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XTB vs Plus500 2025

ForexBrokers.com

Written by ForexBrokers.com

February 05, 2025

In this head to head comparison of XTB vs Plus500, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.

XTB
5/5 Stars Overall
  • Minimum Deposit: $0 info
  • Trust Score: 96
  • Tradeable Symbols (Total): 7184 info
Plus500
4.5/5 Stars Overall
  • Minimum Deposit: €50 info
  • Trust Score: 99
  • Tradeable Symbols (Total): 5500 info

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Regulation

XTB and Plus500 are both prominent online brokerage firms that provide various trading services to investors around the world. Founded in 2002, XTB is a publicly traded company and is not a bank. Similarly, Plus500, which began operations in 2008, is also publicly traded and not a bank. Both companies are transparent and regulated, but there are differences in their regulatory standings and trust ratings. XTB holds two highly trusted Tier-1 licenses and two trusted Tier-2 licenses, earning a very high Trust Score of 96 on ForexBrokers.com.

Comparatively, Plus500 surpasses XTB with six highly trusted Tier-1 licenses and three trusted Tier-2 licenses, culminating in a near-perfect Trust Score of 99. Both brokers are subject to rigorous regulatory oversight, providing a secure environment for traders. While XTB offers a strong level of trust and reliability, Plus500 takes a slight edge by holding more licenses and scoring the highest possible trust rating. This makes Plus500 a compelling choice for those prioritizing regulatory assurance and trust in their online brokerage.

Feature XTB logoXTB
Plus500 logoPlus500
Year Founded info 2002 2008
Publicly Traded (Listed) info Yes Yes
Bank info No No
Tier-1 Licenses info 2 6
Tier-2 Licenses info 2 3
Tier-3 Licenses info 0 0
Tier-4 Licenses info 2 2

Fees

When it comes to evaluating online brokers on their commissions and fees, XTB and Plus500 present some key differences. XTB offers two account types: a spread-only Standard account and a commission-based Professional account, which is phased out currently and reserved for select European and UK clients. The average forex spreads for XTB during Q4 2023 stood at 1 pip for EUR/USD, aligning with industry averages. Furthermore, XTB's Standard account appears to be the more suitable option for retail forex traders, especially as the Pro account is mostly limited to legacy clients in certain regions. Notably, XTB offers rebates up to 30% for active traders under the Lower Spread Group program, which competes well with similar offerings from major brokers such as FXCM and FOREX.com. XTB earns a 4.5-star rating and holds the 11th rank among 63 brokers in the Commissions and Fees category as evaluated by ForexBrokers.com.

On the other hand, Plus500’s pricing is slightly above the industry average and trails behind some of the best brokers in terms of active trader pricing. For instance, its average spread on EUR/USD was reported at 1.5 pips in April 2024, which is higher than the industry average. Unlike XTB, Plus500 does not extend discounts to retail clients. However, it does provide cash rebates to those qualifying as Professional clients, akin to an active trader program but without the broader rebate incentives available at XTB. Plus500's commissions and fees earn it a rating of 4 out of 5 stars, with a rank of 23 out of 63 brokers in the same category, according to ForexBrokers.com.

In summary, both XTB and Plus500 provide competitive accounts, but significant distinctions are present in their offerings. XTB's provision of rebates for active traders and its mostly spread-only structure cater well to retail clients, while Plus500 leans toward professional traders with its cash rebates. The rankings and ratings by ForexBrokers.com highlight XTB's edge in terms of commissions and fees when compared to Plus500. This makes XTB a slightly more appealing choice for traders seeking favorable trading conditions on a broader scale.

