Written by ForexBrokers.com
In this head to head comparison of Capital.com vs XM Group, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com (founded 2016) and XM Group (founded 2009) are both online brokers that are not publicly traded and are not banks. Per ForexBrokers.com, Capital.com has a Trust Score of 89/99 (trusted), while XM Group scores 93/99 (highly trusted). On this scale, 90–99 is highly trusted, 80–89 trusted, 70–79 average risk, 60–69 high risk, and under 59 not trusted.
Looking at regulation, Capital.com holds 3 Tier-1 licenses and 3 Tier-2 licenses; XM Group holds 4 Tier-1 and 3 Tier-2. ForexBrokers.com considers Tier-1 regulators highly trusted and Tier-2 trusted, giving XM Group a slight edge on top-tier oversight while both brokers maintain multiple trusted licenses.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Year Founded | 2016 | 2009 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 4 |
| Tier-2 Licenses | 3 | 3 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
When it comes to commissions and fees, Capital.com comes out well ahead of XM Group. Capital.com’s pricing is slightly better than the industry average, and its low EUR/USD spread of about 0.67 pips helps keep forex trading costs down. It also offers a universal retail account, plus a professional account for traders who qualify. For commissions and fees, Capital.com earns 5 stars and ranks #2 out of 36 brokers.
XM Group is more mixed on pricing. Its standard account spreads are considered expensive, and it does not publish average spreads for its commission-based XM Zero account, making it harder to compare costs clearly. In this category, XM Group receives 3.5 stars and ranks #36 out of 36 brokers.
For traders focused on lower everyday costs, Capital.com is the stronger choice overall. XM Group may still appeal to some traders for other reasons, but on commissions and fees alone, Capital.com is the clear leader.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Minimum Deposit | $20 | $5 |
| Average spread (EUR/USD) - Spread-only account | 0.7 | 1.1 |
| All-in Cost EUR/USD - Raw spread account | N/A | 0.7+ |
| Non-wire bank transfer (Deposit/Withdraw) | Yes | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com and XM Group both give traders access to forex as CFDs or spot contracts, and both let users trade cryptocurrency CFDs rather than actual crypto. In terms of overall market choice, Capital.com offers a wider selection with 5,585 tradeable symbols and 125 forex pairs, compared with XM Group’s 1,583 symbols and 54 forex pairs. That means Capital.com may appeal more to traders who want a broader list of markets and currency pairs to choose from.
XM Group, however, has an edge for investors who want access to real exchange-traded shares, since it offers stocks on both U.S. and international exchanges while Capital.com does not. XM Group also supports copy trading, which Capital.com does not. Even so, both brokers are rated the same for range of investments at 4.5 out of 5 stars, with Capital.com ranked #18 and XM Group #19 out of 36 brokers by ForexBrokers.com.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 1583 |
| Forex Pairs (Total) | 125 | 54 |
| U.S. Stocks (Shares) | No | Yes |
| Global Stocks (Non-U.S. Shares) | No | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Capital.com and XM Group both give traders a wide set of platform choices, including free demo accounts, web-based trading, Windows desktop downloads, and support for MetaTrader 4 and MetaTrader 5. Each also lets users trade directly from charts, which can make it easier to act quickly while watching price moves. Capital.com stands out with its own in-house trading platform, while XM Group does not offer a proprietary platform.
When it comes to extra tools, XM Group offers copy trading, which may appeal to traders who want to follow other investors, while Capital.com does not. Both brokers earn strong marks for trading platforms and tools, but Capital.com has the edge in independent ratings, with 4.5 out of 5 stars and a #10 ranking from ForexBrokers.com, compared with XM Group’s 4 stars and #29 ranking.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | Yes | Yes |
| Charting - Indicators / Studies (Total) | 97 | 100 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and XM Group both offer mobile trading apps for iPhone and Android, and each includes stock or forex price alerts plus the ability to draw trendlines on charts. Capital.com stands out for its 4.5-star mobile app rating and higher ForexBrokers.com ranking at #11 out of 36 brokers, compared with XM Group’s 4-star rating and #26 ranking. Capital.com also auto-saves chart drawings, which can make it easier to pick up where you left off.
