Written by ForexBrokers.com
In this head to head comparison of FOREX.com vs XTB, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
FOREX.com (founded 1999) and XTB (founded 2002) are both publicly traded brokers, and neither is a bank. On ForexBrokers.com’s Trust Score scale (90–99 highly trusted; 80–89 trusted; 70–79 average risk; 60–69 high risk; under 59 not trusted), FOREX.com scores 99/99 and XTB scores 96/99—both are highly trusted.
Regulatory coverage: FOREX.com holds 7 Tier-1 licenses and 2 Tier-2 licenses, while XTB holds 2 Tier-1 and 2 Tier-2 licenses (Tier-1 regulators are considered highly trusted and Tier-2 trusted by ForexBrokers.com). Both are well regulated, with FOREX.com offering a wider set of top-tier authorizations and XTB also maintaining strong oversight.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Year Founded | 1999 | 2002 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 7 | 2 |
| Tier-2 Licenses | 2 | 2 |
| Tier-3 Licenses | 1 | 1 |
| Tier-4 Licenses | 1 | 2 |
FOREX.com and XTB both earn 4.5 out of 5 stars for commissions and fees, but they price trades a little differently. FOREX.com ranks #15 out of 36 brokers in this category, while XTB ranks slightly higher at #13 out of 36. In simple terms, both brokers are fairly competitive, but XTB has a small edge in the ranking.
FOREX.com can be a bit pricey on its Standard account, especially in the U.S., where EUR/USD spreads were around 1.4 pips in July 2023. Its RAW Spread account is cheaper, with typical EUR/USD spreads near 0.13 pips, but it adds a commission per trade. FOREX.com also offers volume-based rebates for active traders, which can help lower costs if you trade a lot each month.
XTB’s pricing is closer to the industry average. Its standard account had average EUR/USD spreads of about 1 pip in Q4 2023, and its commission-based professional account is being phased out in many regions. For most retail traders, XTB’s Standard account is usually the simpler choice, while active traders in eligible regions can still get spread discounts through XTB’s Lower Spread Group.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Minimum Deposit | $100 | $0 |
| Average spread (EUR/USD) - Spread-only account | 1.00 | 1.06 |
| All-in Cost EUR/USD - Raw spread account | 1.13 | 1.06 |
| Non-wire bank transfer (Deposit/Withdraw) | Yes | No |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
FOREX.com and XTB both give traders access to forex as a CFD or spot contract, and each also offers exchange-traded securities on both U.S. and international markets, so you can buy real shares rather than only CFDs. Both brokers support cryptocurrency CFDs, but only XTB lets clients buy actual, delivered cryptocurrency. Neither platform offers copy trading.
When it comes to the size of their product lists, XTB offers more tradeable symbols overall, with 10,521 compared with 5,500 at FOREX.com. FOREX.com has a slight edge in forex pairs, offering 80 versus 71 at XTB. Both brokers earn 5 out of 5 stars for range of investments, but FOREX.com is ranked higher by ForexBrokers.com in this category, placing 6th out of 36 brokers compared with XTB’s 14th place.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 5500 | 10521 |
| Forex Pairs (Total) | 80 | 71 |
| U.S. Stocks (Shares) | Yes | Yes |
| Global Stocks (Non-U.S. Shares) | Yes | Yes |
| Copy Trading | No | No |
| Cryptocurrency (Underlying) | No | Yes |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
FOREX.com and XTB both give traders a choice of a free demo account, a proprietary platform, and a web-based trading platform, making each a solid option for those who want to practice first or trade from a browser. Both also let users trade directly from a chart, which can be helpful for acting quickly on market moves. Neither broker offers copy trading, so investors looking for that feature will need to look elsewhere.
Where FOREX.com stands out is with its desktop platform for Windows, plus support for both MetaTrader 4 and MetaTrader 5. XTB does not offer a Windows desktop download platform or MetaTrader access, which may matter to more active traders who prefer familiar third-party software. Overall, FOREX.com earns a higher Trading Platforms and Tools score, with 5 stars and a #5 ranking out of 36 brokers, compared with XTB’s 4.5 stars and #9 ranking.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | No |
| MetaTrader 4 (MT4) | Yes | No |
| MetaTrader 5 (MT5) | Yes | No |
| Charting - Indicators / Studies (Total) | 90 | 92 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
FOREX.com and XTB both offer strong mobile trading apps for iPhone and Android, so either broker lets you trade on the go with ease. Each app also includes stock and forex price alerts, watchlist syncing between the mobile app and online account, trendline drawing on charts, and auto-saving for chart drawings. In short, both brokers give mobile traders the tools they need to stay connected to the market and manage trades from their phone.
Where they differ is in charting depth and overall ratings. XTB offers 104 technical studies in its mobile app, which is more than FOREX.com’s 90, while FOREX.com earns a higher mobile trading apps rating at 5 stars compared with XTB’s 4.5 stars. ForexBrokers.com also ranks FOREX.com higher in this category, placing it #2 out of 36 brokers, while XTB comes in at #8 out of 36.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | Yes | Yes |
| Mobile Charting - Indicators / Studies | 90 | 104 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | Yes |
Dive deeper: Best Forex Trading Apps.
