City Index vs Fineco 2025
In this head to head comparison of City Index vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of City Index vs Fineco, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
City Index and Fineco are respected online brokers offering various services with strong regulatory credentials. City Index, established in 1983, boasts a ForexBrokers.com Trust Score of 99, the highest level of trust. It is publicly traded and holds an impressive array of 7 Tier-1 licenses, considered the most reliable, along with 1 Tier-2 license. In contrast, Fineco, founded in 1999 and also publicly traded, holds 2 Tier-1 licenses and carries a solid Trust Score of 94. Additionally, Fineco distinguishes itself as a bank, emphasizing its diverse financial offerings.
While both brokers are publicly traded, Fineco's status as a bank provides an added layer of assurance for clients seeking a full-suite financial institution. City Index, however, excels in regulatory strength with its greater number of top-tier licenses, suggesting a particularly high level of safety and oversight for its users. Whether you prioritize regulatory confidence or banking capabilities, these brokers offer compelling options for online trading endeavors.
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Year Founded | 1983 | 1999 |
Publicly Traded (Listed) | Yes | Yes |
Bank | No | Yes |
Tier-1 Licenses | 7 | 2 |
Tier-2 Licenses | 1 | 0 |
Tier-3 Licenses | 0 | 0 |
Tier-4 Licenses | 1 | 0 |
City Index vs. Fineco on commissions and fees: City Index earns 4.5/5 stars and ranks #15 of 63 for Commissions and Fees at ForexBrokers.com, while Fineco scores 3.5/5 stars and ranks #52 of 63. City Index’s pricing for CFDs, forex, and spread betting is around the industry average, with its best rates available on its proprietary platforms and MetaTrader. By contrast, Fineco does not publish average spread data for forex or CFDs, which makes it harder to gauge real trading costs.
City Index posts an average EUR/USD spread of 0.74 pips (July 2023), keeping overall costs in line with typical peers, though not as low as the cheapest specialists. High-volume traders can tap extra value: the Premium Trader account (deposit over £10,000) offers exclusive pricing, events, content, and dedicated support. Professional rebates for the U.K. start at £4 per million when trading more than £25M per month and rise to £7.5 per million above £300M; in Australia, rebates range from AUD 4.5 to AUD 14.5 per million depending on tier.
Fineco lists EUR/USD spreads of 1 pip and 0.8 pips, but neither figure is presented as an average or tied to a date range; if 1 pip were typical, that would be higher than what many forex brokers offer. Fineco appears more competitive on index CFDs, yet the absence of average spread data obscures total costs. Overall, City Index provides clearer pricing and potential savings for active traders, while Fineco may appeal if you prioritize index CFD pricing and accept less transparency on forex spreads.
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Minimum Deposit | £100.00 | $0 |
Average spread (EUR/USD) - Standard account | 1.4 | N/A |
All-in Cost EUR/USD - Active | 0.74 | N/A |
Non-wire bank transfer | Yes | Yes |
PayPal (Deposit/Withdraw) | Yes | |
Skrill (Deposit/Withdraw) | No | |
Bank Wire (Deposit/Withdraw) | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Comparing City Index vs Fineco for range of investments: both support forex trading (CFD/spot). City Index lists around 13,500 tradeable symbols and 66 forex pairs, while Fineco offers about 9,770 symbols and 54 forex pairs.
Access to actual exchange-traded shares differs sharply: City Index does not offer non-CFD U.S. or international shares, whereas Fineco does for both. Neither broker supports buying real crypto, but City Index provides cryptocurrency CFDs; Fineco does not. City Index also offers copy trading, while Fineco doesn’t. According to ForexBrokers.com, City Index is rated 5 stars and ranks #8 of 63 for Range of Investments; Fineco is rated 4.5 stars and ranks #17.
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Forex Trading (Spot or CFDs) | Yes | Yes |
Tradeable Symbols (Total) | 13500 | 9770 |
Forex Pairs (Total) | 66 | 54 |
U.S. Stocks (Shares) | No | Yes |
Global Stocks (Non-U.S. Shares) | No | Yes |
Copy Trading | Yes | No |
Cryptocurrency (Underlying) | No | No |
Cryptocurrency (CFDs) | Yes | No |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
City Index and Fineco both offer proprietary platforms along with web-based and Windows desktop trading. City Index also supports MetaTrader 4 (MT4), while Fineco does not; neither broker offers MetaTrader 5 (MT5). If you want a free paper trading demo, City Index provides one, while Fineco does not. City Index includes copy trading, whereas Fineco does not.
