Written by ForexBrokers.com
In this head to head comparison of XTB vs Markets4you, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When choosing between online brokers XTB and Markets4you, the differences in their founding years and regulatory standings can play a pivotal role. XTB, established in 2002, is a publicly traded company, enhancing its transparency and trustworthiness. It holds two Tier-1 licenses, which are among the most respected regulatory endorsements, as well as two Tier-2 licenses. With a high Trust Score of 96 out of 99 as rated by ForexBrokers.com, XTB is considered a highly trusted option in the trading community.
In contrast, Markets4you, founded in 2007, is not publicly traded, which may affect its perceived transparency. It does not hold any Tier-1 or Tier-2 licenses, and it has a significantly lower Trust Score of 61. This places it in the high-risk category according to ForexBrokers.com. Both brokers are not banks, but XTB's established presence and regulatory advantages position it as a more reliable choice for traders looking for a broker with higher assurance levels.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 0 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
If you’re comparing commissions and fees, XTB is the clearer option. It offers a spread-only Standard account for most retail traders and a commission-based Professional account that’s limited to eligible professionals in the U.K. and Europe—and is being phased out for new clients. Using Q4 2023 data, XTB’s average EUR/USD spread was 1 pip. Pricing sits around the industry average, minimum deposits start at 250 in your base currency, and active traders can get 5%–30% spread rebates through the Lower Spread Group when trading 20–1,000 lots per month.
By contrast, Markets4you does not publish average spread data, making its day-to-day trading costs harder to evaluate. Reflecting this, ratings tilt in XTB’s favor: XTB earns 4.5/5 stars and ranks #12 out of 63 brokers for Commissions and Fees, while Markets4you earns 3.5/5 stars and ranks #55 out of 63.
Bottom line: For most retail traders who want transparent pricing and potential volume discounts, XTB is the more compelling pick. Markets4you may be fine for some, but without published average spreads, you’ll want to verify live quotes and any account-specific charges before deciding.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average spread (EUR/USD) - Standard account | 1.00 | N/A |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB vs. Markets4you: both brokers support forex trading (CFD or spot). XTB offers a far larger selection overall, with 7,184 tradeable symbols and 71 forex pairs, compared with Markets4you’s 150 symbols and 43 pairs. XTB also lets clients buy exchange-traded securities (not CFDs) on both U.S. and international exchanges—for example Apple on NASDAQ and Vodafone in London—while Markets4you does not provide direct stock investing on those markets.
Neither broker lets you buy actual cryptocurrency, but both offer cryptocurrency CFDs. Copy trading is available at Markets4you, but not at XTB. For Range of Investments, ForexBrokers.com rates XTB at 5 stars (ranked 15th of 63) versus Markets4you at 3.5 stars (ranked 59th of 63), reflecting XTB’s wider selection of markets and instruments.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 150 |
| Forex Pairs (Total) | 71 | 43 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and Markets4you both let you practice with a free virtual demo (paper) account, and each provides a proprietary platform alongside a web-based (browser) platform and a Windows desktop download. You can place trades directly from charts on both. The biggest difference is ecosystem: Markets4you supports copy trading and offers MetaTrader 4 (MT4) and MetaTrader 5 (MT5), while XTB does not support copy trading and does not offer MT4 or MT5.
For trading platforms and tools, XTB is rated 4.5 stars and ranks #9 out of 63 brokers, while Markets4you is rated 4 stars and ranks #53. Choose Markets4you if you need MetaTrader or social-copy features; pick XTB if you want a higher-rated proprietary, web, and desktop experience. The number of available technical indicators and watch list columns was not provided for either broker.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 39 | 30 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both XTB and Markets4you offer mobile trading apps for iPhone and Android. Each app supports stock and forex price alerts, plus drawing tools like trendlines that auto save your work. One thing missing on both platforms is watchlist symbol syncing between the mobile app and the web platform, so changes you make on one won’t carry over to the other.
