XTB vs StoneX Trading 2026
In this head to head comparison of XTB vs StoneX Trading, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of XTB vs StoneX Trading, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XTB and StoneX Trading are both publicly traded brokers that are not banks, but StoneX Trading has the longer history, founded in 1983 compared with XTB’s 2002 launch. In terms of trust, both score very well with ForexBrokers.com, where a score of 90 to 99 means a broker is considered highly trusted. XTB has a Trust Score of 96 out of 99, while StoneX Trading reaches 99 out of 99.
Looking at regulation, StoneX Trading holds 7 Tier-1 licenses and 1 Tier-2 license, while XTB has 2 Tier-1 licenses and 2 Tier-2 licenses. Since Tier-1 licenses are viewed as highly trusted and Tier-2 licenses as trusted by ForexBrokers.com, both brokers show strong regulatory standing, with StoneX Trading having the edge in top-tier licensing and XTB still offering a well-rated level of oversight.
| Feature |
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|---|---|---|
| Year Founded | 2002 | 1983 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 2 | 7 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB and StoneX Trading are both rated 4.5 out of 5 stars for commissions and fees, but XTB ranks a bit higher overall, coming in at #13 out of 36 brokers compared with StoneX Trading at #16 out of 36. For most everyday traders, XTB’s pricing is generally in line with the industry average, though it does not quite match the lowest-cost brokers in this area. XTB offers a spread-only Standard account and a commission-based Professional account, but the Professional option is mainly limited to eligible clients in the U.K. and Europe and is being phased out in many regions.
With XTB, the average EUR/USD spread was 1 pip based on Q4 2023 data. The Standard account is usually the better fit for retail traders, especially when trading smaller sizes, while the two account types become more similar at higher volumes. XTB also offers an active trader program called the Lower Spread Group, which can rebate 5% to 30% of the spread once traders reach certain monthly volume targets. Minimum deposits start at 250 in base currency (£250, €250, or $250).
StoneX Trading also lands near the middle of the pack on pricing for CFDs, forex, and spread betting. Its CFD account showed an average EUR/USD spread of 0.74 pips as of July 2023, which keeps all-in costs around the industry average, but still above the very cheapest brokers. For lower costs, traders may want to use StoneX Trading’s proprietary platforms or MetaTrader. Active traders can also get rebates: in the U.K., professional traders may qualify for £4 to £7.5 per million depending on monthly volume, while in Australia rebates range from AUD $4.5 to AUD $14.5 per million.
| Feature |
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|---|---|---|
| Minimum Deposit | $0 | £100.00 |
| Average spread (EUR/USD) - Spread-only account | 1.06 | 1.4 |
| All-in Cost EUR/USD - Raw spread account | N/A | 0.9 |
| Non-wire bank transfer (Deposit/Withdraw) | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | No |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and StoneX Trading both give traders access to forex, cryptocurrency CFDs, and a broad mix of markets, but their investment menus differ in a few key ways. XTB lists 10,521 tradeable symbols and 71 forex pairs, while StoneX Trading offers 13,500 symbols and 66 forex pairs. That means StoneX Trading has the larger overall product list, but XTB provides access to a slightly wider selection of forex pairs.
For investors who want more than CFDs, XTB has the edge because it lets clients buy exchange-traded stocks on both U.S. and international exchanges, and it also supports actual cryptocurrency purchases. StoneX Trading does not offer those spot securities or delivered crypto, but it does include copy trading, which XTB does not. Both brokers earn 5 out of 5 stars for range of investments, while StoneX Trading ranks higher in the category overall at #8 versus XTB’s #15.
| Feature |
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|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10521 | 13500 |
| Forex Pairs (Total) | 71 | 66 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | Yes | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and StoneX Trading both give traders a free demo account, a proprietary platform, web-based trading, and the ability to place trades directly from a chart. Each also earns a 4.5-star rating for Trading Platforms and Tools, showing that both brokers offer solid options for everyday trading needs. However, XTB does not offer a Windows desktop platform, while StoneX Trading does, which may matter for traders who prefer a downloadable program on their computer.
When comparing extras, StoneX Trading has more platform variety because it supports copy trading and MetaTrader 4, while XTB does not offer either one. Neither broker supports MetaTrader 5. In ForexBrokers.com’s Trading Platforms and Tools ranking, XTB places higher at #9 out of 36 brokers, compared with StoneX Trading at #11, making XTB the slightly stronger pick overall for platform and tool quality.
| Feature |
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|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | No | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 92 | 88 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and StoneX Trading both offer mobile trading apps for iPhone and Android, along with stock and forex price alerts, watchlist syncing, trendline drawing, and auto-saving chart drawings. Each broker also earns a 4.5-star rating for mobile trading apps, so both deliver a solid experience for traders who want to manage positions on the go.
