Fineco vs ACY Securities 2025

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Regulation

Fineco and ACY Securities are two well-known online brokers, each with distinct features and regulatory standings. Founded in 1999, Fineco not only offers brokerage services but also operates as a bank and is listed on a stock exchange. Its regulatory credentials are impressive, boasting two Tier-1 licenses, which contribute to its high ForexBrokers.com Trust Score of 94 out of 99, signifying it as a highly trusted broker. In contrast, ACY Securities was established in 2011 and operates solely as a brokerage firm. Despite being privately held and having only one Tier-1 license, ACY Securities maintains a fair Trust Score of 75 out of 99, indicating an average risk level.

For investors prioritizing trust and security, Fineco's higher Trust Score and dual Tier-1 licenses may offer greater reassurance. As a publicly traded bank with a strong regulatory framework, Fineco might appeal more to those looking for established stability. On the other hand, ACY Securities may be more suited to investors who are comfortable with a slightly higher risk, given its average Trust Score and single Tier-1 license. Both brokers cater to different investor needs, and understanding their regulatory differences can guide potential users in making informed decisions.

Feature	Fineco	ACY Securities
Year Founded info	1999	2011
Publicly Traded (Listed) info	Yes	No
Bank info	Yes	No
Tier-1 Licenses info	2	1
Tier-2 Licenses info	0	0
Tier-3 Licenses info	0	0
Tier-4 Licenses info	0	1

Fees

Comparing commissions and fees, ACY Securities delivers clearer and generally sharper pricing than Fineco. ACY Securities holds a 4.5-star rating and ranks #22 out of 63 brokers for Commissions and Fees, while Fineco earns 3.5 stars and ranks #52. Pricing can vary by account type and region, but ACY’s structure and published averages make costs easier to estimate.

Fineco does not publish average spread data for forex or CFDs, which makes it hard to pin down actual trading costs. Fineco lists the EUR/USD at 1.0 pip and also mentions 0.8 pips, yet neither figure is stated as an average and no date range is given. That 1.0-pip figure is higher than what many brokers advertise as an average for this pair. Fineco does appear to offer lower spreads on some index CFDs, but the lack of consistent, dated averages limits cost transparency.

ACY Securities offers three accounts: a commission-free Standard account with an average EUR/USD spread of 1.2 pips (September 2021) and a $50 minimum deposit, plus two commission-based options (ProZero and Bespoke) where average spreads were about 0.25 pips during the same period. Commissions are $6 per round turn on ProZero and $5 on Bespoke; in Australia, ProZero drops to $3 per round turn, bringing the effective spread to about 0.55 pips (September 2021). ACY also has a 10-tier active trader program that can cut costs by 0.5 pips per lot when you trade more than 50 standard lots per month. Overall, ACY’s published averages and tiered pricing help frequent traders estimate—and often reduce—their all-in costs compared with Fineco.

Feature	Fineco	ACY Securities
Minimum Deposit info	$0	$50
Average spread (EUR/USD) - Standard account info	N/A info	1.2 info
All-in Cost EUR/USD - Active info	N/A info	0.85 info
Non-wire bank transfer info	Yes	Yes
PayPal (Deposit/Withdraw) info
Skrill (Deposit/Withdraw) info
Bank Wire (Deposit/Withdraw) info

Dive deeper: Best Low Spread Forex Brokers.

Range of investments

Fineco and ACY Securities both support forex trading as CFDs or spot contracts. Fineco offers a much wider catalog with about 9,770 tradeable symbols, compared with ACY Securities’ 2,200. If you mainly trade currencies, ACY has the edge with 66 forex pairs versus Fineco’s 54. Stock access is a key divider: Fineco lets you buy exchange-traded shares in the U.S. and on international markets (for example, Apple on Nasdaq or Vodafone in London), while ACY Securities does not offer direct share dealing. For added features, ACY supports copy trading and offers cryptocurrency via CFDs; Fineco does not offer copy trading or crypto.

For range of investments, Fineco is rated 4.5/5 stars and ranks 17th out of 63 brokers on ForexBrokers.com, while ACY Securities is rated 4/5 stars and ranks 31st. In short, Fineco suits investors who want a large selection and the ability to buy real shares across global exchanges, whereas ACY Securities may appeal to traders who prioritize more forex pairs, copy trading, and access to crypto CFDs.

Feature	Fineco	ACY Securities
Forex Trading (Spot or CFDs) info	Yes	Yes
Tradeable Symbols (Total) info	9770	2200
Forex Pairs (Total) info	54	66
U.S. Stocks (Shares) info	Yes	No
Global Stocks (Non-U.S. Shares) info	Yes	No
Copy Trading info	No	Yes
Cryptocurrency (Underlying) info	No	No
Cryptocurrency (CFDs) info	No	Yes
Disclaimers	Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).	Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).

Dive deeper: Best Copy Trading Platforms.

