XM Group vs Earn 2025
In this head to head comparison of XM Group vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of XM Group vs Earn, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
In the competitive world of online brokerage, regulatory compliance and trust are paramount. XM Group, established in 2009, boasts an impressive ForexBrokers.com Trust Score of 93, placing it in the highly trusted category. The company holds four Tier-1 licenses and one Tier-2 license, demonstrating its commitment to safety and security. Despite not being publicly traded or a bank, XM Group's reliability is underscored by its strong regulatory framework.
In contrast, Earn, founded in 1994, carries a Trust Score of 71, suggesting an average risk level according to ForexBrokers.com. Earn holds only one Tier-1 license and lacks Tier-2 licenses, which may be a consideration for those prioritizing regulatory assurance. Like XM Group, Earn is not publicly traded and does not operate as a bank. When comparing these two brokers, it's clear that XM Group offers a more extensive regulatory backing, which may be appealing for security-conscious investors.
Feature |
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Year Founded | 2009 | 1994 |
Publicly Traded (Listed) | No | No |
Bank | No | No |
Tier-1 Licenses | 4 | 1 |
Tier-2 Licenses | 1 | 0 |
Tier-3 Licenses | 0 | 0 |
Tier-4 Licenses | 1 | 0 |
When considering XM Group for trading, it's important to examine its commissions and fees structure. XM Group is rated 4 out of 5 stars in this category, indicating a strong overall performance. However, it's worth noting that standard account spreads can be on the expensive side. Additionally, average spreads for their XM Zero account, which is based on commissions, are not disclosed, making it a bit challenging to gauge exact costs upfront. In terms of rankings, XM Group holds the 33rd position out of 63 brokers according to ForexBrokers.com in the Commissions and Fees category.
Similarly, Earn also receives a 4 out of 5 stars rating for its commissions and fees, signaling a comparable level of customer satisfaction. The broker, however, does not provide average spread data, leaving some uncertainty for traders trying to estimate trading costs. When it comes to its standing among peers, Earn is ranked 45th out of 63 brokers in the same category by ForexBrokers.com.
Feature |
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Minimum Deposit | $5 | $100 |
Average Spread EUR/USD - Standard | 1.6 | N/A |
All-in Cost EUR/USD - Active | 0.8 | N/A |
Active Trader or VIP Discounts | No | Yes |
ACH or SEPA Transfers | No | No |
PayPal (Deposit/Withdraw) | No | No |
Skrill (Deposit/Withdraw) | Yes | Yes |
Visa/Mastercard (Credit/Debit) | Yes | Yes |
Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XM Group and Earn both offer forex trading as CFDs and spot contracts. XM Group provides a wide variety of 1,394 tradeable symbols, which includes 55 forex pairs and the ability to trade exchange-traded securities on both U.S. and international exchanges. In contrast, Earn offers 500 tradeable symbols, focusing on 61 forex pairs but lacks the option to invest in exchange-traded securities on either U.S. or international exchanges. Both brokers support cryptocurrency derivatives but do not offer actual cryptocurrency purchasing.
Regarding additional trading features, both XM Group and Earn offer copy trading. However, when evaluating the range of investments, XM Group stands out with a 4.5-star rating and is ranked 24th among 63 brokers by ForexBrokers.com. Earn has a 3.5-star rating and is positioned at the 45th rank. This suggests that XM Group offers a more extensive and versatile investment portfolio compared to Earn.
Feature |
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Forex Trading (Spot or CFDs) | Yes | Yes |
Tradeable Symbols (Total) | 1394 | 500 |
Forex Pairs (Total) | 55 | 61 |
U.S. Stock Trading (Non CFD) | Yes | No |
Int'l Stock Trading (Non CFD) | Yes | No |
Social Trading / Copy Trading | Yes | Yes |
Cryptocurrency (Physical) | No | No |
Cryptocurrency (Derivative) | Yes | Yes |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When it comes to trading platforms and tools, both XM Group and Earn offer traders a comprehensive suite of options. Both brokers provide a simulated trading environment through a free virtual demo account, allowing users to practice and hone their strategies without risk. While neither offers a proprietary platform, traders can access a Windows-based desktop platform and a web-based browser platform with both brokers. XM Group and Earn support MetaTrader 4 (MT4) and MetaTrader 5 (MT5), popular choices among traders for their versatile features. Additionally, both brokers offer copy trading, yet only Earn supports ZuluTrade, adding more options for social trading enthusiasts.
