Written by ForexBrokers.com
In this head to head comparison of XTB vs Spreadex, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XTB (founded in 2002) is a publicly traded online broker, while Spreadex (founded in 1999) is privately held. Neither company is a bank.
Regulation and trust: XTB holds 2 Tier-1 and 2 Tier-2 licenses; Spreadex holds 1 Tier-1 and 0 Tier-2. According to ForexBrokers.com, XTB’s Trust Score is 96/99 (90–99 = highly trusted), whereas Spreadex scores 70/99 (70–79 = average risk; 60–69 = high risk; under 59 = do not trust). In short, XTB is rated highly trusted, while Spreadex falls into the average-risk category.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Year Founded | 2002 | 1999 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 0 |
XTB and Spreadex both offer competitive pricing, but XTB’s fees are a bit more mixed depending on the account type and trading volume. XTB has a spread-only Standard account and a commission-based Professional account, though the Pro option is mainly for eligible clients in the U.K. and Europe and is being phased out in many regions. In Q4 2023, XTB’s average EUR/USD spread was 1 pip, and while pricing is close to the industry average, it is not quite among the cheapest. That said, active traders can get spread rebates through XTB’s Lower Spread Group, with discounts ranging from 5% to 30% based on monthly volume.
Spreadex comes in slightly lower on average for EUR/USD pricing. In January 2024, its average spread was 0.81 pips, with a minimum spread of 0.6 pips available 60% of the time during the month. This makes Spreadex look better on raw spread pricing, especially for traders who want low everyday costs without needing to meet higher-volume thresholds.
For commissions and fees, XTB is rated 4.5 out of 5 stars and ranked #13 out of 36 brokers by ForexBrokers.com. Spreadex is rated 4 out of 5 stars and ranked #25 out of 36. In simple terms, Spreadex may offer the lower headline spread on EUR/USD, while XTB gets the higher overall score thanks to its pricing structure, discount program, and broader value for different types of traders.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average spread (EUR/USD) - Standard account | 0.92 | 0.81 |
| All-in Cost EUR/USD - Active | 0.92 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and Spreadex both give traders access to forex as CFDs or spot contracts, and both also let you trade cryptocurrency CFDs rather than buying the coins themselves. In terms of overall choice, XTB offers slightly more than Spreadex, with 10,900 tradeable symbols compared with 10,000, and 71 forex pairs versus 52. XTB also stands out for offering exchange traded securities on both U.S. and international exchanges, so clients can buy real shares such as Apple or Vodafone. Spreadex does not offer these non-CFD stock purchases, and neither broker supports copy trading or direct purchase of actual cryptocurrency.
For range of investments, both brokers are highly rated, earning 5 stars. On ForexBrokers.com’s ranking of 36 brokers, Spreadex places just ahead of XTB, at #13 compared with XTB at #14. Even so, XTB has the edge for investors who want a wider selection of markets and the ability to buy real shares on major exchanges, while Spreadex may still suit traders looking for a solid all-round CFD and forex offering.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10900 | 10000 |
| Forex Pairs (Total) | 71 | 52 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and Spreadex both give traders a free demo account, a proprietary platform, and a web-based trading platform, so each broker makes it easy to practice and trade online without needing to download third-party software like MetaTrader 4 or MetaTrader 5. Both also let you trade directly from a price chart, which is handy if you want a faster way to place trades while watching the market. Neither broker offers copy trading, so investors looking to follow other traders will need to look elsewhere.
The main difference is that XTB also offers a Windows desktop trading platform, while Spreadex does not. That extra desktop option may appeal to traders who prefer a software download over browser-based trading. In terms of overall quality, XTB scores higher for trading platforms and tools, with a 4.5-star rating and a #9 ranking out of 36 brokers from ForexBrokers.com, compared with Spreadex’s 4-star rating and #34 ranking.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 39 | 58 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and Spreadex both offer iPhone and Android apps, and each lets users set stock or forex price alerts and draw trendlines on charts. Neither broker offers watchlist symbol syncing between the mobile app and the online account, so changes to watchlists do not carry over automatically. Where XTB stands out is in charting and convenience: its mobile app includes 39 technical studies and automatically saves drawings, which can make it easier to pick up where you left off.
