Written by ForexBrokers.com
In this head to head comparison of FOREX.com vs XTB, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
FOREX.com, established in 1999, and XTB, founded in 2002, are both well-known online brokers listed on stock exchanges, though neither operates as a bank. Both companies have earned high regard for their reliability, with FOREX.com boasting a near-perfect Trust Score of 99 and XTB following closely with a score of 96 according to ForexBrokers.com. These scores reflect their overall credibility and the trust analysts place in them.
In terms of regulation, FOREX.com leads with seven Tier-1 licenses, indicating a strong level of trust, alongside one Tier-2 license. In comparison, XTB holds two Tier-1 and two Tier-2 licenses. This suggests that while both brokers are considered highly reliable, FOREX.com slightly edges out with a broader array of top-tier regulatory endorsements. Overall, both platforms provide a secure and trusted environment for investors looking to trade online.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Year Founded | 1999 | 2002 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 7 | 2 |
| Tier-2 Licenses | 1 | 2 |
| Tier-3 Licenses | 0 | 0 |
| Tier-4 Licenses | 1 | 2 |
When comparing FOREX.com and XTB based on their commissions and fees, both platforms offer unique advantages depending on a trader's specific needs. FOREX.com provides multiple account types, with the Standard account especially appealing to those who prefer market-maker execution despite its higher spreads, which average 1.4 pips on the EUR/USD in the U.S. Alternatively, the recently launched RAW Spread account features lower spreads averaging 0.13 pips for the EUR/USD but involves a $7 commission per Standard lot, making it a viable option for high-volume traders.
On the other hand, XTB provides a Standard account with average forex spreads of about 1 pip on the EUR/USD, aligning with industry averages. They offer a streamlined choice for retail traders as their Pro account, which required electing professional status in the U.K and Europe, is being phased out. The Standard account requires a minimum deposit of 250 base currency units and offers rebates of up to 30% for active traders who meet certain volume thresholds through the Lower Spread Group program.
Both FOREX.com and XTB are rated 4.5 stars for their commissions and fees. However, XTB edges ahead slightly in the rankings, securing the 11th position out of 63 brokers according to ForexBrokers.com, compared to FOREX.com's 13th place. Ultimately, the choice between FOREX.com and XTB hinges on a trader's volume and preference for either a spread-only or commission-based trading model.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Minimum Deposit | $100 | $0 |
| Average Spread EUR/USD - Standard | 1.4 | 1.00 |
| All-in Cost EUR/USD - Active | 0.9 | 1.00 |
| Active Trader or VIP Discounts | Yes | No |
| ACH or SEPA Transfers | Yes | No |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | No | Yes |
| Visa/Mastercard (Credit/Debit) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
When it comes to trading options, both FOREX.com and XTB offer a solid selection tailored for different investor needs. FOREX.com provides access to over 5,500 tradeable symbols, with a focus on forex, offering 80 currency pairs. In comparison, XTB expands its scope by presenting 7,184 tradeable symbols, although slightly fewer currency pairs at 71. Both brokers enable users to trade forex as CFDs or spot contracts and provide opportunities to trade cryptocurrency derivatives, but not the actual cryptocurrencies themselves.
Where XTB distinctly stands out is in its offering of exchange-traded securities on both U.S. and international exchanges, allowing clients to invest in companies like Apple and Vodafone directly. FOREX.com, on the other hand, restricts its offering to derivative products and does not provide access to actual stock market shares. Neither platform supports copy trading. Despite these differences in available investments, ForexBrokers.com rates both brokers highly at five stars, with FOREX.com ranking 7th and XTB at 14th among 63 brokers for their range of investments.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5500 | 7184 |
| Forex Pairs (Total) | 80 | 71 |
| U.S. Stock Trading (Non CFD) | No | Yes |
| Int'l Stock Trading (Non CFD) | No | Yes |
| Social Trading / Copy Trading | No | No |
| Cryptocurrency (Physical) | No | No |
| Cryptocurrency (Derivative) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
When comparing the trading platforms and tools offered by FOREX.com and XTB, both brokers provide traders with valuable options. Both offer free demo accounts for beginners to practice risk-free and proprietary platforms designed in-house. They support Windows-based desktop downloads and web-based trading, catering to different user preferences. However, while FOREX.com provides both MetaTrader 4 (MT4) and MetaTrader 5 (MT5) platforms, XTB does not offer these third-party platforms. Neither broker supports copy trading, DupliTrade, or ZuluTrade, focusing instead on their unique features.