The main difference is in charting tools: XTB offers 104 technical studies in its mobile app, while StoneX Trading provides 88. That gives XTB a slight edge for traders who want more chart analysis options. This also helps explain why XTB is ranked #8 out of 36 brokers for Mobile Trading Apps by ForexBrokers.com, compared with StoneX Trading at #9.
| Feature |
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|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | Yes |
| Mobile Charting - Indicators / Studies | 104 | 88 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
XTB and StoneX Trading both give traders useful market research features, including daily market commentary, a sentiment tool showing long and short positions, and an economic calendar for upcoming global events. Neither broker offers research from Autochartist, TipRanks, or Acuity Trading, and XTB also does not provide forex news from top-tier sources like Bloomberg, Reuters, or Dow Jones.
Where StoneX Trading pulls ahead is in forex news from major sources and access to Trading Central, while XTB does not offer either of these. Even so, XTB holds a slight edge overall in research, with a 5-star rating and a #9 ranking out of 36 brokers on ForexBrokers.com, compared with StoneX Trading’s 4.5-star rating and #10 ranking.
| Feature |
|
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | No | Yes |
| Autochartist | No | No |
| Trading Central | No | Yes |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
XTB and StoneX Trading both give beginners a strong starting point with plenty of learning material. Each broker offers forex or CFDs education, along with online client webinars at least once a month, plus at least 10 beginner videos and 10 advanced videos on trading topics. That means new traders can find the basics, and more experienced users can also keep building their knowledge. In this area, XTB stands out with a 5-star Education rating, while StoneX Trading is close behind at 4.5 stars.
When it comes to overall education rankings, StoneX Trading edges ahead at #9 out of 36 brokers, compared with XTB at #11. Still, both brokers offer helpful educational support for beginners who want to learn trading at their own pace. If you are looking for a broker with regular webinars and a wide mix of learning content, either one can be a solid choice, with StoneX Trading holding a slight lead in the category ranking and XTB scoring higher in the star rating.
| Feature |
|
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than StoneX Trading. XTB finished with an overall rank of #7, while StoneX Trading finished with an overall rank of #8.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB offers comprehensive educational content and market research.
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| Overall Rating |
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| Trust Score | 96 | 99 |
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XTB stands out for cryptocurrency investors because it lets you buy both actual, delivered crypto and crypto CFDs, while StoneX Trading only offers cryptocurrency CFDs and does not support direct crypto ownership.
XTB and StoneX Trading both support PayPal and bank wire transfers for depositing and withdrawing funds, but StoneX Trading also offers ACH/SEPA transfers while XTB supports Skrill instead.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | StoneX Trading | |
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| Trust Score | 96 | 99 | |
| Winner | check_circle | ||
| Review | XTB Review | StoneX Trading Review |
| Broker Screenshots | XTB | StoneX Trading | |
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| Broker Gallery (click to expand) |
| Regulation | XTB | StoneX Trading | |
|---|---|---|---|
| Trust Score | 96 | 99 | |
| Year Founded | 2002 | 1983 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 7 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | StoneX Trading | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | Yes | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | Yes | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | StoneX Trading | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | StoneX Trading | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10521 | 13500 | |
| Forex Pairs (Total) | 71 | 66 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | Yes | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | StoneX Trading | |
|---|---|---|---|
| Average spread (EUR/USD) - Spread-only account | 1.06 | 1.4 | |
| All-in Cost EUR/USD - Raw spread account | N/A | 0.9 | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | Yes | No | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | StoneX Trading | |
|---|---|---|---|
| Minimum Deposit | $0 | £100.00 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | No | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer (Deposit/Withdraw) | No | Yes |
| Trading Platforms | XTB | StoneX Trading | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | No | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | StoneX Trading | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 92 | 88 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | StoneX Trading | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | Yes | Yes | |
| Mobile Charting - Indicators / Studies | 104 | 88 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | StoneX Trading | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | No | Yes | |
| Autochartist | No | No | |
| Trading Central | No | Yes | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | StoneX Trading | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | XTB | StoneX Trading | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | StoneX Trading Review |
| Overall | XTB | StoneX Trading | |
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| Trust Score | 96 | 99 | |
| Winner | check_circle | ||
| Review | XTB Review | StoneX Trading Review |