City Index vs Trading 212 2025
In this head to head comparison of City Index vs Trading 212, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of City Index vs Trading 212, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When considering online brokers, City Index and Trading 212 are two notable platforms worth comparing, especially in terms of trust and regulatory backing. City Index, established in 1983, is publicly traded and stands out with an impressive Trust Score of 99 out of 99 according to ForexBrokers.com. It boasts 7 Tier-1 licenses, which are highly regarded within the industry, and 1 Tier-2 license. On the other hand, Trading 212, founded in 2004, is not publicly traded. It holds a Trust Score of 80, reflecting a trusted status, and possesses 3 Tier-1 licenses.
Neither City Index nor Trading 212 operate as banks, but their regulatory approvals make a significant difference. City Index's exemplary Trust Score and greater number of Tier-1 licenses highlight its strong regulatory compliance, offering peace of mind to its users. Meanwhile, Trading 212, while still trusted, may appeal to those seeking a straightforward platform with basic regulatory assurance. Both brokers aim to provide secure trading experiences, though City Index's longstanding presence and extensive regulation may be preferable for those prioritizing trust and transparency.
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Year Founded | 1983 | 2004 |
Publicly Traded (Listed) | Yes | No |
Bank | No | No |
Tier-1 Licenses | 7 | 3 |
Tier-2 Licenses | 1 | 0 |
Tier-3 Licenses | 0 | 0 |
Tier-4 Licenses | 1 | 0 |
Comparing commissions and fees, City Index generally offers lower trading costs than Trading 212 for CFDs and forex. City Index’s pricing is around the industry average and can be sharper if you use its own platforms or MetaTrader. Trading 212 promotes zero-commission trading, but you still pay the spread—and its typical spreads are higher, which can make trades more expensive overall.
City Index posted an average EUR/USD spread of 0.74 pips (July 2023) on its CFD account, aligning with industry norms. High-volume and professional clients can lower costs further: the Premium Trader account (for deposits above £10,000) unlocks exclusive pricing and support, while active trader rebates start at £4 per million for U.K. professionals trading over £25M per month (up to £7.5 per million above £300M), and in Australia range from AUD $4.5 to $14.5 per million. City Index commissions and fees rating: 4.5/5 stars; ranking: #15 out of 63.
Trading 212’s CFD pricing relies on the spread. Its published average EUR/USD spread was 2.7 pips in April 2025, which is much higher than the industry average and less competitive than City Index for forex and CFD trades. While the Invest account advertises zero-commission share dealing, CFD traders should focus on spread costs. Trading 212 commissions and fees rating: 4/5 stars; ranking: #50 out of 63.
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Minimum Deposit | £100.00 | €1 |
Average Spread EUR/USD - Standard | 1.4 | 2.7 |
All-in Cost EUR/USD - Active | 0.74 | 2.7 |
Non-wire bank transfer | Yes | Yes |
PayPal (Deposit/Withdraw) | Yes | Yes |
Skrill (Deposit/Withdraw) | No | No |
Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
City Index and Trading 212 both support forex trading as CFDs or spot, and both offer crypto derivatives (but not actual coins). City Index stands out on breadth with 13,500 tradeable symbols, while Trading 212 lists 7,868. For currency traders, Trading 212 offers more forex pairs (146 vs 66). City Index includes copy trading, whereas Trading 212 does not.
When it comes to real shares, Trading 212 lets you buy and sell exchange-traded securities on both U.S. and international markets; City Index does not offer real stock dealing. Both earn 5 stars for Range of Investments, yet ForexBrokers.com ranks City Index higher (#8 of 63) than Trading 212 (#16 of 63). In short, choose City Index for overall variety and copy trading, or pick Trading 212 for more forex pairs and access to U.S. and global stocks.
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Forex Trading (Spot or CFDs) | Yes | Yes |
Tradeable Symbols (Total) | 13500 | 7868 |
Forex Pairs (Total) | 66 | 146 |
U.S. Stocks (Shares) | No | Yes |
Global Stocks (Non-U.S. Shares) | No | Yes |
Copy Trading | Yes | No |
Cryptocurrency (Underlying) | No | No |
Cryptocurrency (CFDs) | Yes | Yes |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
City Index and Trading 212 both make it easy to try before you trade with free demo (paper) accounts and each offers a proprietary trading platform. You can trade in your browser on both, and place orders directly from charts. A key difference is desktop access: City Index provides a Windows download platform, while Trading 212 is web-only. Platform integrations also differ: City Index supports MetaTrader 4 (MT4), whereas Trading 212 does not; neither broker offers MetaTrader 5 (MT5).
