XTB vs Eightcap 2026
In this head to head comparison of XTB vs Eightcap, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of XTB vs Eightcap, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XTB vs Eightcap: XTB was founded in 2002 and is publicly traded on a stock exchange, while Eightcap, founded in 2009, is privately held. Neither broker operates as a bank.
Regulation and trust: XTB holds 2 Tier-1 licenses and 2 Tier-2 licenses; Eightcap holds 3 Tier-1 licenses and 1 Tier-2 license (Tier-1 is considered highly trusted and Tier-2 trusted by ForexBrokers.com). On the ForexBrokers.com Trust Score out of 99, XTB scores 96 (highly trusted) and Eightcap scores 87 (trusted).
| Feature |
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|---|---|---|
| Year Founded | 2002 | 2009 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 3 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 2 |
XTB and Eightcap both score 4.5 out of 5 stars for commissions and fees, but XTB ranks higher overall in this category, coming in at #13 out of 36 brokers compared with Eightcap at #20. XTB’s pricing is generally in line with the industry average, though it does not quite match the cheapest brokers. It offers a spread-only Standard account and, in some regions, a commission-based Professional account for eligible clients. On its Standard account, XTB reported an average EUR/USD spread of 1 pip in Q4 2023, and active traders may qualify for spread rebates through its Lower Spread Group program.
Eightcap also offers two main pricing models: a spread-only Standard account and a commission-based Raw account. Its Raw account shows an average spread of 0.06 pips, but once the $3.50 per-side commission is added, the all-in cost is about 0.76 pips, which is slightly below the industry average of 0.8 pips. That makes Eightcap competitive on pricing, although it is still a bit more expensive than the very lowest-cost forex brokers.
In simple terms, XTB may suit traders who want a straightforward spread-only setup and possible discounts if they trade a lot, while Eightcap may appeal to those who prefer a low-spread commission account. Both brokers are closely matched on rating, but XTB has the edge in ForexBrokers.com’s ranking for commissions and fees.
| Feature |
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|---|---|---|
| Minimum Deposit | $0 | $100 |
| Average spread (EUR/USD) - Standard account | 0.92 | 1.0 |
| All-in Cost EUR/USD - Active | 0.92 | 0.76 |
| Non-wire bank transfer | No | No |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB offers a much wider range of investments than Eightcap, making it the better choice for traders who want more variety. XTB provides access to 10,900 tradeable symbols and 71 forex pairs, while Eightcap offers 803 symbols and 55 forex pairs. Both brokers support forex trading as CFDs or spot contracts, and both allow crypto CFDs, but neither lets you buy actual cryptocurrency or use copy trading.
One key difference is that XTB also gives clients access to exchange-traded securities on both U.S. and international markets, so you can buy real shares such as Apple or Vodafone. Eightcap does not offer exchange-traded securities on either market. Based on this broader product selection, XTB is rated 5 out of 5 for Range of Investments and ranks #14 out of 36 brokers at ForexBrokers.com, compared with Eightcap’s 3.5 out of 5 rating and #29 ranking.
| Feature |
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|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10900 | 803 |
| Forex Pairs (Total) | 71 | 55 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and Eightcap both give traders a free demo account, plus the choice of a desktop download platform and a web-based platform for trading in the browser. Each also lets you place trades straight from a chart, which can make it easier to act quickly while watching price moves. Neither broker offers copy trading, so if you want to follow other traders automatically, you will need to look elsewhere.
The main difference is in platform choice. XTB offers its own in-house platform, while Eightcap does not, but Eightcap supports both MetaTrader 4 and MetaTrader 5, which XTB does not. In independent ratings, XTB comes out ahead with 4.5 out of 5 stars for Trading Platforms and Tools and a #9 ranking out of 36 brokers, while Eightcap scores 4 out of 5 stars and ranks #31. That makes XTB the stronger pick overall for trading platforms and tools, while Eightcap may suit traders who prefer the MetaTrader experience.
| Feature |
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|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 39 | 100 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and Eightcap both make it easy to trade on the go, with iPhone and Android apps, price alerts, trendline drawing, and auto-saving chart drawings in each app. Both brokers also give mobile users a smooth way to follow markets from a phone or tablet. That said, XTB’s mobile app has stronger overall user ratings, with 4.5 out of 5 stars and a #8 ranking out of 36 brokers for mobile trading apps, while Eightcap is rated 4 out of 5 stars and sits at #31.
