Written by ForexBrokers.com
In this head to head comparison of Capital.com vs Trading 212, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com vs Trading 212: Capital.com was founded in 2016 and Trading 212 in 2004. Neither broker is publicly traded or a bank. On ForexBrokers.com’s 99-point Trust Score, Capital.com scores 89 and Trading 212 scores 82—both in the trusted 80–89 band (90–99 highly trusted, 70–79 average risk, 60–69 high risk, under 59 not trusted).
Regulation and licenses: Both brokers hold 3 Tier-1 licenses (viewed as highly trusted). Capital.com also holds 3 Tier-2 licenses (trusted), while Trading 212 holds none. This added licensing depth helps explain Capital.com’s slightly higher Trust Score.
| Feature |
Capital.com
|
Trading 212
|
|---|---|---|
| Year Founded | 2016 | 2004 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 3 |
| Tier-2 Licenses | 3 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 0 |
When comparing Capital.com vs Trading 212 for commissions and fees, Capital.com comes out ahead for cost-conscious traders. Capital.com offers a universal retail account and a professional account for eligible traders, and its pricing is slightly better than the industry average. In April 2024, its average EUR/USD spread was 0.67 pips, which is low and makes it a strong pick for low-cost forex trading. Capital.com is rated 5 out of 5 stars for commissions and fees and is ranked #2 out of 36 brokers.
Trading 212 also promotes zero-commission trading, but that only applies to the commission itself, not the spread you pay when trading CFDs and forex. For its CFD account, Trading 212 published an average EUR/USD spread of 2.7 pips for April 2025, which is much higher than the industry average. This means Trading 212 is generally more expensive for active CFD and forex traders, even though its Invest account has a low minimum deposit. Trading 212 is rated 4 out of 5 stars for commissions and fees and is ranked #29 out of 36 brokers.
In simple terms, Capital.com offers the better deal on trading costs overall, especially for forex spreads, while Trading 212 may appeal to traders who value zero-commission messaging but should still watch the spread costs closely. If keeping fees low is your main goal, Capital.com is the stronger choice in this comparison.
| Feature |
Capital.com
|
Trading 212
|
|---|---|---|
| Minimum Deposit | $20 | €1 |
| Average spread (EUR/USD) - Spread-only account | 0.7 | 2.7 |
| All-in Cost EUR/USD - Raw spread account | N/A | 2.7 |
| Non-wire bank transfer (Deposit/Withdraw) | Yes | |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When it comes to range of investments, Capital.com and Trading 212 both give traders access to forex as CFDs, but Trading 212 offers a wider selection overall. Capital.com lists 5,585 tradeable symbols and 125 forex pairs, while Trading 212 provides 13,000 tradeable symbols and 180 forex pairs. That makes Trading 212 the broader choice for investors who want more markets to pick from.
Trading 212 also stands out because it lets clients buy real shares on U.S. and international exchanges, and it offers direct crypto purchases as well as crypto CFDs. Capital.com does not offer exchange-traded shares or spot crypto, though it does provide cryptocurrency CFDs. Neither broker offers copy trading. Reflecting this wider mix of assets, Capital.com is rated 4.5 out of 5 for range of investments and ranked #18 of 36, while Trading 212 scores 5 out of 5 and ranks #14.
| Feature |
Capital.com
|
Trading 212
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 13000 |
| Forex Pairs (Total) | 125 | 180 |
| U.S. Stocks (Shares) | No | Yes |
| Global Stocks (Non-U.S. Shares) | No | Yes |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | Yes |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Capital.com and Trading 212 both give traders a free demo account, a web-based platform, and the option to trade directly from charts, making each one easy to use for practice and live trading. Capital.com goes further with its own in-house platform, a Windows desktop app, and support for both MetaTrader 4 and MetaTrader 5, which may appeal to traders who want more platform choice and advanced tools. Trading 212 does not offer a desktop download or MetaTrader support, but it still covers the basics well for everyday trading in a browser.
In ratings for trading platforms and tools, Capital.com comes out ahead with 4.5 out of 5 stars and a ForexBrokers.com ranking of #10 out of 36 brokers, compared with Trading 212’s 4 stars and #19 ranking. Neither broker offers copy trading, so the main difference is in platform variety and extras. For traders who want more built-in options and third-party software access, Capital.com has the edge; for those who prefer a simpler web-based setup, Trading 212 remains a solid choice.
| Feature |
Capital.com
|
Trading 212
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | Yes | No |
| Charting - Indicators / Studies (Total) | 97 | 102 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and Trading 212 both offer mobile trading apps for iPhone and Android, and each app includes stock and forex price alerts, trendline drawing, and auto-saving for chart drawings. For everyday mobile trading needs, both platforms cover the basics well and make it easy to monitor markets on the go.
