Written by ForexBrokers.com
In this head to head comparison of Fineco vs ATFX, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Fineco and ATFX are notable players in the online brokerage scene, each with unique qualifications. Established in 1999, Fineco is a publicly traded company that doubles as a bank, boosting its credibility in the financial sector. It holds two Tier-1 licenses, recognized as a symbol of high trust, which contributes to its impressive Trust Score of 94 out of 99 by ForexBrokers.com. This high rating indicates that Fineco is considered highly trusted by industry standards.
In contrast, ATFX, founded in 2017, is privately held and does not function as a bank. Despite not being publicly traded, ATFX holds four Tier-1 licenses, reflecting its strong regulatory standing. Additionally, it has two Tier-2 licenses, adding to its reliability. These credentials contribute to a ForexBrokers.com Trust Score of 85, classifying ATFX as a trusted brokerage option. While Fineco may lead in overall trust rating, ATFX's multiple top-tier licenses and trust score make it a robust competitor in the market.
| Feature |
Fineco
|
ATFX
|
|---|---|---|
| Year Founded | 1999 | 2017 |
| Publicly Traded (Listed) | Yes | No |
| Bank | Yes | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 0 | 2 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 0 | 1 |
When it comes to commissions and fees, both Fineco and ATFX provide limited transparency. Fineco does not publish average spread data for forex or CFDs, making it hard to pin down real trading costs. It lists EUR/USD spreads at 1.0 pip and 0.8 pips, but these figures are not confirmed averages and no date range is given; 1.0 pip would be higher than what many forex brokers advertise. Fineco does appear to offer lower spreads on index CFDs. ATFX likewise does not provide average spread data, so its typical costs are unclear.
Based on ForexBrokers.com’s assessment of costs, Fineco earns 3.5 out of 5 stars and ranks 52 out of 63 brokers, while ATFX earns 3 out of 5 stars and ranks 61 out of 63. In other words, Fineco edges ATFX for commissions and fees, though both trail many competitors that publish consistent, time-stamped averages.
If you’re cost-focused, consider that Fineco’s quoted EUR/USD spreads (0.8–1.0 pip) are not verified averages, and ATFX’s typical spreads are undisclosed. Checking each broker’s live pricing and any account-specific fees before you trade is a smart move—especially if you trade frequently or in larger sizes.
| Feature |
Fineco
|
ATFX
|
|---|---|---|
| Minimum Deposit | $0 | $500 |
| Average Spread EUR/USD - Standard | N/A | N/A |
| All-in Cost EUR/USD - Active | N/A | N/A |
| Non-wire bank transfer | Yes | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | No | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Fineco vs ATFX: When it comes to the range of investments, Fineco offers far more choice. Fineco lists 9,770 tradable symbols and 54 forex pairs, while ATFX offers 150 symbols and 44 forex pairs. Both brokers support forex trading as contracts for difference (CFDs) or spot. A key difference is market access: Fineco lets you buy exchange-traded shares on U.S. and international exchanges (so you can purchase companies like Apple or Vodafone directly), whereas ATFX does not offer direct share dealing.
ATFX stands out for copy trading and for offering cryptocurrency derivatives, features that Fineco does not provide; neither broker lets you buy actual crypto. Based on Range of Investments, Fineco is rated 4.5/5 and ranks 17th out of 63 brokers on ForexBrokers.com, while ATFX is rated 3.5/5 and ranks 58th. In short, Fineco suits investors seeking a wide lineup and direct share purchases, while ATFX may appeal to traders who want copy trading and crypto derivatives with a simpler product list.
| Feature |
Fineco
|
ATFX
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 9770 | 150 |
| Forex Pairs (Total) | 54 | 44 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (Derivative) | No | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Comparing Fineco and ATFX for trading platforms and tools, a few differences stand out. Fineco does not offer a free demo (paper) account, while ATFX does. Fineco provides its own proprietary platform alongside both a Windows desktop download and a web-based platform. ATFX also offers Windows and web platforms but relies on third-party software rather than an in-house platform. For chart-based trading, ATFX lets you place trades directly from the chart, whereas Fineco does not.
Feature-wise, ATFX supports copy trading and offers MetaTrader 4 (MT4) and MetaTrader 5 (MT5); Fineco does not provide copy trading or MT4/MT5. Details on DupliTrade, ZuluTrade, chart indicators, drawing tools, and watch list fields were not provided for either broker. According to ForexBrokers.com, Fineco earns 4 stars and ranks #18 out of 63 for Trading Platforms and Tools, while ATFX earns 3.5 stars and ranks #63 out of 63.
| Feature |
Fineco
|
ATFX
|
|---|---|---|
| Virtual Trading (Demo) | No | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 37 | 30 |
| Charting - Trade From Chart | No | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Fineco and ATFX both offer mobile trading apps for iPhone and Android, and each supports stock and forex price alerts. Neither app syncs watchlists between mobile and the web, but ATFX lets you build a watchlist with real-time quotes, while Fineco does not. In overall app quality, Fineco is rated 4 out of 5 stars, compared with 3.5 stars for ATFX.
For charting on mobile, Fineco includes 6 technical studies, while ATFX offers 7. ATFX also supports drawing trendlines and auto-saving those drawings; Fineco lacks both. Time-frame options weren’t specified for either app. In ForexBrokers.com’s Mobile Trading Apps category, Fineco placed 43rd, whereas ATFX ranked 64th.
| Feature |
Fineco
|
ATFX
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 6 | 7 |
| Mobile Charting - Draw Trendlines | No | Yes |
| Mobile Charting - Trendlines Autosave | No | Yes |
| Mobile Watchlist | No | Yes |
Dive deeper: Best Forex Trading Apps.