For strategy tools, City Index also stands out by offering copy trading, which Trading 212 does not. In independent ratings for trading platforms and tools, City Index scores 4.5 out of 5 stars and ranks #11 out of 63 brokers, while Trading 212 scores 4 out of 5 stars and ranks #20. In short, City Index is better suited if you want a desktop app, MT4, and copy trading options, while Trading 212 is a good pick if you prefer a streamlined web platform with a free demo to get started.
Feature |
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Virtual Trading (Demo) | Yes | Yes |
Proprietary Desktop Trading Platform | Yes | Yes |
Desktop Platform (Windows) | Yes | No |
Web Platform | Yes | Yes |
Copy Trading | Yes | No |
MetaTrader 4 (MT4) | Yes | No |
MetaTrader 5 (MT5) | No | No |
Charting - Indicators / Studies (Total) | 88 | 54 |
Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
City Index and Trading 212 both deliver full-featured mobile trading apps for iPhone and Android. Each app supports stock and forex price alerts, synced watchlists between mobile and web, trendline drawing on charts, and auto-saving of your chart annotations—handy for reviewing levels on the go without losing your work.
When it comes to charting depth, Trading 212 offers 104 technical studies, edging out City Index with 88. However, City Index holds the stronger third-party scores for mobile trading apps, earning 4.5/5 stars and ranking #9 out of 63 brokers, compared with Trading 212’s 4/5 stars and #17 ranking (per ForexBrokers.com). Choose Trading 212 if you want more built-in indicators, or City Index if higher mobile app ratings and category rank matter most.
Feature |
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Android App | Yes | Yes |
Apple iOS App | Yes | Yes |
Mobile Price Alerts | Yes | Yes |
Mobile Watchlists - Syncing | Yes | Yes |
Mobile Charting - Indicators / Studies | 88 | 104 |
Mobile Charting - Draw Trendlines | Yes | Yes |
Mobile Charting - Trendlines Autosave | Yes | Yes |
Mobile Watchlist [DELETED] |
Dive deeper: Best Forex Trading Apps.
Comparing market research, City Index has an edge over Trading 212. City Index delivers daily market commentary, while Trading 212 does not. Both brokers stream forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones. City Index adds Trading Central tools for technical and fundamental insights, which Trading 212 lacks. Each broker includes a sentiment tool showing long/short ratios and offers an economic calendar. Neither supports Autochartist, TipRanks, or Acuity Trading tools.
For depth and variety, City Index stands out with a 4.5 out of 5 research rating and a #10 ranking out of 63 brokers on ForexBrokers.com. Trading 212 is solid for basic news and calendars but trails with a 3.5 out of 5 rating and a #45 ranking. Choose City Index if you want stronger built-in analysis; pick Trading 212 if you only need essential news and scheduling features.
Feature |
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Daily Market Commentary (Articles) | Yes | No |
Forex News (Top-Tier Sources) | Yes | Yes |
Autochartist | No | No |
Trading Central | Yes | No |
Client sentiment data | Yes | Yes |
TipRanks | No | No |
Acuity Trading | No | No |
Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Comparing City Index vs Trading 212 for beginner education: both brokers provide at least 10 beginner-friendly trading videos, and each also offers 10+ advanced videos for when you’re ready to level up. City Index hosts client education webinars at least once a month, while Trading 212 does not offer monthly webinars. It’s not specified whether either broker meets the threshold for a full forex/CFDs education library (10+ articles, videos, or archived webinars focused on forex/CFDs), provides a searchable archive of past webinars, or maintains an investor dictionary with 50+ terms.
For overall education quality, City Index earns 4.5/5 stars and ranks #9 out of 63 brokers, while Trading 212 scores 3.5/5 stars and ranks #21/63. If you value live learning and a more structured path, City Index stands out; if you’re focused on self-paced video learning, both platforms can help you get started.
Feature |
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Webinars | Yes | No |
Videos - Beginner Trading Videos | Yes | Yes |
Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that City Index is better than Trading 212. City Index finished with an overall rank of #8, while Trading 212 finished with an overall rank of #31.
Backed by StoneX Group, City Index is a trusted brand known for its versatile trading platforms, excellent mobile app, diverse market research, and extensive range of tradeable markets.
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Overall Rating |
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Trust Score | 99 | 80 |
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Both City Index and Trading 212 do not provide the option to purchase actual (delivered) cryptocurrency, but they do offer the ability to trade cryptocurrency derivatives.