In terms of technical support for traders, FOREX.com stands out by offering a larger set of drawing tools, totaling 239, compared to XTB's 32. Both brokers allow traders to execute trades directly from stock charts, adding convenience. FOREX.com's watch lists are also more comprehensive with 20 customizable columns, in comparison to XTB's 8 columns. Overall, FOREX.com is rated 5 stars for its trading platforms and tools, ranking 7th out of 63 brokers, while XTB holds a 4.5-star rating and is ranked 9th. This slight edge makes FOREX.com a preferred choice for those seeking a greater variety of trading features.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | Yes |
| Web Platform | Yes | Yes |
| Social Trading / Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | Yes | No |
| DupliTrade | No | No |
| ZuluTrade | No | No |
| Charting - Indicators / Studies (Total) | 88 | 39 |
| Charting - Drawing Tools (Total) | 239 | 32 |
| Charting - Trade From Chart | Yes | Yes |
| Watchlists - Total Fields | 20 | 8 |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
When examining the mobile trading apps of FOREX.com and XTB, both platforms deliver capable tools for iPhone and Android users. Each provides the ability to create watchlists with real-time quotes and to receive stock or forex price alerts, ensuring traders can stay informed on the go. Both apps also support drawing trendlines on charts and offer multiple time frames for a detailed analysis. However, FOREX.com distinguishes itself with 88 technical studies available in its app compared to XTB's 39, giving users more options for charting and technical analysis.
One notable advantage of the FOREX.com mobile app is its watchlist symbol syncing feature, enabling seamless integration between the mobile app and online account, while XTB lacks this functionality. Additionally, FOREX.com's app has an automated saving feature for drawings, enhancing user convenience. With a 5-star rating versus XTB's 4.5 stars, FOREX.com ranks third out of 63 brokers in the Mobile Trading Apps category according to ForexBrokers.com, whereas XTB holds the eighth position. These factors contribute to FOREX.com being a preferred choice for those seeking a comprehensive mobile trading experience.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Alerts - Basic Fields | Yes | Yes |
| Watchlist Syncing | Yes | No |
| Mobile Charting - Indicators / Studies | 88 | 39 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Multiple Time Frames | Yes | Yes |
| Mobile Charting - Drawings Autosave | Yes | Yes |
| Mobile Watchlist | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When comparing FOREX.com and XTB for their market research offerings, both platforms provide daily market commentary and access to forex news from top-tier sources like Bloomberg and Reuters. However, FOREX.com excels in offering tools from Trading Central, such as technical analytics, which XTB lacks. Both brokers provide sentiment-based trading tools that showcase position ratios, as well as comprehensive economic calendars listing global news events. Neither platform offers tools from Autochartist, TipRanks, or Acuity Trading.
Despite FOREX.com's advantage in offering Trading Central's research tools, XTB is rated slightly higher for research by ForexBrokers.com with a perfect 5-star rating, compared to FOREX.com's 4.5 stars. In terms of rankings among 63 brokers, XTB is positioned at #7, while FOREX.com follows closely at #9, demonstrating both platforms' strong research capabilities but with XTB holding a slight edge.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Daily Market Commentary | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central (Recognia) | Yes | No |
| Social Sentiment - Currency Pairs | Yes | Yes |
| TipRanks | No | No |
| Signal Centre (Acuity Trading) | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When comparing the educational resources offered to beginners by FOREX.com and XTB, both brokers cover essential learning materials in forex and CFDs. Each provides more than ten educational materials, such as articles, videos, and webinars, specifically centered on forex and CFDs. Both platforms ensure that their clients have access to ongoing education by hosting at least one online educational webinar per month and maintaining a searchable archive of past webinars. Additionally, they offer a solid variety of beginner-friendly videos to help newcomers grasp trading concepts easily, along with advanced educational videos tailored for more experienced traders.
Although FOREX.com boasts an impressive educational suite complete with an investor dictionary comprising definitions of over 50 investing terms, XTB does not include such a dictionary in its offerings. Interestingly, despite FOREX.com being ranked fourth among 63 brokers by ForexBrokers.com for education, XTB has received a higher user rating with five stars compared to FOREX.com’s 4.5 stars. This suggests that while FOREX.com provides a somewhat broader base of resources, XTB's educational tools are perceived as slightly more effective by its users.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Education (Forex or CFDs) | Yes | Yes |
| Client Webinars | Yes | Yes |
| Client Webinars (Archived) | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
| Investor Dictionary (Glossary) | Yes | No |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that FOREX.com is better than XTB. FOREX.com finished with an overall rank of #5, while XTB finished with an overall rank of #7.
