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XM Group vs Earn 2025

ForexBrokers.com

Written by ForexBrokers.com

February 05, 2025

In this head to head comparison of XM Group vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.

XM Group
4.5/5 Stars Overall
  • Minimum Deposit: $5
  • Trust Score: 93
  • Tradeable Symbols (Total): 1394
Earn
4/5 Stars Overall
  • Minimum Deposit: $100
  • Trust Score: 71
  • Tradeable Symbols (Total): 500

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Regulation

In the competitive world of online brokerage, regulatory compliance and trust are paramount. XM Group, established in 2009, boasts an impressive ForexBrokers.com Trust Score of 93, placing it in the highly trusted category. The company holds four Tier-1 licenses and one Tier-2 license, demonstrating its commitment to safety and security. Despite not being publicly traded or a bank, XM Group's reliability is underscored by its strong regulatory framework.

In contrast, Earn, founded in 1994, carries a Trust Score of 71, suggesting an average risk level according to ForexBrokers.com. Earn holds only one Tier-1 license and lacks Tier-2 licenses, which may be a consideration for those prioritizing regulatory assurance. Like XM Group, Earn is not publicly traded and does not operate as a bank. When comparing these two brokers, it's clear that XM Group offers a more extensive regulatory backing, which may be appealing for security-conscious investors.

Feature XM Group logoXM Group
Earn logoEarn
Year Founded info 2009 1994
Publicly Traded (Listed) info No No
Bank info No No
Tier-1 Licenses info 4 1
Tier-2 Licenses info 1 0
Tier-3 Licenses info 0 0
Tier-4 Licenses info 1 0

Fees

Comparing commissions and fees, XM Group’s Standard account has expensive spreads, and the broker does not publish average spreads for its commission-based XM Zero account. Earn also lacks average spread data, which makes it hard to gauge typical trading costs. In short, both brokers leave gaps in pricing transparency, though XM Group at least outlines its standard pricing despite the higher spreads.

Ratings and rankings: XM Group is rated 4 out of 5 stars for commissions and fees and ranks #34 out of 63 brokers on ForexBrokers.com. Earn is also rated 4 out of 5 stars but ranks lower at #46 out of 63. While the star ratings match, XM Group’s higher ranking suggests a stronger relative standing on costs within the peer group.

Feature XM Group logoXM Group
Earn logoEarn
Minimum Deposit info $5 $100
Average spread (EUR/USD) - Standard account info 1.6 info N/A
All-in Cost EUR/USD - Active info 0.8 info N/A
Non-wire bank transfer info No No
PayPal (Deposit/Withdraw) info No
Skrill (Deposit/Withdraw) info Yes
Bank Wire (Deposit/Withdraw) info Yes

Dive deeper: Best Low Spread Forex Brokers.

Featured Offers


Range of investments

Comparing XM Group vs Earn on range of investments: both let you trade forex (CFD/spot), support copy trading, and offer cryptocurrency CFDs, but neither lets you buy actual crypto. XM Group stands out for breadth, with 1,394 tradeable symbols and the ability to buy exchange-traded shares on U.S. and international exchanges (think Apple on NASDAQ or Vodafone in London). Earn lists 500 symbols and does not offer direct share dealing on U.S. or international exchanges.

If your priority is the number of forex pairs, Earn edges ahead with 61 pairs versus XM Group’s 55. For overall variety, XM Group earns a higher Range of Investments rating (4.5/5 vs Earn’s 3.5/5) and a stronger placement in ForexBrokers.com’s rankings (#25 of 63 vs Earn’s #46). Choose XM Group for a wider product lineup and access to global stocks, or choose Earn if you mainly want a higher count of forex pairs.

Feature XM Group logoXM Group
Earn logoEarn
Forex Trading (Spot or CFDs) info Yes Yes
Tradeable Symbols (Total) info 1394 500
Forex Pairs (Total) info 55 61
U.S. Stocks (Shares) info Yes No
Global Stocks (Non-U.S. Shares) info Yes No
Copy Trading info Yes Yes
Cryptocurrency (Underlying) info No No
Cryptocurrency (CFDs) info Yes Yes
Disclaimers Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).

Dive deeper: Best Copy Trading Platforms.

Trading platforms and tools

Comparing XM Group vs Earn on trading platforms and tools, both brokers offer a free demo account for paper trading and do not have a proprietary platform. Instead, each supports the MetaTrader suite, including MT4 and MT5, available through a web-based platform and a Windows desktop download. Both also support copy trading and let you place trades directly from charts, making it easy to move from analysis to execution.

In expert reviews, both XM Group and Earn earn 4 out of 5 stars for their platforms and tools. That said, XM Group ranks higher in the category on ForexBrokers.com (#33 out of 63) compared with Earn (#52 out of 63). If you want the familiar MetaTrader experience with similar features, either broker works; if industry rankings matter to you, XM Group holds the edge.

