Written by ForexBrokers.com
In this head to head comparison of XTB vs Spreadex, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
When comparing the online brokers XTB and Spreadex, there are notable differences in their trust and regulatory standings. XTB, established in 2002, enjoys a high level of trust with a ForexBrokers.com Trust Score of 96 out of 99. The company is publicly traded, indicating a level of transparency desirable to many investors. XTB holds two Tier-1 licenses, marking it as highly trusted, alongside two additional Tier-2 licenses, further solidifying its position as a secure choice for traders. It's important to note that XTB is not a bank, which is typical for online brokers.
In contrast, Spreadex, which has been operating since 1999, has a ForexBrokers.com Trust Score of 71, placing it in the average risk category. Unlike XTB, Spreadex is not publicly traded, which may impact the perception of transparency. Spreadex holds one Tier-1 license, indicating a reasonable level of trust, but it lacks Tier-2 licenses, which could be a consideration for risk-averse traders. Similar to XTB, Spreadex is not a bank, aligning with standard industry practices for such platforms.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Year Founded | 2002 | 1999 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 1 |
| Tier-2 Licenses | 2 | 0 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 0 |
Comparing commissions and fees, Spreadex shows slightly tighter typical spreads on major forex pairs, while XTB offers volume-based rebates that can lower costs for active traders. Using recent data, Spreadex averaged 0.81 pips on EUR/USD in January 2024 (with a 0.6-pip minimum available 60% of the time), versus XTB’s 1.0-pip average in Q4 2023. For this category, ForexBrokers.com rates XTB 4.5/5 stars and ranks it #12 of 63, while Spreadex earns 4/5 stars and ranks #28 of 63.
XTB’s pricing centers on a spread-only Standard account for most retail clients. A commission-based Professional account exists for elective professionals in the U.K. and EU, but it’s being phased out and is no longer promoted. Minimum deposits start at 250 base currency (e.g., £250/€250/$250). For smaller trade sizes, the Standard account tends to be cheaper; at higher volumes, pricing between Standard and Pro has historically been similar. XTB’s Lower Spread Group offers rebates of 5%–30% of the spread once you trade 20 to 1,000 lots per month, which can meaningfully reduce effective costs—though XTB’s baseline pricing is around the industry average.
Spreadex focuses on spread-only pricing with no separate commission on forex. Its average EUR/USD spread of 0.81 pips in January 2024, and frequent access to a 0.6-pip minimum, make it appealing for cost-conscious traders who prioritize tight day-to-day pricing without account complexity. In short: Spreadex may edge XTB on typical spreads, while XTB’s active-trader rebates can help higher-volume traders close the gap or come out ahead.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Minimum Deposit | $0 | $0 |
| Average spread (EUR/USD) - Standard account | 1.00 | 0.81 |
| All-in Cost EUR/USD - Active | 1.00 | N/A |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | No |
| Skrill (Deposit/Withdraw) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and Spreadex both support forex trading (CFD/spot) and offer crypto via CFDs, but neither provides delivered crypto or copy trading. Spreadex lists 10,000 tradeable symbols versus XTB’s 7,184, giving Spreadex the broader overall catalogue. That said, XTB offers 71 forex pairs compared with Spreadex’s 52, which may appeal to currency traders seeking more pair choices.
A key difference is share dealing: XTB lets clients buy exchange-traded securities on U.S. and international markets (for example, Apple on NASDAQ and Vodafone in London), while Spreadex does not offer real shares. Both earn 5 stars for Range of Investments; in ForexBrokers.com’s rankings, Spreadex is #14 out of 63 and XTB is #15. In short, pick Spreadex for the largest overall selection of instruments, or choose XTB if you want access to real stocks alongside a wider list of forex pairs.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 7184 | 10000 |
| Forex Pairs (Total) | 71 | 52 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and Spreadex both make it easy to test strategies with a free demo (paper) trading account and each offers its own proprietary trading platform. XTB stands out by providing a Windows desktop download, while Spreadex does not. Both brokers deliver a web-based platform and let you place trades directly from charts. If you’re looking for copy trading or MetaTrader support (MT4 or MT5), note that neither XTB nor Spreadex offers these options.
