Written by ForexBrokers.com
In this head to head comparison of Fineco vs ACY Securities, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Fineco and ACY Securities are two well-known online brokers, each with distinct features and regulatory standings. Founded in 1999, Fineco not only offers brokerage services but also operates as a bank and is listed on a stock exchange. Its regulatory credentials are impressive, boasting two Tier-1 licenses, which contribute to its high ForexBrokers.com Trust Score of 94 out of 99, signifying it as a highly trusted broker. In contrast, ACY Securities was established in 2011 and operates solely as a brokerage firm. Despite being privately held and having only one Tier-1 license, ACY Securities maintains a fair Trust Score of 75 out of 99, indicating an average risk level.
For investors prioritizing trust and security, Fineco's higher Trust Score and dual Tier-1 licenses may offer greater reassurance. As a publicly traded bank with a strong regulatory framework, Fineco might appeal more to those looking for established stability. On the other hand, ACY Securities may be more suited to investors who are comfortable with a slightly higher risk, given its average Trust Score and single Tier-1 license. Both brokers cater to different investor needs, and understanding their regulatory differences can guide potential users in making informed decisions.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Year Founded | 1999 | 2011 |
| Publicly Traded (Listed) | Yes | No |
| Bank | Yes | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 0 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
Comparing commissions and fees, ACY Securities delivers clearer and generally sharper pricing than Fineco. ACY Securities holds a 4.5-star rating and ranks #22 out of 63 brokers for Commissions and Fees, while Fineco earns 3.5 stars and ranks #52. Pricing can vary by account type and region, but ACY’s structure and published averages make costs easier to estimate.
Fineco does not publish average spread data for forex or CFDs, which makes it hard to pin down actual trading costs. Fineco lists the EUR/USD at 1.0 pip and also mentions 0.8 pips, yet neither figure is stated as an average and no date range is given. That 1.0-pip figure is higher than what many brokers advertise as an average for this pair. Fineco does appear to offer lower spreads on some index CFDs, but the lack of consistent, dated averages limits cost transparency.
ACY Securities offers three accounts: a commission-free Standard account with an average EUR/USD spread of 1.2 pips (September 2021) and a $50 minimum deposit, plus two commission-based options (ProZero and Bespoke) where average spreads were about 0.25 pips during the same period. Commissions are $6 per round turn on ProZero and $5 on Bespoke; in Australia, ProZero drops to $3 per round turn, bringing the effective spread to about 0.55 pips (September 2021). ACY also has a 10-tier active trader program that can cut costs by 0.5 pips per lot when you trade more than 50 standard lots per month. Overall, ACY’s published averages and tiered pricing help frequent traders estimate—and often reduce—their all-in costs compared with Fineco.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Minimum Deposit | $0 | $50 |
| Average Spread EUR/USD - Standard | N/A | 1.2 |
| All-in Cost EUR/USD - Active | N/A | 0.85 |
| Active Trader or VIP Discounts | No | Yes |
| ACH or SEPA Transfers | Yes | Yes |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | No | Yes |
| Visa/Mastercard (Credit/Debit) | No | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Fineco vs ACY Securities: both brokers offer forex trading (CFD or spot). Fineco provides a wider catalog overall with 9,770 tradeable symbols and 54 forex pairs, while ACY Securities lists 2,200 symbols and 66 forex pairs. For Range of Investments, ForexBrokers.com rates Fineco 4.5/5 (ranked 17th of 63) and ACY Securities 4/5 (ranked 31st of 63).