City Index lets you place trades directly from a chart; Fineco lacks chart trading. For Trading Platforms and Tools, ForexBrokers.com rates City Index at 4.5 stars (ranked 11th of 63) and Fineco at 4 stars (ranked 18th of 63). Pick City Index if MT4, demo trading, copy trading, or chart trading are important to you; Fineco suits traders who just need a proprietary web or desktop platform without those extras.
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Virtual Trading (Demo) | Yes | No |
Proprietary Desktop Trading Platform | Yes | Yes |
Desktop Platform (Windows) | Yes | Yes |
Web Platform | Yes | Yes |
Copy Trading | Yes | No |
MetaTrader 4 (MT4) | Yes | No |
MetaTrader 5 (MT5) | No | No |
Charting - Indicators / Studies (Total) | 88 | 37 |
Charting - Trade From Chart | Yes | No |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
City Index and Fineco both offer mobile trading apps for iPhone and Android, and each supports price alerts for stocks and forex. The big day-to-day difference is watchlists: City Index syncs your symbols between the app and your online account, while Fineco does not, so edits made on one device won’t automatically appear on the other.
Charting is another key divider. City Index includes 88 technical studies, lets you draw trendlines, and auto-saves your drawings. Fineco offers 6 technical studies and does not support trendlines or auto-saving drawings. In independent testing by ForexBrokers.com, City Index earned 4.5 out of 5 stars and ranked 9th out of 63 brokers for Mobile Trading Apps, while Fineco received 4 stars and ranked 43rd.
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Android App | Yes | Yes |
Apple iOS App | Yes | Yes |
Mobile Price Alerts | Yes | Yes |
Mobile Watchlists - Syncing | Yes | No |
Mobile Charting - Indicators / Studies | 88 | 6 |
Mobile Charting - Draw Trendlines | Yes | No |
Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
City Index vs Fineco for market research: City Index delivers daily market commentary, while Fineco does not. Both brokers stream forex news from top-tier sources such as Bloomberg, Reuters, or Dow Jones and include an economic calendar for upcoming events. City Index adds Trading Central tools and a sentiment indicator showing the ratio of long vs. short positions across markets; Fineco does not provide these. Neither broker offers Autochartist. City Index does not include TipRanks or Acuity Trading tools; Fineco’s access to TipRanks or Acuity Trading was not specified in the information provided.
On independent ratings, ForexBrokers.com scores City Index 4.5/5 for Research and ranks it #10 out of 63 brokers, while Fineco earns 4.0/5 and ranks #34. If you want daily commentary, Trading Central analysis, and sentiment insights, City Index stands out; if you mainly need quality news and an economic calendar, both platforms cover the basics.
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Daily Market Commentary (Articles) | Yes | No |
Forex News (Top-Tier Sources) | Yes | Yes |
Autochartist | No | No |
Trading Central | Yes | No |
Client sentiment data | Yes | No |
TipRanks | No | |
Acuity Trading | No | |
Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
City Index and Fineco both make learning to trade approachable for beginners. Each broker runs monthly online webinars and offers at least 10 beginner-friendly videos that break down key trading concepts in clear, simple terms—useful for understanding platform basics, risk controls, and how forex and CFD trading works.
The main difference is depth as you progress. City Index also provides 10-plus advanced videos, while Fineco does not reach that level. That added learning path helps City Index earn a higher Education rating (4.5/5) and a stronger placement (#9 of 63 on ForexBrokers.com) compared with Fineco (4.0/5, ranked #49). If you want education that can grow with you from beginner to more advanced topics, City Index has the edge; if you only need starter lessons and regular webinars, Fineco still covers the basics well.
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Webinars | Yes | Yes |
Videos - Beginner Trading Videos | Yes | Yes |
Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that City Index is better than Fineco. City Index finished with an overall rank of #8, while Fineco finished with an overall rank of #25.
Backed by StoneX Group, City Index is a trusted brand known for its versatile trading platforms, excellent mobile app, diverse market research, and extensive range of tradeable markets.
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Trust Score | 99 | 94 |
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In the City Index vs Fineco comparison for cryptocurrency trading, neither broker lets you buy actual (delivered) cryptocurrencies, but City Index offers cryptocurrency CFDs whereas Fineco offers neither delivered crypto nor crypto CFDs.