In terms of user ratings and industry standing, XTB has the stronger mobile app profile. It is rated 4.5 out of 5 stars for Mobile Trading Apps and ranks #8 out of 36 brokers on ForexBrokers.com, while Spreadex is rated 4 stars and ranks #33. Spreadex covers the key basics well, but XTB offers more charting tools and a smoother mobile trading experience overall.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | N/A |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
XTB and Spreadex both give traders useful market research, including daily market commentary, forex news from top sources like Bloomberg and Reuters, sentiment tools, and an economic calendar with global events. That means each broker helps users keep up with market moves and track what may affect currencies and other assets. However, XTB does not include Autochartist, while Spreadex does, which may give Spreadex an edge for traders who want extra chart-based insights.
Overall, XTB comes out ahead in this area. It is rated 5 stars for Research and placed 9th out of 36 brokers by ForexBrokers.com, compared with Spreadex’s 4-star rating and 27th-place ranking. Neither broker offers Trading Central, TipRanks, or Acuity Trading tools, so the main differences come down to XTB’s higher research score and Spreadex’s Autochartist feature.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners looking for learning support, XTB comes out ahead of Spreadex in several key areas. XTB offers forex and CFDs education, hosts online educational client webinars at least once a month, and provides more than 10 beginner videos as well as more than 10 advanced videos for traders who want to keep building their skills. It is also rated 5 out of 5 stars for Education and ranks #11 out of 36 brokers by ForexBrokers.com.
Spreadex also gives new traders access to at least 10 beginner videos, which is helpful for getting started. However, it does not offer monthly educational webinars, and it does not meet the same level of forex or CFDs education or advanced video coverage as XTB. Spreadex is rated 4 out of 5 stars for Education and ranks #33 out of 36, making XTB the stronger choice for traders who want more learning tools and ongoing support.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Spreadex. XTB finished with an overall rank of #7, while Spreadex finished with an overall rank of #32.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Overall Rating |
|
|
| Trust Score | 96 | 70 |
| Range of Investments |
|
|
| Trading Fees |
|
|
| Trading Platforms |
|
|
| Research |
|
|
| Mobile Trading |
|
|
| Education |
|
|
In an XTB vs Spreadex comparison for cryptocurrency trading, neither broker allows buying actual (delivered) crypto, but both offer cryptocurrency trading via CFDs.
Comparing online brokers XTB vs Spreadex for deposit and withdrawal methods: neither offers ACH or SEPA transfers, both support bank wire transfers, XTB supports PayPal and Skrill while Spreadex does not, and Visa/Mastercard availability is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
Select Brokers
↓×Compare
0 of 5| Overall Rating | XTB | Spreadex | |
|---|---|---|---|
| Overall Rating |
|
| |
| Trading Fees |
|
| |
| Range of Investments |
|
| |
| Trading Platforms |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 96 | 70 | |
| Winner | check_circle | ||
| Review | XTB Review | Spreadex Review |
| Broker Screenshots | XTB | Spreadex | |
|---|---|---|---|
| Broker Gallery (click to expand) |
|
|
| Regulation | XTB | Spreadex | |
|---|---|---|---|
| Trust Score | 96 | 70 | |
| Year Founded | 2002 | 1999 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | XTB | Spreadex | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | XTB | Spreadex | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Spreadex | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10900 | 10000 | |
| Forex Pairs (Total) | 71 | 52 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Spreadex | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 0.92 | 0.81 | |
| All-in Cost EUR/USD - Active | 0.92 | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | Spreadex | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | No |
| Trading Platforms | XTB | Spreadex | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | Spreadex | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 58 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Spreadex | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | Spreadex | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Spreadex | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | XTB | Spreadex | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | Spreadex Review |
| Overall | XTB | Spreadex | |
|---|---|---|---|
| Overall Rating |
|
| |
| Trading Fees |
|
| |
| Range of Investments |
|
| |
| Trading Platforms |
|
| |
| Mobile Trading |
|
| |
| Research |
|
| |
| Education |
|
| |
| Trust Score | 96 | 70 | |
| Winner | check_circle | ||
| Review | XTB Review | Spreadex Review |
IG
FOREX.com
CMC Markets
XTB
eToro
AvaTrade
Pepperstone
FP Markets
Tickmill