When it comes to market research, both FOREX.com and XTB give traders daily market commentary, a sentiment tool showing long and short positions, and an economic calendar with key global events. Both brokers also earn a 5-star Research rating from ForexBrokers.com, which puts them among the stronger choices for traders who want regular market updates and easy-to-use research features.
FOREX.com has a slight edge for research depth. It offers forex news from top-tier sources like Bloomberg, Reuters, and Dow Jones, plus Trading Central tools for technical and fundamental analysis. XTB does not include those news or Trading Central features, although it still provides helpful basic research. In ForexBrokers.com’s Research ranking, FOREX.com is placed #7 out of 36 brokers, while XTB comes in at #9.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | No |
| Autochartist | No | No |
| Trading Central | Yes | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | No |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
FOREX.com and XTB both give beginners plenty of ways to learn before they start trading. Each broker offers forex and CFD education with at least 10 learning pieces, plus regular online webinars, beginner-focused video lessons, and advanced videos for traders who want to go deeper. Both also earn a 5-star Education rating, so in terms of basic learning tools, each platform is well suited to new traders who want step-by-step guidance.
That said, FOREX.com has the edge overall for education. It ranks #4 out of 36 brokers in the Education category, while XTB ranks #11. For beginners comparing online broker education, this means FOREX.com is the stronger choice if top-tier learning content is a priority, although XTB still offers a strong selection of helpful forex and CFD resources.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that FOREX.com is better than XTB. FOREX.com finished with an overall rank of #4, while XTB finished with an overall rank of #7.
FOREX.com is a trusted brand that delivers an excellent trading experience for forex and CFDs traders across the globe. It offers a wide range of markets and provides an impressive suite of proprietary platforms – alongside limited access to MetaTrader.
| Feature |
FOREX.com
|
XTB
|
|---|---|---|
| Overall Rating |
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| Trust Score | 99 | 96 |
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When comparing FOREX.com vs XTB for cryptocurrency trading, XTB stands out by offering the ability to buy actual delivered cryptocurrency, while both brokers provide access to cryptocurrency CFDs rather than direct ownership.
Comparing online brokers FOREX.com vs XTB for deposit and withdrawal methods: FOREX.com supports ACH/SEPA transfers while XTB does not; both offer PayPal, Skrill, and bank wire transfers; Visa or Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | FOREX.com | XTB | |
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| Trust Score | 99 | 96 | |
| Winner | check_circle | ||
| Review | FOREX.com Review | XTB Review |
| Broker Screenshots | FOREX.com | XTB | |
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| Regulation | FOREX.com | XTB | |
|---|---|---|---|
| Trust Score | 99 | 96 | |
| Year Founded | 1999 | 2002 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 7 | 2 | |
| Tier-2 Licenses | 2 | 2 | |
| Tier-3 Licenses | 1 | 1 | |
| Tier-4 Licenses | 1 | 2 |
| Tier-1 Licenses (Highly Trusted) | FOREX.com | XTB | |
|---|---|---|---|
| Australia (ASIC Authorised) | Yes | No | |
| Canada (CIRO Authorised) | Yes | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | Yes | No | |
| Singapore (MAS Authorised) | Yes | No | |
| Switzerland (FINMA Authorised) | No | ||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | Yes | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | FOREX.com | XTB | |
|---|---|---|---|
| Kenya (CMA Authorised) | No | ||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | No | Yes | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) | No |
| Investments | FOREX.com | XTB | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 5500 | 10521 | |
| Forex Pairs (Total) | 80 | 71 | |
| U.S. Stocks (Shares) | Yes | Yes | |
| Global Stocks (Non-U.S. Shares) | Yes | Yes | |
| Copy Trading | No | No | |
| Cryptocurrency (Underlying) | No | Yes | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | FOREX.com | XTB | |
|---|---|---|---|
| Average spread (EUR/USD) - Spread-only account | 1.00 | 1.06 | |
| All-in Cost EUR/USD - Raw spread account | 1.13 | 1.06 | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | No | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | FOREX.com | XTB | |
|---|---|---|---|
| Minimum Deposit | $100 | $0 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer (Deposit/Withdraw) | Yes | No |
| Trading Platforms | FOREX.com | XTB | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | No | |
| MetaTrader 4 (MT4) | Yes | No | |
| MetaTrader 5 (MT5) | Yes | No | |
| cTrader | No | No |
| Trading Tools | FOREX.com | XTB | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 90 | 92 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | FOREX.com | XTB | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | Yes | Yes | |
| Mobile Charting - Indicators / Studies | 90 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | Yes | |
| Mobile Research - Economic Calendar | Yes | Yes |
| Research | FOREX.com | XTB | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | No | |
| Autochartist | No | No | |
| Trading Central | Yes | No | |
| TipRanks | No | No | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | FOREX.com | XTB | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | FOREX.com | XTB | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | FOREX.com Review | XTB Review |
| Overall | FOREX.com | XTB | |
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| Trust Score | 99 | 96 | |
| Winner | check_circle | ||
| Review | FOREX.com Review | XTB Review |
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