Written by ForexBrokers.com
In this head to head comparison of XM Group vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
In the competitive world of online brokerage, regulatory compliance and trust are paramount. XM Group, established in 2009, boasts an impressive ForexBrokers.com Trust Score of 93, placing it in the highly trusted category. The company holds four Tier-1 licenses and one Tier-2 license, demonstrating its commitment to safety and security. Despite not being publicly traded or a bank, XM Group's reliability is underscored by its strong regulatory framework.
In contrast, Earn, founded in 1994, carries a Trust Score of 71, suggesting an average risk level according to ForexBrokers.com. Earn holds only one Tier-1 license and lacks Tier-2 licenses, which may be a consideration for those prioritizing regulatory assurance. Like XM Group, Earn is not publicly traded and does not operate as a bank. When comparing these two brokers, it's clear that XM Group offers a more extensive regulatory backing, which may be appealing for security-conscious investors.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Year Founded | 2009 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 4 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 1 | 0 |
When considering XM Group for trading, it's important to examine its commissions and fees structure. XM Group is rated 4 out of 5 stars in this category, indicating a strong overall performance. However, it's worth noting that standard account spreads can be on the expensive side. Additionally, average spreads for their XM Zero account, which is based on commissions, are not disclosed, making it a bit challenging to gauge exact costs upfront. In terms of rankings, XM Group holds the 33rd position out of 63 brokers according to ForexBrokers.com in the Commissions and Fees category.
Similarly, Earn also receives a 4 out of 5 stars rating for its commissions and fees, signaling a comparable level of customer satisfaction. The broker, however, does not provide average spread data, leaving some uncertainty for traders trying to estimate trading costs. When it comes to its standing among peers, Earn is ranked 45th out of 63 brokers in the same category by ForexBrokers.com.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Minimum Deposit | $5 | $100 |
| Average Spread EUR/USD - Standard | 1.6 | N/A |
| All-in Cost EUR/USD - Active | 0.8 | N/A |
| Active Trader or VIP Discounts | No | Yes |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XM Group and Earn both offer forex trading as CFDs and spot contracts. XM Group provides a wide variety of 1,394 tradeable symbols, which includes 55 forex pairs and the ability to trade exchange-traded securities on both U.S. and international exchanges. In contrast, Earn offers 500 tradeable symbols, focusing on 61 forex pairs but lacks the option to invest in exchange-traded securities on either U.S. or international exchanges. Both brokers support cryptocurrency derivatives but do not offer actual cryptocurrency purchasing.
Regarding additional trading features, both XM Group and Earn offer copy trading. However, when evaluating the range of investments, XM Group stands out with a 4.5-star rating and is ranked 24th among 63 brokers by ForexBrokers.com. Earn has a 3.5-star rating and is positioned at the 45th rank. This suggests that XM Group offers a more extensive and versatile investment portfolio compared to Earn.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 1394 | 500 |
| Forex Pairs (Total) | 55 | 61 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | Yes | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools offered by XM Group and Earn, both brokers provide comprehensive resources for traders. Each offers simulated trading with a free virtual demo account to help users practice and hone their skills without financial risk. Neither broker features a proprietary platform, but they both provide reliable third-party options, including MetaTrader 4 and MetaTrader 5. Both XM Group and Earn support desktop platforms for Windows and web-based platforms for convenient trading. While copy trading is available through both brokers, only Earn includes integration with ZuluTrade, giving its users an additional option for trade automation and social trading.
Charting capabilities are robust, with both XM Group and Earn offering 15 drawing tools to enhance technical analysis alongside the ability to trade directly from stock charts, providing a seamless trading experience. The platforms also offer seven columns (fields) for efficient watch list management. However, they differ in their rankings; XM Group holds a higher position at #31 compared to Earn's #51 ranking by ForexBrokers.com in the Trading Platforms and Tools category. Despite this, both brokers receive commendable ratings of 4 out of 5 stars, reflecting their strong offerings in facilitating effective trading experiences.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | No | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | Yes | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | Yes |
| Charting - Indicators / Studies (Total) | 30 | 35 |
| Charting - Drawing Tools (Total) | 15 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 7 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both XM Group and Earn offer comprehensive mobile trading apps compatible with iPhone and Android devices, providing traders with convenient access to the markets. They both support stock and forex price alerts, as well as the capability to draw trendlines and view multiple timeframes on charts. XM Group's mobile app includes 30 technical studies, whereas Earn's app has a slightly higher count with 35 studies. Watchlist syncing is available with XM Group, allowing seamless updates between the app and the client's online account, a feature Earn does not support. However, Earn compensates for this by automatically saving chart drawings, which XM Group does not.
