco does not.
For Range of Investments, Spreadex earns 5 stars and ranks #14 out of 63 brokers, while Fineco scores 4.5 stars and ranks #17. Choose Spreadex if you want the broadest market list and access to crypto CFDs. Pick Fineco if owning real U.S. and international shares alongside forex is important to you.
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Forex Trading (Spot or CFDs) | Yes | Yes |
Tradeable Symbols (Total) | 9770 | 10000 |
Forex Pairs (Total) | 54 | 52 |
U.S. Stocks (Shares) | Yes | No |
Global Stocks (Non-U.S. Shares) | Yes | No |
Copy Trading | No | No |
Cryptocurrency (Underlying) | No | No |
Cryptocurrency (CFDs) | No | Yes |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Fineco and Spreadex each offer proprietary trading platforms and web-based access, but they differ in key features. Fineco provides a Windows desktop platform, while Spreadex is web-only. Neither broker supports MetaTrader 4 or MetaTrader 5, and neither offers copy trading. For practice, Spreadex includes a free paper-trading demo account, whereas Fineco does not. If you prefer placing orders directly from charts, Spreadex supports trading from charts; Fineco does not.
Both brokers earn 4 out of 5 stars for Trading Platforms and Tools from ForexBrokers.com, yet Fineco ranks higher overall (#18 of 63) compared with Spreadex (#47 of 63). In short, Fineco suits traders who want a native Windows desktop platform and a higher-ranked toolset, while Spreadex appeals to those who value an easy-to-use web platform with a free demo and the ability to trade from charts.
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Virtual Trading (Demo) | No | Yes |
Proprietary Desktop Trading Platform | Yes | Yes |
Desktop Platform (Windows) | Yes | No |
Web Platform | Yes | Yes |
Copy Trading | No | No |
MetaTrader 4 (MT4) | No | No |
MetaTrader 5 (MT5) | No | No |
Charting - Indicators / Studies (Total) | 37 | 58 |
Charting - Trade From Chart | No | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Fineco and Spreadex both offer iPhone and Android mobile trading apps, and each supports stock and forex price alerts. Neither app syncs watchlists with the online account. Both earn 4 out of 5 stars for Mobile Trading Apps; however, Fineco ranks 43rd out of 63 brokers with ForexBrokers.com, while Spreadex ranks 47th.
Charting is where they differ. The Fineco app includes six technical studies but does not support drawing trendlines, and drawings do not auto-save. The Spreadex app lets you draw trendlines, but the number of available technical studies is not specified; drawings also do not auto-save. Choose Fineco if you value more built-in indicators and a slightly higher ranking, or go with Spreadex if trendline drawing on mobile is your priority.
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Android App | Yes | Yes |
Apple iOS App | Yes | Yes |
Mobile Price Alerts | Yes | Yes |
Mobile Watchlists - Syncing | No | No |
Mobile Charting - Indicators / Studies | 6 | N/A |
Mobile Charting - Draw Trendlines | No | Yes |
Mobile Charting - Trendlines Autosave | No | No |
Dive deeper: Best Forex Trading Apps.
Spreadex edges ahead of Fineco for market research thanks to daily market commentary, a sentiment tool that shows long/short positioning, and Autochartist-powered technical analysis. Both brokers deliver forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones, and each includes an economic calendar. Neither broker offers Trading Central tools.
Spreadex does not include TipRanks or Acuity Trading; Fineco’s support for those providers isn’t specified here. In ForexBrokers.com’s research ratings, both earn 4 stars, with Spreadex ranked slightly higher (#32 of 63) than Fineco (#34 of 63). If you want automated chart pattern ideas and trader sentiment, Spreadex is the better fit. If you mainly need high-quality news and a clear calendar, either broker will do.
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Daily Market Commentary (Articles) | No | Yes |
Forex News (Top-Tier Sources) | Yes | Yes |
Autochartist | No | Yes |
Trading Central | No | No |
Client sentiment data | No | Yes |
TipRanks | No | |
Acuity Trading | No | |
Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Comparing Fineco vs Spreadex for beginner education, both brokers deliver a solid starting point. Each offers at least 10 beginner-friendly trading videos, but neither provides 10 or more advanced videos, so the learning path may level off once you move past the basics. Fineco stands out with ongoing live education, hosting at least one client webinar per month, while Spreadex does not run monthly webinars. In overall ratings, both score 4 out of 5 stars for Education; however, Spreadex ranks slightly higher with a #45 position versus Fineco at #49 out of 63 brokers.
For new traders who value live Q&A and a guided learning rhythm, Fineco’s regular webinars can be a real plus. If you prefer self-paced video study, Spreadex is competitive thanks to its beginner video library. Specific counts of forex/CFD-focused articles, videos, or archived webinars aren’t detailed here, so if your priority is a large library dedicated to those topics, you may want to review each broker’s education hub before deciding. Overall: choose Fineco for live sessions and ongoing support; pick Spreadex if rankings and video-based, on-demand learning matter more to you.
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Webinars | Yes | No |
Videos - Beginner Trading Videos | Yes | Yes |
Videos - Advanced Trading Videos | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than Spreadex. Fineco finished with an overall rank of #25, while Spreadex finished with an overall rank of #39.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
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Trust Score | 94 | 71 |
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In the Fineco vs Spreadex comparison, neither broker lets you buy actual delivered cryptocurrency, but while Fineco also does not offer cryptocurrency CFDs, Spreadex does support trading crypto via CFDs.