Fineco also lets you buy exchange-traded shares directly on U.S. and international exchanges (not just CFDs), such as Apple on NASDAQ or Vodafone in London. ACY Securities does not offer direct share dealing, but it does support copy trading and cryptocurrency derivatives; Fineco offers neither, and neither broker supports buying delivered crypto. Pick Fineco for broader instrument choice and direct stock access, or ACY Securities if you want more forex pairs, copy trading, or crypto derivative exposure.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 9770 | 2200 |
| Forex Pairs (Total) | 54 | 66 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | No | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Fineco and ACY Securities both provide proprietary platforms available on the web and as Windows desktop downloads. ACY adds MetaTrader 4 (MT4) and MetaTrader 5 (MT5), which Fineco does not support. If you want a free demo for practice or paper trading, ACY offers one while Fineco does not. ACY also supports copy trading, whereas Fineco does not. For charting, ACY lets you place trades directly from charts and includes 15 drawing tools; Fineco lacks chart trading and lists 7 drawing tools. Indicator counts were not specified for either broker. Watchlists at ACY can display 7 columns, while Fineco’s watchlist fields are not available.
Both brokers earn 4 stars for Trading Platforms and Tools, according to ForexBrokers.com. However, Fineco is ranked higher at #18 out of 63 brokers, compared with ACY Securities at #42. In short: choose ACY if you need MT4/MT5, a demo account, and copy trading; pick Fineco if you’re comfortable with its in-house platform and prefer a broker that ranks higher overall in this category.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Virtual Trading (Demo) | No | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 37 | 30 |
| Charting - Drawing Tools (Total) | 7 | 15 |
| Charting - Trade From Chart | No | Yes |
| Watchlists - Total Fields | N/A | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Comparing the mobile trading apps from Fineco and ACY Securities: both offer iPhone and Android apps, price alerts, and the ability to switch between multiple time frames on charts. Neither app currently syncs watchlists between mobile and the online account. Each earns 4 out of 5 stars for mobile trading apps, though ACY Securities ranks slightly higher (#41 of 63) than Fineco (#43 of 63) on ForexBrokers.com.
For charting and tools, Fineco’s app includes 6 technical studies, but it does not support drawing trendlines, it doesn’t auto-save drawings, and it lacks real-time quote watchlists. ACY Securities offers 30 technical studies, supports trendline drawing with auto-save, and lets you build watchlists with real-time quotes. In short, ACY’s app better suits traders who lean on charting and live lists, while Fineco covers everyday monitoring and alerts.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 6 | 30 |
| Mobile Charting - Draw Trendlines | No | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | No | Yes |
| Mobile Watchlist | No | Yes |
Dive deeper: Best Forex Trading Apps.
Comparing market research at Fineco and ACY Securities: ACY delivers daily market commentary, while Fineco does not. Fineco stands out for forex news sourced from top-tier outlets like Bloomberg, Reuters, or Dow Jones; ACY does not provide these premium news feeds. Both brokers offer an economic calendar to track upcoming events. Neither includes Autochartist or Trading Central tools, and neither provides a sentiment indicator showing long/short positioning. TipRanks and Acuity Trading integrations are not specified for Fineco, and are not offered by ACY.
For overall research quality, Fineco earns 4.0 stars and ranks #34 out of 63 brokers on ForexBrokers.com, while ACY Securities scores 3.5 stars and ranks #46. Choose ACY if daily commentary matters most, or pick Fineco if you value direct access to high-quality forex news alongside a solid calendar.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | No |
| Trading Central (Recognia) | No | No |
| Social Sentiment - Currency Pairs | No | No |
| TipRanks | No | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to offering educational resources for beginners, Fineco offers a variety of options but lacks in some key areas compared to ACY Securities. Fineco provides educational webinars at least once a month and has an impressive collection of educational videos that cater specifically to beginners. Furthermore, Fineco offers an investor dictionary with a comprehensive list of over 50 investing terms, lending a helping hand to those just starting out. On the other hand, Fineco falls short in providing educational content related to forex or CFDs, as it does not meet the minimum requirement of 10 pieces such as articles, videos, or archived webinars with these subjects in primary focus. Additionally, Fineco does not provide a searchable archive of recorded client webinars, which can limit access to past learning opportunities.
