Written by ForexBrokers.com
In this head to head comparison of XTB vs LegacyFX, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Founded in 2002, XTB stands out as a highly trusted online broker with a commendable Trust Score of 96 out of 99 according to ForexBrokers.com. Despite not being a bank, XTB enjoys a strong reputation in the industry partly due to its presence on the stock exchange and its holding of two Tier-1 licenses, which are among the most trusted by ForexBrokers.com. In addition, XTB holds two Tier-2 licenses, reinforcing its trustworthiness and appeal for traders looking for a reliable platform.
LegacyFX, which began its operations in 2012, holds a Trust Score of 67, indicating a higher risk compared to XTB. Unlike XTB, LegacyFX is not publicly traded and carries only one Tier-1 license, reflecting a more limited regulatory framework. With no Tier-2 licenses, LegacyFX’s regulatory standing may not inspire the same level of confidence for some cautious investors. Overall, when comparing the two, XTB presents a more trusted and established option in the online brokerage landscape.
| Feature |
XTB
|
LegacyFX
|
|---|---|---|
| Year Founded | 2002 | 2012 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB earns 4.5/5 stars and ranks #12 of 63 for Commissions and Fees, while LegacyFX scores 3.5/5 stars and ranks #58 of 63. XTB publishes its average spreads and generally prices near the industry average, making costs easier to gauge. LegacyFX does not publish average spread data, so estimating typical costs is harder. Minimum deposits differ too: XTB starts at 250 in your base currency, while LegacyFX starts from $500 and varies by entity and account tier.
For most retail traders, XTB’s spread-only Standard account is the go-to. The commission-based Professional account is reserved for elective professionals in the U.K. and EU and is being phased out. In Q4 2023, XTB’s average EUR/USD spread was about 1.0 pip. The Standard account tends to be cheaper for smaller trade sizes, and pricing was similar between Standard and Pro at higher volumes. Active traders can join XTB’s Lower Spread Group to earn spread rebates of 5% to 30% when trading from 20 up to 1,000 lots per month.
LegacyFX’s fees depend on your regulator and account tier. In the EU (CySEC), the Silver, Gold, and Platinum accounts require $500, $5,000, and $25,000 minimum deposits, respectively; Silver has the highest trading costs, with the EUR/USD minimum spread listed at 1.6 pips, while Gold and Platinum advertise lower spreads. Internationally (Vanuatu), there are seven tiers from Standard ($500) up to VIP ($50,000). These tiers mainly change access to support and tools, and with no average spreads published, real-world costs are less transparent than at XTB.
| Feature |
XTB
|
LegacyFX
|
|---|---|---|
| Minimum Deposit | $0 | $500 |
| Average spread (EUR/USD) - Standard account | 1.00 | N/A |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | |
| Skrill (Deposit/Withdraw) | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB delivers a far wider range of investments than LegacyFX. XTB lists 7,184 tradeable symbols and 71 forex pairs, while LegacyFX offers 425 symbols and 44 forex pairs. Both brokers support forex trading (either as CFDs or spot). A key difference is stock access: XTB lets clients buy exchange-traded securities on both U.S. and international exchanges (for example, Apple on NASDAQ and Vodafone in London), whereas LegacyFX does not offer exchange-traded shares.
For digital assets, neither broker supports buying actual cryptocurrency, but both provide cryptocurrency CFDs. LegacyFX includes copy trading, which XTB does not. Reflecting their breadth, XTB earns 5 stars for Range of Investments and ranks 15th out of 63 brokers, while LegacyFX holds 3.5 stars and ranks 49th. Choose XTB if you want a larger catalog and the ability to buy real stocks, or pick LegacyFX if copy trading is a priority and a smaller lineup suits your needs.
| Feature |
XTB
|
LegacyFX
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 425 |
| Forex Pairs (Total) | 71 | 44 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Comparing XTB vs LegacyFX for trading platforms and tools: both brokers provide free demo (paper) accounts and offer Windows desktop and web-based platforms. XTB delivers a proprietary, in-house platform, while LegacyFX does not. LegacyFX supports MetaTrader 5 (MT5), whereas XTB does not support MT4 or MT5. Copy trading is available with LegacyFX but not with XTB. Both brokers let you place trades directly from charts, which can speed up order entry.
For platform quality, XTB is rated 4.5/5 stars and ranks #9 out of 63 brokers for Trading Platforms and Tools at ForexBrokers.com, while LegacyFX holds 3.5/5 stars and ranks #61. Choose XTB if you want a higher-rated, proprietary platform with straightforward tools; pick LegacyFX if MT5 and copy trading are priorities alongside web and desktop access.
| Feature |
XTB
|
LegacyFX
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 39 | 30 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and LegacyFX both offer iPhone and Android apps, plus handy price alerts for forex and stocks. You can draw trendlines on charts in each app, and your drawings save automatically. One downside for both: watchlists don’t sync between the mobile app and the web platform, so changes made in one place won’t appear in the other.
