City Index vs Trading 212 2026
In this head to head comparison of City Index vs Trading 212, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of City Index vs Trading 212, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
City Index (founded 1983) and Trading 212 (founded 2004) are online brokers with different corporate profiles: City Index is publicly traded, while Trading 212 is not; neither broker is a bank.
For regulation, City Index holds 7 Tier-1 licenses (highly trusted) and 1 Tier-2 license (trusted), earning a ForexBrokers.com Trust Score of 99 (highly trusted). Trading 212 holds 3 Tier-1 licenses and no Tier-2 licenses, with a Trust Score of 82 (trusted). In short, City Index has broader top-tier licensing and a higher trust rating than Trading 212.
| Feature |
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|---|---|---|
| Year Founded | 1983 | 2004 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 7 | 3 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 1 | 0 |
City Index vs. Trading 212 on commissions and fees: City Index earns 4.5/5 stars and ranks #16 of 63 for pricing, while Trading 212 scores 4/5 stars and ranks #27 of 63. The headline difference is spreads. City Index’s average EUR/USD spread was 0.74 pips (July 2023), close to the industry average, whereas Trading 212’s average EUR/USD spread was 2.7 pips in April 2025—well above the norm. That gap can make Trading 212 more expensive for frequent forex and CFD traders despite its “zero-commission” message.
City Index pricing is most competitive on its proprietary platforms and MetaTrader. The broker offers a Premium Trader account for deposits over ÂŁ10,000, with exclusive pricing and dedicated support. High-volume traders may also qualify for rebates: in the U.K., ÂŁ4 per million traded above ÂŁ25M monthly, rising to ÂŁ7.5 per million above ÂŁ300M; in Australia, rebates range from AUD $4.5 to AUD $14.5 per million depending on tier. Overall, City Index sits near the industry average for costs and trails only the very cheapest specialist brokers.
Trading 212 offers Invest (shares) and CFD accounts, with minimum deposits of €1 and €10, respectively; this comparison focuses on the CFD account. While Trading 212 advertises zero commissions, you still pay the spread, and its published average EUR/USD spread of 2.7 pips (April 2025) is notably higher than the industry average. Publishing spread data is a plus for transparency, but in practical terms it means Trading 212’s day-to-day trading costs tend to be higher than City Index and many top low-cost forex/CFD brokers.
| Feature |
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|---|---|---|
| Minimum Deposit | £100.00 | €1 |
| Average spread (EUR/USD) - Standard account | 1.4 | 2.7 |
| All-in Cost EUR/USD - Active | 0.9 | 2.7 |
| Non-wire bank transfer | Yes | Yes |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | No | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
City Index vs Trading 212: For overall variety, City Index lists about 13,500 tradeable symbols versus roughly 13,000 on Trading 212. If your focus is forex, Trading 212 offers more pairs (180) compared to City Index (66), and both support forex trading as CFDs or spot. City Index also includes copy trading, which Trading 212 does not.
When it comes to real share dealing, Trading 212 lets you buy exchange-traded securities on both U.S. and international exchanges, while City Index doesn’t offer this. For crypto, Trading 212 supports buying actual cryptocurrency and trading crypto CFDs; City Index limits crypto to CFDs. Both earn 5 stars for Range of Investments; in ForexBrokers.com’s list of 63 brokers, City Index ranks #8 and Trading 212 ranks #15.
| Feature |
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|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 13500 | 13000 |
| Forex Pairs (Total) | 66 | 180 |
| U.S. Stocks (Shares) | No | Yes |
| Global Stocks (Non-U.S. Shares) | No | Yes |
| Copy Trading | Yes | No |
| Cryptocurrency (Underlying) | No | Yes |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
City Index vs Trading 212: Both brokers provide free demo (paper) accounts and let you place trades straight from charts. City Index offers its own in-house platform plus a Windows desktop download and a web platform. Trading 212 runs in the browser but does not have a Windows desktop app or a proprietary platform.
Tool availability also differs. City Index supports copy trading and MetaTrader 4 (MT4), while Trading 212 offers neither; MT5 isn’t available at either broker. In ForexBrokers.com’s ratings for Trading Platforms and Tools, City Index scores 4.5/5 and ranks 11th out of 63 brokers, compared with Trading 212 at 4/5 and 19th. If you need desktop software, MT4, or copy trading, City Index is the better fit; if you just want a simple web platform with chart trading and a demo mode, Trading 212 covers the basics.
| Feature |
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|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | Yes | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 88 | 102 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
City Index and Trading 212 both deliver full-featured mobile trading apps for iPhone and Android. Each app supports stock and forex price alerts, watchlist syncing with your online account, and hands-on charting with trendline tools that auto-save your drawings—so your work carries over seamlessly between devices.