FOREX.com is a trusted brand that delivers an excellent trading experience for forex and CFDs traders across the globe. It offers a wide range of markets and provides an impressive suite of proprietary platforms – alongside limited access to MetaTrader.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Overall Rating |
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| Trust Score | 99 | 96 |
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Both FOREX.com and XTB provide the capability to trade cryptocurrency derivatives, but neither platform offers the option to purchase actual (delivered) cryptocurrencies.
When comparing online brokers FOREX.com and XTB, it's notable that FOREX.com provides ACH/SEPA transfers and PayPal for deposits and withdrawals, but does not support Skrill, whereas XTB supports Skrill and PayPal but not ACH/SEPA transfers, with both brokers offering Visa, Mastercard, and bank wire options.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | FOREX.com | XTB | |
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| Trust Score | 99 | 96 | |
| Winner | check_circle | ||
| Review | FOREX.com Review | XTB Review |
| Broker Screenshots | FOREX.com | XTB | |
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| Regulation | FOREX.com | XTB | |
|---|---|---|---|
| Trust Score | 99 | 96 | |
| Year Founded | 1999 | 2002 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 7 | 2 | |
| Tier-2 Licenses | 1 | 2 | |
| Tier-3 Licenses | 0 | 0 | |
| Tier-4 Licenses | 1 | 2 |
| Tier-1 Licenses (Highly Trusted) | FOREX.com | XTB | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | Yes | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (SFC Authorised) | Yes | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | No | No | |
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | Yes | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | FOREX.com | XTB | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | No | |
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA/Central Bank Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No | No |
| Investments | FOREX.com | XTB | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5500 | 7184 | |
| Forex Pairs (Total) | 80 | 71 | |
| U.S. Stock Trading (Non CFD) | No | Yes | |
| Int'l Stock Trading (Non CFD) | No | Yes | |
| Social Trading / Copy Trading | No | No | |
| Cryptocurrency (Physical) | No | No | |
| Cryptocurrency (Derivative) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | FOREX.com | XTB | |
|---|---|---|---|
| Average Spread EUR/USD - Standard | 1.4 | 1.00 | |
| All-in Cost EUR/USD - Active | 0.9 | 1.00 | |
| Active Trader or VIP Discounts | Yes | No | |
| Inactivity Fee | Yes | Yes | |
| Execution: Agency Broker | No | Yes | |
| Execution: Market Maker | Yes | Yes |
| Funding | FOREX.com | XTB | |
|---|---|---|---|
| Minimum Deposit | $100 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | No | Yes | |
| Visa/Mastercard (Credit/Debit) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| ACH or SEPA Transfers | Yes | No |
| Trading Platforms | FOREX.com | XTB | |
|---|---|---|---|
| Proprietary Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | Yes | |
| Web Platform | Yes | Yes | |
| Social Trading / Copy Trading | No | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | No | |
| DupliTrade | No | No | |
| ZuluTrade | No | No |
| Trading Tools | FOREX.com | XTB | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Alerts - Basic Fields | Yes | Yes | |
| Watchlists - Total Fields | 20 | 8 | |
| Charting - Indicators / Studies (Total) | 88 | 39 | |
| Charting - Drawing Tools (Total) | 239 | 32 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | FOREX.com | XTB | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Alerts - Basic Fields | Yes | Yes | |
| Mobile Watchlist | Yes | Yes | |
| Watchlist Syncing | Yes | No | |
| Mobile Charting - Indicators / Studies | 88 | 39 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Multiple Time Frames | Yes | Yes | |
| Mobile Charting - Drawings Autosave | Yes | Yes | |
| Mobile Economic Calendar | Yes | Yes |
| Research | FOREX.com | XTB | |
|---|---|---|---|
| Daily Market Commentary | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central (Recognia) | Yes | No | |
| TipRanks | No | No | |
| Social Sentiment - Currency Pairs | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | FOREX.com | XTB | |
|---|---|---|---|
| Education (Forex or CFDs) | Yes | Yes | |
| Client Webinars | Yes | Yes | |
| Client Webinars (Archived) | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes | |
| Investor Dictionary (Glossary) | Yes | No |
| Major Forex Pairs | FOREX.com | XTB | |
|---|---|---|---|
| GBP/USD | Yes | Yes | |
| USD/JPY | Yes | Yes | |
| EUR/USD | Yes | Yes | |
| USD/CHF | Yes | Yes | |
| USD/CAD | Yes | Yes | |
| NZD/USD | Yes | Yes | |
| AUD/USD | Yes | Yes | |
| Review | FOREX.com Review | XTB Review |
| Overall | FOREX.com | XTB | |
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| Trust Score | 99 | 96 | |
| Winner | check_circle | ||
| Review | FOREX.com Review | XTB Review |
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