Written by ForexBrokers.com
In this head to head comparison of XTB vs Markets4you, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When choosing between online brokers XTB and Markets4you, the differences in their founding years and regulatory standings can play a pivotal role. XTB, established in 2002, is a publicly traded company, enhancing its transparency and trustworthiness. It holds two Tier-1 licenses, which are among the most respected regulatory endorsements, as well as two Tier-2 licenses. With a high Trust Score of 96 out of 99 as rated by ForexBrokers.com, XTB is considered a highly trusted option in the trading community.
In contrast, Markets4you, founded in 2007, is not publicly traded, which may affect its perceived transparency. It does not hold any Tier-1 or Tier-2 licenses, and it has a significantly lower Trust Score of 61. This places it in the high-risk category according to ForexBrokers.com. Both brokers are not banks, but XTB's established presence and regulatory advantages position it as a more reliable choice for traders looking for a broker with higher assurance levels.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 0 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
When comparing the commissions and fees of XTB and Markets4you, XTB stands out as a more competitive option for traders. XTB provides two account types: a spread-only Standard account and a commission-based Professional account, primarily available for qualified professional clients in the U.K. and Europe. Their average forex spreads on the EUR/USD currency pair were 1 pip in Q4 2023, aligning with industry averages. However, XTB's Professional account is being gradually phased out and is less visible in many regions. For retail forex traders, the Standard account remains the preferable option, especially for smaller trading amounts, due to its cost-effectiveness compared to the Professional account.
On the other hand, Markets4you lacks specific average spread data, making it challenging to draw a direct comparison regarding typical costs incurred during trades. The absence of detailed fee information might pose a challenge for potential clients looking for transparency and clarity in trading costs. When looking at service quality, XTB is rated 4.5 stars for its commissions and fees, ranking it 11th out of 63 brokers according to ForexBrokers.com. In contrast, Markets4you is rated 3.5 stars and ranks significantly lower, in the 54th position.
Furthermore, XTB offers an allure for active traders through its Lower Spread Group program, which rewards high-volume traders with spread rebates ranging from 5% to 30%, depending on the volume achieved. This program is available only to clients in the EU identified as elective professionals. Despite the variety of account offerings and discounts available at XTB, the phase-out of the commission-based Professional account suggests a focus on consolidating offerings around the Standard account, simplifying the platform’s fee structure for most clients.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average Spread EUR/USD - Standard | 1.00 | N/A |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing online brokers, XTB shines with a vast selection of 7,184 tradeable symbols, significantly outpacing the 150 symbols offered by Markets4you. XTB's range includes 71 forex pairs available for trading as either CFDs or spot contracts, while Markets4you provides access to 43 pairs. For those looking to trade US and international exchange-traded securities, XTB allows clients to purchase shares like Apple on NASDAQ and Vodafone on the London Stock Exchange. Markets4you, however, doesn’t currently offer direct trading in exchange-traded securities, limiting its appeal to investors seeking ownership of actual shares.
Both XTB and Markets4you provide cryptocurrency derivatives, avoiding direct cryptocurrency purchases. Markets4you has a distinguishing feature with its copy trading options, catering to traders interested in the social trading phenomenon. Despite this, XTB receives a higher accolade of 5 stars for its investment range, ranking #14 with ForexBrokers.com, whereas Markets4you earns a 3.5-star rating, placing it at #58. This comprehensive comparison highlights XTB as a more versatile platform for those seeking a broad spectrum of trading options.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 150 |
| Forex Pairs (Total) | 71 | 43 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools of XTB and Markets4you, both brokers offer free demo accounts and have developed their own proprietary platforms. Users can trade via the Windows-based desktop or the web with either broker. XTB stands out with its higher rating for trading platforms and tools at 4.5 stars, compared to 4 stars for Markets4you, and is ranked 9th out of 63 brokers by ForexBrokers.com, whereas Markets4you is ranked 52nd.
Markets4you offers both MetaTrader 4 and 5, and also supports copy trading, options not available on XTB. While both brokers allow trading directly from stock charts, XTB provides more customization with 32 drawing tools and 8 watchlist columns, compared to Markets4you's 15 drawing tools and 7 columns. Whether you prioritize advanced charting tools or the availability of MetaTrader, both XTB and Markets4you present distinct strengths in their trading platforms.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 39 | 30 |
| Charting - Drawing Tools (Total) | 32 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 8 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and Markets4you both bring mobile trading to your fingertips with apps available for iPhone and Android. Each platform supports traders by providing stock and forex price alerts, trendline drawing capabilities, and the option to view multiple time frames on charts. Despite these similarities, there are some distinctive differences. Notably, XTB offers 39 technical studies for charting, surpassing Markets4you's 30. Both brokers fall short, however, when it comes to syncing watchlist symbols between the app and one's online account.
