Written by ForexBrokers.com
In this head to head comparison of Fineco vs ACY Securities, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Fineco and ACY Securities are two well-known online brokers, each with distinct features and regulatory standings. Founded in 1999, Fineco not only offers brokerage services but also operates as a bank and is listed on a stock exchange. Its regulatory credentials are impressive, boasting two Tier-1 licenses, which contribute to its high ForexBrokers.com Trust Score of 94 out of 99, signifying it as a highly trusted broker. In contrast, ACY Securities was established in 2011 and operates solely as a brokerage firm. Despite being privately held and having only one Tier-1 license, ACY Securities maintains a fair Trust Score of 75 out of 99, indicating an average risk level.
For investors prioritizing trust and security, Fineco's higher Trust Score and dual Tier-1 licenses may offer greater reassurance. As a publicly traded bank with a strong regulatory framework, Fineco might appeal more to those looking for established stability. On the other hand, ACY Securities may be more suited to investors who are comfortable with a slightly higher risk, given its average Trust Score and single Tier-1 license. Both brokers cater to different investor needs, and understanding their regulatory differences can guide potential users in making informed decisions.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Year Founded | 1999 | 2011 |
| Publicly Traded (Listed) | Yes | No |
| Bank | Yes | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 0 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
When comparing commission and fee structures between Fineco and ACY Securities, several distinctions emerge. Fineco does not share average spread data for forex and CFD trading, making it challenging to evaluate its trading costs precisely. However, Fineco lists a spread of 1 pip for EUR/USD, which is considered higher than the standard rate available from many forex brokers. There's also mention of a 0.8 pip spread, though these figures aren't marked as average values, and no time frames are provided for context. Notably, Fineco seems to offer more competitive rates on index CFDs. Fineco receives a 3.5-star rating out of five for commissions and fees and ranks #51 out of 63 on ForexBrokers.com.
In contrast, ACY Securities provides a more transparent and varied structure, suitable for different trading preferences, including both low-deposit and commission-based options. The Standard account, although slightly pricier than average, comes with spreads averaging 1.2 pips for EUR/USD and only requires a $50 deposit. ACY's ProZero and Bespoke accounts offer better pricing with spreads reducing to 0.25 in September 2021. Moreover, commission fees range from $5 to $6 per round turn depending on the account type, but residents in Australia benefit from reduced commissions. ACY features an active trader program that can further cut costs by 0.5 pips per lot for high-volume traders. ACY Securities boasts a 4.5-star rating and a rank of #21 in the commissions and fees category among 63 brokers on ForexBrokers.com.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Minimum Deposit | $0 | $50 |
| Average Spread EUR/USD - Standard | N/A | 1.2 |
| All-in Cost EUR/USD - Active | N/A | 0.85 |
| Active Trader or VIP Discounts | No | Yes |
| ACH or SEPA Transfers | Yes | Yes |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | No | Yes |
| Visa/Mastercard (Credit/Debit) | No | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing Fineco and ACY Securities, both brokers offer forex trading as contracts for difference (CFDs) or spot contracts. Fineco impresses with an extensive catalog of 9,770 tradeable symbols, while ACY Securities provides 2,200 options. If forex trading is your focus, ACY Securities offers a slight edge with 66 tradeable pairs compared to Fineco’s 54. However, Fineco provides access to exchange-traded securities on U.S. and international exchanges, such as Apple shares on NASDAQ and Vodafone shares on the London Stock Exchange, whereas ACY Securities does not offer this option.
