Written by ForexBrokers.com
In this head to head comparison of XTB vs ATFX, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing XTB and ATFX, there are a few regulatory factors to consider. Founded in 2002, XTB is a publicly traded online broker with a ForexBrokers.com Trust Score of 96, placing it in the highly trusted category. It holds two Tier-1 licenses, which are considered top-tier in trustworthiness, and two Tier-2 licenses. Despite not being a bank, XTB's presence as a publicly listed company adds to its transparency and trust in the financial markets.
On the other hand, ATFX was established more recently in 2017 and is not publicly traded. Its Trust Score of 85 places it in the trusted category. However, with four Tier-1 licenses, ATFX demonstrates strong regulatory compliance, equaling XTB in Tier-2 licenses with two. While it lacks the public trading aspect of XTB, ATFX's greater number of Tier-1 licenses highlights its commitment to operating under stringent regulatory standards.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Year Founded | 2002 | 2017 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 2 | 2 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB and ATFX are two online brokers offering distinct approaches to trading commissions and fees. XTB provides two account types: the spread-only Standard account and the commission-based Professional account, which is available exclusively to select professionals in the U.K. and Europe. XTB's pricing is generally on par with the industry average, though it might not be the cheapest option available. For forex traders, the Standard account, with an average spread of 1 pip on the EUR/USD, tends to be more accessible and economical, particularly since the Professional account is being phased out. XTB appeals to active traders with its Lower Spread Group, a program that rebates a portion of the spread. Despite its competitive offerings, XTB is rated 4.5 stars and ranks 11th out of 62 brokers for commissions and fees.
On the other hand, ATFX does not provide average spread data, making a direct comparison slightly challenging. ATFX might not offer the same breadth of options or discounts for active traders as XTB does. Its less comprehensive fee structure is reflected in its rating of 3 stars and a lower ranking of 59 out of 62 brokers in the Commissions and Fees category by ForexBrokers.com. The lack of detailed spread information may make it harder for traders to evaluate potential costs accurately when considering ATFX as their broker.
In summary, while XTB provides more transparent pricing and considerations for active traders through its spread rebates, ATFX's less detailed fee information and lower star rating suggest that it may be less competitive in terms of commissions and fees. Traders may prefer XTB for its clarity and flexibility, although personal preferences and trading styles will ultimately guide the best broker choice. Both brokers offer certain advantages, but XTB's higher ranking and star rating suggest it may offer better value in this category.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Minimum Deposit | $0 | $500 |
| Average Spread EUR/USD - Standard | 1.00 | N/A |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Active Trader or VIP Discounts | No | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When comparing XTB and ATFX, one can see distinct differences in the range of investment options each broker provides. XTB stands out with an impressive 7,184 tradeable symbols, significantly surpassing ATFX's offering of 150 symbols. Both brokers allow forex trading as CFDs, but XTB provides a wider selection of 71 forex pairs compared to ATFX's 44 pairs. Additionally, XTB offers the opportunity to trade exchange-listed securities both on U.S. and international exchanges, whereas ATFX does not. For cryptocurrency, both platforms allow trading of derivatives but not the actual digital coins themselves.
Another difference is in copy trading options; ATFX accommodates investors interested in this feature, whereas XTB does not. These variations contribute to XTB being rated five stars for Range of Investments, ranking it 14th out of 62 brokers according to ForexBrokers.com. In contrast, ATFX receives a 3.5-star rating, placing it at 57th. These ratings reflect the broader array of trading options and opportunities that XTB provides to its users compared to ATFX.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 150 |
| Forex Pairs (Total) | 71 | 44 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing XTB and ATFX for their trading platforms and tools, both brokers offer free virtual demo accounts, which means newcomers can practice trading without any financial risk. However, XTB shines with its custom-built, proprietary platform and offers a wide selection of 32 drawing tools for customized charting. ATFX doesn't develop its own platform but supports popular third-party platforms like MetaTrader 4 and MetaTrader 5. Both brokers feature Windows-based desktop and web-based trading platforms, providing flexibility for users with different preferences. Where ATFX leads is in its support for copy trading, a feature that XTB lacks, making ATFX attractive to those interested in mimicking the trades of more experienced investors.
Despite ATFX’s strengths, XTB enjoys a higher rating for trading platforms and tools, with 4.5 out of 5 stars compared to ATFX's 3.5 stars. This is reflected in their rankings by ForexBrokers.com, where XTB is positioned at a respectable #9 out of 62 brokers, while ATFX trails significantly behind at #61. Both brokers allow trading directly from stock charts, but XTB provides more detailed watch lists with 8 columns compared to ATFX's 7. While both lack support for ZuluTrade and DupliTrade, XTB's superior in-house platform, extensive customization options, and higher industry ratings give it a notable edge over ATFX in this comparison.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 39 | 30 |
| Charting - Drawing Tools (Total) | 32 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 8 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When choosing between XTB and ATFX for mobile trading, both brokers provide apps compatible with iPhone and Android devices, ensuring access regardless of your smartphone choice. Each app allows users to set up price alerts for stocks and forex, ensuring you stay updated on market movements. However, neither app offers watchlist symbol syncing, which means watchlist updates made in one platform won't reflect in the other. For charting enthusiasts, XTB offers 39 technical studies in its app compared to ATFX's seven, providing traders with more analytical tools to make informed decisions. Both apps allow drawing trendlines and examining different time frames, from daily to intraday, and they conveniently auto-save any drawings.
