Written by ForexBrokers.com
In this head to head comparison of XM Group vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XM Group and Earn are both established online brokers with distinct backgrounds and regulatory standings. XM Group, founded in 2009, and Earn, founded in 1994, are both privately-held companies and neither operates as a bank. Designed to ensure investor safety, these firms hold regulatory licenses that contribute to their trust levels. XM Group distinguishes itself with 4 Tier-1 licenses, which are highly trusted. In addition, it has a Tier-2 license, considered trusted by ForexBrokers.com. In contrast, Earn possesses just 1 Tier-1 license and no Tier-2 licenses, demonstrating a more modest regulatory coverage.
According to ForexBrokers.com, the Trust Score for XM Group is a firm 88, categorizing it as trusted, while Earn stands with a score of 71, indicating an average risk. These scores reflect their regulatory structures and the level of security they offer to clients. While both brokers promise certain levels of trust, XM Group’s broader range of high-level licenses and higher trust score underline a stronger regulatory position compared to Earn. Whether you're prioritizing robust regulation or a long-standing history in the industry, these brokers offer different advantages worth considering for your trading needs.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Year Founded | 2009 | 1994 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 4 | 1 |
| Tier-2 Licenses | 1 | 0 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 1 | 0 |
When considering XM Group for trading, it's important to examine its commissions and fees structure. XM Group is rated 4 out of 5 stars in this category, indicating a strong overall performance. However, it's worth noting that standard account spreads can be on the expensive side. Additionally, average spreads for their XM Zero account, which is based on commissions, are not disclosed, making it a bit challenging to gauge exact costs upfront. In terms of rankings, XM Group holds the 33rd position out of 63 brokers according to ForexBrokers.com in the Commissions and Fees category.
Similarly, Earn also receives a 4 out of 5 stars rating for its commissions and fees, signaling a comparable level of customer satisfaction. The broker, however, does not provide average spread data, leaving some uncertainty for traders trying to estimate trading costs. When it comes to its standing among peers, Earn is ranked 45th out of 63 brokers in the same category by ForexBrokers.com.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Minimum Deposit | $5 | $100 |
| Average Spread EUR/USD - Standard | 1.6 | N/A |
| All-in Cost EUR/USD - Active | 0.8 | N/A |
| Active Trader or VIP Discounts | No | Yes |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | No | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XM Group and Earn both offer forex trading as CFDs and spot contracts. XM Group provides a wide variety of 1,394 tradeable symbols, which includes 55 forex pairs and the ability to trade exchange-traded securities on both U.S. and international exchanges. In contrast, Earn offers 500 tradeable symbols, focusing on 61 forex pairs but lacks the option to invest in exchange-traded securities on either U.S. or international exchanges. Both brokers support cryptocurrency derivatives but do not offer actual cryptocurrency purchasing.
Regarding additional trading features, both XM Group and Earn offer copy trading. However, when evaluating the range of investments, XM Group stands out with a 4.5-star rating and is ranked 24th among 63 brokers by ForexBrokers.com. Earn has a 3.5-star rating and is positioned at the 45th rank. This suggests that XM Group offers a more extensive and versatile investment portfolio compared to Earn.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 1394 | 500 |
| Forex Pairs (Total) | 55 | 61 |
| U.S. Stock Trading (Non CFD) | Yes | No |
| Int'l Stock Trading (Non CFD) | Yes | No |
| Social Trading / Copy Trading | Yes | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools offered by XM Group and Earn, both brokers provide comprehensive resources for traders. Each offers simulated trading with a free virtual demo account to help users practice and hone their skills without financial risk. Neither broker features a proprietary platform, but they both provide reliable third-party options, including MetaTrader 4 and MetaTrader 5. Both XM Group and Earn support desktop platforms for Windows and web-based platforms for convenient trading. While copy trading is available through both brokers, only Earn includes integration with ZuluTrade, giving its users an additional option for trade automation and social trading.
Charting capabilities are robust, with both XM Group and Earn offering 15 drawing tools to enhance technical analysis alongside the ability to trade directly from stock charts, providing a seamless trading experience. The platforms also offer seven columns (fields) for efficient watch list management. However, they differ in their rankings; XM Group holds a higher position at #31 compared to Earn's #51 ranking by ForexBrokers.com in the Trading Platforms and Tools category. Despite this, both brokers receive commendable ratings of 4 out of 5 stars, reflecting their strong offerings in facilitating effective trading experiences.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | No | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | Yes | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | Yes | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | Yes |
| Charting - Indicators / Studies (Total) | 30 | 35 |
| Charting - Drawing Tools (Total) | 15 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 7 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both XM Group and Earn offer comprehensive mobile trading apps compatible with iPhone and Android devices, providing traders with convenient access to the markets. They both support stock and forex price alerts, as well as the capability to draw trendlines and view multiple timeframes on charts. XM Group's mobile app includes 30 technical studies, whereas Earn's app has a slightly higher count with 35 studies. Watchlist syncing is available with XM Group, allowing seamless updates between the app and the client's online account, a feature Earn does not support. However, Earn compensates for this by automatically saving chart drawings, which XM Group does not.