Feature XTB logoXTB
Plus500 logoPlus500
Minimum Deposit info $0 info €50 info
Average Spread EUR/USD - Standard info 1.00 info 1.3 info
All-in Cost EUR/USD - Active info 1.00 info 1.3 info
Active Trader or VIP Discounts info No No
ACH or SEPA Transfers info No No
PayPal (Deposit/Withdraw) info Yes Yes
Skrill (Deposit/Withdraw) info Yes Yes
Visa/Mastercard (Credit/Debit) info Yes Yes
Bank Wire (Deposit/Withdraw) info Yes Yes

Dive deeper: Best Low Spread Forex Brokers.

Featured Offers


Range of investments

When comparing XTB to Plus500 in terms of their available range of investments, both brokers offer forex trading as CFDs. XTB stands out with a broader selection, offering 7,184 tradeable symbols, while Plus500 provides 5,500. For forex pairs, XTB again takes the lead with 71 options compared to Plus500's 65. Both platforms allow users to invest in exchange-traded securities on U.S. and international exchanges, giving clients access to well-known companies like Apple and Vodafone. However, neither XTB nor Plus500 offers the option to purchase actual cryptocurrencies, although they both support cryptocurrency derivatives.

Despite the similarities, XTB outshines Plus500 in the variety of its investment offerings, earning it a five-star rating for Range of Investments, compared to Plus500's 4.5 stars. As per ForexBrokers.com, XTB is ranked 14th among 63 brokers for its investment range, a commendable lead over Plus500, which is ranked 21st. However, both brokers do not support copy trading, which might be a consideration for investors looking for that feature.

Feature XTB logoXTB
Plus500 logoPlus500
Forex Trading (Spot or CFDs) info Yes Yes info
Tradeable Symbols (Total) info 7184 info 5500 info
Forex Pairs (Total) info 71 65
U.S. Stock Trading (Non CFD) info Yes Yes
Int'l Stock Trading (Non CFD) info Yes Yes
Social Trading / Copy Trading info No No
Cryptocurrency (Physical) info No No
Cryptocurrency (Derivative) info Yes Yes info
Disclaimers Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Non-CFD share trading at Plus500 is only available through the Plus500 Invest account.

Dive deeper: Best Copy Trading Platforms.

Trading platforms and tools

When comparing XTB and Plus500, both brokers offer impressive proprietary platforms developed in-house, providing users with innovative and user-friendly trading experiences. Both platforms include a free virtual demo account, allowing traders to practice and familiarize themselves with the interface before committing to real trades. However, XTB gives traders the flexibility of a Windows-based desktop download platform, which Plus500 lacks, though both brokers deliver easy access through web-based trading platforms. Although neither broker offers the widely used MetaTrader 4 or 5 platforms, they provide ample technical analysis tools for charting. XTB offers 32 drawing tools, while Plus500 edges ahead slightly with 36. Notably, only XTB permits direct trading from stock charts, adding a layer of convenience for its users.

When it comes to organizing and monitoring potential trades, both brokers offer comprehensive watch lists, with Plus500 allowing for more customization via ten columns compared to XTB’s eight. Despite these differences, both brokers receive an impressive 4.5-star rating for their trading platforms and tools. XTB holds a slight lead in the ForexBrokers.com rankings, coming in at 9th place, compared to Plus500’s 14th out of 63 brokers. Each platform thus caters to various trading needs, with XTB standing out for desktop platform availability and the ability to trade directly from charts.

Feature XTB logoXTB
Plus500 logoPlus500
Virtual Trading (Demo) info Yes Yes
Proprietary Platform info Yes Yes
Desktop Platform (Windows) info Yes No
Web Platform info Yes Yes
Social Trading / Copy Trading info No No
MetaTrader 4 (MT4) info No No
MetaTrader 5 (MT5) info No No
DupliTrade info No No
ZuluTrade info No No
Charting - Indicators / Studies (Total) info 39 115
Charting - Drawing Tools (Total) info 32 36
Charting - Trade From Chart info Yes No
Watchlists - Total Fields info 8 10

Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.