In a Fineco vs Spreadex payment methods comparison, Fineco supports ACH/SEPA for deposits and withdrawals, while Spreadex does not offer ACH/SEPA but does support bank wire transfers and does not support PayPal or Skrill; Visa/Mastercard availability is not specified for either broker, and Fineco’s support for PayPal, Skrill, and bank wire is not provided.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5Overall Rating | Fineco | Spreadex | |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 94 | 71 | |
Winner | check_circle | ||
Review | Fineco Review | Spreadex Review |
Broker Screenshots | Fineco | Spreadex | |
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Broker Gallery (click to expand) |
Regulation | Fineco | Spreadex | |
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Trust Score | 94 | 71 | |
Year Founded | 1999 | 1999 | |
Publicly Traded (Listed) | Yes | No | |
Bank | Yes | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
Tier-1 Licenses | 2 | 1 | |
Tier-2 Licenses | 0 | 0 | |
Tier-3 Licenses | 0 | 0 | |
Tier-4 Licenses | 0 | 0 |
Tier-1 Licenses (Highly Trusted) | Fineco | Spreadex | |
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Australia (ASIC Authorised) | Yes | No | |
Canada (CIRO Authorised) | No | No | |
Hong Kong (SFC Authorised) | No | No | |
Japan (SFC Authorised) | No | No | |
Singapore (MAS Authorised) | No | No | |
Switzerland (FINMA Authorised) | |||
United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
USA (CFTC Authorized) | No | No | |
New Zealand (FMA Authorised) | No | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
Tier-2 Licenses (Trusted) | Fineco | Spreadex | |
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Kenya (CMA Authorised) | |||
Israel (ISA Authorised) | No | No | |
South Africa (FSCA Authorised) | No | No | |
UAE (DFSA, FSRA, or SCA Authorised) | No | No | |
India (SEBI Authorised) | No | No | |
Jordan (JSC Authorised) |
Investments | Fineco | Spreadex | |
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Forex Trading (Spot or CFDs) | Yes | Yes | |
Tradeable Symbols (Total) | 9770 | 10000 | |
Forex Pairs (Total) | 54 | 52 | |
U.S. Stocks (Shares) | Yes | No | |
Global Stocks (Non-U.S. Shares) | Yes | No | |
Copy Trading | No | No | |
Cryptocurrency (Underlying) | No | No | |
Cryptocurrency (CFDs) | No | Yes | |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Cost | Fineco | Spreadex | |
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Average spread (EUR/USD) - Standard account | N/A | 0.81 | |
All-in Cost EUR/USD - Active | N/A | N/A | |
Inactivity Fee | No | No | |
Order execution: Agency | No | No | |
Order execution: Market Maker | No | Yes |
Funding | Fineco | Spreadex | |
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Minimum Deposit | $0 | $0 | |
PayPal (Deposit/Withdraw) | No | ||
Skrill (Deposit/Withdraw) | No | ||
Bank Wire (Deposit/Withdraw) | Yes | ||
Non-wire bank transfer | Yes | No |
Trading Platforms | Fineco | Spreadex | |
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Proprietary Desktop Trading Platform | Yes | Yes | |
Desktop Platform (Windows) | Yes | No | |
Web Platform | Yes | Yes | |
Copy Trading | No | No | |
MetaTrader 4 (MT4) | No | No | |
MetaTrader 5 (MT5) | No | No | |
cTrader | No | No |
Trading Tools | Fineco | Spreadex | |
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Virtual Trading (Demo) | No | Yes | |
Price Alerts | No | Yes | |
Charting - Indicators / Studies (Total) | 37 | 58 | |
Charting - Trade From Chart | No | Yes | |
Charts can be saved | Yes | Yes |
Mobile Trading | Fineco | Spreadex | |
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Android App | Yes | Yes | |
Apple iOS App | Yes | Yes | |
Mobile Price Alerts | Yes | Yes | |
Mobile Watchlist [DELETED] | |||
Mobile Watchlists - Syncing | No | No | |
Mobile Charting - Indicators / Studies | 6 | N/A | |
Mobile Charting - Draw Trendlines | No | Yes | |
Mobile Charting - Trendlines Autosave | No | No | |
Mobile Research - Economic Calendar | Yes | Yes |
Research | Fineco | Spreadex | |
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Daily Market Commentary (Articles) | No | Yes | |
Forex News (Top-Tier Sources) | Yes | Yes | |
Autochartist | No | Yes | |
Trading Central | No | No | |
TipRanks | No | ||
Client sentiment data | No | Yes | |
Economic Calendar | Yes | Yes |
Education | Fineco | Spreadex | |
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Webinars | Yes | No | |
Videos - Beginner Trading Videos | Yes | Yes | |
Videos - Advanced Trading Videos | No | No |
Major Forex Pairs | Fineco | Spreadex | |
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GBP/USD [DELETED] | |||
USD/JPY [DELETED] | |||
EUR/USD | Yes | Yes | |
USD/CHF [DELETED] | |||
USD/CAD [DELETED] | |||
NZD/USD [DELETED] | |||
AUD/USD [DELETED] | |||
Review | Fineco Review | Spreadex Review |
Overall | Fineco | Spreadex | |
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Overall Rating |
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Commissions & Fees |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 94 | 71 | |
Winner | check_circle | ||
Review | Fineco Review | Spreadex Review |