Written by ForexBrokers.com
In this head to head comparison of XTB vs ATFX, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing XTB and ATFX, there are a few regulatory factors to consider. Founded in 2002, XTB is a publicly traded online broker with a ForexBrokers.com Trust Score of 96, placing it in the highly trusted category. It holds two Tier-1 licenses, which are considered top-tier in trustworthiness, and two Tier-2 licenses. Despite not being a bank, XTB's presence as a publicly listed company adds to its transparency and trust in the financial markets.
On the other hand, ATFX was established more recently in 2017 and is not publicly traded. Its Trust Score of 85 places it in the trusted category. However, with four Tier-1 licenses, ATFX demonstrates strong regulatory compliance, equaling XTB in Tier-2 licenses with two. While it lacks the public trading aspect of XTB, ATFX's greater number of Tier-1 licenses highlights its commitment to operating under stringent regulatory standards.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Year Founded | 2002 | 2017 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 2 | 2 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB and ATFX represent two different spectrums of commission and fee structures among online brokers. XTB offers both a Standard account with spread-only pricing and a Professional account for clients designated as professionals in the U.K. and Europe. The average forex spread for EUR/USD at XTB is one pip, aligning with the industry average, although it lags behind top brokers. While the commission-based Professional account is being phased out, XTB provides an active trader discount program called the Lower Spread Group, offering rebates from 5% to 30% based on trading volume. The broker ranks 11th among 63 brokers with a 4.5-star rating for commissions and fees.
In contrast, average spread data for ATFX is not available, making a direct comparison challenging. The broker is rated 3 out of 5 stars for commissions and fees, positioning it much lower in the industry rankings at 60th out of 63 brokers. This suggests a less competitive fee structure compared to XTB. For traders seeking transparency and potential cost savings, XTB's active trader program can offer financial advantages through its rebate system, which ATFX does not provide.
For those evaluating these two brokers, XTB's comprehensive account options and structured fee rebates present a more attractive choice for active traders. Meanwhile, ATFX's lack of available spread data and lower ranking in commissions and fees highlight potential drawbacks for those seeking a cost-effective trading experience. Consequently, traders interested in substantial volume discounts may prefer XTB, given its higher rating and industry standing.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Minimum Deposit | $0 | $500 |
| Average Spread EUR/USD - Standard | 1.00 | N/A |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing the range of investment offerings between XTB and ATFX, XTB shines with a more diverse selection. XTB offers an impressive 7,184 tradeable symbols, considerably outpacing ATFX, which provides 150. For those interested in forex trading, XTB again leads with 71 tradeable forex pairs compared to ATFX’s 44. Moreover, XTB provides access to exchange-traded securities on both U.S. and international exchanges, allowing clients to invest in companies like Apple and Vodafone. In contrast, ATFX does not offer exchange-traded securities on these exchanges, focusing instead on CFD trading. Both brokers facilitate forex trading using CFDs and offer cryptocurrency derivatives, yet neither gives the option to buy actual cryptocurrencies.
While XTB doesn’t support copy trading, ATFX caters to this market with its offerings. These distinctions are reflected in the ratings: XTB earns a robust 5 out of 5 stars for its range of investments, ranking 14th out of 63 brokers on ForexBrokers.com. Meanwhile, ATFX holds a 3.5-star rating, positioned at 57th on the same list. In conclusion, XTB offers a broader and more versatile range of investments, making it a preferred choice for those seeking diverse market opportunities.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 150 |
| Forex Pairs (Total) | 71 | 44 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
For traders exploring the best online platforms, XTB and ATFX both provide strong choices with unique features. Both brokers offer simulated trading through free virtual demo accounts, making them ideal for beginners who want to practice without risk. XTB presents a unique experience with its in-house developed platform, while ATFX relies on the widely used MetaTrader 4 and 5, appealing to those familiar with these platforms. Both offer web-based and Windows desktop platforms; however, ATFX supports copy trading, enhancing social trading possibilities that XTB currently does not provide.
Focusing on tools and charting, XTB presents advantages with 32 drawing tools compared to ATFX's 15, alongside the innovative ability to trade directly from a stock chart, a feature both brokers share. XTB supports a more comprehensive watch list experience with eight columns, surpassing ATFX's seven. These differences contribute to XTB's higher rating of 4.5 stars for trading platforms and tools, compared to ATFX's 3.5 stars. Consequently, XTB ranks 9th out of 63 brokers for these features, while ATFX is positioned at 62nd, signaling XTB as a more favorable choice for traders seeking advanced platform capabilities.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 39 | 30 |
| Charting - Drawing Tools (Total) | 32 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 8 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When comparing the mobile trading apps of XTB and ATFX, both brokers provide applications for iPhone and Android users, ensuring accessibility across devices. Both apps allow traders to set stock or forex price alerts, and offer the ability to draw trendlines and view multiple time frames like daily, weekly, or intraday on charts. Additionally, they both support creating watchlists with real-time quotes and auto-save chart drawings. However, neither app synchronizes watchlist symbols with changes made on the client’s online account, which could be a consideration for users who frequently switch between devices.