Trading platforms and tools

Comparing trading platforms and tools, both Fineco and ACY Securities offer proprietary platforms along with Windows desktop and web browser access. Key differences: ACY provides a free demo (paper) account, copy trading, MetaTrader 4 (MT4) and MetaTrader 5 (MT5) support, and the ability to place trades directly from a chart. Fineco does not offer a demo account, copy trading, MT4 or MT5, or chart trading.

For performance scores, both brokers earn 4 stars for Trading Platforms and Tools. However, in ForexBrokers.com’s 63-broker lineup, Fineco ranks #18 while ACY Securities ranks #42. Choose ACY if you want a demo account, MT4/MT5, copy trading, and chart trading. Choose Fineco if you prefer an in-house platform with solid desktop and web access and a higher category ranking.

Feature	Fineco	ACY Securities
Virtual Trading (Demo) info	No	Yes
Proprietary Desktop Trading Platform info	Yes	Yes
Desktop Platform (Windows) info	Yes	Yes
Web Platform info	Yes	Yes
Copy Trading info	No	Yes
MetaTrader 4 (MT4) info	No	Yes
MetaTrader 5 (MT5) info	No	Yes
Charting - Indicators / Studies (Total) info	37	30
Charting - Trade From Chart info	No	Yes

Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.

Forex trading apps

Both Fineco and ACY Securities offer mobile trading apps for iPhone and Android, and each supports price alerts to help you track stocks and forex. Neither broker syncs watchlists between the mobile app and the web platform, so changes made in one place won’t appear in the other.

Charting is where they differ most. Fineco provides 6 technical studies and does not include drawing tools like trendlines or auto-saving for chart drawings. ACY Securities offers 30 technical studies, lets you draw trendlines, and automatically saves your chart annotations. Despite these feature gaps, both brokers earn 4 out of 5 stars for their mobile apps. In ForexBrokers.com’s Mobile Trading Apps category, ACY ranks 41st out of 63 brokers, while Fineco ranks 43rd.

Feature	Fineco	ACY Securities
Android App info	Yes	Yes
Apple iOS App info	Yes	Yes
Mobile Price Alerts info	Yes	Yes
Mobile Watchlists - Syncing info	No	No
Mobile Charting - Indicators / Studies info	6	30
Mobile Charting - Draw Trendlines info	No	Yes
Mobile Charting - Trendlines Autosave info	No	Yes

Dive deeper: Best Forex Trading Apps.

Market research

Comparing market research at Fineco and ACY Securities: ACY delivers daily market commentary, while Fineco does not. Fineco stands out for forex news sourced from top-tier outlets like Bloomberg, Reuters, or Dow Jones; ACY does not provide these premium news feeds. Both brokers offer an economic calendar to track upcoming events. Neither includes Autochartist or Trading Central tools, and neither provides a sentiment indicator showing long/short positioning. TipRanks and Acuity Trading integrations are not specified for Fineco, and are not offered by ACY.

For overall research quality, Fineco earns 4.0 stars and ranks #34 out of 63 brokers on ForexBrokers.com, while ACY Securities scores 3.5 stars and ranks #46. Choose ACY if daily commentary matters most, or pick Fineco if you value direct access to high-quality forex news alongside a solid calendar.

Feature	Fineco	ACY Securities
Daily Market Commentary (Articles) info	No	Yes
Forex News (Top-Tier Sources) info	Yes	No
Autochartist info	No	No
Trading Central info	No	No
Client sentiment data info	No	No
TipRanks info		No
Acuity Trading info		No
Economic Calendar info	Yes	Yes

Dive deeper: Best Brokers for Forex Research.

Beginners and education

If you’re new to forex and CFD trading, both Fineco and ACY Securities deliver beginner-friendly education. Each runs client webinars at least once a month and offers 10+ beginner videos that explain trading basics, helping you learn at your own pace and get questions answered during live sessions.

Fineco is rated 4.0 stars for Education (ranked 49th out of 63 by ForexBrokers.com), while ACY Securities is rated 3.5 stars but ranks a bit higher at 43rd. Neither reaches 10 advanced videos for experienced traders, so more seasoned learners may need extra resources. For beginners, both are strong options—choose Fineco if the higher star rating appeals to you, or ACY if the category ranking carries more weight.

Feature	Fineco	ACY Securities
Webinars info	Yes	Yes
Videos - Beginner Trading Videos info	Yes	Yes
Videos - Advanced Trading Videos info	No	No

Dive deeper: Best Forex Brokers for Beginners.

Winner

After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than ACY Securities. Fineco finished with an overall rank of #25, while ACY Securities finished with an overall rank of #41.

FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.