XM Group has one key advantage for app users who want their lists to stay in sync across devices, since its watchlist symbols update between the mobile app and online account, while Capital.com does not offer that feature. XM Group also provides more charting tools overall, with 100 technical studies in its mobile app versus 30 at Capital.com. In short, Capital.com is a strong choice for app performance and convenience, while XM Group may appeal more to traders who want deeper chart analysis and watchlist syncing.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 30 | 100 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
Capital.com and XM Group both give traders plenty of market research tools, including daily market commentary, news from top-tier sources like Bloomberg and Reuters, a sentiment tool, and an economic calendar for tracking key global events. Neither broker offers Autochartist, TipRanks, or Acuity Trading, so those extra research features are not part of either platform’s lineup.
The main difference is that XM Group also includes Trading Central research, which Capital.com does not. This helps explain XM Group’s higher research rating of 5 stars and its #8 ranking out of 36 brokers by ForexBrokers.com, compared with Capital.com’s 4.5-star rating and #14 ranking.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | Yes |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to learning support for beginners, both Capital.com and XM Group give traders plenty to work with. Each broker offers at least 10 beginner-friendly videos, along with 10 or more advanced videos for traders who want to keep building their skills. Both also provide enough forex or CFD-focused education to meet a solid baseline for newcomers who want to understand the basics of trading. Capital.com stands out for its easy-to-digest learning content, but XM Group has the edge in overall education quality.
The biggest difference is live teaching. XM Group offers online educational webinars at least once a month, while Capital.com does not. That extra live support helps XM Group earn a perfect 5-star education rating and a #5 ranking out of 36 brokers at ForexBrokers.com. Capital.com still performs well with a 4.5-star rating and a #8 ranking, making it a strong choice for beginners, but XM Group is the better pick for traders who want more regular educational events and a slightly stronger overall learning experience.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Webinars | No | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than XM Group. Capital.com finished with an overall rank of #13, while XM Group finished with an overall rank of #16.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
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XM Group
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|---|---|---|
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| Trust Score | 89 | 93 |
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In the Capital.com vs XM Group comparison, neither online broker lets you buy actual (delivered) cryptocurrency, but both provide access to trading cryptocurrency CFDs.
Capital.com offers more flexible funding options than XM Group, supporting ACH/SEPA transfers, PayPal, Skrill and bank wires, while XM Group only matches Capital.com on Skrill and bank wire availability.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | XM Group | |
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| Trust Score | 89 | 93 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
| Broker Screenshots | Capital.com | XM Group | |
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| Regulation | Capital.com | XM Group | |
|---|---|---|---|
| Trust Score | 89 | 93 | |
| Year Founded | 2016 | 2009 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 4 | |
| Tier-2 Licenses | 3 | 3 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | XM Group | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | XM Group | |
|---|---|---|---|
| Kenya (CMA Authorised) | Yes | Yes | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | Capital.com | XM Group | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5585 | 1583 | |
| Forex Pairs (Total) | 125 | 54 | |
| U.S. Stocks (Shares) | No | Yes | |
| Global Stocks (Non-U.S. Shares) | No | Yes | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | XM Group | |
|---|---|---|---|
| Average spread (EUR/USD) - Spread-only account | 0.7 | 1.1 | |
| All-in Cost EUR/USD - Raw spread account | N/A | 0.7+ | |
| Inactivity Fee | No | Yes | |
| Order execution: Agency | No | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | Capital.com | XM Group | |
|---|---|---|---|
| Minimum Deposit | $20 | $5 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer (Deposit/Withdraw) | Yes | No |
| Trading Platforms | Capital.com | XM Group | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | Yes | Yes | |
| cTrader | No | No |
| Trading Tools | Capital.com | XM Group | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 97 | 100 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | XM Group | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 30 | 100 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | Capital.com | XM Group | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | Yes | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | XM Group | |
|---|---|---|---|
| Webinars | No | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | Capital.com | XM Group | |
|---|---|---|---|
| EUR/USD | Yes | Yes | |
| Review | Capital.com Review | XM Group Review |
| Overall | Capital.com | XM Group | |
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| Trust Score | 89 | 93 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
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