For charting, XTB includes 39 technical studies versus 30 on Markets4you, giving XTB an edge if you rely on indicators. XTB is rated 4.5 out of 5 stars and ranks #8 out of 63 brokers for Mobile Trading Apps at ForexBrokers.com, while Markets4you is rated 4 stars and ranks #51. Both apps cover the essentials, but XTB offers more studies and higher third-party ratings, which may appeal if you want deeper analysis on the go.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Comparing XTB vs Markets4you for market research: both brokers deliver daily market commentary, stream forex news from leading sources like Bloomberg/Reuters/Dow Jones, and include an economic calendar. Key differences come down to tools. Markets4you integrates third‑party analytics from Autochartist and Trading Central, while XTB does not. XTB offers a sentiment tool that shows long/short positioning; Markets4you does not. XTB does not provide TipRanks or Acuity Trading tools; Markets4you’s access to TipRanks and Acuity Trading isn’t specified.
On performance, XTB earns 5 stars for Research and ranks #7 out of 63 brokers at ForexBrokers.com, while Markets4you scores 3.5 stars and ranks #48. If you value a high research rating and a built‑in sentiment gauge, XTB stands out. If you prefer third‑party technical and fundamental analysis from providers like Autochartist and Trading Central, Markets4you may suit your workflow.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central | No | Yes |
| Client sentiment data | Yes | No |
| TipRanks | No | |
| Acuity Trading | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners learning forex and CFDs, XTB is the more learner-friendly choice. It hosts educational client webinars at least once a month and offers at least 10 beginner videos, plus 10+ advanced videos for when you’re ready to go deeper. This range of videos and live sessions makes it easier to build skills step by step. XTB holds a 5/5 Education rating and is ranked #11 out of 63 brokers for Education by ForexBrokers.com.
Markets4you, by comparison, does not run monthly educational webinars and does not provide sets of 10+ beginner or 10+ advanced videos. Its Education rating is 3.5/5, with a #26 ranking out of 63. If you want a fuller library of forex and CFD learning materials—especially video lessons and live webinars—XTB is likely the better fit; if you only need lighter guidance, Markets4you may be enough.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Markets4you. XTB finished with an overall rank of #7, while Markets4you finished with an overall rank of #56.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
|
Markets4you
|
|---|---|---|
| Overall Rating |
|
|
| Trust Score | 96 | 61 |
| Range of Investments |
|
|
| Commissions & Fees |
|
|
| Platforms & Tools |
|
|
| Research |
|
|
| Mobile Trading |
|
|
| Education |
|
|
Comparing XTB vs Markets4you: neither broker supports buying actual (delivered) cryptocurrencies, but both offer cryptocurrency CFD trading.
Comparing XTB vs Markets4you for funding options: neither supports ACH or SEPA transfers, both support bank wires and Skrill, XTB additionally supports PayPal while Markets4you does not, and Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
Select Brokers
↓×Compare
0 of 5| Overall Rating | XTB | Markets4you | |
|---|---|---|---|
| Overall Rating |
|
| |
| Commissions & Fees |
|
| |
| Range of Investments |
|
| |
| Platforms & Tools |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 96 | 61 | |
| Winner | check_circle | ||
| Review | XTB Review |
| Broker Screenshots | XTB | Markets4you | |
|---|---|---|---|
| Broker Gallery (click to expand) |
|
| Regulation | XTB | Markets4you | |
|---|---|---|---|
| Trust Score | 96 | 61 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 0 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | Markets4you | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | XTB | Markets4you | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Markets4you | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 150 | |
| Forex Pairs (Total) | 71 | 43 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Markets4you | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 1.00 | N/A | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | Markets4you | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | No |
| Trading Platforms | XTB | Markets4you | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No |
| Trading Tools | XTB | Markets4you | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 30 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Markets4you | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | Markets4you | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central | No | Yes | |
| TipRanks | No | ||
| Client sentiment data | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Markets4you | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | XTB | Markets4you | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | No | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review |
| Overall | XTB | Markets4you | |
|---|---|---|---|
| Overall Rating |
|
| |
| Commissions & Fees |
|
| |
| Range of Investments |
|
| |
| Platforms & Tools |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 96 | 61 | |
| Winner | check_circle | ||
| Review | XTB Review |
IG
CMC Markets
FOREX.com
XTB
eToro
AvaTrade
Plus500
Pepperstone
FP Markets
Tickmill