In a quick funding-methods comparison, online brokers City Index and Trading 212 both allow ACH/SEPA, PayPal, and bank wire deposits and withdrawals, do not support Skrill, and Visa/Mastercard availability is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5Overall Rating | City Index | Trading 212 | |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 99 | 80 | |
Winner | check_circle | ||
Review | City Index Review | Trading 212 Review |
Broker Screenshots | City Index | Trading 212 | |
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Broker Gallery (click to expand) |
Regulation | City Index | Trading 212 | |
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Trust Score | 99 | 80 | |
Year Founded | 1983 | 2004 | |
Publicly Traded (Listed) | Yes | No | |
Bank | No | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
Tier-1 Licenses | 7 | 3 | |
Tier-2 Licenses | 1 | 0 | |
Tier-3 Licenses | 0 | 0 | |
Tier-4 Licenses | 1 | 0 |
Tier-1 Licenses (Highly Trusted) | City Index | Trading 212 | |
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Australia (ASIC Authorised) | Yes | No | |
Canada (CIRO Authorised) | Yes | No | |
Hong Kong (SFC Authorised) | No | No | |
Japan (SFC Authorised) | No | No | |
Singapore (MAS Authorised) | Yes | No | |
Switzerland (FINMA Authorised) | |||
United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
USA (CFTC Authorized) | No | No | |
New Zealand (FMA Authorised) | No | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
Tier-2 Licenses (Trusted) | City Index | Trading 212 | |
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Kenya (CMA Authorised) | |||
Israel (ISA Authorised) | No | No | |
South Africa (FSCA Authorised) | No | No | |
UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
India (SEBI Authorised) | No | No | |
Jordan (JSC Authorised) |
Investments | City Index | Trading 212 | |
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Forex Trading (Spot or CFDs) | Yes | Yes | |
Tradeable Symbols (Total) | 13500 | 7868 | |
Forex Pairs (Total) | 66 | 146 | |
U.S. Stocks (Shares) | No | Yes | |
Global Stocks (Non-U.S. Shares) | No | Yes | |
Copy Trading | Yes | No | |
Cryptocurrency (Underlying) | No | No | |
Cryptocurrency (CFDs) | Yes | Yes | |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Cost | City Index | Trading 212 | |
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Average Spread EUR/USD - Standard | 1.4 | 2.7 | |
All-in Cost EUR/USD - Active | 0.74 | 2.7 | |
Inactivity Fee | Yes | No | |
Order execution: Agency | No | Yes | |
Order execution: Market Maker | Yes | Yes |
Funding | City Index | Trading 212 | |
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Minimum Deposit | £100.00 | €1 | |
PayPal (Deposit/Withdraw) | Yes | Yes | |
Skrill (Deposit/Withdraw) | No | No | |
Bank Wire (Deposit/Withdraw) | Yes | Yes | |
Non-wire bank transfer | Yes | Yes |
Trading Platforms | City Index | Trading 212 | |
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Proprietary Desktop Trading Platform | Yes | Yes | |
Desktop Platform (Windows) | Yes | No | |
Web Platform | Yes | Yes | |
Copy Trading | Yes | No | |
MetaTrader 4 (MT4) | Yes | No | |
MetaTrader 5 (MT5) | No | No | |
cTrader | No | No |
Trading Tools | City Index | Trading 212 | |
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Virtual Trading (Demo) | Yes | Yes | |
Price Alerts | Yes | Yes | |
Charting - Indicators / Studies (Total) | 88 | 54 | |
Charting - Trade From Chart | Yes | Yes | |
Charts can be saved | Yes | Yes |
Mobile Trading | City Index | Trading 212 | |
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Android App | Yes | Yes | |
Apple iOS App | Yes | Yes | |
Mobile Price Alerts | Yes | Yes | |
Mobile Watchlist [DELETED] | |||
Mobile Watchlists - Syncing | Yes | Yes | |
Mobile Charting - Indicators / Studies | 88 | 104 | |
Mobile Charting - Draw Trendlines | Yes | Yes | |
Mobile Charting - Trendlines Autosave | Yes | Yes | |
Mobile Research - Economic Calendar | Yes | Yes |
Research | City Index | Trading 212 | |
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Daily Market Commentary (Articles) | Yes | No | |
Forex News (Top-Tier Sources) | Yes | Yes | |
Autochartist | No | No | |
Trading Central | Yes | No | |
TipRanks | No | No | |
Client sentiment data | Yes | Yes | |
Economic Calendar | Yes | Yes |
Education | City Index | Trading 212 | |
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Webinars | Yes | No | |
Videos - Beginner Trading Videos | Yes | Yes | |
Videos - Advanced Trading Videos | Yes | Yes |
Major Forex Pairs | City Index | Trading 212 | |
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GBP/USD [DELETED] | |||
USD/JPY [DELETED] | |||
EUR/USD | Yes | Yes | |
USD/CHF [DELETED] | |||
USD/CAD [DELETED] | |||
NZD/USD [DELETED] | |||
AUD/USD [DELETED] | |||
Review | City Index Review | Trading 212 Review |
Overall | City Index | Trading 212 | |
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Overall Rating |
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Commissions & Fees |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 99 | 80 | |
Winner | check_circle | ||
Review | City Index Review | Trading 212 Review |