Forex trading apps

XTB and Plus500 both provide versatile mobile trading apps available for iPhone and Android devices, catering to traders on the go. Each app offers essential features such as stock and forex price alerts, trendline drawing capabilities, and the ability to view multiple time frames like daily, weekly, or intraday on charts. When it comes to technical studies, Plus500 stands out with 115 options, compared to XTB's 39. Additionally, Plus500 allows watchlist symbol syncing, making it easier to track preferred stocks across devices, whereas XTB does not offer this feature. Conversely, XTB ensures that any drawings on charts are automatically saved, while Plus500 lacks this functionality.

In terms of user satisfaction, both platforms earn a strong 4.5-star rating for their mobile trading apps. However, XTB holds a slightly higher rank, placing 8th out of 63 brokers in ForexBrokers.com's Mobile Trading Apps category, while Plus500 is ranked 14th. Both apps enable users to create watchlists with real-time quotes, offering a reliable and engaging trading experience. Whether you prioritize detailed charting options or seamless syncing across devices will help determine which platform might be the better fit for your trading needs.

Feature XTB logoXTB
Plus500 logoPlus500
Android App info Yes Yes
Apple iOS App info Yes Yes
Mobile Alerts - Basic Fields info Yes Yes
Watchlist Syncing info No Yes
Mobile Charting - Indicators / Studies info 39 115
Mobile Charting - Draw Trendlines info Yes Yes
Mobile Charting - Multiple Time Frames info Yes Yes
Mobile Charting - Drawings Autosave info Yes No
Mobile Watchlist info Yes Yes

Dive deeper: Best Forex Trading Apps.

Market research

When it comes to providing daily market insights, both XTB and Plus500 stand out as they each offer daily market commentary to keep traders informed. However, when delving into specialized market news, XTB takes a lead by incorporating forex news from top-tier sources like Bloomberg and Reuters, which Plus500 lacks. Though both platforms lack tools from Autochartist, Plus500 compensates with research features from Trading Central, offering technical analytics not available on XTB. For traders interested in market sentiment, both platforms offer sentiment-based trading tools that highlight trading positions across various instruments, ensuring users stay in tune with market trends.

In terms of specialized market research, neither XTB nor Plus500 offers resources from TipRanks or Acuity Trading. However, both platforms provide an economic calendar that highlights key global events, helping traders stay ahead of economic changes. Despite some similarities, XTB is favored for research capabilities, boasting a stellar 5-star rating and ranking 7th out of 63 brokers according to ForexBrokers.com. Plus500, while still competitive with a 4-star rating, follows behind in 19th place. For traders focused on research-driven strategies, XTB's superior integration of high-quality forex news and higher industry ratings make it a more appealing choice.

Feature XTB logoXTB
Plus500 logoPlus500
Daily Market Commentary info Yes Yes
Forex News (Top-Tier Sources) info Yes No
Autochartist info No No
Trading Central (Recognia) info No Yes
Social Sentiment - Currency Pairs info Yes Yes
TipRanks info No No
Signal Centre (Acuity Trading) info No No
Economic Calendar info Yes Yes

Dive deeper: Best Brokers for Forex Research.

Beginners and education

When comparing the educational offerings for beginners between XTB and Plus500, both online brokers provide a variety of learning materials suitable for those new to trading. They each deliver more than ten educational pieces, including articles, videos, and archived webinars, focusing on forex and CFDs. Additionally, both platforms host at least one online webinar every month and have an archive of past webinars for users to search through. This accessibility to educational content ensures that starters in the trading world have ample resources to explore and learn at their own pace.

However, there are distinctions in how each broker is perceived in terms of educational quality. XTB boasts a higher rating, receiving 5 stars for education, compared to Plus500, which is rated at 4.0 stars. Furthermore, XTB ranks significantly higher in the educational category at number 11 out of 63 brokers, whereas Plus500 is positioned at number 31. Despite neither broker offering an investor dictionary with definitions of at least 50 investing terms, the overall learning experience for beginners may be more enriched with XTB due to these differences in ranking and rating.