Where user ratings come into play, XTB takes a slight edge with a 4.5-star rating compared to Markets4you’s 4-star. Additionally, XTB impressively ranks 8th out of 63 brokers in the Mobile Trading Apps category by ForexBrokers.com, while Markets4you is placed at 50th. If higher technical capabilities and ranking are crucial, XTB could be your go-to. Both apps automatically save your chart drawings and offer the ability to create watchlists with real-time quotes, ensuring your trading experience is as seamless as possible.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When it comes to market research, both XTB and Markets4you provide daily market commentary and keep users updated with forex news from reputable sources like Bloomberg and Reuters. However, the platforms differ in some of their advanced tool offerings. Markets4you has a slight edge with advanced analysis tools provided by Autochartist and Trading Central, which XTB does not offer. Meanwhile, XTB distinguishes itself with a sentiment-based trading tool that Markets4you lacks. Both platforms offer an economic calendar to keep traders informed of important global events.
Despite Markets4you offering more in terms of technical analysis tools, XTB scores higher overall for research. It earns a 5-star rating compared to Markets4you's 3.5 stars. Furthermore, XTB is ranked 7th out of 63 brokers in the research category by ForexBrokers.com, reflecting its strong reputation, while Markets4you is ranked 47th. For traders prioritizing research quality, XTB appears to be the more favorable option.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources tailored for beginners, XTB stands out compared to Markets4you in several key areas. Both brokers provide more than 10 pieces of educational content focusing on forex and CFDs. However, XTB goes a step further by offering monthly online educational webinars, unlike Markets4you. Additionally, XTB maintains a searchable archive of recorded webinars to help beginners revisit and reinforce their learning, an area where Markets4you equally matches.
In the realm of videos, XTB excels by offering more than 10 videos specifically designed for beginners, along with advanced content for more experienced traders. Markets4you, in contrast, lacks the same breadth, falling short in both beginner and advanced categories. Neither broker provides a comprehensive investor dictionary with over 50 definitions. This emphasis on beginner-friendly education is reflected in XTB's higher education rating of 5 stars and a ranking of #11 by ForexBrokers.com, whereas Markets4you trails with a 3.5-star rating and a #26 ranking.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Markets4you. XTB finished with an overall rank of #7, while Markets4you finished with an overall rank of #56.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 61 |
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Both XTB and Markets4you do not offer the ability to buy actual delivered cryptocurrency, but they do provide options for purchasing cryptocurrency derivatives.
While both XTB and Markets4you support fund transactions through Skrill, Visa or Mastercard, and bank wires, XTB stands out by also accepting PayPal, whereas neither broker offers ACH or SEPA transfer options.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Markets4you | |
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| Trust Score | 96 | 61 | |
| Winner | check_circle | ||
| Review | XTB Review |
| Broker Screenshots | XTB | Markets4you | |
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| Regulation | XTB | Markets4you | |
|---|---|---|---|
| Trust Score | 96 | 61 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 0 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | Markets4you | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | XTB | Markets4you | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | XTB | Markets4you | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 150 | |
| Forex Pairs (Total) | 71 | 43 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Markets4you | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | N/A | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | Yes | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | XTB | Markets4you | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | XTB | Markets4you | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | XTB | Markets4you | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 8 | 7 | |
| Charting - Indicators / Studies (Total) | 39 | 30 | |
| Charting - Drawing Tools (Total) | 32 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Markets4you | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | XTB | Markets4you | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Markets4you | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | No | No |
| Major Forex Pairs | XTB | Markets4you | |
|---|---|---|---|
| GBP/USD | Yes | No | |
| USD/JPY | Yes | No | |
| EUR/USD | Yes | No | |
| USD/CHF | Yes | No | |
| USD/CAD | Yes | No | |
| NZD/USD | Yes | No | |
| AUD/USD | Yes | No | |
| Review | XTB Review |
| Overall | XTB | Markets4you | |
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| Trust Score | 96 | 61 | |
| Winner | check_circle | ||
| Review | XTB Review |
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