Feature XM Group logoXM Group
Earn logoEarn
Virtual Trading (Demo) info Yes Yes
Proprietary Desktop Trading Platform info No No
Desktop Platform (Windows) info Yes Yes
Web Platform info Yes Yes
Copy Trading info Yes Yes
MetaTrader 4 (MT4) info Yes Yes
MetaTrader 5 (MT5) info Yes Yes
Charting - Indicators / Studies (Total) info 30 35
Charting - Trade From Chart info Yes Yes

Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.

Forex trading apps

XM Group and Earn both offer mobile trading apps for iPhone and Android, and each supports price alerts to help you stay on top of market moves. The biggest everyday difference is watchlists: XM Group syncs your symbols between the app and your online account, while Earn does not. Both apps are rated 4 out of 5 stars for mobile trading.

When it comes to charting, Earn provides 35 technical studies compared with 30 at XM Group. Both apps let you draw trendlines, but only Earn auto-saves your drawings. In ForexBrokers.com’s Mobile Trading Apps rankings, Earn is #28 out of 63 brokers, while XM Group is #31. If synced watchlists are a priority, XM Group is a better match; if you want more indicators and auto-saved drawings, Earn has the edge.

Feature XM Group logoXM Group
Earn logoEarn
Android App info Yes Yes
Apple iOS App info Yes Yes
Mobile Price Alerts info Yes Yes
Mobile Watchlists - Syncing info Yes No
Mobile Charting - Indicators / Studies info 30 35
Mobile Charting - Draw Trendlines info Yes Yes
Mobile Charting - Trendlines Autosave info No Yes

Dive deeper: Best Forex Trading Apps.

Market research

XM Group and Earn both deliver daily market commentary and stream forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones. Each broker also provides an economic calendar. Neither uses Autochartist. XM Group stands out by offering Trading Central tools and a sentiment-based trading tool that shows the ratio of long vs. short positions, while Earn does not provide these features. XM Group does not offer research from TipRanks or Acuity Trading; availability of TipRanks and Acuity Trading for Earn isn’t specified.

For market research quality, XM Group earns 5 stars and ranks #8 out of 63 brokers on ForexBrokers.com, while Earn scores 3.5 stars and ranks #39. In short, XM Group is better suited to traders who want added analysis tools and sentiment data, whereas Earn covers the essentials with news, commentary, and a calendar.

Feature XM Group logoXM Group
Earn logoEarn
Daily Market Commentary (Articles) info Yes Yes
Forex News (Top-Tier Sources) info Yes Yes
Autochartist info No No
Trading Central info Yes No
Client sentiment data info Yes No
TipRanks info No
Acuity Trading info No
Economic Calendar info Yes Yes

Dive deeper: Best Brokers for Forex Research.

Beginners and education

XM Group vs Earn for beginner education: XM Group clearly offers more for new forex and CFD traders. It runs online client webinars at least once a month and provides at least 10 beginner videos, plus 10+ advanced videos to help you grow from the basics to more complex strategies. Earn does not host monthly educational webinars and does not meet the 10-video threshold for beginner or advanced topics, so newcomers may find fewer structured learning paths.

Independent scores reflect this gap. XM Group earns 5 out of 5 stars for Education and ranks 7th out of 63 brokers on ForexBrokers.com. Earn receives 3.5 out of 5 stars and ranks 63rd out of 63. If you’re just starting out and want a deeper library with regular webinars and plenty of videos, XM Group is the stronger pick; Earn may suit traders who prefer to learn elsewhere or need only a basic overview.

Feature XM Group logoXM Group
Earn logoEarn
Webinars info Yes No
Videos - Beginner Trading Videos info Yes No
Videos - Advanced Trading Videos info Yes No

Dive deeper: Best Forex Brokers for Beginners.

Winner

After testing 63 of the best forex brokers, our research and account testing finds that XM Group is better than Earn. XM Group finished with an overall rank of #17, while Earn finished with an overall rank of #50.

XM Group is a MetaTrader-only broker that offers a strong selection of high-quality educational content and market research.

Feature XM Group logoXM Group
Earn logoEarn
Overall Rating info 4.5/5 Stars 4/5 Stars
Trust Score info 93 71
Range of Investments 4.5/5 Stars 3.5/5 Stars
Commissions & Fees 4/5 Stars 4/5 Stars
Platforms & Tools 4/5 Stars 4/5 Stars
Research 5/5 Stars 3.5/5 Stars
Mobile Trading 4/5 Stars 4/5 Stars
Education 4.5/5 Stars 3/5 Stars

FAQs

Can you trade cryptocurrency with XM Group or Earn?

In comparing online brokers XM Group and Earn, neither supports buying actual (delivered) cryptocurrencies, while both allow traders to speculate via cryptocurrency CFDs.

What funding options does each broker offer?

Comparing online brokers XM Group and Earn: both lack ACH/SEPA; XM Group does not support PayPal, supports Skrill and bank wire transfers, and has unspecified Visa/Mastercard support, while Earn’s availability for PayPal, Skrill, Visa/Mastercard, and bank wires is not specified.

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announcementPlease note:

We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.