Feature XTB logoXTB
Plus500 logoPlus500
Education (Forex or CFDs) info Yes Yes
Client Webinars info Yes Yes info
Client Webinars (Archived) info Yes Yes info
Videos - Beginner Trading Videos info Yes Yes
Videos - Advanced Trading Videos info Yes Yes
Investor Dictionary (Glossary) info No No

Dive deeper: Best Forex Brokers for Beginners.

Winner

After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Plus500. XTB finished with an overall rank of #7, while Plus500 finished with an overall rank of #14.

As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.

Feature XTB logoXTB
Plus500 logoPlus500
Overall Rating info 5/5 Stars 4.5/5 Stars
Trust Score info 96 99
Range of Investments 5/5 Stars 4.5/5 Stars
Commissions & Fees 4.5/5 Stars 4.0/5 Stars
Platforms & Tools 4.5/5 Stars 4.5/5 Stars
Research 5/5 Stars 4.0/5 Stars
Mobile Trading 4.5/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 4.0/5 Stars

FAQs

Can you trade cryptocurrency with XTB or Plus500?

Both XTB and Plus500 do not offer the ability to buy actual (delivered) cryptocurrency, but they do provide options to purchase cryptocurrency derivatives.

What funding options does each broker offer?

Both XTB and Plus500 offer convenient options like PayPal, Skrill, Visa/Mastercard, and bank wires for depositing or withdrawing account funds, but neither supports ACH or SEPA transfers.




announcementPlease note:

We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.