In terms of user ratings, both mobile apps receive a solid 4-star rating for their performance. Additionally, users can create watchlists with real-time quotes on both platforms. Despite these similarities, Earn holds a slight edge in rankings, placing #27 among 63 brokers reviewed by ForexBrokers.com, while XM Group is ranked at #29. These differences in features and rankings may help guide users in choosing the app that best fits their specific trading needs.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 30 | 35 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | No | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When comparing the research offerings of XM Group and Earn, both brokers provide daily market commentary and access to forex news from leading sources such as Bloomberg and Reuters. However, XM Group edges ahead with additional tools, offering its clients Technical Analytics from Trading Central and a sentiment-based trading tool, which helps traders visualize the proportion of long and short positions in currency pairs. In contrast, Earn does not provide these specific tools. While neither broker incorporates tools from Autochartist or Acuity Trading, nor do they offer TipRanks market research, XM Group compensates with a broader range of technical analysis options.
Both XM Group and Earn offer economic calendars that track global economic events, aiding traders in keeping up with market-moving news. These offerings contribute to XM Group's strong research reputation, reflected in its 5-star rating and #8 ranking out of 63 brokers on ForexBrokers.com. Meanwhile, Earn receives a respectable 3.5-star rating but ranks lower at #38 on the same platform. This comparison highlights XM Group's superior tools and resources in the field of market research, providing traders with comprehensive insights to aid their investment decisions.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | Yes | No |
| Social Sentiment - Currency Pairs | Yes | No |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, XM Group shines brightly compared to Earn. XM Group offers a wealth of materials, including a minimum of ten educational pieces focusing on forex or CFDs, monthly online client webinars, and a searchable archive of previously recorded webinars. Additionally, beginners can benefit from over ten specialized videos crafted for newcomers, helping them understand the nuances of trading. In contrast, Earn does not provide the same level of support, lacking both the quantity and variety of educational resources that XM Group delivers, falling short in offering even the fundamental educational pieces and webinars.
XM Group's dedication to education is further emphasized by their inclusion of ten advanced trading videos for seasoned traders, adding depth to their learning opportunities. Despite neither platform offering an investor dictionary, XM Group's substantial educational offerings cater exceptionally well to both beginners and experienced traders alike. This commitment to education is reflected in their impressive five-star rating and robust ranking of #7 out of 63 brokers by ForexBrokers.com. Earn, unfortunately, trails behind with a ranking of #62 and a 3.5-star rating, indicating room for improvement in their educational support for traders.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Education (Forex or CFDs) | Yes | No |
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | No |
| Videos - Beginner Trading Videos | Yes | No |
| Videos - Advanced Trading Videos | Yes | No |
| Investor Dictionary (Glossary) | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XM Group is better than Earn. XM Group finished with an overall rank of #17, while Earn finished with an overall rank of #50.
XM Group is a MetaTrader-only broker that offers a strong selection of high-quality educational content and market research.
| Feature |
XM Group
|
Earn
|
|---|---|---|
| Overall Rating |
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| Trust Score | 88 | 71 |
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Both XM Group and Earn do not offer the ability to buy actual delivered cryptocurrency, but they both allow trading in cryptocurrency derivatives.
Both XM Group and Earn support Skrill, Visa, Mastercard, and bank wire transfers for depositing or withdrawing funds, but neither broker provides ACH, SEPA, or PayPal as options for these transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XM Group | Earn | |
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| Trust Score | 88 | 71 | |
| Winner | check_circle | ||
| Review | XM Group Review |
| Broker Screenshots | XM Group | Earn | |
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| Regulation | XM Group | Earn | |
|---|---|---|---|
| Trust Score | 88 | 71 | |
| Year Founded | 2009 | 1994 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 4 | 1 | |
| Tier-2 Licenses | 1 | 0 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 1 | 0 |
| Tier-1 Licenses (Highly Trusted) | XM Group | Earn | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | No | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XM Group | Earn | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | XM Group | Earn | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 1394 | 500 | |
| Forex Pairs (Total) | 55 | 61 | |
| U.S. Stock Trading (Non CFD) | Yes | No | |
| Int'l Stock Trading (Non CFD) | Yes | No | |
| Social Trading / Copy Trading | Yes | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XM Group | Earn | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.6 | N/A | |
| All-in Cost EUR/USD - Active | 0.8 | N/A | |
| Active Trader or VIP Discounts | No | Yes | |
| Inactivity Fee | Yes | No | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | XM Group | Earn | |
|---|---|---|---|
| Minimum Deposit | $5 | $100 | |
| PayPal (Deposit/Withdraw) | No | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | XM Group | Earn | |
|---|---|---|---|
| Proprietary Platform | No | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | Yes | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | Yes | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | Yes |
| Trading Tools | XM Group | Earn | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 7 | 7 | |
| Charting - Indicators / Studies (Total) | 30 | 35 | |
| Charting - Drawing Tools (Total) | 15 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XM Group | Earn | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 30 | 35 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | No | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | XM Group | Earn | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | Yes | No | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XM Group | Earn | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | No | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | No | |
| Videos - Beginner Trading Videos | Yes | No | |
| Videos - Advanced Trading Videos | Yes | No | |
| Investor Dictionary (Glossary) | No | No |
| Major Forex Pairs | XM Group | Earn | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | XM Group Review |
| Overall | XM Group | Earn | |
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| Trust Score | 88 | 71 | |
| Winner | check_circle | ||
| Review | XM Group Review |
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