Where XTB really sets itself apart is in the number of technical studies available, offering 39 compared to ATFX’s 7, allowing for a richer analytical experience. Reflecting this, XTB’s app is rated 4.5 stars for mobile trading, ranking 8th out of 63 brokers according to ForexBrokers.com. In contrast, ATFX has a 3.5-star rating and is ranked 63rd. These differences may make XTB the preferred choice for traders seeking more comprehensive charting tools and higher app performance ratings.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | 7 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
In comparing XTB and ATFX for market research offerings, both brokers provide daily market commentary and maintain an economic calendar that keeps traders informed about important global events. However, XTB stands out with its inclusion of forex news from leading sources like Bloomberg and Reuters, while ATFX does not offer this feature. Additionally, XTB provides a sentiment-based trading tool, which ATFX lacks. On the other hand, ATFX enhances its research capabilities with technical analysis tools from renowned companies like Autochartist and Trading Central, tools not available with XTB.
Despite ATFX's inclusion of advanced analytics tools, XTB secures a higher overall research rating with 5 stars compared to ATFX's 3-star rating. This is reflected in their rankings where XTB impressively holds the 7th position among 63 brokers, while ATFX is positioned further down at 54th according to ForexBrokers.com. Therefore, for traders prioritizing cutting-edge news and sentiment tools, XTB might be the preferred choice, while those focused on technical analysis might find ATFX's offerings more appealing.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, both XTB and ATFX provide a solid foundation in forex and CFDs trading through a variety of materials, such as articles, videos, and archived webinars. XTB stands out with its monthly online educational webinars, a feature not offered by ATFX, and a reliable archive of previous sessions for those who wish to revisit the content at their own pace. Both brokers present more than ten educational videos specifically designed for beginners. Although XTB also offers advanced educational videos for experienced traders, ATFX does not extend the same level of content for more seasoned individuals.
Meanwhile, ATFX provides an investor dictionary with definitions of over 50 investing terms, a resource absent in XTB's offerings. In terms of educational prowess, XTB claims a higher rating of 5 stars compared to ATFX's 3 stars, reflecting the broader scope and availability of learning tools tailored to various trader expertise levels. Consequently, XTB ranks 11th out of 63 brokers on ForexBrokers.com for their educational offerings, whereas ATFX holds the 28th position in the same category. These distinctions highlight the comprehensive approach XTB takes in nurturing both new and experienced traders through its learning resources.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than ATFX. XTB finished with an overall rank of #7, while ATFX finished with an overall rank of #51.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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ATFX
|
|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 85 |
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Both XTB and ATFX do not provide the option to buy actual delivered cryptocurrency, but they do offer the ability to trade in cryptocurrency derivatives.
When comparing online brokers XTB and ATFX regarding their deposit and withdrawal options, neither offers ACH or SEPA transfers; however, XTB provides the ability to use PayPal, which ATFX does not, while both brokers support Skrill, Visa, Mastercard, and bank wire transfers, making XTB and ATFX versatile in traditional transaction methods, but XTB uniquely accommodates PayPal users.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | ATFX | |
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| Trust Score | 96 | 85 | |
| Winner | check_circle | ||
| Review | XTB Review |
| Broker Screenshots | XTB | ATFX | |
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| Regulation | XTB | ATFX | |
|---|---|---|---|
| Trust Score | 96 | 85 | |
| Year Founded | 2002 | 2017 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 2 | 2 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | ATFX | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | Yes | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | ATFX | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | Yes | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | XTB | ATFX | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 150 | |
| Forex Pairs (Total) | 71 | 44 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | ATFX | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | N/A | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | Yes | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | XTB | ATFX | |
|---|---|---|---|
| Minimum Deposit | $0 | $500 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | XTB | ATFX | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | XTB | ATFX | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 8 | 7 | |
| Charting - Indicators / Studies (Total) | 39 | 30 | |
| Charting - Drawing Tools (Total) | 32 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | ATFX | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | 7 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | XTB | ATFX | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XTB | ATFX | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | XTB | ATFX | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | XTB Review |
| Overall | XTB | ATFX | |
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| Trust Score | 96 | 85 | |
| Winner | check_circle | ||
| Review | XTB Review |
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