For trading platforms and tools, XTB earns 4.5 out of 5 stars and ranks #9 out of 63 brokers on ForexBrokers.com, whereas Spreadex scores 4 out of 5 stars and ranks #47. In short, XTB is a strong pick if you want a Windows desktop platform alongside a highly rated toolset, while Spreadex suits traders who prefer a straightforward, browser-based experience with chart trading and a free demo account.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 39 | 58 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB vs Spreadex: both brokers offer mobile trading apps for iPhone and Android, and both support price alerts. However, neither app syncs watchlists with the web platform. In independent testing by ForexBrokers.com, XTB’s mobile app earned 4.5 out of 5 stars and ranked #8 out of 63 brokers, while Spreadex scored 4 out of 5 stars and ranked #47.
For charting, XTB provides 39 technical studies in its app, while Spreadex does not list a count. Both apps let you draw trendlines on stock or forex charts, but only XTB auto-saves those drawings. If you want richer chart tools and a higher-rated app, XTB is the stronger pick. If you just need alerts, basic drawing, and access on iPhone or Android, Spreadex covers the essentials.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | No |
| Mobile Charting - Indicators / Studies | 39 | N/A |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
Comparing XTB vs Spreadex for market research, both brokers deliver daily market commentary, top-tier forex news (from sources like Bloomberg, Reuters, or Dow Jones), sentiment tools showing long/short positioning, and an economic calendar. XTB stands out with a 5-star Research rating and a #7 ranking out of 63 brokers by ForexBrokers.com, while Spreadex earns 4 stars and ranks #32.
The key difference is tool depth: Spreadex offers Autochartist, whereas XTB does not. Neither broker provides Trading Central, TipRanks, or Acuity Trading tools. If you want higher-rated, in-house research and market coverage, XTB is compelling; if you value having Autochartist alongside news and sentiment data, Spreadex is worth a look.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | Yes |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
XTB and Spreadex both offer forex and CFD education with at least 10 learning pieces, but they differ in depth and delivery. XTB runs monthly client webinars and supplies extensive video lessons for all levels, including at least 10 beginner videos and at least 10 advanced videos. Spreadex provides at least 10 beginner videos but does not host monthly educational webinars and does not meet the same volume for advanced videos. In independent reviews, XTB scores 5/5 stars for Education and ranks #11 out of 63 brokers at ForexBrokers.com, while Spreadex earns 4/5 stars and ranks #45.
For beginners who want a clear path from basics to more advanced topics—plus live learning through webinars—XTB is the stronger choice. If you mainly want self-paced, beginner-friendly videos and don’t need webinars or a large advanced library, Spreadex can still meet your needs.
| Feature |
XTB
|
Spreadex
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Spreadex. XTB finished with an overall rank of #7, while Spreadex finished with an overall rank of #39.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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Spreadex
|
|---|---|---|
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| Trust Score | 96 | 71 |
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In an XTB vs Spreadex comparison for cryptocurrency trading, neither broker allows buying actual (delivered) crypto, but both offer cryptocurrency trading via CFDs.
Comparing online brokers XTB vs Spreadex for deposit and withdrawal methods: neither offers ACH or SEPA transfers, both support bank wire transfers, XTB supports PayPal and Skrill while Spreadex does not, and Visa/Mastercard availability is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Spreadex | |
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| Trust Score | 96 | 71 | |
| Winner | check_circle | ||
| Review | XTB Review | Spreadex Review |
| Broker Screenshots | XTB | Spreadex | |
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| Regulation | XTB | Spreadex | |
|---|---|---|---|
| Trust Score | 96 | 71 | |
| Year Founded | 2002 | 1999 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No | |
| Tier-1 Licenses | 2 | 1 | |
| Tier-2 Licenses | 2 | 0 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 0 |
| Tier-1 Licenses (Highly Trusted) | XTB | Spreadex | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | No | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | No |
| Tier-2 Licenses (Trusted) | XTB | Spreadex | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or SCA Authorised) | Yes | No | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Spreadex | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 7184 | 10000 | |
| Forex Pairs (Total) | 71 | 52 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Spreadex | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 1.00 | 0.81 | |
| All-in Cost EUR/USD - Active | 1.00 | N/A | |
| Inactivity Fee | Yes | No | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | Spreadex | |
|---|---|---|---|
| Minimum Deposit | $0 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | No | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | No |
| Trading Platforms | XTB | Spreadex | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | Spreadex | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 58 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Spreadex | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | No | |
| Mobile Charting - Indicators / Studies | 39 | N/A | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | Spreadex | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | Yes | |
| Trading Central | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Spreadex | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | XTB | Spreadex | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | Spreadex Review |
| Overall | XTB | Spreadex | |
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| Trust Score | 96 | 71 | |
| Winner | check_circle | ||
| Review | XTB Review | Spreadex Review |
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