The main differences come down to syncing and chart tools. Trading 212 lets watchlists sync between the mobile app and online account, while Capital.com does not. Capital.com offers 30 technical studies in its app, but Trading 212 provides 104, giving it more charting options. Even so, Capital.com is rated slightly higher for mobile trading apps at 4.5 out of 5 stars and is ranked #11 out of 36 brokers by ForexBrokers.com, compared with Trading 212’s 4 stars and #17 ranking.
| Feature |
Capital.com
|
Trading 212
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 30 | 104 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When it comes to market research, Capital.com has the edge over Trading 212. Capital.com offers daily market commentary, forex news from major sources such as Bloomberg, Reuters, and Dow Jones, a sentiment tool showing long and short positioning, and an economic calendar with key global events. Trading 212 also provides forex news, sentiment data, and an economic calendar, but it does not include daily market commentary. Neither broker offers research tools from Autochartist, Trading Central, TipRanks, or Acuity Trading.
Overall, Capital.com is rated higher for research, with 4.5 out of 5 stars and a #14 ranking out of 36 brokers from ForexBrokers.com. Trading 212 scores 3.5 out of 5 stars and ranks #31 out of 36. For traders looking for more market insight and better research features, Capital.com is the stronger choice.
| Feature |
Capital.com
|
Trading 212
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | No |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to beginner-friendly learning tools, both Capital.com and Trading 212 give new traders plenty to work with. Each offers at least 10 beginner trading videos and at least 10 advanced videos, so users can build basic knowledge and move on to more complex topics. However, neither broker offers monthly educational client webinars, and neither appears to meet the standard for forex or CFDs education with 10 or more focused educational pieces on that subject.
Overall, Capital.com has the edge for education. It is rated 4.5 out of 5 stars for Education and ranks #8 out of 36 brokers at ForexBrokers.com, while Trading 212 is rated 3.5 out of 5 stars and ranks #23. For beginners looking for more helpful learning support, Capital.com looks like the stronger choice, even though both platforms offer useful video content.
| Feature |
Capital.com
|
Trading 212
|
|---|---|---|
| Webinars | No | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than Trading 212. Capital.com finished with an overall rank of #13, while Trading 212 finished with an overall rank of #25.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
Trading 212
|
|---|---|---|
| Overall Rating |
|
|
| Trust Score | 89 | 82 |
| Range of Investments |
|
|
| Trading Fees |
|
|
| Trading Platforms |
|
|
| Research |
|
|
| Mobile Trading |
|
|
| Education |
|
|
In the Capital.com vs Trading 212 comparison, Trading 212 lets you buy actual (delivered) cryptocurrency and also offers crypto CFDs, while Capital.com does not support buying delivered crypto but does provide cryptocurrency CFDs.
When comparing Capital.com vs Trading 212 for funding options, Capital.com supports ACH/SEPA transfers, PayPal, Skrill, and bank wires, while Trading 212 offers bank wires but does not support PayPal or Skrill, and Visa or Mastercard availability is not listed for either broker.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
Select Brokers
↓×Compare
0 of 5| Overall Rating | Capital.com | Trading 212 | |
|---|---|---|---|
| Overall Rating |
|
| |
| Trading Fees |
|
| |
| Range of Investments |
|
| |
| Trading Platforms |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 89 | 82 | |
| Winner | check_circle | ||
| Review | Capital.com Review | Trading 212 Review |
| Broker Screenshots | Capital.com | Trading 212 | |
|---|---|---|---|
| Broker Gallery (click to expand) |
|
|
| Regulation | Capital.com | Trading 212 | |
|---|---|---|---|
| Trust Score | 89 | 82 | |
| Year Founded | 2016 | 2004 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 3 | |
| Tier-2 Licenses | 3 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | Trading 212 | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | Trading 212 | |
|---|---|---|---|
| Kenya (CMA Authorised) | Yes | ||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Capital.com | Trading 212 | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5585 | 13000 | |
| Forex Pairs (Total) | 125 | 180 | |
| U.S. Stocks (Shares) | No | Yes | |
| Global Stocks (Non-U.S. Shares) | No | Yes | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | Yes | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | Trading 212 | |
|---|---|---|---|
| Average spread (EUR/USD) - Spread-only account | 0.7 | 2.7 | |
| All-in Cost EUR/USD - Raw spread account | N/A | 2.7 | |
| Inactivity Fee | No | No | |
| Order execution: Agency | No | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | Capital.com | Trading 212 | |
|---|---|---|---|
| Minimum Deposit | $20 | €1 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer (Deposit/Withdraw) | Yes |
| Trading Platforms | Capital.com | Trading 212 | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | No |
| Trading Tools | Capital.com | Trading 212 | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 97 | 102 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | Trading 212 | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 30 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | Capital.com | Trading 212 | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | No | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | Trading 212 | |
|---|---|---|---|
| Webinars | No | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | Capital.com | Trading 212 | |
|---|---|---|---|
| EUR/USD | Yes | Yes | |
| Review | Capital.com Review | Trading 212 Review |
| Overall | Capital.com | Trading 212 | |
|---|---|---|---|
| Overall Rating |
|
| |
| Trading Fees |
|
| |
| Range of Investments |
|
| |
| Trading Platforms |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 89 | 82 | |
| Winner | check_circle | ||
| Review | Capital.com Review | Trading 212 Review |
IG
FOREX.com
CMC Markets
XTB
eToro
Capital.com
AvaTrade
XM
Pepperstone
FP Markets
Tickmill
HFM Markets