Traders with an eye for detailed charting tools will find both brokers to be equally matched, offering 15 drawing tools each. Watch lists on both platforms can display up to 7 columns, giving users a snapshot of crucial market information. Importantly, XM Group and Earn allow traders to execute trades directly from stock charts, streamlining the trading process. However, when it comes to recognition, XM Group ranks higher at #32 compared to Earn's #51 in ForexBrokers.com's category for Trading Platforms and Tools. Both brokers share a commendable rating of 4 out of 5 stars, indicating a strong offering in this competitive area.
Feature |
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Virtual Trading (Demo) | Yes | Yes |
Proprietary Platform | No | No |
Desktop Platform (Windows) | Yes | Yes |
Web Platform | Yes | Yes |
Social Trading / Copy Trading | Yes | Yes |
MetaTrader 4 (MT4) | Yes | Yes |
MetaTrader 5 (MT5) | Yes | Yes |
DupliTrade | No | No |
ZuluTrade | No | Yes |
Charting - Indicators / Studies (Total) | 30 | 35 |
Charting - Drawing Tools (Total) | 15 | 15 |
Charting - Trade From Chart | Yes | Yes |
Watchlists - Total Fields | 7 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Both XM Group and Earn provide convenient mobile trading solutions for iPhone and Android users, ensuring that traders can keep tabs on their investments on the go. Each app offers essential features such as stock or forex price alerts and the ability to draw trendlines on charts. However, there are some differences to consider. XM Group syncs watchlist symbols between its mobile app and online account, offering seamless integration that Earn currently lacks. On the other hand, Earn's app provides a broader range of technical studies, with 35 compared to XM Group’s 30, and also automatically saves chart drawings, a feature not available with XM Group.
Both apps support viewing multiple time frames on financial charts and allow users to create watchlists with real-time quotes. In terms of ratings, both XM Group and Earn received 4 out of 5 stars for their mobile trading apps. However, according to ForexBrokers.com, Earn slightly edges out XM Group in their ranking for mobile trading apps, coming in at #27 out of 63 brokers, while XM Group is ranked #30. When choosing between these two, consider what's more important: seamless syncing with XM Group or enhanced auto-saving and more technical analysis options with Earn.
Feature |
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Android App | Yes | Yes |
Apple iOS App | Yes | Yes |
Mobile Alerts - Basic Fields | Yes | Yes |
Watchlist Syncing | Yes | No |
Mobile Charting - Indicators / Studies | 30 | 35 |
Mobile Charting - Draw Trendlines | Yes | Yes |
Mobile Charting - Multiple Time Frames | Yes | Yes |
Mobile Charting - Drawings Autosave | No | Yes |
Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
XM Group and Earn are two well-known online brokers that both offer valuable market research tools. Both brokers provide daily market commentary and forex news from top-tier sources like Bloomberg and Reuters, ensuring traders stay informed with the latest updates. XM Group and Earn each have an economic calendar that helps traders track significant global events. However, XM Group leads in providing advanced tools with its inclusion of Trading Central's features, which are absent from Earn's offerings. Additionally, XM Group includes sentiment-based trading tools that highlight market trends, whereas Earn does not provide this feature.
In terms of overall research quality, XM Group has a significant edge with a 5-star rating, compared to Earn's 3.5 stars. This distinction places XM Group at number 8 in the research category according to ForexBrokers.com, while Earn is positioned at 38 out of 63 brokers. The superior toolkit from XM Group enhances its appeal to traders seeking comprehensive market insights.