For charting, XTB provides 39 technical studies versus 30 with LegacyFX, giving traders more ways to analyze trends. XTB also scores higher for overall mobile experience, earning 4.5 out of 5 stars and ranking #8 out of 63 brokers for Mobile Trading Apps on ForexBrokers.com. LegacyFX holds 3.5 stars and ranks #62. If you value deeper chart tools and higher-rated mobile performance, XTB is the stronger pick, while LegacyFX covers the basics for trading on the go.
| Feature |
XTB
|
LegacyFX
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
XTB and LegacyFX both cover the basics well for market research: each provides daily market commentary, an economic calendar, and forex news from sources like Bloomberg, Reuters, or Dow Jones. The key differences come down to tools. XTB includes a sentiment indicator that shows long versus short positioning across markets, while LegacyFX does not. LegacyFX, however, offers Autochartist for pattern recognition, which XTB lacks. Neither broker lists Trading Central tools.
On third-party extras, XTB does not offer TipRanks or Acuity Trading; LegacyFX does not list either integration. Independent ratings favor XTB for research: it earns 5 stars and ranks #7 out of 63 brokers at ForexBrokers.com, compared with LegacyFX’s 3.5 stars and #47 ranking. If you want higher-rated research and a built-in sentiment tool, XTB is the stronger pick; if chart pattern scanning via Autochartist matters most, LegacyFX has an edge.
| Feature |
XTB
|
LegacyFX
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central | No | No |
| Client sentiment data | Yes | No |
| TipRanks | No | |
| Acuity Trading | No | |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
XTB and LegacyFX both provide plenty of forex and CFD education suitable for beginners, including at least 10 educational pieces and monthly client webinars. Each broker offers 10+ beginner-focused videos that explain core trading topics in straightforward terms, helping new traders learn the basics, platform use, and common strategies.
Both brands also include 10+ advanced videos for when you’re ready to go deeper, but XTB stands out for overall quality: it earns 5 stars for Education and ranks #11 out of 63 brokers on ForexBrokers.com. LegacyFX is solid yet trails behind with a 3.5-star Education rating and a #35 ranking. If you want the strongest learning path from day one, XTB has the edge; LegacyFX remains a worthwhile option if its content style fits your needs.
| Feature |
XTB
|
LegacyFX
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than LegacyFX. XTB finished with an overall rank of #7, while LegacyFX finished with an overall rank of #63.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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LegacyFX
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| Trust Score | 96 | 67 |
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In an XTB vs LegacyFX comparison, neither broker offers actual delivered cryptocurrency purchases, but both provide cryptocurrency CFD trading for speculating on digital asset prices without owning the coins.
Comparing online brokers XTB vs LegacyFX for deposit and withdrawal options: neither supports ACH or SEPA transfers; XTB offers PayPal, Skrill, and bank wire funding (Visa/Mastercard not specified), while LegacyFX’s support for PayPal, Skrill, Visa/Mastercard, and bank wires is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | LegacyFX | |
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| Trust Score | 96 | 67 | |
| Winner | check_circle | ||
| Review | XTB Review | LegacyFX Review |
| Broker Screenshots | XTB | LegacyFX | |
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| Regulation | XTB | LegacyFX | |
|---|---|---|---|
| Trust Score | 96 | 67 | |
| Year Founded | 2002 | 2012 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | LegacyFX | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | LegacyFX | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | LegacyFX | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 425 | |
| Forex Pairs (Total) | 71 | 44 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | LegacyFX | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 1.00 | N/A | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | LegacyFX | |
|---|---|---|---|
| Minimum Deposit | $0 | $500 | |
| PayPal (Deposit/Withdraw) | Yes | ||
| Skrill (Deposit/Withdraw) | Yes | ||
| Bank Wire (Deposit/Withdraw) | Yes | ||
| Non-wire bank transfer | No | No |
| Trading Platforms | XTB | LegacyFX | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No |
| Trading Tools | XTB | LegacyFX | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 30 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | LegacyFX | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | LegacyFX | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central | No | No | |
| TipRanks | No | ||
| Client sentiment data | Yes | No | |
| Economic Calendar | Yes | Yes |
| Education | XTB | LegacyFX | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | XTB | LegacyFX | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | LegacyFX Review |
| Overall | XTB | LegacyFX | |
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| Trust Score | 96 | 67 | |
| Winner | check_circle | ||
| Review | XTB Review | LegacyFX Review |
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