Written by ForexBrokers.com
In this head to head comparison of Capital.com vs XM Group, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When analyzing the regulatory standing of online brokers, both Capital.com and XM Group offer a range of licenses, though there are some key differences in their credentials. Founded in 2016, Capital.com holds three Tier-1 licenses, demonstrating a strong regulatory backing. With an additional Tier-2 license under its belt, Capital.com achieves a Trust Score of 87 out of 99, categorizing it as trusted according to ForexBrokers.com. Not publicly traded or operating as a bank, Capital.com nevertheless maintains a secure reputation in the financial trading arena.
In contrast, XM Group, established in 2009, surpasses Capital.com in this context by holding four Tier-1 licenses alongside a single Tier-2 license. This robust regulatory framework results in a slightly higher Trust Score of 88. Much like Capital.com, XM Group is neither publicly listed nor a banking institution. While the differences in trust ratings are marginal, XM Group's additional Tier-1 license may offer potential clients an added layer of assurance in choosing a reliable broker.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Year Founded | 2016 | 2009 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 4 |
| Tier-2 Licenses | 1 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
When comparing Capital.com and XM Group in terms of commissions and fees, Capital.com stands out for its competitive pricing structure. Capital.com fares slightly better than the industry average, offering both a universal account for retail traders and a professional account for qualified traders. It's worth noting that professional clients have different regulatory protections compared to retail traders. Capital.com boasts an average dynamic spread of 0.67 pips for the EUR/USD pair, observed as 0.6712 pips in April 2024, making it an excellent choice for those seeking low-cost forex trading. With a stellar rating of 5 stars in the commissions and fees category, Capital.com ranks #3 out of 63 brokers on ForexBrokers.com.
On the other hand, XM Group offers a straightforward pricing model, albeit with relatively higher costs. The standard account spreads are considered expensive, and the average spreads for the commission-based XM Zero account remain unpublished, leaving traders in the dark about the potential costs. Despite the higher fees, XM Group maintains a respectable rating of 4 stars for commissions and fees. Ranked #33 out of 63 brokers on ForexBrokers.com, XM Group may appeal to traders who prioritize other factors alongside pricing.
Ultimately, both brokers have their strengths, but those focused on cost-efficiency may find Capital.com the more attractive option. With its lower spreads and high ranking, it provides a cost-effective choice for traders interested in forex transactions.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Minimum Deposit | $10 | $5 |
| Average Spread EUR/USD - Standard | 0.67 | 1.6 |
| All-in Cost EUR/USD - Active | 0.67 | 0.8 |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com and XM Group both offer a diverse selection of investment opportunities, specializing in forex trading through CFDs, which allows traders to speculate on price movements without owning the underlying asset. While Capital.com presents a wider variety of tradeable symbols with a total of 5,585 options, XM Group offers a more limited selection of 1,394 tradeable symbols. In terms of forex pairs, Capital.com provides a choice of 125, whereas XM Group offers 55 pairs. However, when it comes to purchasing exchange-traded securities, XM Group stands out by allowing clients to buy actual shares on both U.S. and international exchanges, a service that Capital.com does not provide. Additionally, XM Group facilitates copy trading, giving clients the ability to mirror experienced traders, a feature absent at Capital.com.
Both Capital.com and XM Group offer cryptocurrency derivatives but do not permit trading actual cryptocurrencies. Each broker is rated 4.5 stars for their range of investments, reflecting their comprehensive offerings despite the differences. According to ForexBrokers.com, Capital.com ranks slightly higher at #21 in this category, compared to XM Group at #23. This ranking suggests Capital.com's marginal lead in diverse investment choices, though XM Group's strengths in securities and copy trading provide a compelling alternative for traders with different needs.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 1394 |
| Forex Pairs (Total) | 125 | 55 |
| U.S. Stock Trading (Non CFD) | No | Yes |
| Int'l Stock Trading (Non CFD) | No | Yes |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools offered by Capital.com and XM Group, both brokers provide a user-friendly and comprehensive experience for traders. Capital.com stands out with a proprietary platform, giving it a tailor-made advantage, while XM Group relies on popular platforms such as MetaTrader 4 and 5, missing a custom offering. Both brokers provide web-based trading, as well as desktop downloads for Windows, ensuring versatility. Demo accounts are available from both brokers, allowing users to practice trading without financial risk. Technical features show some divergence; Capital.com impresses with 60 drawing tools for charting, while XM Group offers 15. Notably, Capital.com does not include copy trading options, unlike XM Group, which supports this feature. Additionally, while both brokers allow trades directly from stock charts, only Capital.com offers 11 columns for watch lists compared to XM Group’s seven, enhancing tracking capabilities.
Regarding third-party platforms, both support MetaTrader 4, although XM Group also provides access to MetaTrader 5. Neither broker offers DupliTrade or ZuluTrade. In terms of ratings, Capital.com earns a superior 4.5 stars for its trading platforms and tools, ranking 10th out of 63 brokers, while XM Group follows with 4 stars and ranks 31st in the same category, according to ForexBrokers.com. This ranking illustrates Capital.com’s slight edge in platform functionality and user satisfaction, making it a preferred choice for those seeking diverse technical tools and a high-grade trading interface.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 97 | 30 |
| Charting - Drawing Tools (Total) | 60 | 15 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 11 | 7 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and XM Group both offer comprehensive mobile trading apps for iPhone and Android users, allowing seamless access to stock and forex trading. Both platforms provide essential features such as price alerts and the ability to draw trendlines and view multiple time frames on charts. However, one of the distinguishing aspects is that XM Group allows watchlist symbol syncing, meaning any changes made on your mobile app watchlist automatically syncs with your online account, while Capital.com does not offer this feature. In terms of technical analysis, both apps support 30 different technical studies, giving traders ample tools to analyze and make informed decisions.