Feature |
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Daily Market Commentary | Yes | Yes |
Forex News (Top-Tier Sources) | Yes | Yes |
Autochartist | No | No |
Trading Central (Recognia) | Yes | No |
Social Sentiment - Currency Pairs | Yes | No |
TipRanks | No | |
Signal Centre (Acuity Trading) | No | |
Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to educational resources for beginners, XM Group shines brightly compared to Earn. XM Group offers a wealth of materials, including a minimum of ten educational pieces focusing on forex or CFDs, monthly online client webinars, and a searchable archive of previously recorded webinars. Additionally, beginners can benefit from over ten specialized videos crafted for newcomers, helping them understand the nuances of trading. In contrast, Earn does not provide the same level of support, lacking both the quantity and variety of educational resources that XM Group delivers, falling short in offering even the fundamental educational pieces and webinars.
XM Group's dedication to education is further emphasized by their inclusion of ten advanced trading videos for seasoned traders, adding depth to their learning opportunities. Despite neither platform offering an investor dictionary, XM Group's substantial educational offerings cater exceptionally well to both beginners and experienced traders alike. This commitment to education is reflected in their impressive five-star rating and robust ranking of #7 out of 63 brokers by ForexBrokers.com. Earn, unfortunately, trails behind with a ranking of #62 and a 3.5-star rating, indicating room for improvement in their educational support for traders.
Feature |
|
|
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Education (Forex or CFDs) | Yes | No |
Client Webinars | Yes | No |
Client Webinars (Archived) | Yes | No |
Videos - Beginner Trading Videos | Yes | No |
Videos - Advanced Trading Videos | Yes | No |
Investor Dictionary (Glossary) | No | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XM Group is better than Earn. XM Group finished with an overall rank of #17, while Earn finished with an overall rank of #50.
XM Group is a MetaTrader-only broker that offers a strong selection of high-quality educational content and market research.
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Overall Rating |
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Trust Score | 93 | 71 |
Range of Investments |
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Commissions & Fees |
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Platforms & Tools |
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Research |
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Mobile Trading |
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Education |
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Both XM Group and Earn do not offer the ability to buy actual delivered cryptocurrency, but they both allow trading in cryptocurrency derivatives.
Both XM Group and Earn support Skrill, Visa, Mastercard, and bank wire transfers for depositing or withdrawing funds, but neither broker provides ACH, SEPA, or PayPal as options for these transactions.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5Overall Rating | XM Group | Earn | |
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Overall Rating |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 93 | 71 | |
Winner | check_circle | ||
Review | XM Group Review |
Broker Screenshots | XM Group | Earn | |
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Broker Gallery (click to expand) |
Regulation | XM Group | Earn | |
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Trust Score | 93 | 71 | |
Year Founded | 2009 | 1994 | |
Publicly Traded (Listed) | No | No | |
Bank | No | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
Tier-1 Licenses | 4 | 1 | |
Tier-2 Licenses | 1 | 0 | |
Tier-3 Licenses | 0 | 0 | |
Tier-4 Licenses | 1 | 0 |
Tier-1 Licenses (Highly Trusted) | XM Group | Earn | |
---|---|---|---|
Australia (ASIC Authorised) | Yes | No | |
Canada (CIRO Authorised) | No | No | |
Hong Kong (SFC Authorised) | No | No | |