ACY Securities sets itself apart with its offering of copy trading and cryptocurrency derivatives, attracting traders interested in these areas. Both brokers do not support the purchase of real cryptocurrencies. When rated for their range of investments, Fineco stands out with a 4.5-star rating and a ranking of #16 out of 63 brokers by ForexBrokers.com. ACY Securities follows closely with a 4-star rating and is ranked #30. Fineco's broader range of investments provides a more comprehensive platform for investors looking to diversify across different markets.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 9770 | 2200 |
| Forex Pairs (Total) | 54 | 66 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | No | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms of Fineco and ACY Securities, both brokers offer proprietary platforms developed in-house, ensuring a tailored user experience. Users of both services can access their platforms through Windows desktop downloads and web-based browsers, providing flexible trading options regardless of your preferred device. However, ACY Securities stands out by offering a free virtual demo account for simulated trading, which Fineco lacks. Additionally, ACY Securities supports popular trading platforms like MetaTrader 4 and MetaTrader 5, catering to traders familiar with these widely-used tools.
In terms of advanced trading features, ACY Securities offers copy trading and allows traders to execute trades directly from stock charts, features not available with Fineco. When it comes to charting, ACY provides a more feature-rich experience with 15 drawing tools compared to Fineco's seven. Traders who value detailed watchlists will find ACY's service advantageous due to its seven available columns for customization. Both brokers achieve a commendable four-star rating for their trading platforms and tools, though Fineco ranks higher at #18 compared to ACY Securities' #41 on ForexBrokers.com's list of 63 brokers, highlighting Fineco’s overall platform prestige.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Virtual Trading (Demo) | No | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 37 | 30 |
| Charting - Drawing Tools (Total) | 7 | 15 |
| Charting - Trade From Chart | No | Yes |
| Watchlists - Total Fields | N/A | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both Fineco and ACY Securities offer mobile trading apps for iPhone and Android devices, catering to users who want to trade on the go. These apps also support stock or forex price alerts, making it easier for traders to stay updated on market changes. However, neither platform currently supports watchlist symbol syncing, meaning users must manually update watchlists across locations. While both apps provide multiple time frames for chart viewing, ACY Securities stands out by offering more technical studies—30 compared to Fineco’s 6—and allows users to draw trendlines on charts with the convenience of auto-saving these drawings. On the contrary, Fineco does not support these features in its app.
When it comes to watchlists, ACY Securities gives users the option to create lists with real-time quotes, a feature not present in Fineco's app. Despite these differences, both apps score 4 out of 5 stars for mobile trading; however, in the ranking of 63 brokers by ForexBrokers.com, ACY Securities slightly edges ahead at #40, while Fineco is positioned at #42. This indicates a competitive yet distinct offering by each app in the mobile trading space, appealing to different trader preferences and needs.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 6 | 30 |
| Mobile Charting - Draw Trendlines | No | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | No | Yes |
| Mobile Watchlist | No | Yes |
Dive deeper: Best Forex Trading Apps.
When looking into market research offerings from online brokers, Fineco and ACY Securities present distinct features and experiences for traders. Fineco delivers forex news from prestigious sources such as Bloomberg and Reuters, ensuring traders stay informed with high-quality information. However, it does not provide daily market commentary. On the other hand, ACY Securities excels in offering daily market commentary but lacks top-tier source news. Both brokers offer economic calendars to help traders keep abreast of current and upcoming global news events. Unfortunately, neither Fineco nor ACY Securities offers technical analysis tools from Autochartist or Trading Central, sentiment-based trading tools, or research from companies like TipRanks or Acuity Trading.
In terms of ratings, Fineco scores slightly higher for research, with a 4.0-star rating compared to ACY Securities' 3.5-star rating. This difference is reflected in their rankings on ForexBrokers.com, where Fineco ranks 33rd among 63 brokers, and ACY Securities ranks 45th. Despite their deficiencies in some areas of market research tools, both platforms have their unique strengths that may appeal to different trader preferences.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to offering educational resources for beginners, Fineco offers a variety of options but lacks in some key areas compared to ACY Securities. Fineco provides educational webinars at least once a month and has an impressive collection of educational videos that cater specifically to beginners. Furthermore, Fineco offers an investor dictionary with a comprehensive list of over 50 investing terms, lending a helping hand to those just starting out. On the other hand, Fineco falls short in providing educational content related to forex or CFDs, as it does not meet the minimum requirement of 10 pieces such as articles, videos, or archived webinars with these subjects in primary focus. Additionally, Fineco does not provide a searchable archive of recorded client webinars, which can limit access to past learning opportunities.
