Written by ForexBrokers.com
In this head to head comparison of Capital.com vs XM Group, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com and XM Group are two online brokers that cater to financial traders, with each having its own set of benefits and considerations. Founded in 2016, Capital.com has gained a firm reputation despite being a younger player in the industry. It is not publicly traded, nor is it a bank, but it manages to secure 3 Tier-1 licenses and 1 Tier-2 license, reflecting a strong trust sentiment. Its Trust Score from ForexBrokers.com stands at 87, categorizing it as a trusted broker.
On the other hand, XM Group, established in 2009, has a longer track record and a slightly higher trust perception. Like Capital.com, XM Group remains privately held and isn't a banking entity. However, it boasts 4 Tier-1 licenses and 1 Tier-2 license, offering a robust level of assurance. With a Trust Score of 93 from ForexBrokers.com, XM Group is considered highly trusted, making it a solid choice for traders prioritizing regulatory reliability.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Year Founded | 2016 | 2009 |
| Publicly Traded (Listed) | No | No |
| Bank | No | No |
| Tier-1 Licenses | 3 | 4 |
| Tier-2 Licenses | 1 | 1 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 2 | 1 |
Comparing commissions and fees, Capital.com comes out ahead of XM Group. Capital.com is rated 5 stars and ranks #3 out of 63 brokers for Commissions and Fees by ForexBrokers.com, while XM Group holds 4 stars and ranks #34 out of 63. If low trading costs are your priority, Capital.com has the edge.
Capital.com’s pricing is slightly better than the industry average. It offers a universal account for retail traders and a separate professional account for those who qualify (note: professional clients do not receive the same regulatory protections as retail clients). For forex, its EUR/USD spread averaged 0.67 pips in April 2024 (0.6712), which is lower than the industry average and helps keep overall costs down.
XM Group’s Standard account spreads are on the expensive side, and average spread data for the commission-based XM Zero account is not published, making direct cost comparisons more difficult. That said, with a 4-star rating and a #34 ranking for Commissions and Fees, XM Group can still be suitable for traders who prioritize other features over the absolute lowest spreads.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Minimum Deposit | $10 | $5 |
| Average Spread EUR/USD - Standard | 0.67 | 1.6 |
| All-in Cost EUR/USD - Active | 0.67 | 0.8 |
| Active Trader or VIP Discounts [DELETED] | ||
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Visa/Mastercard (Credit/Debit) [DELETED] | ||
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
Capital.com vs XM Group: both brokers let you trade forex (CFD or spot). Capital.com offers a wider catalog with 5,585 tradeable symbols and 125 forex pairs, compared to XM Group’s 1,394 symbols and 55 pairs. Each broker provides cryptocurrency derivatives, but neither allows buying actual crypto.
When it comes to real stocks, Capital.com does not offer exchange-traded shares on U.S. or international exchanges, while XM Group does and also supports copy trading. Both earn 4.5 out of 5 stars for Range of Investments, with Capital.com ranked #23 and XM Group #25 out of 63 brokers by ForexBrokers.com. Pick Capital.com if you want more markets and currency pairs; choose XM Group if you want access to real shares and copy trading.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5585 | 1394 |
| Forex Pairs (Total) | 125 | 55 |
| U.S. Stock Trading (Non CFD) | No | Yes |
| Int'l Stock Trading (Non CFD) | No | Yes |
| Social Trading / Copy Trading | No | Yes |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Comparing Capital.com vs XM Group for trading platforms and tools, Capital.com earns a higher score: 4.5/5 stars and a #10 ranking out of 63 brokers at ForexBrokers.com, while XM Group scores 4/5 stars and ranks #33. Both brokers provide web and Windows desktop platforms and let you place trades directly from charts, making it easy to move from analysis to action.