Japan (SFC Authorised) | No | No | |
Singapore (MAS Authorised) | No | No | |
Switzerland (FINMA Authorised) | |||
United Kingdom (U.K.) (FCA Authorised) | No | No | |
USA (CFTC Authorized) | No | No | |
New Zealand (FMA Authorised) | No | No | |
Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
Tier-2 Licenses (Trusted) | XM Group | Earn | |
---|---|---|---|
Kenya (CMA Authorised) | |||
Israel (ISA Authorised) | No | No | |
South Africa (FSCA Authorised) | Yes | No | |
UAE (DFSA/Central Bank Authorised) | Yes | No | |
India (SEBI Authorised) | No | No | |
Jordan (JSC Authorised) |
Investments | XM Group | Earn | |
---|---|---|---|
Forex Trading (Spot or CFDs) | Yes | Yes | |
Tradeable Symbols (Total) | 1394 | 500 | |
Forex Pairs (Total) | 55 | 61 | |
U.S. Stock Trading (Non CFD) | Yes | No | |
Int'l Stock Trading (Non CFD) | Yes | No | |
Social Trading / Copy Trading | Yes | Yes | |
Cryptocurrency (Physical) | No | No | |
Cryptocurrency (Derivative) | Yes | Yes | |
Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Cost | XM Group | Earn | |
---|---|---|---|
Average Spread EUR/USD - Standard | 1.6 | N/A | |
All-in Cost EUR/USD - Active | 0.8 | N/A | |
Active Trader or VIP Discounts | No | Yes | |
Inactivity Fee | Yes | No | |
Execution: Agency Broker | No | No | |
Execution: Market Maker | Yes | Yes |
Funding | XM Group | Earn | |
---|---|---|---|
Minimum Deposit | $5 | $100 | |
PayPal (Deposit/Withdraw) | No | No | |
Skrill (Deposit/Withdraw) | Yes | Yes | |
Visa/Mastercard (Credit/Debit) | Yes | Yes | |
Bank Wire (Deposit/Withdraw) | Yes | Yes | |
ACH or SEPA Transfers | No | No |
Trading Platforms | XM Group | Earn | |
---|---|---|---|
Proprietary Platform | No | No | |
Desktop Platform (Windows) | Yes | Yes | |
Web Platform | Yes | Yes | |
Social Trading / Copy Trading | Yes | Yes | |
MetaTrader 4 (MT4) | Yes | Yes | |
MetaTrader 5 (MT5) | Yes | Yes | |
cTrader | No | No | |
DupliTrade | No | No | |
ZuluTrade | No | Yes |
Trading Tools | XM Group | Earn | |
---|---|---|---|
Virtual Trading (Demo) | Yes | Yes | |
Alerts - Basic Fields | Yes | Yes | |
Watchlists - Total Fields | 7 | 7 | |
Charting - Indicators / Studies (Total) | 30 | 35 | |
Charting - Drawing Tools (Total) | 15 | 15 | |
Charting - Trade From Chart | Yes | Yes | |
Charts can be saved | Yes | Yes |
Mobile Trading | XM Group | Earn | |
---|---|---|---|
Android App | Yes | Yes | |
Apple iOS App | Yes | Yes | |
Mobile Alerts - Basic Fields | Yes | Yes | |
Mobile Watchlist | Yes | Yes | |
Watchlist Syncing | Yes | No | |
Mobile Charting - Indicators / Studies | 30 | 35 | |
Mobile Charting - Draw Trendlines | Yes | Yes | |
Mobile Charting - Multiple Time Frames | Yes | Yes | |
Mobile Charting - Drawings Autosave | No | Yes | |
Mobile Economic Calendar | Yes | Yes |
Research | XM Group | Earn | |
---|---|---|---|
Daily Market Commentary | Yes | Yes | |
Forex News (Top-Tier Sources) | Yes | Yes | |
Autochartist | No | No | |
Trading Central (Recognia) | Yes | No | |
TipRanks | No | ||
Social Sentiment - Currency Pairs | Yes | No | |
Economic Calendar | Yes | Yes |
Education | XM Group | Earn | |
---|---|---|---|
Education (Forex or CFDs) | Yes | No | |
Client Webinars | Yes | No | |
Client Webinars (Archived) | Yes | No | |
Videos - Beginner Trading Videos | Yes | No | |
Videos - Advanced Trading Videos | Yes | No | |
Investor Dictionary (Glossary) | No | No |
Major Forex Pairs | XM Group | Earn | |
---|---|---|---|
GBP/USD | Yes | Yes | |
USD/JPY | Yes | Yes | |
EUR/USD | Yes | Yes | |
USD/CHF | Yes | Yes | |
USD/CAD | Yes | Yes | |
NZD/USD | Yes | Yes | |
AUD/USD | Yes | Yes | |
Review | XM Group Review |
Overall | XM Group | Earn | |
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Overall Rating |
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Commissions & Fees |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading |
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Research |
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Education |
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Trust Score | 93 | 71 | |
Winner | check_circle | ||
Review | XM Group Review |