Comparing market research at Fineco and ATFX, each broker delivers different strengths. Fineco publishes top-tier forex news from sources like Bloomberg, Reuters, or Dow Jones and includes an economic calendar, but it does not offer daily market commentary. ATFX flips that script: it provides daily market commentary and an economic calendar, yet lacks premium news feeds. For technical analysis tools, ATFX offers Autochartist and Trading Central for trading ideas and chart-based signals, while Fineco does not. Neither broker includes a sentiment tool showing long vs. short positioning.
If you want institutional-grade news coverage in your platform, Fineco is the better fit. If you prefer frequent commentary and built-in tools for spotting trade setups, ATFX stands out. Reflecting these differences, Fineco earns 4.0/5 for research (ranked 34th of 63 by ForexBrokers.com), while ATFX scores 3/5 (ranked 55th of 63).
| Feature |
Fineco
|
ATFX
|
|---|---|---|
| Daily Market Commentary | No | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Client sentiment data | No | No |
| TipRanks | ||
| Signal Centre (Acuity Trading) | ||
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginner traders comparing education at Fineco and ATFX, both brokers deliver at least 10 beginner-focused trading videos, making it easy to learn the basics of forex and CFDs. Neither broker offers 10+ advanced videos, so seasoned traders may find the content limited. Fineco stands out for running monthly client webinars, while ATFX does not currently host regular live educational sessions. It’s not clearly stated whether either broker provides 10+ forex/CFD articles or a searchable archive of past webinars, and we couldn’t confirm whether either offers a large investor dictionary.
Ratings and rankings tell a mixed story: Fineco holds a 4.0-star Education rating, compared to ATFX’s 3 stars. Yet, in ForexBrokers.com’s Education category, ATFX ranks higher (#28 of 63) than Fineco (#49 of 63). If you value live learning, Fineco’s monthly webinars may tip the scales. If you prefer self-paced beginner videos, both brokers fit the bill, but advanced learners will likely want more depth from either option.
| Feature |
Fineco
|
ATFX
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Fineco is better than ATFX. Fineco finished with an overall rank of #25, while ATFX finished with an overall rank of #51.
FinecoBank is a trusted multi-asset broker offering forex and CFDs across its brands regulated in the U.K. and Italy. However, unless you visit a physical branch as a citizen of the EU – or you are a resident of Italy or the U.K. – you will not be permitted to open an online account with FinecoBank.
| Feature |
Fineco
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ATFX
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|---|---|---|
| Overall Rating |
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| Trust Score | 94 | 85 |
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Fineco and ATFX both do not offer the ability to buy actual delivered cryptocurrency, but while Fineco does not offer cryptocurrency derivatives, ATFX provides the option to trade in cryptocurrency derivatives.
Comparing online brokers Fineco and ATFX: Fineco supports ACH/SEPA and bank wire deposits and withdrawals but not PayPal or Skrill, whereas ATFX provides bank wire transfers and Skrill but does not support ACH/SEPA or PayPal.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Fineco | ATFX | |
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| Trust Score | 94 | 85 | |
| Winner | check_circle | ||
| Review | Fineco Review |
| Broker Screenshots | Fineco | ATFX | |
|---|---|---|---|
| Broker Gallery (click to expand) |
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| Regulation | Fineco | ATFX | |
|---|---|---|---|
| Trust Score | 94 | 85 | |
| Year Founded | 1999 | 2017 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | Yes | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 0 | 2 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 0 | 1 |
| Tier-1 Licenses (Highly Trusted) | Fineco | ATFX | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | Yes | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Fineco | ATFX | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA, FSRA, or SCA Authorised) | No | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No |
| Investments | Fineco | ATFX | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 9770 | 150 | |
| Forex Pairs (Total) | 54 | 44 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (Derivative) | No | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Fineco | ATFX | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | N/A | N/A | |
| All-in Cost EUR/USD - Active | N/A | N/A | |
| Inactivity Fee | No | No | |
| Order execution: Agency | No | No | |
| Order execution: Market Maker | No | Yes |
| Funding | Fineco | ATFX | |
|---|---|---|---|
| Minimum Deposit | $0 | $500 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | No | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | Yes | No |
| Trading Platforms | Fineco | ATFX | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No |
| Trading Tools | Fineco | ATFX | |
|---|---|---|---|
| Virtual Trading (Demo) | No | Yes | |
| Price Alerts | No | Yes | |
| Charting - Indicators / Studies (Total) | 37 | 30 | |
| Charting - Trade From Chart | No | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Fineco | ATFX | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist | No | Yes | |
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 6 | 7 | |
| Mobile Charting - Draw Trendlines | No | Yes | |
| Mobile Charting - Trendlines Autosave | No | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | Fineco | ATFX | |
|---|---|---|---|
| Daily Market Commentary | No | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | |||
| Client sentiment data | No | No | |
| Economic Calendar | Yes | Yes |
| Education | Fineco | ATFX | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | No | No |
| Major Forex Pairs | Fineco | ATFX | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD [DELETED] | |||
| Review | Fineco Review |
| Overall | Fineco | ATFX | |
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| Trust Score | 94 | 85 | |
| Winner | check_circle | ||
| Review | Fineco Review |
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