Written by ForexBrokers.com
In this head to head comparison of Capital.com vs XM Group, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com and XM Group are two online brokers that cater to financial traders, with each having its own set of benefits and considerations. Founded in 2016, Capital.com has gained a firm reputation despite being a younger player in the industry. It is not publicly traded, nor is it a bank, but it manages to secure 3 Tier-1 licenses and 1 Tier-2 license, reflecting a strong trust sentiment. Its Trust Score from ForexBrokers.com stands at 87, categorizing it as a trusted broker.
On the other hand, XM Group, established in 2009, has a longer track record and a slightly higher trust perception. Like Capital.com, XM Group remains privately held and isn't a banking entity. However, it boasts 4 Tier-1 licenses and 1 Tier-2 license, offering a robust level of assurance. With a Trust Score of 93 from ForexBrokers.com, XM Group is considered highly trusted, making it a solid choice for traders prioritizing regulatory reliability.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Year Founded | 2016 | 2009 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 4 |
| Tier-2 Licenses | 1 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
Comparing commissions and fees, Capital.com comes out ahead of XM Group. Capital.com is rated 5 stars and ranks #3 out of 63 brokers for Commissions and Fees by ForexBrokers.com, while XM Group holds 4 stars and ranks #34 out of 63. If low trading costs are your priority, Capital.com has the edge.
Capital.com’s pricing is slightly better than the industry average. It offers a universal account for retail traders and a separate professional account for those who qualify (note: professional clients do not receive the same regulatory protections as retail clients). For forex, its EUR/USD spread averaged 0.67 pips in April 2024 (0.6712), which is lower than the industry average and helps keep overall costs down.
XM Group’s Standard account spreads are on the expensive side, and average spread data for the commission-based XM Zero account is not published, making direct cost comparisons more difficult. That said, with a 4-star rating and a #34 ranking for Commissions and Fees, XM Group can still be suitable for traders who prioritize other features over the absolute lowest spreads.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Minimum Deposit | $20 | $5 |
| Average spread (EUR/USD) - Standard account | 0.64 | 2 |
| All-in Cost EUR/USD - Active | 0.67 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com lists 5,585 tradeable symbols and 125 forex pairs, outpacing XM Group’s 1,394 symbols and 55 pairs. Both brokers offer forex trading as CFDs or spot contracts. For crypto, both let you trade via CFDs but do not support buying actual, delivered cryptocurrencies.
If you want access to real stocks, XM Group stands out: it offers exchange-traded shares on U.S. and international exchanges, while Capital.com does not. XM also supports copy trading; Capital.com doesn’t. In ForexBrokers.com’s Range of Investments category, both earned 4.5 out of 5 stars, with Capital.com ranked #18 and XM Group right behind at #19.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 1394 |
| Forex Pairs (Total) | 125 | 55 |
| U.S. Stocks (Shares) | No | Yes |
| Global Stocks (Non-U.S. Shares) | No | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Comparing Capital.com vs XM Group for trading platforms and tools: both brokers provide free demo (paper) accounts, plus web-based and Windows desktop platforms. Capital.com also offers its own proprietary platform, while XM Group does not. Each supports MetaTrader 4 (MT4), but only XM Group adds MetaTrader 5 (MT5). Both brokers let you place trades directly from charts. For social features, XM Group offers copy trading, whereas Capital.com does not.
For Trading Platforms and Tools, Capital.com is rated 4.5 stars and ranks #10 out of 63 brokers on ForexBrokers.com, while XM Group is rated 4 stars and ranks #27. Choose Capital.com if you want an in-house platform alongside MT4, or pick XM Group if MT5 and copy trading matter more to you.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 97 | 30 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and XM Group both deliver mobile trading apps for iPhone and Android, so you can trade on the go. Each app supports price alerts and includes 30 technical indicators for charting, plus the ability to draw trendlines—handy for tracking forex and stock moves.
Key differences come down to convenience features. Capital.com auto-saves your chart drawings, while XM Group does not. On the other hand, XM Group syncs watchlists between mobile and web, whereas Capital.com does not. In our ratings, Capital.com scores 4.5 stars and ranks #11 out of 63 brokers for Mobile Trading Apps at ForexBrokers.com, while XM Group earns 4 stars and ranks #26. Choose Capital.com if you value saved chart work and a higher-rated app; pick XM Group if synced watchlists are a must.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 30 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
Capital.com and XM Group each excel in providing valuable market research tools for their users, though they do have distinct offerings. Both platforms deliver daily market commentary and forex news from top-tier sources such as Bloomberg and Reuters, ensuring that traders stay informed with high-quality information. While neither broker offers tools from Autochartist, XM Group takes the lead with access to technical analytics tools from Trading Central. However, Capital.com offers unique market insights from TipRanks and boasts a sentiment-based trading tool that gauges market positions across currency pairs, which XM Group also provides.
In terms of comprehensive offerings, both brokers provide an economic calendar to highlight key global events impacting economies worldwide. Although Capital.com enjoys a strong research rating of 4.5 stars, XM Group edges ahead with a perfect 5-star rating, reflected in their ranking as the 8th out of 63 brokers in ForexBrokers.com's Research category, compared to Capital.com's 14th position. Ultimately, both platforms deliver valuable research options, catering to a wide spectrum of trader needs, but XM Group's slightly wider range of technical tools might appeal to those seeking deeper market analysis.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | Yes |
| Client sentiment data | Yes | Yes |
| TipRanks | Yes | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Capital.com and XM Group both provide forex and CFD education for beginners, offering well over 10 pieces of learning content. Each broker includes at least 10 beginner-friendly videos and at least 10 advanced videos, letting you move from basics to more complex topics at your own pace. The key difference is live learning: XM runs client webinars at least once a month, while Capital.com does not. If you value live classes and regular Q&A, XM has the edge; if you prefer self‑paced videos, both will suit you.
On quality benchmarks, XM earns a 5-star Education rating and ranks #5 out of 63 brokers on ForexBrokers.com. Capital.com scores 4.5 stars and ranks #8. In short, XM slightly outshines Capital.com thanks to its ongoing webinars, but both are solid picks for beginners seeking clear, accessible forex and CFD education.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Webinars | No | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than XM Group. Capital.com finished with an overall rank of #12, while XM Group finished with an overall rank of #16.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 93 |
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In the Capital.com vs XM Group comparison, neither online broker lets you buy actual (delivered) cryptocurrency, but both provide access to trading cryptocurrency CFDs.
Capital.com vs XM Group: for deposits and withdrawals, neither supports ACH or SEPA transfers, both support Skrill and bank wire transfers, Capital.com supports PayPal while XM Group does not, and Visa/Mastercard availability is not specified for either broker.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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| Trust Score | 87 | 93 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
| Broker Screenshots | Capital.com | XM Group | |
|---|---|---|---|
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