Written by ForexBrokers.com
In this head to head comparison of XTB vs Spreadex, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XTB (founded in 2002) is a publicly traded online broker, while Spreadex (founded in 1999) is privately held. Neither company is a bank.
Regulation and trust: XTB holds 2 Tier-1 and 2 Tier-2 licenses; Spreadex holds 1 Tier-1 and 0 Tier-2. According to ForexBrokers.com, XTB’s Trust Score is 96/99 (90–99 = highly trusted), whereas Spreadex scores 70/99 (70–79 = average risk; 60–69 = high risk; under 59 = do not trust). In short, XTB is rated highly trusted, while Spreadex falls into the average-risk category.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Year Founded | 2002 | 1999 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 0 |
XTB and Spreadex both offer competitive pricing, but XTB comes out ahead overall for commissions and fees. XTB is rated 4.5 out of 5 stars and ranked #13 out of 36 brokers for this category. It offers a spread-only Standard account, while its commission-based Professional account is limited to certain eligible clients in the U.K. and Europe and is being phased out in many regions. Based on Q4 2023 data, XTB’s average EUR/USD spread was 1 pip, which is around the industry average. For active traders, XTB’s Lower Spread Group can rebate 5% to 30% of spreads once monthly trading volume reaches certain levels.
Spreadex is also fairly priced, but it trails XTB in both rating and rank. Spreadex is rated 4 out of 5 stars and ranked #27 out of 36 brokers for commissions and fees. In January 2024, its average EUR/USD spread was 0.81 pips, with a minimum spread of 0.6 pips available 60% of the time during the month. That makes Spreadex attractive on spreads alone, but its overall commissions and fees profile is not as strong as XTB’s.
In simple terms, XTB is the better choice if you want a stronger overall commissions and fees setup, especially if you may qualify for active trader discounts. Spreadex can offer tight forex spreads, but its lower star rating and ranking suggest it is less competitive overall in this category.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average spread (EUR/USD) - Spread-only account | 1.06 | 0.81 |
| All-in Cost EUR/USD - Raw spread account | N/A | N/A |
| Non-wire bank transfer (Deposit/Withdraw) | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and Spreadex both give traders access to forex as CFDs or spot contracts, and each earns a 5-star rating for range of investments. XTB lists 10,521 tradeable symbols, slightly more than Spreadex’s 10,000, and it also offers more forex pairs, with 71 compared with 52 at Spreadex. Neither broker supports copy trading, and both let clients trade cryptocurrency CFDs.
Where XTB stands out is breadth across different asset types. It offers exchange-traded securities on both U.S. and international exchanges, so clients can buy real shares such as Apple or Vodafone, and it also allows the purchase of actual cryptocurrency. Spreadex does not offer real shares or delivered crypto, so its selection is narrower in that respect. In ForexBrokers.com’s ranking for Range of Investments, XTB places #15 out of 36 brokers, while Spreadex ranks slightly higher at #13.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10521 | 10000 |
| Forex Pairs (Total) | 71 | 52 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | Yes | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and Spreadex both make trading easy for beginners and active traders alike, since each offers a free demo account, a web-based platform, and its own in-house trading platform. Neither broker supports a Windows desktop download, MetaTrader 4, MetaTrader 5, or copy trading, but both let you trade directly from a chart, which can be helpful when you want to place orders quickly while watching price moves.
When it comes to trading platforms and tools, XTB has the edge overall. It earns 4.5 out of 5 stars from ForexBrokers.com and ranks #9 out of 36 brokers in this category, while Spreadex is rated 4 out of 5 stars and ranks #37. If you want the stronger choice for platform quality and trading tools, XTB stands out more, although Spreadex still covers the main features many traders need.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | No | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 92 | 58 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and Spreadex both offer mobile trading apps for iPhone and Android, and each includes stock or forex price alerts plus trendline drawing on charts. XTB goes further with watchlist syncing between its mobile app and online account, so changes update in both places, while Spreadex does not offer that feature. XTB also auto saves chart drawings, which can be helpful if you switch between devices or step away from the app.