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Overall Rating XM Group Earn
Overall Rating info 4.5/5 Stars 4/5 Stars
Commissions & Fees 4/5 Stars 4/5 Stars
Range of Investments 4.5/5 Stars 3.5/5 Stars
Platforms & Tools 4/5 Stars 4/5 Stars
Mobile Trading 4/5 Stars 4/5 Stars
Research 5/5 Stars 3.5/5 Stars
Education 4.5/5 Stars 3/5 Stars
Trust Score info 93 71
Winner check_circle
Review XM Group Review
Broker Screenshots XM Group Earn
Broker Gallery (click to expand) info
XM MetaTrader 5 mobile trading app XM MetaTrader 5 desktop trading platform. XM research articles market news and analysis XM educational content forex course chapters.
Regulation XM Group Earn
Trust Score info 93 71
Year Founded info 2009 1994
Publicly Traded (Listed) info No No
Bank info No No
Regulated in one or more EU or EEA countries (MiFID). info Yes Yes info
Tier-1 Licenses info 4 1
Tier-2 Licenses info 1 0
Tier-3 Licenses info 0 0
Tier-4 Licenses info 1 0
Tier-1 Licenses (Highly Trusted) XM Group Earn
Australia (ASIC Authorised) info Yes No
Canada (CIRO Authorised) info No No
Hong Kong (SFC Authorised) info No No
Japan (SFC Authorised) info No No
Singapore (MAS Authorised) info No No
Switzerland (FINMA Authorised) info
United Kingdom (U.K.) (FCA Authorised) info No No
USA (CFTC Authorized) info No No
New Zealand (FMA Authorised) info No No
Regulated in one or more EU or EEA countries (MiFID). info Yes Yes info
Tier-2 Licenses (Trusted) XM Group Earn
Kenya (CMA Authorised) info
Israel (ISA Authorised) info No No
South Africa (FSCA Authorised) info Yes No
UAE (DFSA, FSRA, or SCA Authorised) info Yes No
India (SEBI Authorised) info No No
Jordan (JSC Authorised) info
Investments XM Group Earn
Forex Trading (Spot or CFDs) info Yes Yes
Tradeable Symbols (Total) info 1394 500
Forex Pairs (Total) info 55 61
U.S. Stocks (Shares) info Yes No
Global Stocks (Non-U.S. Shares) info Yes No
Copy Trading info Yes Yes
Cryptocurrency (Underlying) info No No
Cryptocurrency (CFDs) info Yes Yes
Disclaimers Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients).
Cost XM Group Earn
Average spread (EUR/USD) - Standard account info 1.6 info N/A
All-in Cost EUR/USD - Active info 0.8 info N/A
Inactivity Fee info Yes No
Order execution: Agency info No No
Order execution: Market Maker info Yes Yes
Funding XM Group Earn
Minimum Deposit info $5 $100
PayPal (Deposit/Withdraw) info No
Skrill (Deposit/Withdraw) info Yes
Bank Wire (Deposit/Withdraw) info Yes
Non-wire bank transfer info No No
Trading Platforms XM Group Earn
Proprietary Desktop Trading Platform info No No
Desktop Platform (Windows) info Yes Yes
Web Platform info Yes Yes
Copy Trading info Yes Yes
MetaTrader 4 (MT4) info Yes Yes
MetaTrader 5 (MT5) info Yes Yes
cTrader info No No
Trading Tools XM Group Earn
Virtual Trading (Demo) info Yes Yes
Price Alerts info Yes Yes
Charting - Indicators / Studies (Total) info 30 35
Charting - Trade From Chart info Yes Yes
Charts can be saved info Yes Yes
Mobile Trading XM Group Earn
Android App info Yes Yes
Apple iOS App info Yes Yes
Mobile Price Alerts info Yes Yes
Mobile Watchlist [DELETED] info
Mobile Watchlists - Syncing info Yes No
Mobile Charting - Indicators / Studies info 30 35
Mobile Charting - Draw Trendlines info Yes Yes
Mobile Charting - Trendlines Autosave info No Yes
Mobile Research - Economic Calendar info Yes Yes
Research XM Group Earn
Daily Market Commentary (Articles) info Yes Yes
Forex News (Top-Tier Sources) info Yes Yes
Autochartist info No No
Trading Central info Yes No
TipRanks info No
Client sentiment data info Yes No
Economic Calendar info Yes Yes
Education XM Group Earn
Webinars info Yes No
Videos - Beginner Trading Videos info Yes No
Videos - Advanced Trading Videos info Yes No
Major Forex Pairs XM Group Earn
GBP/USD [DELETED] info
USD/JPY [DELETED] info
EUR/USD info Yes Yes
USD/CHF [DELETED] info
USD/CAD [DELETED] info
NZD/USD [DELETED] info
AUD/USD [DELETED] info
Review XM Group Review
Overall XM Group Earn
Overall Rating info 4.5/5 Stars 4/5 Stars
Commissions & Fees 4/5 Stars 4/5 Stars
Range of Investments 4.5/5 Stars 3.5/5 Stars
Platforms & Tools 4/5 Stars 4/5 Stars
Mobile Trading 4/5 Stars 4/5 Stars
Research 5/5 Stars 3.5/5 Stars
Education 4.5/5 Stars 3/5 Stars
Trust Score info 93 71
Winner check_circle
Review XM Group Review
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