Both XTB and ATFX enable users to create watchlists with real-time quotes, keeping your preferred stocks and forex pairs visible and current. In terms of user ratings, XTB scores an impressive 4.5 out of five stars for its mobile offer, showing strong user satisfaction. In contrast, ATFX receives a rating of 3.5 stars. Additionally, in ForexBrokers.com's ranking of 62 brokers based on their mobile trading apps, XTB holds the notable position of 8th place, whereas ATFX stands at the 62nd spot, suggesting XTB is generally perceived as the superior option for mobile traders.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | 7 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When it comes to market research, XTB and ATFX both offer daily market commentary to keep traders informed. XTB stands out by providing forex news from top-tier sources like Bloomberg and Reuters, whereas ATFX does not. However, ATFX compensates with tools from Autochartist and Trading Central, which XTB lacks. These tools provide valuable insights for technical and fundamental analysis, giving ATFX an edge for those who rely on these specific resources for trading decisions.
XTB further distinguishes itself with a sentiment-based trading tool that shows the ratio of long and short positions, which ATFX does not offer. Both brokers provide an economic calendar to help traders keep track of global news events, crucial for informed trading. Overall, XTB receives a high rating of 5 stars and is ranked 7th out of 62 brokers for research by ForexBrokers.com. In comparison, ATFX is rated at 3 stars and finds itself at the 54th position, highlighting the more comprehensive research services offered by XTB.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | Yes |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational resources offered by XTB and ATFX, beginners will discover that both brokers provide a solid foundation in forex and CFDs education. XTB excels with a diverse array of educational materials, including more than 10 articles, videos, and archived webinars, which focus primarily on forex and CFDs. In addition, XTB hosts monthly online educational webinars and provides a searchable archive of these sessions, making it convenient for newcomers to revisit past webinars at their own pace. For those starting out in trading, XTB also delivers over 10 beginner-focused educational videos, ideal for grasping essential trading concepts.
In contrast, ATFX matches XTB in offering an extensive range of educational content with more than 10 educational pieces and a searchable archive of recorded webinars. However, ATFX does not hold monthly live webinars, possibly limiting interactive learning opportunities for beginners. While ATFX includes over 10 videos specifically tailored for beginners, the absence of advanced educational videos may restrict growth for more experienced traders. On a different note, ATFX offers an extensive investor dictionary with definitions for over 50 investing terms, which can be a beneficial resource for learners new to trading jargon. When evaluated for educational excellence, XTB achieves a commendable 5-star rating and ranks 11th out of 62 brokers in the education category, while ATFX garners 3 stars, ranking 28th in the same list.
| Feature |
XTB
|
ATFX
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | No | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 62 of the best forex brokers, our research and account testing finds that XTB is better than ATFX. XTB finished with an overall rank of #7, while ATFX finished with an overall rank of #51.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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ATFX
|
|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 85 |
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Both XTB and ATFX do not provide the option to buy actual delivered cryptocurrency, but they do offer the ability to trade in cryptocurrency derivatives.
When comparing online brokers XTB and ATFX regarding their deposit and withdrawal options, neither offers ACH or SEPA transfers; however, XTB provides the ability to use PayPal, which ATFX does not, while both brokers support Skrill, Visa, Mastercard, and bank wire transfers, making XTB and ATFX versatile in traditional transaction methods, but XTB uniquely accommodates PayPal users.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | ATFX | |
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| Trust Score | 96 | 85 | |
| Winner | check_circle | ||
| Review | XTB Review |
| Broker Screenshots | XTB | ATFX | |
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| Regulation | XTB | ATFX | |
|---|---|---|---|
| Trust Score | 96 | 85 | |
| Year Founded | 2002 | 2017 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 2 | 2 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | ATFX | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | Yes | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | ATFX | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | Yes | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | XTB | ATFX | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 150 | |
| Forex Pairs (Total) | 71 | 44 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | ATFX | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.00 | N/A | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Active Trader or VIP Discounts | No | No | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | Yes | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | XTB | ATFX | |
|---|---|---|---|
| Minimum Deposit | $0 | $500 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | XTB | ATFX | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | XTB | ATFX | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 8 | 7 | |
| Charting - Indicators / Studies (Total) | 39 | 30 | |
| Charting - Drawing Tools (Total) | 32 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | ATFX | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | 7 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | XTB | ATFX | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | Yes | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XTB | ATFX | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | No | Yes |
| Major Forex Pairs | XTB | ATFX | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | XTB Review |
| Overall | XTB | ATFX | |
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| Trust Score | 96 | 85 | |
| Winner | check_circle | ||
| Review | XTB Review |
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