The main difference comes down to charting and watchlist syncing. Eightcap offers watchlists that sync between the mobile app and your online account, which is useful if you switch between devices often. It also provides 100 technical studies for mobile charting, compared with XTB’s 39. So, XTB may appeal more to traders looking for a higher-rated app experience, while Eightcap stands out for those who want more chart tools and synced watchlists.
| Feature |
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|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 39 | 100 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
XTB and Eightcap both give traders daily market commentary, a sentiment tool for seeing long and short position ratios, and an economic calendar for tracking major global events. Both also skip research tools from Autochartist, Trading Central, and TipRanks. Where XTB stands out is its access to forex news from top-tier sources such as Bloomberg, Reuters, and Dow Jones, which can be useful for traders who want more direct market updates.
Eightcap does not offer that same level of top-tier news coverage, but it does include research from Acuity Trading, which XTB does not. Overall, XTB is the stronger choice for market research, with a 5-star Research rating and a #9 ranking out of 36 brokers from ForexBrokers.com, compared with Eightcap’s 3.5-star rating and #33 ranking.
| Feature |
|
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | Yes |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
For beginners looking for trading education, XTB clearly has the edge over Eightcap. XTB offers forex and CFDs learning content, holds online educational webinars at least once a month, and provides plenty of beginner-friendly videos, plus advanced videos for traders who want to go further. That wider range helps new users start with the basics and keep learning as their skills grow. It is also reflected in its strong Education rating of 5 stars and its #11 ranking out of 36 brokers by ForexBrokers.com.
Eightcap still gives beginners some useful support, including at least 10 beginner trading videos, but it falls behind XTB in overall education coverage. It does not offer monthly educational webinars, and it does not match XTB’s depth of advanced video content. While Eightcap is rated 3.5 stars for Education and ranks #31 out of 36 brokers, XTB is the better choice for traders who want more learning tools, more live guidance, and a more complete education experience.
| Feature |
|
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|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Eightcap. XTB finished with an overall rank of #7, while Eightcap finished with an overall rank of #30.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
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| Trust Score | 96 | 87 |
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XTB vs Eightcap: neither broker lets you buy actual (delivered) cryptocurrency, but both provide the ability to trade cryptocurrency CFDs.
XTB vs Eightcap: both online brokers support PayPal, Skrill, and bank wire transfers for deposits and withdrawals, do not offer ACH or SEPA, and Visa/Mastercard availability is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Eightcap | |
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| Trust Score | 96 | 87 | |
| Winner | check_circle | ||
| Review | XTB Review | Eightcap Review |
| Broker Screenshots | XTB | Eightcap | |
|---|---|---|---|
| Broker Gallery (click to expand) |
| Regulation | XTB | Eightcap | |
|---|---|---|---|
| Trust Score | 96 | 87 | |
| Year Founded | 2002 | 2009 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 3 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 2 |
| Tier-1 Licenses (Highly Trusted) | XTB | Eightcap | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | Eightcap | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Eightcap | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10900 | 803 | |
| Forex Pairs (Total) | 71 | 55 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Eightcap | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 0.92 | 1.0 | |
| All-in Cost EUR/USD - Active | 0.92 | 0.76 | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | Yes | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | Eightcap | |
|---|---|---|---|
| Minimum Deposit | $0 | $100 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | No |
| Trading Platforms | XTB | Eightcap | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No |
| Trading Tools | XTB | Eightcap | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 100 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Eightcap | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 39 | 100 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | Eightcap | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | No | |
| Trading Central | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Eightcap | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | XTB | Eightcap | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | Eightcap Review |
| Overall | XTB | Eightcap | |
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| Trust Score | 96 | 87 | |
| Winner | check_circle | ||
| Review | XTB Review | Eightcap Review |