City Index vs Fineco: both online brokers support ACH/SEPA transfers for funding and withdrawals; City Index also supports PayPal and bank wire transfers and does not support Skrill, while Fineco’s availability of PayPal, Skrill, Visa/Mastercard cards, and bank wires is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5Overall Rating | City Index | Fineco | |
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Mobile Trading |
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Research |
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Trust Score | 99 | 94 | |
Winner | check_circle | ||
Review | City Index Review | Fineco Review |
Broker Screenshots | City Index | Fineco | |
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Broker Gallery (click to expand) |
Regulation | City Index | Fineco | |
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Trust Score | 99 | 94 | |
Year Founded | 1983 | 1999 | |
Publicly Traded (Listed) | Yes | Yes | |
Bank | No | Yes | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
Tier-1 Licenses | 7 | 2 | |
Tier-2 Licenses | 1 | 0 | |
Tier-3 Licenses | 0 | 0 | |
Tier-4 Licenses | 1 | 0 |
Tier-1 Licenses (Highly Trusted) | City Index | Fineco | |
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Australia (ASIC Authorised) | Yes | Yes | |
Canada (CIRO Authorised) | Yes | No | |
Hong Kong (SFC Authorised) | No | No | |
Japan (SFC Authorised) | No | No | |
Singapore (MAS Authorised) | Yes | No | |
Switzerland (FINMA Authorised) | |||
United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
USA (CFTC Authorized) | No | No | |
New Zealand (FMA Authorised) | No | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
Tier-2 Licenses (Trusted) | City Index | Fineco | |
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Kenya (CMA Authorised) | |||
Israel (ISA Authorised) | No | No | |
South Africa (FSCA Authorised) | No | No | |
UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
India (SEBI Authorised) | No | No | |
Jordan (JSC Authorised) |
Investments | City Index | Fineco | |
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Forex Trading (Spot or CFDs) | Yes | Yes | |
Tradeable Symbols (Total) | 13500 | 9770 | |
Forex Pairs (Total) | 66 | 54 | |
U.S. Stocks (Shares) | No | Yes | |
Global Stocks (Non-U.S. Shares) | No | Yes | |
Copy Trading | Yes | No | |
Cryptocurrency (Underlying) | No | No | |
Cryptocurrency (CFDs) | Yes | No | |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Cost | City Index | Fineco | |
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Average spread (EUR/USD) - Standard account | 1.4 | N/A | |
All-in Cost EUR/USD - Active | 0.74 | N/A | |
Inactivity Fee | Yes | No | |
Order execution: Agency | No | No | |
Order execution: Market Maker | Yes | No |
Funding | City Index | Fineco | |
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Minimum Deposit | £100.00 | $0 | |
PayPal (Deposit/Withdraw) | Yes | ||
Skrill (Deposit/Withdraw) | No | ||
Bank Wire (Deposit/Withdraw) | Yes | ||
Non-wire bank transfer | Yes | Yes |
Trading Platforms | City Index | Fineco | |
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Proprietary Desktop Trading Platform | Yes | Yes | |
Desktop Platform (Windows) | Yes | Yes | |
Web Platform | Yes | Yes | |
Copy Trading | Yes | No | |
MetaTrader 4 (MT4) | Yes | No | |
MetaTrader 5 (MT5) | No | No | |
cTrader | No | No |
Trading Tools | City Index | Fineco | |
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Virtual Trading (Demo) | Yes | No | |
Price Alerts | Yes | No | |
Charting - Indicators / Studies (Total) | 88 | 37 | |
Charting - Trade From Chart | Yes | No | |
Charts can be saved | Yes | Yes |
Mobile Trading | City Index | Fineco | |
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Android App | Yes | Yes | |
Apple iOS App | Yes | Yes | |
Mobile Price Alerts | Yes | Yes | |
Mobile Watchlist [DELETED] | |||
Mobile Watchlists - Syncing | Yes | No | |
Mobile Charting - Indicators / Studies | 88 | 6 | |
Mobile Charting - Draw Trendlines | Yes | No | |
Mobile Charting - Trendlines Autosave | Yes | No | |
Mobile Research - Economic Calendar | Yes | Yes |
Research | City Index | Fineco | |
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Daily Market Commentary (Articles) | Yes | No | |
Forex News (Top-Tier Sources) | Yes | Yes | |
Autochartist | No | No | |
Trading Central | Yes | No | |
TipRanks | No | ||
Client sentiment data | Yes | No | |
Economic Calendar | Yes | Yes |
Education | City Index | Fineco | |
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Webinars | Yes | Yes | |
Videos - Beginner Trading Videos | Yes | Yes | |
Videos - Advanced Trading Videos | Yes | No |
Major Forex Pairs | City Index | Fineco | |
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GBP/USD [DELETED] | |||
USD/JPY [DELETED] | |||
EUR/USD | Yes | Yes | |
USD/CHF [DELETED] | |||
USD/CAD [DELETED] | |||
NZD/USD [DELETED] | |||
AUD/USD [DELETED] | |||
Review | City Index Review | Fineco Review |
Overall | City Index | Fineco | |
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Overall Rating |
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Commissions & Fees |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 99 | 94 | |
Winner | check_circle | ||
Review | City Index Review | Fineco Review |