Written by ForexBrokers.com
In this head to head comparison of XTB vs Spreadex, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing the online brokers XTB and Spreadex, there are notable differences in their trust and regulatory standings. XTB, established in 2002, enjoys a high level of trust with a ForexBrokers.com Trust Score of 96 out of 99. The company is publicly traded, indicating a level of transparency desirable to many investors. XTB holds two Tier-1 licenses, marking it as highly trusted, alongside two additional Tier-2 licenses, further solidifying its position as a secure choice for traders. It's important to note that XTB is not a bank, which is typical for online brokers.
In contrast, Spreadex, which has been operating since 1999, has a ForexBrokers.com Trust Score of 71, placing it in the average risk category. Unlike XTB, Spreadex is not publicly traded, which may impact the perception of transparency. Spreadex holds one Tier-1 license, indicating a reasonable level of trust, but it lacks Tier-2 licenses, which could be a consideration for risk-averse traders. Similar to XTB, Spreadex is not a bank, aligning with standard industry practices for such platforms.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Year Founded | 2002 | 1999 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 0 |
Comparing XTB vs Spreadex on commissions and fees: Spreadex showed tighter headline forex pricing, with an average EUR/USD spread of 0.81 pips in January 2024 and a 0.6-pip minimum reached 60% of the time. XTB’s average EUR/USD spread was 1.0 pip in Q4 2023. XTB is rated 4.5 stars and ranked #13 out of 63 brokers for Commissions and Fees at ForexBrokers.com, while Spreadex is rated 4 stars and ranked #25 out of 63. Overall, XTB’s pricing sits around the industry average and trails the very cheapest brokers.
XTB offers two account types: a spread-only Standard account for retail clients, and a commission-based Professional account reserved for elected professionals in the U.K. and EU. The Pro account is being phased out and is mostly unavailable to new clients. Pricing between Standard and Pro can look similar at higher volumes, but for smaller trade sizes the Standard account tends to be cheaper. The minimum deposit is 250 in your base currency (GBP, EUR, or USD).
Active traders at XTB can cut costs through the Lower Spread Group, which rebates 5% to 30% of the spread once you hit monthly volume tiers from 20 up to 1,000 lots. This can narrow the gap with Spreadex’s tighter published spreads, especially for high-volume traders, while casual traders may still favor Spreadex’s lower average spread on EUR/USD.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average spread (EUR/USD) - Standard account | 0.92 | 0.81 |
| All-in Cost EUR/USD - Active | 0.92 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and Spreadex both support forex trading, including CFD/spot formats. Spreadex lists more total instruments (10,000 tradeable symbols) than XTB (7,184), but XTB offers more forex pairs (71 vs. 52). Both brokers provide cryptocurrency CFDs, while neither lets you buy actual crypto, and neither offers copy trading. If your focus is breadth across markets, these numbers help highlight the differences in each platform’s range of investments.
For investors who want to buy and own real shares, XTB stands out: it offers exchange‑traded securities on both U.S. and international exchanges, while Spreadex does not. In independent assessments of range of investments, both earned 5 out of 5 stars, with Spreadex ranked 13th out of 63 brokers and XTB close behind at 14th. In short, Spreadex edges ahead on sheer instrument count, whereas XTB is the pick if you want access to actual U.S. and global stocks in addition to CFDs.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 10000 |
| Forex Pairs (Total) | 71 | 52 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
Comparing XTB vs Spreadex for trading platforms and tools: both brokers provide a free demo account for paper trading and each offers an in-house proprietary platform. XTB adds a Windows desktop platform, while Spreadex does not; both deliver a web-based platform you can use in your browser. Copy trading is not available at either broker, and neither supports MetaTrader 4 (MT4) or MetaTrader 5 (MT5). Both brokers let you place trades directly from charts. Details such as the number of built-in technical indicators and watchlist columns were not specified.