For charting indicators, Trading 212 offers 104 technical studies compared with 88 on City Index, giving it a slight edge for indicator variety. That said, City Index earns stronger third-party marks: 4.5 stars for Mobile Trading Apps and a #9 ranking out of 63 brokers at ForexBrokers.com, versus 4 stars and a #17 ranking for Trading 212. If you want a higher-rated mobile experience, City Index stands out; if you prize the most built-in indicators, Trading 212 is appealing.
| Feature |
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|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | Yes |
| Mobile Charting - Indicators / Studies | 88 | 104 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Comparing City Index vs Trading 212 for market research, City Index comes out ahead for traders who want more frequent insights. City Index provides daily market commentary, integrates Trading Central’s analytics, and includes a sentiment tool that shows the long/short split across instruments. Both brokers stream forex news from top-tier sources like Bloomberg and Reuters and offer an economic calendar, while neither includes Autochartist, TipRanks, or Acuity Trading tools.
Ratings back up the feature gap: City Index is rated 4.5/5 and ranked #10 out of 63 brokers for Research by ForexBrokers.com, while Trading 212 holds a 3.5/5 rating and ranks #32. If you value daily commentary and advanced research tools such as Trading Central alongside premium news and sentiment data, City Index is the stronger choice. Trading 212 covers the basics with quality news, sentiment, and a calendar but lacks daily commentary and Trading Central.
| Feature |
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|---|---|---|
| Daily Market Commentary (Articles) | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | Yes | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
City Index vs Trading 212 for beginners: City Index edges ahead thanks to its ongoing schedule of client webinars (at least one per month), giving newcomers a chance to ask questions and learn live. Both brokers offer plenty of on‑demand learning, including at least 10 beginner videos each, plus advanced videos for when you’re ready to go deeper into forex and CFD trading topics.
Quality-wise, City Index is rated 4.5/5 stars and ranks #9 out of 63 brokers for Education at ForexBrokers.com, while Trading 212 holds 3.5/5 stars and ranks #20. If you value live sessions and a more guided path, City Index is the better pick; if you prefer self-paced video lessons only, Trading 212 can still fit the bill.
| Feature |
|
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|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that City Index is better than Trading 212. City Index finished with an overall rank of #8, while Trading 212 finished with an overall rank of #25.
Backed by StoneX Group, City Index is a trusted brand known for its versatile trading platforms, excellent mobile app, diverse market research, and extensive range of tradeable markets.
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| Overall Rating |
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| Trust Score | 99 | 82 |
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City Index vs Trading 212: Trading 212 lets you buy actual (delivered) cryptocurrencies and trade cryptocurrency CFDs, whereas City Index offers cryptocurrency CFDs only and does not support buying delivered crypto.
In a payment-methods comparison of online brokers City Index and Trading 212, both support ACH/SEPA and bank wire deposits and withdrawals, neither supports Skrill, and only City Index offers PayPal (Trading 212 does not).
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | City Index | Trading 212 | |
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| Trust Score | 99 | 82 | |
| Winner | check_circle | ||
| Review | City Index Review | Trading 212 Review |
| Broker Screenshots | City Index | Trading 212 | |
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| Broker Gallery (click to expand) |
| Regulation | City Index | Trading 212 | |
|---|---|---|---|
| Trust Score | 99 | 82 | |
| Year Founded | 1983 | 2004 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 7 | 3 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 1 | 0 |
| Tier-1 Licenses (Highly Trusted) | City Index | Trading 212 | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | Yes | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | City Index | Trading 212 | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | City Index | Trading 212 | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 13500 | 13000 | |
| Forex Pairs (Total) | 66 | 180 | |
| U.S. Stocks (Shares) | No | Yes | |
| Global Stocks (Non-U.S. Shares) | No | Yes | |
| Copy Trading | Yes | No | |
| Cryptocurrency (Underlying) | No | Yes | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | City Index | Trading 212 | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 1.4 | 2.7 | |
| All-in Cost EUR/USD - Active | 0.9 | 2.7 | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | No | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | City Index | Trading 212 | |
|---|---|---|---|
| Minimum Deposit | £100.00 | €1 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | No | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | Yes | Yes |
| Trading Platforms | City Index | Trading 212 | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | Yes | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | City Index | Trading 212 | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 88 | 102 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | City Index | Trading 212 | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | Yes | Yes | |
| Mobile Charting - Indicators / Studies | 88 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | City Index | Trading 212 | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | No | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | Yes | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | City Index | Trading 212 | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | City Index | Trading 212 | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | City Index Review | Trading 212 Review |
| Overall | City Index | Trading 212 | |
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| Trust Score | 99 | 82 | |
| Winner | check_circle | ||
| Review | City Index Review | Trading 212 Review |