XTB vs Eightcap 2026
In this head to head comparison of XTB vs Eightcap, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of XTB vs Eightcap, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
XTB vs Eightcap: XTB was founded in 2002 and is publicly traded on a stock exchange, while Eightcap, founded in 2009, is privately held. Neither broker operates as a bank.
Regulation and trust: XTB holds 2 Tier-1 licenses and 2 Tier-2 licenses; Eightcap holds 3 Tier-1 licenses and 1 Tier-2 license (Tier-1 is considered highly trusted and Tier-2 trusted by ForexBrokers.com). On the ForexBrokers.com Trust Score out of 99, XTB scores 96 (highly trusted) and Eightcap scores 87 (trusted).
| Feature |
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|---|---|---|
| Year Founded | 2002 | 2009 |
| Publicly Traded (Listed) | Yes | No |
| Bank | No | No |
| Tier-1 Licenses | 2 | 3 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 2 |
XTB and Eightcap both score 4.5 out of 5 stars for commissions and fees, but XTB ranks higher overall in this category, coming in at #13 out of 36 brokers compared with Eightcap at #20. XTB’s pricing is generally in line with the industry average, though it does not quite match the cheapest brokers. It offers a spread-only Standard account and, in some regions, a commission-based Professional account for eligible clients. On its Standard account, XTB reported an average EUR/USD spread of 1 pip in Q4 2023, and active traders may qualify for spread rebates through its Lower Spread Group program.
Eightcap also offers two main pricing models: a spread-only Standard account and a commission-based Raw account. Its Raw account shows an average spread of 0.06 pips, but once the $3.50 per-side commission is added, the all-in cost is about 0.76 pips, which is slightly below the industry average of 0.8 pips. That makes Eightcap competitive on pricing, although it is still a bit more expensive than the very lowest-cost forex brokers.
In simple terms, XTB may suit traders who want a straightforward spread-only setup and possible discounts if they trade a lot, while Eightcap may appeal to those who prefer a low-spread commission account. Both brokers are closely matched on rating, but XTB has the edge in ForexBrokers.com’s ranking for commissions and fees.
| Feature |
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|---|---|---|
| Minimum Deposit | $0 | $100 |
| Average spread (EUR/USD) - Spread-only account | 1.06 | 1.0 |
| All-in Cost EUR/USD - Raw spread account | N/A | 0.76 |
| Non-wire bank transfer (Deposit/Withdraw) | No | No |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB offers a much wider range of investments than Eightcap, making it the stronger choice for traders who want more markets under one roof. XTB provides 10,521 tradeable symbols and 71 forex pairs, while Eightcap lists 803 symbols and 55 forex pairs. Both brokers offer forex trading as a CFD or spot contract, and both support cryptocurrency CFDs. However, XTB goes further by also allowing clients to buy actual cryptocurrency, which Eightcap does not.
For share investing, XTB stands out again because it lets clients buy exchange traded securities on both U.S. and international exchanges, such as Apple and Vodafone shares. Eightcap does not offer these non-CFD shares. Neither broker offers copy trading. Based on range of investments, XTB is rated 5 stars and ranked #15 out of 36 brokers by ForexBrokers.com, compared with Eightcap’s 3.5 stars and #31 ranking.
| Feature |
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|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10521 | 803 |
| Forex Pairs (Total) | 71 | 55 |
| U.S. Stocks (Shares) | Yes | No |
| Global Stocks (Non-U.S. Shares) | Yes | No |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | Yes | No |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and Eightcap both give traders a free demo account, a web-based platform, and the ability to place trades directly from charts. However, XTB stands out with its own in-house platform, while Eightcap does not offer a proprietary platform but does provide the popular MetaTrader 4 and MetaTrader 5 desktop platforms for Windows. Neither broker offers copy trading, so both are better suited to traders who want to make their own decisions rather than follow others.
For trading platforms and tools, XTB has the edge overall, with a 4.5-star rating and a ForexBrokers.com rank of #9 out of 36 brokers, compared with Eightcap’s 4-star rating and #34 ranking. In simple terms, XTB may appeal more to traders who want a smoother all-around platform experience, while Eightcap may be a better fit for those who specifically want MT4 or MT5 on desktop.
| Feature |
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|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | No |
| Desktop Platform (Windows) | No | Yes |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | No | Yes |
| MetaTrader 5 (MT5) | No | Yes |
| Charting - Indicators / Studies (Total) | 92 | 100 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and Eightcap both offer mobile trading apps for iPhone and Android, and each app includes useful features like price alerts, watchlist syncing with the online account, trendline drawing, and autosaved chart drawings. This means traders can move between desktop and mobile with little hassle, while keeping track of markets and watchlists on the go. For everyday mobile trading needs, both brokers cover the basics well.