For overall platform quality, ForexBrokers.com rates XTB 4.5/5 stars and ranks it 9th out of 63 brokers, while Spreadex earns 4/5 stars and ranks 34th. If you want a downloadable Windows platform, XTB is the clear pick; if a web platform suits your needs, both are viable options. Traders seeking copy trading will need to look elsewhere.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 39 | 58 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and Spreadex both offer iPhone and Android apps, plus price alerts for stocks and forex. One notable limitation is that neither broker syncs watchlists between the mobile app and your online account, so you’ll need to manage symbols separately on each platform.
For charting, XTB lists 39 built-in technical indicators and, like Spreadex, lets you draw trendlines. XTB also auto-saves your chart drawings, while Spreadex does not, and Spreadex doesn’t publish a count of its indicators. Reflecting these differences, ForexBrokers.com rates XTB 4.5/5 stars and ranks it 8th out of 63 brokers for Mobile Trading Apps, versus Spreadex at 4/5 stars and 33rd. If you value deeper chart tools and saved annotations, XTB has the edge; if you just need the basics with alerts, Spreadex covers the essentials.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | N/A |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
XTB vs Spreadex for market research: Both brokers provide daily market commentary, forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones, a sentiment tool that shows long/short ratios, and an economic calendar covering global events. Spreadex adds Autochartist-powered scanning tools, while XTB does not. Neither broker integrates Trading Central, TipRanks, or Acuity Trading research.
For overall research quality, XTB scores higher: 5 stars and ranked #9 out of 63 brokers by ForexBrokers.com. Spreadex earns 4 stars and ranks #27 out of 63. Choose XTB if you want top-rated in-house analysis and news coverage; pick Spreadex if Autochartist signals are a priority alongside daily commentary and trusted news.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
XTB is stronger for beginners who want ongoing guidance. It offers monthly client webinars, at least 10 beginner-friendly trading videos, and a deeper set of advanced videos for when you’re ready to level up. Spreadex also provides at least 10 beginner videos, but it doesn’t run monthly educational webinars and doesn’t offer 10+ advanced videos. The provided data doesn’t confirm whether either broker’s overall forex/CFD education libraries meet the 10-piece threshold.
Independent ratings back up the difference: XTB earns 5 stars for Education and ranks #11 out of 63 brokers at ForexBrokers.com, while Spreadex holds 4 stars and ranks #33. If you want structured learning with webinars and room to grow, XTB is the better pick; if you only need a set of beginner videos to get started, Spreadex can still fit the bill.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Spreadex. XTB finished with an overall rank of #7, while Spreadex finished with an overall rank of #32.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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Spreadex
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|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 71 |
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In an XTB vs Spreadex comparison for cryptocurrency trading, neither broker allows buying actual (delivered) crypto, but both offer cryptocurrency trading via CFDs.
Comparing online brokers XTB vs Spreadex for deposit and withdrawal methods: neither offers ACH or SEPA transfers, both support bank wire transfers, XTB supports PayPal and Skrill while Spreadex does not, and Visa/Mastercard availability is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Spreadex | |
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| Trust Score | 96 | 71 | |
| Winner | check_circle | ||
| Review | XTB Review | Spreadex Review |
| Broker Screenshots | XTB | Spreadex | |
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| Regulation | XTB | Spreadex | |
|---|---|---|---|
| Trust Score | 96 | 71 | |
| Year Founded | 2002 | 1999 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | XTB | Spreadex | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | XTB | Spreadex | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Spreadex | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 10000 | |
| Forex Pairs (Total) | 71 | 52 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Spreadex | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 0.92 | 0.81 | |
| All-in Cost EUR/USD - Active | 0.92 | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | Spreadex | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | No |
| Trading Platforms | XTB | Spreadex | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | Spreadex | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 58 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Spreadex | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | Spreadex | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Spreadex | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | XTB | Spreadex | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | Spreadex Review |
| Overall | XTB | Spreadex | |
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| Trust Score | 96 | 71 | |
| Winner | check_circle | ||
| Review | XTB Review | Spreadex Review |
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