In terms of user ratings, both mobile apps receive a solid 4-star rating for their performance. Additionally, users can create watchlists with real-time quotes on both platforms. Despite these similarities, Earn holds a slight edge in rankings, placing #27 among 63 brokers reviewed by ForexBrokers.com, while XM Group is ranked at #29. These differences in features and rankings may help guide users in choosing the app that best fits their specific trading needs.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 30 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | No | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
XM Group and Earn are two well-known online brokers that both offer valuable market research tools. Both brokers provide daily market commentary and forex news from top-tier sources like Bloomberg and Reuters, ensuring traders stay informed with the latest updates. XM Group and Earn each have an economic calendar that helps traders track significant global events. However, XM Group leads in providing advanced tools with its inclusion of Trading Central's features, which are absent from Earn's offerings. Additionally, XM Group includes sentiment-based trading tools that highlight market trends, whereas Earn does not provide this feature.
In terms of overall research quality, XM Group has a significant edge with a 5-star rating, compared to Earn's 3.5 stars. This distinction places XM Group at number 8 in the research category according to ForexBrokers.com, while Earn is positioned at 38 out of 63 brokers. The superior toolkit from XM Group enhances its appeal to traders seeking comprehensive market insights.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | Yes | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | No | |
| Signal Centre (Acuity Trading) | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, XM Group shines brightly compared to Earn. XM Group offers a wealth of materials, including a minimum of ten educational pieces focusing on forex or CFDs, monthly online client webinars, and a searchable archive of previously recorded webinars. Additionally, beginners can benefit from over ten specialized videos crafted for newcomers, helping them understand the nuances of trading. In contrast, Earn does not provide the same level of support, lacking both the quantity and variety of educational resources that XM Group delivers, falling short in offering even the fundamental educational pieces and webinars.
XM Group's dedication to education is further emphasized by their inclusion of ten advanced trading videos for seasoned traders, adding depth to their learning opportunities. Despite neither platform offering an investor dictionary, XM Group's substantial educational offerings cater exceptionally well to both beginners and experienced traders alike. This commitment to education is reflected in their impressive five-star rating and robust ranking of #7 out of 63 brokers by ForexBrokers.com. Earn, unfortunately, trails behind with a ranking of #62 and a 3.5-star rating, indicating room for improvement in their educational support for traders.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XM Group is better than Earn. XM Group finished with an overall rank of #17, while Earn finished with an overall rank of #50.
XM Group is a MetaTrader-only broker that offers a strong selection of high-quality educational content and market research.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Overall Rating |
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| Trust Score | 93 | 71 |
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Both XM Group and Earn do not offer the ability to buy actual delivered cryptocurrency, but they both allow trading in cryptocurrency derivatives.
Both XM Group and Earn support Skrill, Visa, Mastercard, and bank wire transfers for depositing or withdrawing funds, but neither broker provides ACH, SEPA, or PayPal as options for these transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XM Group | Earn | |
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| Trust Score | 93 | 71 | |
| Winner | check_circle | ||
| Review | XM Group Review |
| Broker Screenshots | XM Group | Earn | |
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| Broker Gallery (click to expand) |
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| Regulation | XM Group | Earn | |
|---|---|---|---|
| Trust Score | 93 | 71 | |
| Year Founded | 2009 | 1994 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 4 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 1 | 0 |
| Tier-1 Licenses (Highly Trusted) | XM Group | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | No | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XM Group | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XM Group | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 1394 | 500 | |
| Forex Pairs (Total) | 55 | 61 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | Yes | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XM Group | Earn | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.6 | N/A | |
| All-in Cost EUR/USD - Active | 0.8 | N/A | |
| Active Trader or VIP Discounts | No | Yes | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | XM Group | Earn | |
|---|---|---|---|
| Minimum Deposit | $5 | $100 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | XM Group | Earn | |
|---|---|---|---|
| Proprietary Platform | No | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | Yes | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | Yes |
| Trading Tools | XM Group | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 7 | 7 | |
| Charting - Indicators / Studies (Total) | 30 | 35 | |
| Charting - Drawing Tools (Total) | 15 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XM Group | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 30 | 35 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | No | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | XM Group | Earn | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | Yes | No | |
| TipRanks | No | ||
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XM Group | Earn | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | No | No |
| Major Forex Pairs | XM Group | Earn | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | XM Group Review |
| Overall | XM Group | Earn | |
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| Trust Score | 93 | 71 | |
| Winner | check_circle | ||
| Review | XM Group Review |
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