In contrast, ACY Securities shines in the realm of forex and CFDs education by offering ample educational content in these areas. Like Fineco, ACY Securities conducts monthly webinars and provides a rich library of educational videos for beginners, though it does not have an investor dictionary with a wide breadth of investing terms. ACY Securities distinguishes itself by offering a searchable archive of past webinars, making it easier for beginners to access previous educational sessions. While both brokers have their strengths and weaknesses, Fineco is rated slightly higher with 4.0 stars compared to ACY Securities' 3.5 stars for education, yet ACY Securities ranks better at #43 versus Fineco's #49 out of 63 brokers evaluated by ForexBrokers.com. Ultimately, this suggests while both brokers have valuable offerings, ACY Securities might be more beneficial for those specifically interested in accessing a wide range of educational resources on forex or CFDs.
| Feature |
Fineco
|
ACY Securities
|
|---|---|---|
| Education (Forex or CFDs) | No | Yes |
| Client Webinars | Yes | Yes |
| Client Webinars (Archived) | No | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | No | No |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than ACY Securities. Fineco finished with an overall rank of #25, while ACY Securities finished with an overall rank of #41.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
| Feature |
Fineco
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ACY Securities
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|---|---|---|
| Overall Rating |
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| Trust Score | 94 | 75 |
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While neither Fineco nor ACY Securities provides the option to buy actual delivered cryptocurrency, ACY Securities stands out by offering the ability to purchase cryptocurrency derivatives, a service not available with Fineco.
Fineco and ACY Securities both support ACH and SEPA transfers as well as bank wires for depositing and withdrawing funds, but unlike Fineco, ACY Securities also accepts Skrill, Visa, and Mastercard payments, whereas neither platform supports PayPal transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Fineco | ACY Securities | |
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| Trust Score | 94 | 75 | |
| Winner | check_circle | ||
| Review | Fineco Review | ACY Securities Review |
| Broker Screenshots | Fineco | ACY Securities | |
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| Regulation | Fineco | ACY Securities | |
|---|---|---|---|
| Trust Score | 94 | 75 | |
| Year Founded | 1999 | 2011 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 0 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Fineco | ACY Securities | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | Fineco | ACY Securities | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No |
| Investments | Fineco | ACY Securities | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 9770 | 2200 | |
| Forex Pairs (Total) | 54 | 66 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | No | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Fineco | ACY Securities | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | 1.2 | |
| All-in Cost EUR/USD - Active | N/A | 0.85 | |
| Active Trader or VIP Discounts | No | Yes | |
| Inactivity Fee | No | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | No | No |
| Funding | Fineco | ACY Securities | |
|---|---|---|---|
| Minimum Deposit | $0 | $50 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | No | Yes | |
| Visa/Mastercard (Credit/Debit) | No | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | Yes | Yes |
| Trading Platforms | Fineco | ACY Securities | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Fineco | ACY Securities | |
|---|---|---|---|
| Virtual Trading (Demo) | No | Yes | |
| Alerts - Basic Fields | No | Yes | |
| Watchlists - Total Fields | N/A | 7 | |
| Charting - Indicators / Studies (Total) | 37 | 30 | |
| Charting - Drawing Tools (Total) | 7 | 15 | |
| Charting - Trade From Chart | No | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Fineco | ACY Securities | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | No | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 6 | 30 | |
| Mobile Charting - Draw Trendlines | No | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | No | Yes | |
| Mobile Economic Calendar | Yes | No |
| Research | Fineco | ACY Securities | |
|---|---|---|---|
| Daily Market Commentary | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | No | |
| TipRanks | No | ||
| Social Sentiment - Currency Pairs | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Fineco | ACY Securities | |
|---|---|---|---|
| Education (Forex or CFDs) | No | Yes | |
| Client Webinars | Yes | Yes | |
| Client Webinars (Archived) | No | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | No | No | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Fineco | ACY Securities | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Fineco Review | ACY Securities Review |
| Overall | Fineco | ACY Securities | |
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| Trust Score | 94 | 75 | |
| Winner | check_circle | ||
| Review | Fineco Review | ACY Securities Review |
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