Feature	Fineco	ACY Securities
Overall Rating info
Trust Score info	94	75
Range of Investments
Commissions & Fees
Platforms & Tools
Research
Mobile Trading
Education

FAQs

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Overall Rating	Fineco	ACY Securities
Overall Rating info
Commissions & Fees
Range of Investments
Platforms & Tools
Mobile Trading
Research
Education
Trust Score info	94	75
Winner	check_circle
Review	Fineco Review	ACY Securities Review

Broker Screenshots	Fineco	ACY Securities
Broker Gallery (click to expand) info

Regulation	Fineco	ACY Securities
Trust Score info	94	75
Year Founded info	1999	2011
Publicly Traded (Listed) info	Yes	No
Bank info	Yes	No
Regulated in one or more EU or EEA countries (MiFID). info	Yes info	No info
Tier-1 Licenses info	2	1
Tier-2 Licenses info	0	0
Tier-3 Licenses info	0	0
Tier-4 Licenses info	0	1

Tier-1 Licenses (Highly Trusted)	Fineco	ACY Securities
Australia (ASIC Authorised) info	Yes	Yes
Canada (CIRO Authorised) info	No	No
Hong Kong (SFC Authorised) info	No	No
Japan (SFC Authorised) info	No	No
Singapore (MAS Authorised) info	No	No
Switzerland (FINMA Authorised) info
United Kingdom (U.K.) (FCA Authorised) info	Yes	No
USA (CFTC Authorized) info	No	No
New Zealand (FMA Authorised) info	No	No
Regulated in one or more EU or EEA countries (MiFID). info	Yes info	No info

Tier-2 Licenses (Trusted)	Fineco	ACY Securities
Kenya (CMA Authorised) info
Israel (ISA Authorised) info	No	No
South Africa (FSCA Authorised) info	No	No
UAE (DFSA, FSRA, or SCA Authorised) info	No	No
India (SEBI Authorised) info	No	No
Jordan (JSC Authorised) info		No

Investments	Fineco	ACY Securities
Forex Trading (Spot or CFDs) info	Yes	Yes
Tradeable Symbols (Total) info	9770	2200
Forex Pairs (Total) info	54	66
U.S. Stocks (Shares) info	Yes	No
Global Stocks (Non-U.S. Shares) info	Yes	No
Copy Trading info	No	Yes
Cryptocurrency (Underlying) info	No	No
Cryptocurrency (CFDs) info	No	Yes
Disclaimers	Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).	Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).

Cost	Fineco	ACY Securities
Average spread (EUR/USD) - Standard account info	N/A info	1.2 info
All-in Cost EUR/USD - Active info	N/A info	0.85 info
Inactivity Fee info	No	No
Order execution: Agency info	No	No
Order execution: Market Maker info	No	No

Funding	Fineco	ACY Securities
Minimum Deposit info	$0	$50
PayPal (Deposit/Withdraw) info
Skrill (Deposit/Withdraw) info
Bank Wire (Deposit/Withdraw) info
Non-wire bank transfer info	Yes	Yes

Trading Platforms	Fineco	ACY Securities
Proprietary Desktop Trading Platform info	Yes	Yes
Desktop Platform (Windows) info	Yes	Yes
Web Platform info	Yes	Yes
Copy Trading info	No	Yes
MetaTrader 4 (MT4) info	No	Yes
MetaTrader 5 (MT5) info	No	Yes
cTrader info	No	No

Trading Tools	Fineco	ACY Securities
Virtual Trading (Demo) info	No	Yes
Price Alerts info	No	Yes
Charting - Indicators / Studies (Total) info	37	30
Charting - Trade From Chart info	No	Yes
Charts can be saved info	Yes	Yes

Mobile Trading	Fineco	ACY Securities
Android App info	Yes	Yes
Apple iOS App info	Yes	Yes
Mobile Price Alerts info	Yes	Yes
Mobile Watchlist [DELETED] info
Mobile Watchlists - Syncing info	No	No
Mobile Charting - Indicators / Studies info	6	30
Mobile Charting - Draw Trendlines info	No	Yes
Mobile Charting - Trendlines Autosave info	No	Yes
Mobile Research - Economic Calendar info	Yes	No

Research	Fineco	ACY Securities
Daily Market Commentary (Articles) info	No	Yes
Forex News (Top-Tier Sources) info	Yes	No
Autochartist info	No	No
Trading Central info	No	No
TipRanks info		No
Client sentiment data info	No	No
Economic Calendar info	Yes	Yes

Education	Fineco	ACY Securities
Webinars info	Yes	Yes
Videos - Beginner Trading Videos info	Yes	Yes
Videos - Advanced Trading Videos info	No	No

Major Forex Pairs	Fineco	ACY Securities
GBP/USD [DELETED] info
USD/JPY [DELETED] info
EUR/USD info	Yes	Yes
USD/CHF [DELETED] info
USD/CAD [DELETED] info
NZD/USD [DELETED] info
AUD/USD [DELETED] info
Review	Fineco Review	ACY Securities Review

Overall	Fineco	ACY Securities
Overall Rating info
Commissions & Fees
Range of Investments
Platforms & Tools
Mobile Trading
Research
Education
Trust Score info	94	75
Winner	check_circle
Review	Fineco Review	ACY Securities Review