Where XTB has the edge is in charting depth and overall app quality. XTB offers 104 technical studies in its mobile app, compared with 100 at Eightcap, and it holds a stronger mobile trading app score of 4.5 out of 5 versus Eightcap’s 4 out of 5. That difference is also reflected in ForexBrokers.com rankings, where XTB is placed #8 out of 36 brokers for mobile trading apps, while Eightcap sits at #34. For traders who want a slightly better mobile experience, XTB comes out ahead.
| Feature |
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|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | Yes |
| Mobile Charting - Indicators / Studies | 104 | 100 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
XTB and Eightcap both give traders useful market research features, including daily market commentary, a sentiment tool that shows long and short positioning, and an economic calendar for tracking upcoming global events. Neither broker provides forex news from major outlets like Bloomberg, Reuters, or Dow Jones, and neither includes research tools from Autochartist, Trading Central, or TipRanks. That means both brokers cover the basics well, but neither stands out for third-party news or advanced research add-ons.
Where they differ is in depth. Eightcap offers Acuity Trading tools such as Signal Centre, while XTB does not. Even so, XTB has the stronger overall research profile, earning 5 stars and a #9 ranking out of 36 brokers from ForexBrokers.com, compared with Eightcap’s 3.5 stars and #35 ranking. For traders who want better-rated market research, XTB has the edge.
| Feature |
|
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | No | No |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | Yes |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
XTB is the stronger choice for beginners who want more help learning how to trade. It offers forex and CFD education, runs online educational client webinars at least once a month, and has at least 10 beginner videos plus 10 advanced videos for traders who want to keep learning. This bigger mix of learning tools helps explain why XTB earns 5 stars for Education and ranks #11 out of 36 brokers at ForexBrokers.com.
Eightcap also gives beginners some useful content, including at least 10 beginner trading videos and forex or CFD education materials. However, it does not offer monthly educational webinars, and it lacks at least 10 advanced videos for more experienced traders. As a result, Eightcap scores 3.5 stars for Education and ranks #33 out of 36, making it the less complete option for traders who want more step-by-step learning support.
| Feature |
|
|
|---|---|---|
| Webinars | Yes | No |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than Eightcap. XTB finished with an overall rank of #7, while Eightcap finished with an overall rank of #30.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB offers comprehensive educational content and market research.
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| Trust Score | 96 | 87 |
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XTB stands out for traders seeking both flexibility and ownership, as it allows you to buy actual delivered cryptocurrency as well as trade cryptocurrency CFDs, while Eightcap only offers cryptocurrency CFDs and does not support the purchase of actual cryptocurrency.
XTB vs Eightcap: both online brokers support PayPal, Skrill, and bank wire transfers for deposits and withdrawals, do not offer ACH or SEPA, and Visa/Mastercard availability is not specified.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | Eightcap | |
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| Trust Score | 96 | 87 | |
| Winner | check_circle | ||
| Review | XTB Review | Eightcap Review |
| Broker Screenshots | XTB | Eightcap | |
|---|---|---|---|
| Broker Gallery (click to expand) |
| Regulation | XTB | Eightcap | |
|---|---|---|---|
| Trust Score | 96 | 87 | |
| Year Founded | 2002 | 2009 | |
| Publicly Traded (Listed) | Yes | No | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 3 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 2 |
| Tier-1 Licenses (Highly Trusted) | XTB | Eightcap | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | No | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | Eightcap | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | Eightcap | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10521 | 803 | |
| Forex Pairs (Total) | 71 | 55 | |
| U.S. Stocks (Shares) | Yes | No | |
| Global Stocks (Non-U.S. Shares) | Yes | No | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | Yes | No | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | Eightcap | |
|---|---|---|---|
| Average spread (EUR/USD) - Spread-only account | 1.06 | 1.0 | |
| All-in Cost EUR/USD - Raw spread account | N/A | 0.76 | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | Yes | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | Eightcap | |
|---|---|---|---|
| Minimum Deposit | $0 | $100 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer (Deposit/Withdraw) | No | No |
| Trading Platforms | XTB | Eightcap | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | No | |
| Desktop Platform (Windows) | No | Yes | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | No | Yes | |
| MetaTrader 5 (MT5) | No | Yes | |
| cTrader | No | No |
| Trading Tools | XTB | Eightcap | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 92 | 100 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | Eightcap | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlists - Syncing | Yes | Yes | |
| Mobile Charting - Indicators / Studies | 104 | 100 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | XTB | Eightcap | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | No | No | |
| Autochartist | No | No | |
| Trading Central | No | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | Eightcap | |
|---|---|---|---|
| Webinars | Yes | No | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | No |
| Major Forex Pairs | XTB | Eightcap | |
|---|---|---|---|
| EUR/USD | Yes | Yes | |
| Review | XTB Review | Eightcap Review |
| Overall | XTB | Eightcap | |
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| Trust Score | 96 | 87 | |
| Winner | check_circle | ||
| Review | XTB Review | Eightcap Review |