Written by ForexBrokers.com
In this head to head comparison of Capital.com vs XM Group, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com and XM Group are two online brokers that cater to financial traders, with each having its own set of benefits and considerations. Founded in 2016, Capital.com has gained a firm reputation despite being a younger player in the industry. It is not publicly traded, nor is it a bank, but it manages to secure 3 Tier-1 licenses and 1 Tier-2 license, reflecting a strong trust sentiment. Its Trust Score from ForexBrokers.com stands at 87, categorizing it as a trusted broker.
On the other hand, XM Group, established in 2009, has a longer track record and a slightly higher trust perception. Like Capital.com, XM Group remains privately held and isn't a banking entity. However, it boasts 4 Tier-1 licenses and 1 Tier-2 license, offering a robust level of assurance. With a Trust Score of 93 from ForexBrokers.com, XM Group is considered highly trusted, making it a solid choice for traders prioritizing regulatory reliability.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Year Founded | 2016 | 2009 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 4 |
| Tier-2 Licenses | 1 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
Comparing commissions and fees, Capital.com comes out ahead of XM Group. Capital.com is rated 5 stars and ranks #3 out of 63 brokers for Commissions and Fees by ForexBrokers.com, while XM Group holds 4 stars and ranks #34 out of 63. If low trading costs are your priority, Capital.com has the edge.
Capital.com’s pricing is slightly better than the industry average. It offers a universal account for retail traders and a separate professional account for those who qualify (note: professional clients do not receive the same regulatory protections as retail clients). For forex, its EUR/USD spread averaged 0.67 pips in April 2024 (0.6712), which is lower than the industry average and helps keep overall costs down.
XM Group’s Standard account spreads are on the expensive side, and average spread data for the commission-based XM Zero account is not published, making direct cost comparisons more difficult. That said, with a 4-star rating and a #34 ranking for Commissions and Fees, XM Group can still be suitable for traders who prioritize other features over the absolute lowest spreads.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Minimum Deposit | $10 | $5 |
| Average spread (EUR/USD) - Standard account | 0.67 | 1.6 |
| All-in Cost EUR/USD - Active | 0.67 | 0.8 |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com vs XM Group for range of investments: Both brokers let you trade forex as CFDs or spot. Capital.com offers 5,585 tradeable symbols, including 125 forex pairs, while XM Group lists 1,394 symbols and 55 forex pairs. If you want more markets and currency pairs in one account, Capital.com has the larger catalog.
XM Group’s edge is access to exchange-traded shares on both U.S. and international exchanges—so you can buy stocks like Apple or Vodafone outright—plus copy trading. Capital.com doesn’t offer exchange-traded shares or copy trading, but both brokers support cryptocurrency CFDs (neither offers delivered crypto). For Range of Investments, each earns 4.5 out of 5 stars from ForexBrokers.com; in the category rankings, Capital.com places #23 of 63 and XM Group #25 of 63.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 1394 |
| Forex Pairs (Total) | 125 | 55 |
| U.S. Stocks (Shares) | No | Yes |
| Global Stocks (Non-U.S. Shares) | No | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Capital.com and XM Group both offer free demo accounts for paper trading, plus Windows desktop and web-based platforms where you can place trades directly from charts. Capital.com provides a proprietary platform built by the broker and also supports MetaTrader 4 (MT4). XM Group does not have a proprietary platform but supports both MetaTrader 4 (MT4) and MetaTrader 5 (MT5). If copy trading is important, XM Group offers it, while Capital.com does not.
According to ForexBrokers.com, for trading platforms and tools Capital.com is rated 4.5 stars and ranked #10 out of 63 brokers, while XM Group is rated 4 stars and ranked #33 out of 63. In short, choose Capital.com if you want an easy-to-use proprietary platform alongside MT4, or pick XM Group if you want MT5 and built-in copy trading.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 97 | 30 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and XM Group both offer mobile trading apps for iPhone and Android. Each app supports price alerts, includes 30 technical studies for charting, and lets you draw trendlines—useful whether you trade stocks or forex.
Key differences: XM Group syncs watchlists between the app and web platform, while Capital.com does not. Capital.com auto-saves your chart drawings; XM Group does not. In independent testing by ForexBrokers.com, Capital.com earned 4.5 stars and ranked #11 out of 63 brokers for Mobile Trading Apps, while XM Group earned 4 stars and ranked #31. Choose XM Group if synced watchlists matter most, or go with Capital.com if auto-saving charts and higher ratings are your priority.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 30 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
Capital.com and XM Group each excel in providing valuable market research tools for their users, though they do have distinct offerings. Both platforms deliver daily market commentary and forex news from top-tier sources such as Bloomberg and Reuters, ensuring that traders stay informed with high-quality information. While neither broker offers tools from Autochartist, XM Group takes the lead with access to technical analytics tools from Trading Central. However, Capital.com offers unique market insights from TipRanks and boasts a sentiment-based trading tool that gauges market positions across currency pairs, which XM Group also provides.
In terms of comprehensive offerings, both brokers provide an economic calendar to highlight key global events impacting economies worldwide. Although Capital.com enjoys a strong research rating of 4.5 stars, XM Group edges ahead with a perfect 5-star rating, reflected in their ranking as the 8th out of 63 brokers in ForexBrokers.com's Research category, compared to Capital.com's 14th position. Ultimately, both platforms deliver valuable research options, catering to a wide spectrum of trader needs, but XM Group's slightly wider range of technical tools might appeal to those seeking deeper market analysis.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | Yes |
| Client sentiment data | Yes | Yes |
| TipRanks | Yes | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Capital.com vs XM Group for beginner education: both brokers deliver large video libraries for trading education (10+ beginner videos and 10+ advanced videos each) that help newcomers learn how to trade forex and CFDs at their own pace. Education quality is highly regarded: Capital.com earns 4.5/5 stars and ranks #8 out of 63 brokers for Education at ForexBrokers.com, while XM Group scores 5/5 stars and ranks #7—giving XM Group a slight edge overall.
Live instruction is the key difference. Capital.com does not run monthly client webinars, whereas XM Group hosts online educational webinars at least once a month—useful for real-time guidance and Q&A. If you want frequent live sessions, XM Group is the better choice; if you prefer self-paced videos, both platforms offer plenty to get started.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Webinars | No | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than XM Group. Capital.com finished with an overall rank of #10, while XM Group finished with an overall rank of #17.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 93 |
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In the Capital.com vs XM Group comparison, neither online broker lets you buy actual (delivered) cryptocurrency, but both provide access to trading cryptocurrency CFDs.
Capital.com vs XM Group: for deposits and withdrawals, neither supports ACH or SEPA transfers, both support Skrill and bank wire transfers, Capital.com supports PayPal while XM Group does not, and Visa/Mastercard availability is not specified for either broker.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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| Trust Score | 87 | 93 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
| Broker Screenshots | Capital.com | XM Group | |
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