For platform choice, Capital.com offers a proprietary, in-house platform alongside MetaTrader 4 (MT4), but it does not support MetaTrader 5 (MT5). XM Group does not have its own platform, but supports both MT4 and MT5. If you want copy trading, XM Group has it; Capital.com does not. Both brokers offer a free demo (paper) account, so you can practice strategies risk-free before trading live.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | Yes | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| DupliTrade [DELETED] | ||
| ZuluTrade [DELETED] | ||
| Charting - Indicators / Studies (Total) | 97 | 30 |
| Charting - Drawing Tools (Total) [DELETED] | ||
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields [DELETED] |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
Capital.com and XM Group both deliver capable mobile trading apps for iPhone and Android. Each app supports price alerts and real-time watchlists, includes 30 technical studies, and lets you draw trendlines for quick chart analysis—giving traders on either platform the core tools needed to follow markets on the go.
The key differences are syncing and chart persistence. Capital.com auto-saves your chart drawings so annotations are there when you return, but it does not sync watchlist symbols with the web platform. XM Group syncs watchlists across devices, yet it does not auto-save chart drawings. According to ForexBrokers.com, Capital.com earns 4.5 stars and ranks #11 out of 63 brokers for Mobile Trading Apps, while XM Group earns 4 stars and ranks #31. Choose Capital.com if saved chart markups matter most; pick XM Group if cross-device watchlist syncing is your top priority.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Watchlist Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 30 | 30 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | ||
| Mobile Charting - Trendlines Autosave | Yes | No |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
Capital.com and XM Group each excel in providing valuable market research tools for their users, though they do have distinct offerings. Both platforms deliver daily market commentary and forex news from top-tier sources such as Bloomberg and Reuters, ensuring that traders stay informed with high-quality information. While neither broker offers tools from Autochartist, XM Group takes the lead with access to technical analytics tools from Trading Central. However, Capital.com offers unique market insights from TipRanks and boasts a sentiment-based trading tool that gauges market positions across currency pairs, which XM Group also provides.
In terms of comprehensive offerings, both brokers provide an economic calendar to highlight key global events impacting economies worldwide. Although Capital.com enjoys a strong research rating of 4.5 stars, XM Group edges ahead with a perfect 5-star rating, reflected in their ranking as the 8th out of 63 brokers in ForexBrokers.com's Research category, compared to Capital.com's 14th position. Ultimately, both platforms deliver valuable research options, catering to a wide spectrum of trader needs, but XM Group's slightly wider range of technical tools might appeal to those seeking deeper market analysis.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | No | Yes |
| Client sentiment data | Yes | Yes |
| TipRanks | Yes | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
Capital.com vs XM Group for beginner education: both brokers offer plenty of on-demand video lessons, including at least 10 videos for beginners and another 10+ aimed at experienced traders. That gives new traders a clear path from the basics to more advanced topics at their own pace. According to ForexBrokers.com, XM Group earns a higher Education score (5/5) and ranks 7th out of 63 brokers, while Capital.com scores 4.5/5 and ranks 8th, showing both are strong choices for learning.
Live learning is where they differ most. XM Group runs client webinars at least once a month, which can help beginners who like real-time instruction and Q&A. Capital.com does not host monthly client webinars, so its education leans more toward self-guided videos rather than scheduled classes. If you value live workshops, XM Group has the edge; if you prefer self-paced video learning, both platforms deliver solid options for getting started with trading.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Education (Forex or CFDs) | ||
| Webinars | No | Yes |
| Client Webinars (Archived) [DELETED] | ||
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) [DELETED] |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that Capital.com is better than XM Group. Capital.com finished with an overall rank of #10, while XM Group finished with an overall rank of #17.
Capital.com stands out for its quality research, strong educational content, and innovative web platform. Capital.com holds fewer regulatory licenses and offers a narrower range of markets than some of the best brokers, but still significantly outperforms the industry average.
| Feature |
Capital.com
|
XM Group
|
|---|---|---|
| Overall Rating |
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| Trust Score | 87 | 93 |
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While both Capital.com and XM Group do not provide the option to buy actual, delivered cryptocurrency, they each offer the ability to invest in cryptocurrency derivatives.
Capital.com vs XM Group: for deposits and withdrawals, neither supports ACH or SEPA transfers, both support Skrill and bank wire transfers, Capital.com supports PayPal while XM Group does not, and Visa/Mastercard availability is not specified for either broker.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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| Trust Score | 87 | 93 | |
| Winner | check_circle | ||
| Review | Capital.com Review | XM Group Review |
| Broker Screenshots | Capital.com | XM Group | |
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