When it comes to charting tools, XTB has a clear edge with 104 technical studies available in its mobile app, while Spreadex does not list a comparable number. That difference shows in the ratings and rankings too: XTB scores 4.5 out of 5 stars for Mobile Trading Apps and ranks 8th out of 36 brokers, compared with Spreadex’s 4-star rating and 36th-place ranking. For traders who want more built-in mobile charting features and smoother syncing, XTB is the stronger choice.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 104 | N/A |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
XTB and Spreadex both give traders daily market commentary, a sentiment tool showing long and short positioning, and an economic calendar to track key global events. Neither broker offers research from TipRanks, Acuity Trading, or Trading Central, but Spreadex has an edge on news and chart-based support because it includes forex news from top-tier sources such as Reuters or Bloomberg, plus Autochartist tools. XTB, by contrast, does not provide those two features.
For market research, XTB comes out ahead overall. It earns 5 out of 5 stars and ranks #9 out of 36 brokers for Research on ForexBrokers.com, while Spreadex scores 4 out of 5 stars and ranks #29. In simple terms, both brokers cover the basics well, but XTB is rated higher for research quality, while Spreadex offers a slightly wider mix of external news and Autochartist support.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | Yes |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners who want to learn the basics of trading, XTB comes out ahead of Spreadex on education. XTB offers forex and CFDs learning material, monthly live educational webinars, and at least 10 beginner videos as well as 10 advanced videos, giving new and more experienced traders more ways to build knowledge. It is rated 5 stars for Education and ranks #11 out of 36 brokers at ForexBrokers.com.
Spreadex also provides at least 10 beginner videos, but it does not offer monthly educational webinars, and it does not meet the same level of forex or CFDs education or advanced video coverage as XTB. It is rated 4 stars for Education and ranks #36 out of 36 brokers, making XTB the stronger choice overall for trading education.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Spreadex. XTB finished with an overall rank of #7, while Spreadex finished with an overall rank of #33.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB offers comprehensive educational content and market research.
| Feature |
XTB
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Spreadex
|
|---|---|---|
| Overall Rating |
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| Trust Score | 96 | 70 |
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XTB lets you buy both actual, delivered cryptocurrency and cryptocurrency CFDs, while Spreadex offers cryptocurrency CFDs only and does not support purchasing the underlying crypto asset.
Comparing online brokers XTB vs Spreadex for deposit and withdrawal methods: neither offers ACH or SEPA transfers, both support bank wire transfers, XTB supports PayPal and Skrill while Spreadex does not, and Visa/Mastercard availability is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Spreadex | |
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| Trust Score | 96 | 70 | |
| Winner | check_circle | ||
| Review | XTB Review | Spreadex Review |
| Broker Screenshots | XTB | Spreadex | |
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| Regulation | XTB | Spreadex | |
|---|---|---|---|
| Trust Score | 96 | 70 | |
| Year Founded | 2002 | 1999 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | XTB | Spreadex | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | XTB | Spreadex | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Spreadex | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10521 | 10000 | |
| Forex Pairs (Total) | 71 | 52 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | Yes | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Spreadex | |
|---|---|---|---|
| Average spread (EUR/USD) - Spread-only account | 1.06 | 0.81 | |
| All-in Cost EUR/USD - Raw spread account | N/A | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | Spreadex | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer (Deposit/Withdraw) | No | No |
| Trading Platforms | XTB | Spreadex | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | No | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | Spreadex | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 92 | 58 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Spreadex | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlists - Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 104 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | Spreadex | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | Yes | |
| Trading Central | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Spreadex | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | XTB | Spreadex | |
|---|---|---|---|
| EUR/USD | Yes | Yes | |
| Review | XTB Review | Spreadex Review |
| Overall | XTB | Spreadex | |
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| Trust Score | 96 | 70 | |
| Winner | check_circle | ||
| Review | XTB Review | Spreadex Review |
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