Despite their shared features, Capital.com is rated slightly higher for its mobile trading experience, earning 4.5 out of 5 stars compared to XM Group’s 4 stars. This higher rating is reflected in its superior ranking, where it stands at number 11 out of 63 brokers, while XM Group holds the 29th position. A notable advantage for Capital.com is its ability to auto-save chart drawings, offering a more streamlined user experience. Both apps provide the ability to create watchlists with real-time quotes, catering to those who need up-to-the-minute market data. Choosing between the two will ultimately depend on your preference for watchlist syncing versus ease of use with auto-saving features.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 30 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | No |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Capital.com and XM Group each excel in providing valuable market research tools for their users, though they do have distinct offerings. Both platforms deliver daily market commentary and forex news from top-tier sources such as Bloomberg and Reuters, ensuring that traders stay informed with high-quality information. While neither broker offers tools from Autochartist, XM Group takes the lead with access to technical analytics tools from Trading Central. However, Capital.com offers unique market insights from TipRanks and boasts a sentiment-based trading tool that gauges market positions across currency pairs, which XM Group also provides.
In terms of comprehensive offerings, both brokers provide an economic calendar to highlight key global events impacting economies worldwide. Although Capital.com enjoys a strong research rating of 4.5 stars, XM Group edges ahead with a perfect 5-star rating, reflected in their ranking as the 8th out of 63 brokers in ForexBrokers.com's Research category, compared to Capital.com's 14th position. Ultimately, both platforms deliver valuable research options, catering to a wide spectrum of trader needs, but XM Group's slightly wider range of technical tools might appeal to those seeking deeper market analysis.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | Yes |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners venturing into the world of forex and CFDs, both Capital.com and XM Group provide a good array of educational resources. Capital.com offers a variety of beginner and advanced educational videos, ensuring a well-rounded learning experience. They back this up with a searchable archive of recorded client webinars, which can be a valuable asset for learners who prefer to study at their own pace. Additionally, they provide an investor dictionary, featuring definitions for over 50 investing terms, making it easier for beginners to grasp complex trading concepts.
On the other hand, XM Group stands out by offering monthly online educational client webinars, catering to those who prefer interactive learning with real-time insights from experts. Like Capital.com, XM Group also has a collection of educational materials, including more than 10 videos aimed at newcomers as well as seasoned traders, and an accessible archive of past webinars. However, they lack a comprehensive investor dictionary. XM Group’s dedication to education is reflected in their 5-star rating for educational resources, outshining Capital.com's 4.5-star rating despite both being ranked closely on ForexBrokers.com, where XM Group holds the seventh position and Capital.com the eighth among 63 brokers.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | No | Yes |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than XM Group. Capital.com finished with an overall rank of #10, while XM Group finished with an overall rank of #17.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 88 |
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While both Capital.com and XM Group do not provide the option to buy actual, delivered cryptocurrency, they each offer the ability to invest in cryptocurrency derivatives.
Capital.com and XM Group both offer Visa, Mastercard, Skrill, and bank wire options for depositing and withdrawing account funds, but differ in that Capital.com provides the additional option of PayPal, whereas neither platform supports ACH or SEPA transfers.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | Capital.com | XM Group | |
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| Trust Score | 87 | 88 | |
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| Review | Capital.com Review | XM Group Review |
| Broker Screenshots | Capital.com | XM Group | |
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| Regulation | Capital.com | XM Group | |
|---|---|---|---|
| Trust Score | 87 | 88 | |
| Year Founded | 2016 | 2009 | |
| Publicly Traded (Listed) | No | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 3 | 4 | |
| Tier-2 Licenses | 1 | 1 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | Capital.com | XM Group | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | No | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | Capital.com | XM Group | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | No | |
| UAE (DFSA/Central Bank Authorised) | No | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | Capital.com | XM Group | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5585 | 1394 | |
| Forex Pairs (Total) | 125 | 55 | |
| U.S. Stock Trading (Non CFD) | No | Yes | |
| Int'l Stock Trading (Non CFD) | No | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | Capital.com | XM Group | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 0.67 | 1.6 | |
| All-in Cost EUR/USD - Active | 0.67 | 0.8 | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | Yes | |
| Execution: Agency Broker | No | No | |
| Execution: Market Maker | Yes | Yes |
| Funding | Capital.com | XM Group | |
|---|---|---|---|
| Minimum Deposit | $10 | $5 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | No | No |
| Trading Platforms | Capital.com | XM Group | |
|---|---|---|---|
| Proprietary Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | Yes | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | Capital.com | XM Group | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 11 | 7 | |
| Charting - Indicators / Studies (Total) | 97 | 30 | |
| Charting - Drawing Tools (Total) | 60 | 15 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | Capital.com | XM Group | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 30 | 30 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | No | |
| Mobile Economic Calendar | Yes | Yes |
| Research | Capital.com | XM Group | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | No | Yes | |
| TipRanks | Yes | No | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | Capital.com | XM Group | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | Capital.com | XM Group | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | Capital.com Review | XM Group Review |
| Overall | Capital.com | XM Group | |
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| Trust Score | 87 | 88 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
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