In contrast, ACY Securities shines in the realm of forex and CFDs education by offering ample educational content in these areas. Like Fineco, ACY Securities conducts monthly webinars and provides a rich library of educational videos for beginners, though it does not have an investor dictionary with a wide breadth of investing terms. ACY Securities distinguishes itself by offering a searchable archive of past webinars, making it easier for beginners to access previous educational sessions. While both brokers have their strengths and weaknesses, Fineco is rated slightly higher with 4.0 stars compared to ACY Securities' 3.5 stars for education, yet ACY Securities ranks better at #43 versus Fineco's #49 out of 63 brokers evaluated by ForexBrokers.com. Ultimately, this suggests while both brokers have valuable offerings, ACY Securities might be more beneficial for those specifically interested in accessing a wide range of educational resources on forex or CFDs.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Education (Forex or CFDs) | No | Yes |
| Client Webinars | Yes | Yes |
| Client Webinars (Archived) | No | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than ACY Securities. Fineco finished with an overall rank of #25, while ACY Securities finished with an overall rank of #41.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
| Feature |
Fineco
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ACY Securities
|
|---|---|---|
| Overall Rating |
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| Trust Score | 94 | 75 |
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While neither Fineco nor ACY Securities provides the option to buy actual delivered cryptocurrency, ACY Securities stands out by offering the ability to purchase cryptocurrency derivatives, a service not available with Fineco.
Fineco and ACY Securities both support ACH and SEPA transfers as well as bank wires for depositing and withdrawing funds, but unlike Fineco, ACY Securities also accepts Skrill, Visa, and Mastercard payments, whereas neither platform supports PayPal transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Fineco | ACY Securities | |
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| Trust Score | 94 | 75 | |
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| Review | Fineco Review | ACY Securities Review |
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| Regulation | Fineco | ACY Securities | |
|---|---|---|---|
| Trust Score | 94 | 75 | |
| Year Founded | 1999 | 2011 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 0 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Fineco | ACY Securities | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | Fineco | ACY Securities | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Fineco | ACY Securities | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 9770 | 2200 | |
| Forex Pairs (Total) | 54 | 66 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | No | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Fineco | ACY Securities | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | 1.2 | |
| All-in Cost EUR/USD - Active | N/A | 0.85 | |
| Active Trader or VIP Discounts | No | Yes | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | No | No |
| Funding | Fineco | ACY Securities | |
|---|---|---|---|
| Minimum Deposit | $0 | $50 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | No | Yes | |
| Visa/Mastercard (Credit/Debit) | No | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | Yes | Yes |
| Trading Platforms | Fineco | ACY Securities | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Fineco | ACY Securities | |
|---|---|---|---|
| Virtual Trading (Demo) | No | Yes | |
| Alerts - Basic Fields | No | Yes | |
| Watchlists - Total Fields | N/A | 7 | |
| Charting - Indicators / Studies (Total) | 37 | 30 | |
| Charting - Drawing Tools (Total) | 7 | 15 | |
| Charting - Trade From Chart | No | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Fineco | ACY Securities | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | No | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 6 | 30 | |
| Mobile Charting - Draw Trendlines | No | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | No | Yes | |
| Mobile Economic Calendar | Yes | No |
| Research | Fineco | ACY Securities | |
|---|---|---|---|
| Daily Market Commentary | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Fineco | ACY Securities | |
|---|---|---|---|
| Education (Forex or CFDs) | No | Yes | |
| Client Webinars | Yes | Yes | |
| Client Webinars (Archived) | No | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Fineco | ACY Securities | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Fineco Review | ACY Securities Review |
| Overall | Fineco | ACY Securities | |
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| Trust Score | 94 | 75 | |
| Winner | check_circle | ||
| Review | Fineco Review | ACY Securities Review |
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