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Compare

0 of 5
Overall Rating XTB Plus500
Overall Rating info 5/5 Stars 4.5/5 Stars
Commissions & Fees 4.5/5 Stars 4.0/5 Stars
Range of Investments 5/5 Stars 4.5/5 Stars
Platforms & Tools 4.5/5 Stars 4.5/5 Stars
Mobile Trading 4.5/5 Stars 4.5/5 Stars
Research 5/5 Stars 4.0/5 Stars
Education 4.5/5 Stars 4.0/5 Stars
Trust Score info 96 99
Winner check_circle
Review XTB Review Plus500 Review
Broker Screenshots XTB Plus500
Trading Platforms Gallery (click to expand) info
Mobile Trading Gallery (click to expand) info
Research Gallery (click to expand) info
Education Gallery (click to expand) info
Regulation XTB Plus500
Trust Score info 96 99
Year Founded info 2002 2008
Publicly Traded (Listed) info Yes Yes
Bank info No No
Regulated in one or more EU or EEA countries (MiFID). info Yes Yes info
Tier-1 Licenses info 2 6
Tier-2 Licenses info 2 3
Tier-3 Licenses info 0 0
Tier-4 Licenses info 2 2
Tier-1 Licenses (Highly Trusted) XTB Plus500
Australia (ASIC Authorised) info No Yes
Canada (CIRO Authorised) info No No
Hong Kong (SFC Authorised) info No No
Japan (SFC Authorised) info No Yes
Singapore (MAS Authorised) info No Yes
Switzerland (FINMA Authorised) info No No
United Kingdom (U.K.) (FCA Authorised) info Yes Yes
USA (CFTC Authorized) info No No
New Zealand (FMA Authorised) info No Yes
Regulated in one or more EU or EEA countries (MiFID). info Yes Yes info
Tier-2 Licenses (Trusted) XTB Plus500
Kenya (CMA Authorised) info No No
Israel (ISA Authorised) info No Yes
South Africa (FSCA Authorised) info Yes Yes
UAE (DFSA/Central Bank Authorised) info Yes Yes
India (SEBI Authorised) info No No
Jordan (JSC Authorised) info No No
Investments XTB Plus500
Forex Trading (Spot or CFDs) info Yes Yes info
Tradeable Symbols (Total) info 7184 info 5500 info
Forex Pairs (Total) info 71 65
U.S. Stock Trading (Non CFD) info Yes Yes
Int'l Stock Trading (Non CFD) info Yes Yes
Social Trading / Copy Trading info No No
Cryptocurrency (Physical) info No No
Cryptocurrency (Derivative) info Yes Yes info
Disclaimers Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). Non-CFD share trading at Plus500 is only available through the Plus500 Invest account.
Cost XTB Plus500
Average Spread EUR/USD - Standard info 1.00 info 1.3 info
All-in Cost EUR/USD - Active info 1.00 info 1.3 info
Active Trader or VIP Discounts info No No
Inactivity Fee info Yes Yes
Execution: Agency Broker info Yes No
Execution: Market Maker info Yes Yes
Funding XTB Plus500
Minimum Deposit info $0 info €50 info
PayPal (Deposit/Withdraw) info Yes Yes
Skrill (Deposit/Withdraw) info Yes Yes
Visa/Mastercard (Credit/Debit) info Yes Yes
Bank Wire (Deposit/Withdraw) info Yes Yes
ACH or SEPA Transfers info No No
Trading Platforms XTB Plus500
Proprietary Platform info Yes Yes
Desktop Platform (Windows) info Yes No
Web Platform info Yes Yes
Social Trading / Copy Trading info No No
MetaTrader 4 (MT4) info No No
MetaTrader 5 (MT5) info No No
cTrader info No No
DupliTrade info No No
ZuluTrade info No No
Trading Tools XTB Plus500
Virtual Trading (Demo) info Yes Yes
Alerts - Basic Fields info Yes Yes
Watchlists - Total Fields info 8 10
Charting - Indicators / Studies (Total) info 39 115
Charting - Drawing Tools (Total) info 32 36
Charting - Trade From Chart info Yes No
Charts can be saved info Yes Yes
Mobile Trading XTB Plus500
Android App info Yes Yes
Apple iOS App info Yes Yes
Mobile Alerts - Basic Fields info Yes Yes
Mobile Watchlist info Yes Yes
Watchlist Syncing info No Yes
Mobile Charting - Indicators / Studies info 39 115
Mobile Charting - Draw Trendlines info Yes Yes
Mobile Charting - Multiple Time Frames info Yes Yes
Mobile Charting - Drawings Autosave info Yes No
Mobile Economic Calendar info Yes Yes
Research XTB Plus500
Daily Market Commentary info Yes Yes
Forex News (Top-Tier Sources) info Yes No
Autochartist info No No
Trading Central (Recognia) info No Yes
TipRanks info No No
Social Sentiment - Currency Pairs info Yes Yes
Economic Calendar info Yes Yes
Education XTB Plus500
Education (Forex or CFDs) info Yes Yes
Client Webinars info Yes Yes info
Client Webinars (Archived) info Yes Yes info
Videos - Beginner Trading Videos info Yes Yes
Videos - Advanced Trading Videos info Yes Yes
Investor Dictionary (Glossary) info No No
Major Forex Pairs XTB Plus500
GBP/USD info Yes Yes info
USD/JPY info Yes Yes info
EUR/USD info Yes Yes info
USD/CHF info Yes Yes info
USD/CAD info Yes Yes info
NZD/USD info Yes Yes info
AUD/USD info Yes Yes info
Review XTB Review Plus500 Review
Overall XTB Plus500
Overall Rating info 5/5 Stars 4.5/5 Stars
Commissions & Fees 4.5/5 Stars 4.0/5 Stars
Range of Investments 5/5 Stars 4.5/5 Stars
Platforms & Tools 4.5/5 Stars 4.5/5 Stars
Mobile Trading 4.5/5 Stars 4.5/5 Stars
Research 5/5 Stars 4.0/5 Stars
Education 4.5/5 Stars 4.0/5 Stars
Trust Score info 96 99
Winner check_circle
Review XTB Review Plus500 Review
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